What does a policy bank interview look like?

The main policy banks are: the Export-Import Bank of China, the Agricultural Development Bank of China, and the China Development Bank.

a) China Development Bank.

The interview time for CDB is generally within two weeks after the end of the written test. There are three rounds of interviews:

1. The first round of group meetings is in the form of leaderless group discussion, with 10 minutes of reading materials, 30 minutes of discussion, and 5 minutes of summary and presentation.

2. In the second round of English single-sided, generally 2 interviewers to 1 candidate, usually in a structured form, reading material questions; Reflection time: 1 minute. (There will be a self-introduction at the branch).

3. The third round adopts a structured and semi-structured form, n to 1, and the main question types are: self-introduction + 1 structured or semi-structured question; It usually takes about 5 minutes.

2) Agricultural Development Bank of China.

The interview time of the Agricultural Development Bank of China is generally scheduled for about three weeks after the end of the written test, and the interview is generally notified according to three times the number of recruits (in some areas, the interview is notified according to the ratio of 1:6), that is, the interview pass rate is about 33%. The interview will be conducted in the form of a 1-minute self-introduction, 1 to 2 structured questions and follow-up questions.

The following personal information will be required for the interview:

1. Candidate qualification review form.

2. A copy of your ID card (or a valid certificate registered on the admission ticket).

3. My admission ticket.

4. Copies of academic qualifications and degree certificates obtained.

3) Export-Import Bank of China.

The interview time for the Export-Import Bank of China is generally about three weeks after the end of the written test. The interview format used by the head office and branch is different:

1. The head office usually adopts the form of self-introduction and professional questions, among which the professional topics are relatively unfixed, and there are random questions, such as: life, personality-related questions, and English issues.

2. Taking the Beijing branch as an example, the branch generally adopts the forms of self-introduction, two professional questions and follow-up questions, among which the professional questions often involve the composition, function and management of foreign exchange reserves; the causes of the European debt crisis; interest rate liberalization and other issues. When preparing for professional knowledge, candidates can focus on strengthening the memory and understanding of these knowledge points.

Hello. There are generally two types of interviews for policy banks: leaderless and semi-structured, with a more semi-structured bias.

In the past three years, the recruitment efforts of the Agricultural Development Bank have increased, and the interviews are basically semi-structured plus no leader, and the national perspective is mainly semi-structured, and the probability of no leader group is not high, while the import and export and CDB are semi-structured, and the import and export interviews will be accompanied by English answers, and the CDB can be regarded as the lowest difficulty coefficient of the interview among the three, and the general questions are not too many, about three questions per person (excluding follow-up questions), and the Agricultural Development Bank basically has about six questions per person (excluding follow-up questions), and import and export are also about three, but there are English questions, and the requirements for English are higher.

About the recruitment conditions of policy banks:

Take China Development Bank as an example: full-time undergraduate graduates or graduate students; International students who are working for the first time. CET-4 is not required by most branches; There are no strict professional restrictions, and the specific professional requirements of each branch are different; Focus on recruiting graduates majoring in economics, finance, accounting, science and engineering, engineering, management, law, Chinese and other related majors.

Take agricultural development as an example: full-time bachelor's degree or above, and the position of operation reserve student in some areas can be relaxed to full-time college degree. Graduates of domestic colleges and universities should be required to obtain graduation certificates, degree certificates, and employment registration certificates; Graduates of overseas institutions need to be certified by the Ministry of Education of the People's Republic of China.

Some positions require a certain level of foreign language communication skills, as detailed in the job description. Have strong learning and communication skills, have professionalism and teamwork spirit, and meet the qualifications and competencies of the position. Law-abiding, honest and trustworthy, good conduct, physical and mental health.

The hiring conditions of the three major policy banks are different.

The basic requirements for recruitment by the Export-Import Bank of China are full-time master's degree or above, and the first degree is a full-time bachelor's degree; Have the nationality of the People's Republic of China, have good political and ideological quality, and abide by the law; CET-6 score of 450 or above, or TOEFL-IBT score of 85 or above, or IELTS score or above.

CDB's recruitment requirements are to have good moral quality, teamwork spirit, and a strong sense of responsibility; Physically and mentally healthy, good conduct, no bad habits, no violations of rules and disciplines; Full-time master's degree or above, CET-4 or above.

