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At present, the bank strictly controls the loan policy and tightens the credit "floodgate", the reporter learned that according to the "National Ten Articles" and the "Beijing Twelve Articles" require all commercial banks to suspend the issuance of the third set of loans and above according to the risk situation, and now all banks have stopped issuing loans to the third set.
So, what kind of people will be involved in stopping the loan to the three sets? The reporter learned from the statistics provided by "Weijia Anjie" that the proportion of the three sets of loans is relatively small, accounting for less than 10% of the total lenders. Although there are not too many people involved, people in the industry believe that the implementation of the three sets of loan suspensions is the most severe in the implementation and implementation of macroeconomic regulation and control, and will play an effective role in cracking down on investment and speculation.
Combined with the current actual operation situation, "Weijia Anjie" summarizes the eight types of people identified by the bank as the third set of loans as follows:
Type 1: If an individual has two sets of commercial loan records under his name, one has been repaid and the other has not been repaid, if he or she takes out another loan, the bank will identify it as a third set of loans.
The second type: there are two sets of business loan records under the individual's name, all of which have been paid off and, although the proof of two sets of housing can be provided, and the individual has no property in his name, it will also be considered the third set when refinancing.
The third type: if there is a set of commercial loans under the name of the individual that has been paid off, and the other set of provident fund loans has also been paid off, and the borrower wants to use the provident fund loan to purchase another set of properties, it will be regarded as three sets in accordance with the provisions of the new provident fund policy, and the three sets of loan policies will be implemented.
Fourth: the first set of provident fund loans under the name of the individual, the second set of commercial loans, and the second set of loans are ready to use commercial loans, which will definitely be counted as three sets.
Fifth: husband and wife, one party used a commercial loan to buy before marriage, and the other party purchased a provident fund loan, and after marriage, the two people want to take out a joint loan in the name of the husband and wife.
Sixth: husband and wife, one party has no loan before marriage, the other party has used a business loan for their parents to have property, and after marriage, the spouse without a loan uses a provident fund loan to repurchase. According to the current policy of provident fund loans, regardless of whether the property in the individual's name has been paid off or not, the re-loan will be counted as a one-time purchase record, and it will be regarded as the third loan purchase and the loan will be suspended under the policy standard of re-subscribing to the loan on a family-by-family basis.
Seventh, both husband and wife, one of the spouses has a set of housing purchased in full in the name of one party before marriage, and a set of housing purchased with a provident fund loan has not been paid off, and they want to apply for a provident fund loan in the name of the other party after marriage. According to the new policy on provident fund loans, the set of properties to be purchased after marriage belongs to the third set, and the provident fund is currently suspended.
Eighth, husband and wife, before marriage one party has a set of full purchase but no loan in the name, after marriage in the name of the other party to buy a set of housing, now the two are ready to use the provident fund loan in the name of the two to buy another set, according to the current provident fund new policy provisions, the two are ready to buy again is the third set, the provident fund is suspended.
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It shows that she feels that there are many areas between you that are not very harmonious, and remember to learn from each other's strengths slowly.
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Make sure you have considered the reasons for getting your marriage certificate and recognize the qualities and advantages we have together, and that getting married can strengthen our courage and determination to be better in the future, and make our responsibilities and commitments to each other clearer. Marriage is also a commitment and trust, which means that we have each other's love and support, trusting that each other can help us grow better and enjoy life. In addition, marriage is also a common goal that can help us better plan our future life, including financial management and life plans, help us better realize our own ideals and dreams, and can also better support the peace and happiness of our family.
Marrying you will allow me to have a true partner who will be with us on the journey of life through life's major events, such as our becoming parents, the development of our careers, and our old age. These are the real values and meanings that marriage brings. Our marriage will be a strong pillar of resilience to challenges, supporting and encouraging each other in the midst of the difficulties and adversities we face, and facing and overcoming them together.
In addition, getting married also promises that you and I, as the heads of the family, need to build a happy little family together, maintain the harmony and peace of the family together, and convey the right values and morals to our children.
Overall, we got married because we understand each other, support each other, and are willing to take responsibility for each other and build a happy family together. I believe that as long as we work together, our future will be full of love, beauty and success. So wife, I want to marry you with a reason, a purpose, and a determined wisdom.
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Summary. Under what circumstances did he say this?
The woman asked me, "If you think you can get married in this way, you can get married."
She asked me if I got married like this.
Under what circumstances did he say this?
What was said earlier.
I asked her if she could get married.
The two don't talk much together.
Then she replied to you that she could also marry you.
But she is a statement of doubt.
How long have you been together.
It's been 6 years, and we don't have much time together.
6 years should have a solid emotional foundation.
How old is it? I'm 36, she's 30
Then you should be of late marriage age.
Isn't she in a hurry?
On the contrary, you are more anxious than her.
Yes. The teacher feels as if she is not very satisfied with you, at least not with you and your relationship.
Have you been living together for a few years?
Has she never mentioned getting married?
In fact, she should have other intentions to make a guessing stool, not to marry you. Are you as light as water when you are together, and are there any quarrels?
If you come, you might as well talk about it, if you have any concerns and don't understand, you can continue to communicate with the teacher, and the teacher will recommend a service for you to continue to consult.
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Summary. Yes, he means what do you do if he marries another woman, I ask you what if I marry you, what will you do? What is the meaning.
What kind of person did this person say to you?
