Do you know how Cheonan Insurance is?

Introduction: With the aging phenomenon in China becoming more and more serious, in people's daily life, buying an insurance is to get a certain guarantee for their old age. However, in the market nowadays, there are many insurance products as well as insurance companies.

one: Is Tianan Insurance reliable?

I believe that there are many insurance companies on the market, so how to judge whether an insurance company is reliable or not? In fact, hearing is false, seeing is believing, although Tianan Insurance is not as well-known as Chinese Life Insurance, but since its inception has also won the purchase and trust of many people, Tianan Insurance products are also very many, and in recent years, Tianan Insurance has made great progress in critical illness protection, as well as in the products of severe illness protection and mild illness protection have also improved and breakthroughs, this product can be in the same industry. It's better.

Cheonan Insurance is reliable among the insurance companies in the market. <>

Two:So what are the characteristics of Tianan insurance products?

For Tianan Insurance's critical illness insurance and life insurance products, it is one of the main products promoted by Tianan Insurance. And in recent years, critical illness insurance has made great progress. In addition, Tianan Insurance has optimized and improved the compensation for mild and severe illness, and the critical illness insurance will increase by 10% after the first claim.

And the service attitude and claim settlement method of Tianan Insurance are relatively good. And when the annual premium is as high as 6,000 yuan, the critical illness insurance service is free of charge. In addition, Tianan Insurance also provides end-stage protection for diseases, which can ensure some economic rights and interests of people.

Three: What are the disadvantages of Cheonan Insurance?

Some of Tianan Insurance's products have relatively high premiums, and its critical illness grouping is very confusing. And some insurance benefits are only available after the age of 60. Therefore, when buying insurance, you must do what you can and do not blindly buy insurance products.

Purchase insurance products according to your actual situation.

Not bad. Because the claim amount of Tianan Insurance is very high, and it is relatively cheap, I think it is very good.

Tianan Insurance is still very good, after all, it is a product of a large company, and it is very reliable.

I think this insurance is still very good, because it is very safe, and there are many aspects involved. is worth considering.

Cheonan Insurance Company is regular.

Cheonan Insurance Company is a national regular company. Tianan Insurance refers to Tianan Property Insurance Co., Ltd., which is the fourth property insurance company in China and the second joint-stock commercial insurance company established in accordance with the modern enterprise system and national standards, which was established in 1995.

Cheonan Insurance Company is regular for specific reasons:

1. Tianan Insurance Company is mainly engaged in various property insurance, liability insurance, accident insurance, health insurance and other businesses, and its operation has not been interrupted. It was only in July last year that Tianan Insurance Company was taken over by the China Banking and Insurance Regulatory Commission (CBIRC) for violating the provisions of the Insurance Law, and the period of takeover was subject to the effect of the takeover. However, regardless of whether it is taken over or not, the original product and customer responsibilities will not be affected;

2. The current situation of Tianan Insurance Company: Since it was taken over in violation of the insurance law, its takeover period is 1 year, but if the takeover effect is not good, the time is afraid to be extended. According to the performance of Tianan Property Insurance in August last year, it can be described as very bleak, with a loss of 60 billion yuan in the first half of the year alone, which is a bit of a serious insolvency;

Whether it is reliable or not, whether it is credible, whether it will deceive people, you can rest assured. The full supervision and management of the China Banking and Insurance Regulatory Commission is the reason why the insurance company is absolutely formal, reasonable and reliable, and will not deceive people, and will definitely settle the claim smoothly in accordance with the contract. Moreover, the establishment of an insurance company requires at least 200 million funds (laws and regulations are clearly written), and a reliable and credible insurance company can afford to pay enough money.

