There are three main channels for buying and selling funds, and what are the advantages and disadvan

There are three main ways to buy**, according to the order of the subscription fee: 1. Subscribe at the bank counter, which is more convenient and safe, and the disadvantage is that the handling fee paid is the most, and it is generally not discounted! 2. In the first company to subscribe, you can open a ** account to subscribe, you can also open a shareholder account to subscribe, due to competition, the handling fee will basically be discounted, the disadvantage is that there are not so many bank outlets, generally only larger cities have ** company.

3. To subscribe in **company**, you need to get a bank card and open online banking in advance, and apply for opening an ** account on the webpage. The operation is a little more cumbersome, but the handling fee is basically discounted, and it is about 4% off relatively low.

At present, there are three main channels for purchasing open**:

**Company Open**, Index**, Closed**, LOF**, **, Warrants, Bonds, can be bought and sold, Open**There are more than 600 kinds, one. Bank subscription: is the worst way to buy and sell

The front-end fee is subject to subscription fee, redemption fee, and the back-end fee is charged at about 2% of the redemption fee, but that is the case of holding for no more than half a year, and the redemption fee is charged on an annual decreasing basis, and the redemption fee is generally waived if it is held for more than 3 years. Each bank can buy about 100 kinds of **, and the money will arrive in 4-7 days, which is a long time. Maybe ** has changed, and you want to subscribe again, but the money has not arrived.

It is the worst way to buy and sell.

Two. Go directly to the ** company from the online subscription: you can get a 6% discount on the subscription fee and a redemption fee.

Each company can buy its own, and you have to register with more than one company online. Open online banking, the money will arrive in the account in 4-7 days when redeeming, which is a long time. Maybe ** has changed, and you want to subscribe again, but the money has not arrived.

Opening online banking, from the Internet to more than one company registration, more troublesome, is a poor way to buy and sell.

Three. Open a ** account, sit at home, subscribe online, and don't have to go to the bank. There are **company purchases** that we have at a discount**:

**Subscription fee, sale and redemption fee, open-ended**, such as: Southern active allocation, Southern high growth and wide issuance of small cap**, you can also buy index** is 8 ETFs**, such as: E Fund Shenzhen 100 ETF ChinaAMC SSE 50, AIA dividend ETF, the advantage is that the fee is low, in the company to buy and sell ** handling fee, no stamp duty, funds arrive quickly, instant arrival, instant use.

To choose the right one, you must first set your own investment objectives and investment horizon, assess your risk tolerance, and determine whether you are a conservative, prudent or aggressive investor; Secondly, carefully and comprehensively assess a number of indicators, such as the performance of income over the years, the ability and quality of managers and researchers, the risk control means and investment style of the management company, etc., and choose excellent varieties that are suitable for their own risk appetite for investment; Finally, keep track of what you've invested in** and adjust your financial portfolio based on its performance, your funding position, and your income goals.

There are several ways to buy**:

Public offering direct sales: Some ** sales agencies, such as Tianhong**, Harvest**, etc., also provide ** purchase services.

Banks: Many banks offer sales services, and investors can choose to buy from their favorite banks.

Company: Investors can choose to open an account with a company and then purchase through a company.

Third-party sales agencies: Some independent sales agencies with consignment sales as their main business also provide purchase services, such as Paipai Wealth, Tiantian, etc.

It should be noted that when buying, investors need to carefully understand the various situations of **, understand the risks, returns, etc., in order to make informed investment decisions.

The data is taken from "Personal Pension Topic: How Financial Institutions Nugget Personal Pension Financial Market", of which the data is compiled by China Investment Industry Association and Guoxin Economic Research Institute).

1. Brokerage agency sales - no need to open an account.

If investors have a ** account, they can invest in the ** company's ** trading account and capital account, there are many varieties here, especially the large brokerage Galaxy, Huaxia, Cathay Pacific and other ** companies sell almost all varieties of **, like a "** supermarket", no need to open a special account.

2. Bank over-the-counter trading - suitable for conservative investors looking for stability.

If the company is a big supermarket, then the bank is a small supermarket. Major banks will issue a variety of products, which rely on the advantages of a wide range of customers and many outlets, and have become a major center for the public to buy. However, if you buy ** in the bank, you cannot enjoy the preferential rate and convenient and fast data query service, which is more suitable for conservative investors who are looking for stability.

3. Online transaction - low rate, convenient and fast.

**The company's online direct sales rate is preferential, most subscription fees can be discounted by 4%, and it can be operated 24 hours a day, and ** conversion can also be carried out.

The first is to purchase through banks and brokerage channels. Its advantage lies in the fact that there are many channels and outlets of banks and brokers, and the products are richer, and it is convenient for investors to consult and buy and sell.

1) ** Transaction discounts are large and the fee rate is low (such as subscription fee, conversion fee, etc.).