Agricultural Development Bank of China's recruitment requirements are full-time bachelor's degree or above; Economics, finance, accounting, law, information technology and other related majors, as well as agriculture-related, ecology and construction, transportation, water conservancy, civil engineering and other majors closely related to the business development of the Agricultural Development Bank.

First of all, the recruitment threshold for policy banks is not low, so the friends you work with are also very powerful, and everyone can learn from each other.

Secondly, the work pressure is not large, compared with commercial banks, policy banks do not have the pressure of deposit indicators, so the work mentality will be relatively relaxed, compared with commercial banks, commuting is relatively regular, and you can take into account work and life; Therefore, if you don't want to work under pressure, a commercial bank is your wrong choice.

Last but not least, your work atmosphere will help you grow a lot.

Features:

Policy banks are different from Zhongyuan Douyang Bank and other commercial banks, and its important role is to make up for the shortcomings of commercial banks in the allocation of funds, so as to improve and optimize the overall function of a country's financial system. Compared with other banks, policy banks have the following characteristics:

First, from the perspective of the nature of capital, policy banks are generally funded by ** financial appropriation or ** equity participation, controlled by **, and maintain a close relationship with **. For example, Germany (IBRD Act) stipulates that the Bank for Reconstruction and Development is owned by **, of which the federal ** accounts for 80% of the shares, and the states ** account for 20% of the shares.

France's foreign ** bank is composed of French ** bank shares, trust and savings bank shares, and other large commercial bank investments.

Second, from the perspective of business objectives, policy banks do not aim at making profits, but take the implementation of the state's social and economic policies as their own responsibility. Its main function is to provide financial facilities for the development of key national construction and industries and regions supported by national industrial policies.

However, not aiming for profit does not mean that policy banks are not profitable, or that they ignore efficiency, but only from the perspective of business goals, they do not pursue profit or profit maximization.

1.Banks do not have high requirements for professional knowledge, unless you are a graduate student studying finance, economics, etc., otherwise, the general bank interview will not ask you advanced banking professional questions.

2.The bank interview requires you to have the ability to:

1) Excellent personal qualities.

At this point, you are required to fully show your personal qualities and good plasticity when you talk to them; At the same time, it's important to make them feel like you're a credible person.

2) Good expression skills.

It is crucial to have good communication skills. Because at present, most of the recruitment in the banking industry focuses on front-line personnel in the market, and their winning rate is much higher than that of accountants, savings and other counter personnel.

3) Pleasing appearance.

I'm sorry, I don't know if this will be offensive to you, but the truth is that you can not be beautiful, but you must not be annoying, you must be clean and tidy, and you must be dressed in formal attire, although everyone does not admit this, but this is still one of the first factors considered by many banks during the interview.

4) A certain amount of intra-industry relationship.

I'm afraid this will also cause you to be displeased, but if your own characteristics are not very outstanding and your qualifications are not very high, a certain relationship is necessary. There are a lot of people who want to enter the bank now, ......On the other hand, having strong social connections is also necessary in banking work.

5) Qualifications. If you are a fresh graduate, you can skip this point and do not necessarily have banking work experience without studying in a bank, but it is better to have relevant experience, (such as corporate accounting, financial planner, etc.).

This is very important for you to win the bid.

6) Professional. If you're a graduate, take a look at this.

Preferably your major is finance, economics, law, accounting.

If not, you're looking for a relationship. The bureau was changed.

If you don't have one, then sorry......

7) Hardware foundation. (for students).

For example, "party members" are very useful, student union cadres, accountant qualification certificates, lawyer qualification certificates, etc.

The job in the bank is relatively stable, and the salary is at a medium level, but relatively speaking, you will also face a certain amount of work pressure, so you also need to take on relevant work responsibilities.

The three major policy banks are: China Development Bank, Export-Import Bank of China, and Agricultural Development Bank of China, all of which are directly under the leadership. The salary package is good.

A policy bank refers to a non-profit-oriented professional financial institution founded by the first to carry out financial business in a specific field with the goal of implementing the economic policy of the first country. It is an important part of the reform of China's financial system to separate policy finance from commercial finance, to set up policy banks to undertake strictly defined policy business, and at the same time to realize the commercialization of specialized banks, develop commercial banks, and vigorously develop commercial financial services to meet the needs of the market economy.

Policy banks are not for the purpose of making profits, but are specifically engaged in policy-based financing activities in specific business areas for the purpose of implementing and cooperating with the best social and economic policies or intentions, and act as a tool for economic development, social progress and macroeconomic management.