Even if its popularity is not as high as that of senior insurance companies such as Ping An and Chinese Life, its strength is there, undeniable. As of the end of 2019, Tianan Life's total assets exceeded 203.6 billion yuan, coupled with a good reputation, it can be said that it is rich and reliable! Here is a list of insurance companies, you can refer to it

Which is the best insurance company in the top 10? 》

However, we sell insurance to buy a protection, not an insurance company, so it still depends on whether the product is good or not. Here is a table to show you a few main products of Tianan Life:

For Tianan Life's Health Source Critical Illness Insurance product, I would like to say two words:

1.Critical illness protection has improved

The old version of HealthSource 2019 is 100% reimbursement for critical illnesses every time, and HealthSource 2019 Enhanced Edition can pay 100%-150%, which is still good, and the compensation has improved.

2.There are bright spots in the moderate illness benefit

Health Source 2019 Enhanced Edition can pay 60% of the sum insured for moderate illness, which is relatively good, you can pay twice, the disease is not grouped, and there is no requirement for the interval.

3.The level of coverage for mild illness is medium to high

Health Source 2019 Enhanced Edition covers 35 mild diseases, with a maximum of 4 claims, and 45% of the basic sum insured each time, which is a relatively good level in the industry.

Seeing this is not a little exciting, but I still can't help but pour cold water, in fact, it also has some shortcomings, there is more content, I sorted it out into an article, everyone poke the blue word to view:"Tian'an Life Health Source, I have to say two words to you.

Tianan Insurance is unreliable.

Very bad, the car was rear-ended the night before.

The driver who caused the accident bought Tianan insurance, and he was very slow to apply for insurance, so he persuaded us to go private. In the case that both parties do not agree to the private chat, they will send it to the 4S shop for maintenance, and they will say how much they want.

As a result, the next day, the damage began to cheat, people did not come, the 4S shop did not dare to repair, the perpetrator agreed, the insurance claims adjuster did not agree, and did not come to the scene, and the car was hung in the 4S shop for a few days. The complaint was sent to the insurance company, and it was said that it would be replied within one working day, but there was no news, and finally the complaint was brought to the Insurance Regulatory Commission.

Summary: For a normal compensation, you have to use a complaint to the Insurance Regulatory Commission to solve the problem, no matter how cheap such an insurance company is, I dare not insure it anyway.

In addition, I heard insiders say that the biggest problem of Tianan Life Insurance Beijing Branch is that it does not pay wages and does not pay wages on time, and it is not until the 25th of next month that it is not known that wages are not paid.

If you want to buy insurance, it is best to go to the customer service counters of several insurance companies to see, the more customer service counters in a city, the more comprehensive the proof that you want to find the insurance company, the more in place the service, the same as the bank, the more outlets you have to handle the business conveniently, less you have to find a bank are troublesome, the same reason. As far as I know, Tianan is still very reliable, although it is not as famous as life, but in general, it is still very strong, especially the car insurance is good.

Very poor, the night before yesterday the car let people rear-end, the driver of the accident is to buy Tianan insurance, the insurance came very slow, come to persuade us private. In the case that both parties did not agree to the private chat, they sent the 4S shop for maintenance, and said how much was calculated, but the next day it must be damaged and began to cheat, people did not come, the 4S shop did not dare to repair, the perpetrator agreed, the insurance claims adjuster did not agree, and did not come to the scene, and the car was hung in the 4S shop for a few days. The complaint was sent to the insurance company, and it was said that it would be replied within one working day, but there was no news, and the final complaint was brought to the Insurance Regulatory Commission.

Tian An Life.

It is reliable, insurance companies are reliable and formal in China, judging from the annual report of Tianan Life, the ability to control risks is also very high, can stop losses in time, and the ability to make money and invest is also very strong, and the premium income and investment income are clear.

Tianan Life is committed to providing customers with satisfactory services through the application of insurance technology. Through the three service modules of "Heaven Guard, Heaven Privilege, and Day Care", the customer is the center, covering the three-in-one minimalist experience service system of pre-sale, in-sale and after-sale. [19]

However, buying insurance is not a trivial matter, and many people who do not know about insurance will worry about whether it is reliable, whether it will suddenly go out of business, whether the product is good, and so on.

