If you injure someone while driving for more than 24 hours, you can still apply for insurance

When the vehicle is out of insurance, the general insurance company requires that the accident be reported within 48 hours, and the insurance company will send a surveyor to the scene to determine whether the traces of the accident are consistent, and if they match, they are generally recognized. The owner of the car should report the accident within the time specified by the insurance company, and if the report is late, there may be a deduction for part of the exemption.

The basic process of claim settlement includes: reporting, surveying and assessing damages, signing and reviewing claim documents, adjusting and reviewing, approval, and settlement of claims.

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Now there are more and more cars on the road, because people's living standards have also improved, and many families will buy a car. With the increase in cars, the probability of traffic accidents will also increase, so many people will buy a car insurance after buying a car. Is it still useful to report traffic accidents within 24 hours?

It is useful to report insurance within 24 hours.

We should all know that if the traffic accident has occurred for more than 24 hours, it is useless to tell the insurance company at this time. If it is reported to the insurance company within 24 hours, it is still useful at this time。Because the insurance company stipulates that the first time a traffic accident occurs is to contact the insurance company, so that the insurance company's staff can go to the scene to investigate the situation, and then the scope of compensation can be determined.

If you don't contact the insurance company within 24 hours, the insurance company will miss the opportunity to inspect the site and will not be able to determine the scope of compensation, so it will be more difficult for you to get compensation from the insurance company.

If it is overdue, no compensation will be made.

I believe that many friends who have purchased car insurance should know that the insurance company has a compensation period, if you tell the insurance company 24 hours after the traffic accident, then the insurance company has the right to delay the rejection of your claim. Therefore, you should tell the insurance company within 24 hours, and within 24 hours, the parties on both sides of the accident should agree on a time to go to the insurance company to deal with the matter with their respective driver's licenses, driving licenses, vehicle insurance policies and ** and ** at the scene of the accident.

Summary. Therefore, in the event of a traffic accident, you must tell the insurance company as soon as possible, so that the insurance company can send staff to the scene to investigate the situation, so that you can get compensation, and the speed of getting compensation is also very fast. In the event of a traffic accident, it is necessary to report to the police immediately, and it is not possible to deal with it privately, so that the police can determine the responsibility of both parties and sign a letter of responsibility, and then the insurance company can compensate according to this letter of responsibility.

It is still useful, as long as the insurance is reported within the validity period, the staff will accept the problem and will get a compensation in the end.

It is still very useful, and you should contact the corresponding insurance as soon as there is a problem, so that there will be a very reasonable compensation.

In fact, it is still useful, because I have to contact the insurance company as soon as the accident occurs.

Legal analysis: Traffic accidents that exceed 24 hours and do not exceed 48 hours can also be claimed, provided that the facts are clear and the evidence is conclusive.

Legal basis: "Model Clauses for Commercial Insurance of Motor Vehicles of China Insurance Industry Association".

Article 13 In the event of an insured accident, the insurer or the legal driver permitted by the insurer shall take reasonable and necessary rescue and protection measures in a timely manner to prevent or reduce losses, and notify the insurer within 48 hours after the occurrence of the insured accident. If the insured or the lawful driver allowed by the insured chooses to handle the traffic accident through negotiation on his own in accordance with the relevant laws and regulations, he shall immediately notify the insurer.

Article 14 If the insured or the legal driver allowed by the insured chooses to deal with the traffic accident through negotiation on his own in accordance with the relevant laws and regulations, he shall assist the insurer in inspecting the vehicles of all parties to the accident, verify the responsibility for the accident, and sign an agreement to record the traffic accident in accordance with the "Provisions on Procedures for Handling Road Traffic Accidents".

Article 15 When making a claim, the insured shall provide the insurer with proof and materials related to confirming the nature, cause and extent of loss of the insured event.

The insured shall provide the insurance policy, the list of losses, the relevant expense documents, the driving license of the insured motor vehicle and the driver's license of the driver at the time of the accident.

If the traffic accident has been more than 24 hours, it is useless to tell the insurance company. This is useful if it is reported to the insurance company within 24 hours.