I ask you, what are you going to do if I get married? What does it mean when a man speaks to a woman?
What is said in the relationship between men and women.
In this sentence, it is a man who marries another woman.
Yes, what he means is that if he marries another woman, what should you do, feel that you are very anxious to take the front, steady, explain the question of your regret and smile, and punctuate it, so that I can be more clear about what you want to ask, in order to give you more relevant.
I ask you, what are you going to do if I get married? This is what a man says to a woman.
Men and women love each other, and the man's parents disagree, so that men and women will be together, and it will be fine.
True love can definitely achieve positive results, which shows that men love women deeply, and now the main thing is to analyze why the man's parents disagree.
Because women disagree more than men.
This is not a problem, find someone to persuade your parents, or a man to tell his parents, if this woman is not married.
Men and women will be fine.
You'd better tell me about the current state of this man and woman, so it's easier to judge.
Under normal circumstances, as long as two people live and die together, no one can stop <>
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Summary. When a girl who likes you asks if you are married, you must tell the other party that you are married, and do not give the other party any illusions, because you and the other party will not have any friendship other than friends. You must be sensible, the other party may like you because you have some advantages, but to miss is to miss, as an adult with a wife, when others tell you that they like you, you must let the other party know, clearly tell the other party that you are a person with a wife, and you have the responsibility and obligation to protect your family and maintain your marriage.
I asked my daughter if she was married, and she asked me if I was married.
Actually, my dear, this is just a normal chat, just a topic.
When a girl who likes you asks if you are married, you must tell the other party that you are married, and do not give the other party any illusions, because you and the other party will not have any friendship other than friends. You must be sensible, the other party may like you because you have some advantages, but to miss is to miss, as an adult with a wife, when others tell you that they like you, you must let the other party know, clearly tell the other party that you are a person with a wife, and you have the responsibility and obligation to protect your family and maintain your marriage.
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I've been married to my wife for a year, and the relationship has been bad, and he often asks me why, I think uh, husband and wife get along together, and you should be tolerant of each other, be humble to each other, well, you should be kind to your wife as a man.
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Wife, I've been married for almost a year, and it's not always been good to change it, I think if this is the case, it is recommended that you should communicate well, because it is impossible to divorce immediately, so you still need to change the status quo.
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This situation proves that the two of you are not in harmony with the cultivation of feelings little by little, if you can't cultivate feelings, then you can only divorce and choose your life again.
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In other words, the life you can give him is the kind of life he wants, so you also think about how the two of you can be better?
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Sometimes it's not that your love life is bad, but that there may be some contradictions or misunderstandings between you, so at this time, the two of you sit together and communicate well and say each other's thoughts.
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I think this situation requires some normal psychological counseling, and I can't necessarily handle my feelings well.
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Then I think your wife may not be able to get the life she wants with you, so she complains so much, you can communicate with your wife and see a solution.
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The relationship is not good because you don't like each other or often have conflicts, he asks you and you say that you still like him, how can you live together without feelings.
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There may be some contradiction or estrangement for you, so at this time, the two of you should sit together and communicate, try to solve the problems between them, and cherish the married life between the two people.
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Since he has this thought, it means that he has now come up with the idea of leaving you. You should be mentally prepared.
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If the two of you are married and live together, the relationship is very unsmooth, and life is not going well, I think it is better to break up and divorce, and don't drag down both parties.
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It may be that the relationship between the two of you has not been cultivated well, you have to work hard to adapt to your wife, and then the two of you cultivate a good relationship, get married together, and you should live a good life.
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I have a lot of time to support myself in this regard, and I have learned a little bit about myself, especially in this regard, I have to keep up with the psychology, and I have to do it more.
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It's been a year, and then the two of them must have a certain understanding, if they are together, if there is anything, they should take a good look at it, and don't think too much.
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I deeply understand this thing, if you don't love you, you don't love you, the person who proposed to break up, plus now that he still has a partner, there is no time to be sad, and then he will come out faster than you!
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I think there must be something wrong between you, so you have to run in a lot like this, and then talk to her often, so that you can enhance your relationship.
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You and your wife have been married for almost a year, and this relationship has been formed, so you should strive to form a good relationship, instead of being indifferent to each other and making the other party feel your warmth, because after all, it is not easy to come together.
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This family and marriage need to be managed well, you can be nice to him.
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The relationship has not been good for almost a year, why should they marry him? I think I was probably looking for someone to live with at that time.
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I've been married to your wife for almost a year, and the relationship has been bad, and he nervously asked why you want to marry him, I think you really have to change your problem, since you're married, you must make your feelings better.
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Don't believe his nonsense, don't be a junior.
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Neither of you is in the right body. A self knows that she has a family and her own husband, and you still interfere in other people's lives.
And the woman is even more wrong, knowing that she is married, has a husband, and has her own family, but wants to continue to associate with a third party. Neither side is worthy of advocacy, neither is worthy of recognition. Hurry up and stop the precipice!
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This kind of married woman must not be provoked, it will only add trouble to herself and leave a bad reputation.
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She's both married, and she's not divorced, what good results can you get with her? Why do you want to be a third party who destroys the family of other people, even if it is right.
You don't care anymore, you can find a divorced person who is qualified to talk to you about marriage, love is a responsibility, since you haven't divorced and talk to you about marriage, can you guarantee that even if you are with you, she will not betray you by saying the same thing to others? Think about it!
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