In the case of extreme financial constraints, you can also first insure million medical as a transitional stage, although the insurance amount of million medical is high, but it is a non-guaranteed renewal contract, if you want to keep it for a long time, the later insurance will not be affected by health problems, and finally you still have to insure lifelong critical illness insurance to be more secure, and you can choose to return the lifelong critical illness insurance with a return type, so that the premium is cheaper.

Cheonan Insurance is reliable. Insurance companies are reliable and formal in China. Tianan Life Insurance Company's annual report shows that it also has a high risk control ability, can stop losses on time, has strong income and investment ability, and has obvious premium income and investment income.

It's still more reliable. Tianan Auto Insurance is affiliated to Tianan Caigu **** shares, which is the fourth national insurance company, which was first established in 1995. , has its name. It is also the second joint-stock company with an enterprise system and an international standard.

Buying insurance, it depends on the company's profitability, the bigger the insurance company, the stronger the profitability, Tianan is only ranked 19 now, because the state stipulates that insurance companies should take 7% of the profit to customers! There are also larger companies to process claims faster and more simply, and some insurance companies will attach a lot of detailed clauses to the claim terms, and the claims company will use these as reasons not to settle the claim! For example, when it comes to the removal of the small intestine, some small insurance companies will say that they must cut 1 3 before making a claim, and large insurance companies will only make a claim, and pay more attention to the details when buying insurance in specific situations!

Tianan Life Insurance was established in Beijing in 2000 with the approval of the China Insurance Regulatory Commission with a registered capital of 14.5 billion yuan.

However, in the annual solvency report, it is not difficult to see that its solvency adequacy ratio is slightly lower, so consumers who are already a little sensitive to the operating conditions of insurance companies can weigh it before making a decision.

Tianan insurance is good and reliable.

The solvency of the company, the online data shows that the solvency in the second quarter of 2017 was 130%, which is not very good or bad, anyway, it is above the starting point allowed by the Insurance Regulatory Commission.

As for the company's services, it is also possible. I haven't figured out which company has a very poor service yet, unless I don't want to mess around.

Unreliable, I bought a truck 6 years ago, the car dealership bought Tianan insurance, the car was rear-ended, Tianan Insurance found various reasons not to accompany, I found their insurance company, they were willing to pay if they jumped off the building!! Tianan Insurance will not buy it again if you don't want money! Buy insurance or PICC, Ping An, Pacific!

Only big insurance companies have protection!

Tianan insurance is reliable, there is one near my house, and the staff inside are very familiar with my parents, because they often come to my supermarket to shop, and they are slowly familiar, so we also have a good impression of their insurance.

Tianan Insurance is still relatively reliable, this company has a history of one or two decades, has a certain scale, and various processes are also relatively standardized, so you can try.

Hello, on the whole, Tianan insurance is still good, but I want to remind you that when buying insurance, in addition to paying attention to the value of the insurance company, we should pay more attention to whether the actual insurance product is suitable for our protection needs.

Insurance depends on your own choice, what you feel is suitable for you is reliable, no matter how much you listen to others, it is useless, and no matter how good it is not suitable for you, it is also unreliable.

The most untrustworthy insurance company in the country doesn't even take the first thing when it happens.

Tianan Life Insurance: Founded in Beijing in 2000! The registered capital is 14.5 billion yuan, and the total assets are 194.5 billion yuan!

The premium in 2018 is 58.5 billion, the top ten in the industry! Tianan Life Insurance has life insurance and property insurance business, and the company's products focus on cost performance! Its ace health insurance health source is still good!

Tianan Insurance has no credit and is particularly rubbish. At about 10:55 p.m., he was dazzled by the opposite car, hit the big cement pier under the telephone pole (no reflective facilities), and reported insurance at nine o'clock in the morning the next day, and the insurance company surveyor refused to agree to compensate for the suspected drunk driving and did not know whether to change the driver halfway, and refused to answer **, asking for cigarettes.