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First of all, you should choose a larger bank, because it has a wide coverage, no matter in the ** will be very convenient, the following is a list of several large banks online banking opening methods for comparison and selection. China Merchants Bank is a relatively early bank to start online banking business; Application: Bring your ID card to the business hall, fill in the application form, you can get a verification code, and go home and install it according to the instructions; It's free to apply; Charges:
Local peer transfers, free of charge; Local non-bank transfer, 2 yuan; Non-local peer transfer, 1% rate; Re-application: Re-application Evaluation: It is convenient to apply, but the fee is higher, and when it is handled, there is no tariff explanation, and you need to ask yourself.
Agricultural Bank of China Application: Bring your ID card to the business hall and fill in the application form, you can get a password seal, and the processing time is longer; The application fee is 10 yuan; Fees: Regardless of whether the local or foreign counterparts are in different places, the transfer is completely free; Reissue:
10 yuan, apply for a new password envelope; Evaluation: The real free meal may be the only one in Beijing (I don't know if it is the negligence of the Agricultural Bank of China), but it requires a handling fee, but it is still very worthwhile. ICBC Application:
Bring your ID card to the business hall and fill in the application form, you can get a password seal, and the processing time is longer; The application fee is 12 yuan; Fees: Local peer transfer, free of charge; cross-border, RMB, plus 100 telecommunications charges); The rest, 1% (1-50 yuan). Reissue:
CCB Application: Bring your ID card to the business hall and fill in the application form; No fees; Fees: Local peer transfer, free of charge; Local inter-line, yuanbi; field peers, yuanpen); It is not supported for foreign travel.
Reissue: Re-apply Evaluation: The fee is very low.
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Generally, it is collected, but last time CCB gave students free of charge in our school.
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Internet banking refers to the business processing system in which banks provide financial services to customers through the Internet. Generally speaking, the bank's handling fee for opening an online banking is free. To open online banking, you need to bring your ID card and a copy, which will give you a U shield and an e-banking password card.
If the deposit amount is not large, it is still more convenient to use online banking, especially the inquiry function.
The question said that you need to pay, it is recommended to ask if 20 yuan a month is the cost of K Bao, after all, each province may have a different situation.
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If there is no charge to open online banking, how to open online banking:
2. Click to register for personal online banking.
3. Accept the agreement.
4. Fill in the registration card number.
5. Fill in the application information.
6. Confirm success.
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Hello, I'm glad to answer for you, (here takes CCB as an example) There is no charge to open online banking, and there is no need to go to the counter to handle it, you can directly apply for registration online. But if you need to transfer money online, pay bills, consume and other businesses, you also need to bring the card you want to handle to your bank to sign a contract, you can use the corresponding function, the bank will give you a K treasure (like a U disk like a secret protection), but this will be charged, ranging from 35 to 60. Note:
Online banking can add multiple personal accounts (of course, the same bank), but if you want to transfer money and other functions for each card, each card must go to the opening bank to go through the signing procedures before you can use it. But don't buy K treasure anymore. Good luck!
Thank you for the trouble to adopt!
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It depends on the online banking of the bank you open, such as China Merchants Bank, which does not charge any fees. Other banks are also free if you issue a document certificate, but if you are a mobile certificate, it is charged.
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There is no charge for activation. It's best to go to the bank to open it.
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There is no charge, but if you want to use online payment, you need to buy an online banking shield, ranging from 48 to 60, and some banks will be cheaper when they are engaged in activities.
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Now in some areas, ICBC cards and online banking are free of charge and free of annual fees for the first year, which I just did last week.
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There is no charge for opening online banking, and there is a charge for bank cards used to open online banking.
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There is no charge for applying for online banking, but there is a fee for K-Bao.
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There is no charge to open online banking.
However, if you want to pay online for shopping transfers.
To buy a U shield, it generally costs about 50 yuan.
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There is no charge for opening, but if you want a U shield and a digital device, you will have to charge.
ICBC is relatively common and safer.
You are welcome to apply for a UnionPay standard debit card at any branch of Agricultural Bank of China with your ID card, and then you can apply for online banking, and the bank's teller will help you complete the specific steps.
First, generally speaking, if you want to open the transfer function of online banking, you must choose a dynamic encryption method, which is a guarantee for the security of your account. However, the specific encryption method is different for each bank, you mentioned the encryption method of ICBC, and other banks also have a variety of methods such as SMS dynamic password or dynamic cipher, such as Bohai Bank. >>>More
ICBC's online banking currently does not charge an annual fee for individuals (for corporate accounts), the cost of online banking use, if it is a remote or inter-bank transfer, there is a handling fee, there are no other fees, the landlord said that the deduction is not the annual fee of the bank card (10 yuan per year) or the small account management fee (3 yuan per quarter) and the like. If you are not sure about the details of the deduction, you can go to the bank counter for consultation and inquiry.
I'm also in the Industrial Bank of China, it's very convenient, Peony Lingtong card, apply for online banking, I use an electronic password card, of course, you can use a U shield, the electronic password card has a service fee of 10 yuan a year. Approximate process of recharge: After logging in to the Tenpay Alipay page, click "Recharge", select ICBC, enter the password, and enter the password according to the prompts.