2) The redemption is fast, and most of the company's own accounts are convertible, and the transaction experience is good.

3) Not only can you trade, but also get rich information, increase knowledge, and consult professionals in a timely manner for the confusion in investment.

The third is to purchase through a third-party platform**. Its strengths are:

1) can be purchased in one stop for most of the market** (except for on-exchange trading**).

2) The rate is low, and the subscription rate is generally 1% off.

3) **Conversion is relatively convenient, and some platforms can achieve cross-company **conversion (no rate concessions). It also has shortcomings: for middle-aged and elderly customers who prefer offline services, consultation is relatively inconvenient.

In general, for older investors who are inconvenient to access the Internet, it is recommended to purchase through traditional banks and brokerage channels**; For investors who want a more favorable rate, a shorter redemption time, and a better service experience, it is recommended to purchase through the company's direct sales platform; For investors who want to buy in one stop**, you can choose a third-party platform. Investors can choose the right channel to invest according to their needs.

The main buying and selling points of buying ** are as follows:

1.Macroeconomic environment: Understanding macroeconomic trends, such as domestic and foreign policies, economic data, etc., can help judge the trend of the market, as well as the risks and returns of investment.

2.Manager's investment strategy: The manager's investment strategy and operating style have a decisive impact on the performance of the manager, and investors can choose the right one by understanding the manager's investment style, past performance, and other information.

3.Technical analysis: Technical analysis is mainly through the study of technical indicators such as historical trends and trading volumes. Investors can use technical analysis to determine the buying and selling point of ** or **.

4.Fundamental analysis: Fundamental analysis is mainly to evaluate the investment value of a company or its fundamental indicators such as financial balance data and performance. Investors can use fundamental analysis to determine the valuation level and whether it is worth selling or selling.

To sum up, investors can grasp the buying and selling points of ** through multi-faceted analysis, so as to make more informed investment decisions.

**Account can buy your **company consignment**,Online banking can also buy the consignment of the bank**,In addition, you can also go to**company to buy directly,LOF** business can be purchased directly in the**account.

For investors, there are two main points to consider when selecting the best subscription channel, one is the subscription fee of the channel, and the other is the convenience of the channel.

Generally speaking, the rate of logging in to the company's online direct sales account for **subscription is the cheapest, and the minimum discount can reach 4% off (and because there is no need to go through the consignment link, the subscription and redemption confirmation time of this channel is also the shortest.

For example, it often takes T+2 working days to redeem currency through bank distribution channels, but most of the company's online direct sales only take T+1 working days. However, the disadvantage of this channel is that when investors need to apply for different companies, they need to open accounts in different companies, which is more troublesome to operate, and the cooperative banks of direct sales accounts of different companies are also different, and the bank cards in the hands of investors may not be the direct sales cooperative banks of the company, so there are relatively many restrictions.

The "** supermarket" of online banking covers most of the ** companies, so it eliminates the cumbersome procedures of investors opening accounts and logging in multiple times, and realizes one-stop ** redemption service. However, the disadvantage is that it is possible to buy higher rates than **official website buying**, and there are even standard rates.

Although the **account can also be purchased open**, most brokerages have limited varieties to buy, and there are generally no major discounts. Not the main option to buy right now**.

In addition, in recent years, the rapid development of third-party ** purchase platforms, such as Tiantianying, etc., has both the convenience advantage of one-stop ** direct payment and the low price advantage of 4% off the subscription fee. The disadvantage is that I have just started a business, and the varieties purchased have not yet covered most of the company's products.

Therefore, it is difficult to take into account the convenience and maximum discount at the same time, and it needs to be chosen according to personal circumstances.

**What are the channels of purchase? Which channels are more cost-effective?

In the mainstream sales channels, there are generally banks, company sales departments, company online direct sales, shareholder accounts, etc. Among them, the company's online direct sales, this **subscription rate is the most favorable, if investors are more convenient to access the Internet, you may wish to buy **company**.

**Company**, bank counter (online banking),**Account Now insurance companies also sell it It depends on how convenient it is for you **The company's direct sales** rate is relatively cheaper.

There are online and offline, there are banks on the Internet****** There are bank counters under the network**Company.

There are several types of banks, **company sales departments, **company online direct sales, **shareholder accounts, etc. The best is online direct sales, and the subscription rate is discounted, generally with a 20% discount.

Direct sales through the company's official website, the rate is more favorable.

Purchases can be made by bank card, as the card is automatically debited monthly. Convenient. As for what to buy**, all banks are basically the same, and China Merchants Bank** can invest at least 300 per month.

In addition, you can also open an account in the **company** to buy, which is the same as the bank channel. As for the fee, it depends on whether the bank and the ** company have discounts, if not, they are basically charged on the left and right.