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Starting from December 1, 2016, customers who transfer funds through ATMs will be able to transfer funds within 24 hours of acceptance, except for transfers to their own bank accounts. If the transfer account is a certain bank card, within 24 hours of acceptance, the customer can apply to the bank to cancel the transfer through the counter or call customer service**.
Bank Transfer Method:
After confirming that the passbook account number and account name provided by the payee are correct, you can take the cash to the bank and deposit it directly into the payee's account;
It is recommended to open an account at the bank, and then fill out a wire transfer form, fill in the other party's receiving account number, account name, and bank name, and remit money from the account to the beneficiary.
If you are troublesome to open an account, you can directly remit money in cash and fill in a wire transfer form for remittance, but you must fill in the other party's receiving account number, account name, and bank name;
Open online banking, and you can pay and transfer money online.
After the transfer is successful, you can confirm it to prevent the wrong account from being transferred to the wrong account or not arrived, and you can contact the bank in time to deal with it.
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Personal online banking, handheld bank transfer (select real-time transfer) arrival time
1.Manually enter the bank where the receiving account is opened:
The first transfer must be manually re-recorded, and it is not possible to choose to expedited. No deduction will be made before the re-registration, from 9:00 to 16:00 on weekdays
50. The teller will manually record the opening bank of the payee, and the account will arrive within 1 hour after the manual supplementation. After the first transfer is successful, the subsequent transfer to the account will be made according to the "Select the opening bank from the drop-down list".
2.drop-down list to select the beneficiary account opening bank:
The transfer amount is less than 50,000 yuan (inclusive): if the beneficiary bank has joined the super online banking system, the funds will be credited to the account in real time after deduction; If the beneficiary bank has not joined the super online banking system, the transfer will be made through the large and small payment system, and the transfer will generally arrive within 6 hours (calculated from the successful submission of the transaction) on working days.
Transfer amount of more than 50,000 yuan: 9:00-16:00 on working days
50, basically real-time arrival, under normal circumstances, within 1 hour; Outside of 9:00-16:50 on weekdays, the system automatically obtains the bank number of the payee's opening bank, but it needs to be at 9:00 on weekdays
The transfer request will be submitted by the teller from 00 to 16:50, and it will basically arrive in real time after submission, and it will generally arrive within 1 hour.
The arrival time of personal online banking and inter-bank transfer (select ordinary transfer).
1.If the transfer amount is less than 50,000 yuan (inclusive), it will be remitted within 2 hours after the acceptance is successful, and it can be credited to the account within 6 hours after the successful remittance on weekdays.
2.The transfer amount is more than 50,000 yuan, and it is 9:00-14:00 on working days
After 50, inter-bank ordinary transfer methods greater than 50,000 yuan are not supported. )
Personal online banking and palm banking inter-bank transfer (select the next day's transfer) arrival time
1.If the transfer amount is less than 50,000 yuan (inclusive), it will be remitted 24 hours after successful acceptance. On working days, it can be credited to the account within 2 hours after the remittance (calculated from the successful deduction).
2.The transfer amount is more than 50,000 yuan, 9:00-16:50 on working days: basically it will arrive in the account after 24 hours, and it will arrive within 1 hour after the successful deduction under normal circumstances.
To sum up, it is recommended to look at the transaction method of the transferor to see if it exceeds the above time frame.
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