Traffic Accident Insurance Claim Process:

1. Apply to the insurance company;

2. The insurance company goes to the accident scene to investigate and inspect;

3. Submit claim materials;

4. The insurance company assesses the loss and valuation, calculates and reviews the compensation;

5. Receive insurance benefits.

In a crash, the procedure for claiming compensation varies depending on the person responsible. However, it is best to protect the scene immediately, report the incident to the local public security traffic management department and notify the insurance company within 48 hours. In conjunction with the insurance company and relevant personnel, clean up and assess the damage item by item.

When you make a claim to the insurance company, you should provide an insurance policy.

Original, accident certificate, accident responsibility determination, accident mediation letter.

The judgment, the list of damages and the relevant expense documents were completed. The insurance company is responsible for compensation in proportion to the insured's liability in the accident.

The following elements shall be present for a traffic accident:

1. It must be caused by a vehicle. Vehicles include motor vehicles and non-motor vehicles.

A traffic accident cannot be constituted without a vehicle, for example, a collision between a pedestrian and a pedestrian while moving does not constitute a traffic accident;

2. It happened on the road. Roads refer to highways, urban roads.

and places that are within the jurisdiction of the unit but allow the passage of social motor vehicles, including squares, public parking lots and other places used for public passage;

3. Occurs in motion. It refers to the event that occurs in the process of driving or parking, if the vehicle is in a state of complete stopping, the pedestrian takes the initiative to collide with the vehicle or the passenger gets on and off the car in the process of crowding, falling, and ** accidents, it is not a traffic accident;

4. Something happened. It means that there are collisions, crushes, scratches, and overturns.

One of the phenomena such as car crash, **, fire, etc.;

5. There must be damage to the consequences. Damage consequences only refer to direct damage consequences and are material losses, including personal and property losses;

Summary. Hello, I am glad to answer for you, traffic accidents can be reported for insurance for more than 24 hours, there is no time limit for traffic accident insurance, and the law does not have a clear time limit for reporting insurance after a traffic accident. Usually, the insurance company requires <> within 48 hours

Hello, I am happy to answer for you, the accident can be reported for more than 24 hours, there is no time limit for traffic accident insurance, and the law does not have a clear provision on the time limit for reporting limb insurance after a traffic accident. Usually, the insurance company requires <> within 48 hours

According to Article 21 of the Insurance Law of the People's Republic of China, the policyholder, the insured or the beneficiary Jing Huizhou shall notify the insurer in a timely manner after knowing that the insured accident has occurred. If the nature, cause, and extent of loss of the insured accident are difficult to determine, the insurer shall not be liable for compensation or payment of the insured amount for the part that cannot be determined, unless the insurer has known or should have known about the occurrence of the insured accident in a timely manner through other means<>

OK. If the parties do not report to the police at the scene of the road traffic accident and request the traffic management department of the public security organ to deal with it, the traffic management department of the public security organ shall record it in accordance with the provisions of Article 10 of these provisions, and make a decision on whether to accept it within three days.

After verifying the existence of a road traffic accident, the traffic management department of the public security organ shall accept it and inform the parties; If it cannot be proved after verification that the facts of the road traffic accident are in the car, or that it does not fall under the jurisdiction of the traffic management department of the public security organ, the parties shall be notified in writing and the reasons shall be explained.

OK.

If there is an agreement in the insurance contract on the specific time limit for reporting, it is generally within 48 hours. The first step in making an insurance claim is to file a police report. According to the provisions of the insurance contract, when the insured object is damaged or an insured accident occurs, the insurance company should be notified as soon as possible, otherwise it may be discounted in the claim.

Since the time limit for claims is different for each type of insurance, it is necessary to report the case in time according to the provisions of the insurance contract to prevent your interests from being lost.

General process: 1, first call the insurance company**, 2, the insurance company will send a surveyor to the scene to take pictures and collect evidence. 3. Drive to the maintenance point, then call the insurance company**, arrange a loss assessor to assess the damage, confirm the maintenance amount, and put it in the maintenance shop for repair.

4. After repairing, give money. Collect the bill and submit it to the repair shop for reimbursement on your behalf.

Each insurance company has different requirements. You've just been a month. There is a relevant certificate of traffic police or something. The insurance company will have to deal with it for you.