How to save money for the student party, how to save money correctly for students

In fact, the student party can also save money, for example, some pocket money, if you spend 100 a week, then we can divide it into two parts and spend 50

Students don't make money on their own, and the money given by parents can be stored in a pencil case if there is any surplus, except for pocket money.

If the student party wants to save money, it must plan its pocket money. You must save money that should not be spent.

I think it should be possible to open up sources and reduce expenditures. Open source, first of all, I can go to outside tutoring institutions to tutor students, earn some extra money, I did tutoring students in my senior year before! You can get about a thousand a month.

My classmates also set up stalls to buy some small jewelry. In terms of throttling, you can save some flowers.

1. Financial free account (10%): The funds in the financial free account must not be used, this is the account used to create more funds. Once it stops working, you can take it out and spend it.

2. Long-term savings account for spending (10%): used to cover your long-term expenses.

3. Education account (10%): invest to enrich yourself and enrich your mind. If you stop growing, you're dying!

4. Essential Accounts (55%): If you can't live on these 55%, then your life has to be simplified! The rich think long-term, while the poor are short-term.

5. Play account (10%): Every month, up to three months, be sure to spend all the money in the play account. In the face of such life pressure, it is necessary to have a certain release and play happily.

6. Gift account (5%): Sincerely do charity, the world is a circle. To be kind to others is to be kind to yourself.

If you choose to give 10%, then transfer 5% from your essential account to this account.

Spend money well to save money.

1) College students should start developing financial awareness. Don't spend money in a passbook, be a miser. You can still have the necessary deposits, set aside a part of the assets that you think are enough to deal with general accidents, and invest in some more stable places, such as direct deposits.

Divide the money into five parts, the first one with a one-year death period, the second one with a two-year death period, and then recursively, after which it is directly converted to a five-year death period, so that you can still get the maximum interest return in the event of an accident.

2) Develop good investment and financial management habits. Of course, investment and financial management is not the same as what you want, and to do this, you need to be thrifty as the basis - there is no money saved, how to invest in financial management? A good introduction, now banks have a lot of fixed investment **, although the expected annualized expected return is not high, but the risk is very low.

At the same time, as a friend of the new generation, I sincerely hope that everyone will understand what insurance is and how to buy the right insurance.

Only those who can spend money, can save money. ""Those who have a lot of money do not save it, but spend it"Support this view. If you don't have money, you will think about how to make money, and then spend it after you have earned it in order to improve your living situation and living environment.

Only the money spent is the money that really belongs to you, but how to spend the money is the key, and you can't spend it indiscriminately. When all the money is spent, you will be thinking about how to make money, and the greater demand for money will directly promote your greater ability to obtain money. People live comfortably, spend money on improving your taste of life, spend on your connections, spend on some unavoidable places, and then have a comfortable mentality and comfortable living environment to earn more money.

Make your circle more suitable for your survival, so that you can more easily obtain valuable information from the area you know well to create greater value.

1.Reduce fixed costs.

Rent, transportation, food, etc. are fixed costs, some people have been promoted and raised, or have a side hustle, they will feel that the original consumption is not worthy of the current value, and some unnecessary increased costs will be saved.

2.Increase the value of your time.

Going to work is selling your day to the company, and you can only generate value once if you do it yourself.

The same content can be distributed on multiple platforms, and if you choose a job, you must choose a job with a high hourly salary.

3.Restrain the desire to spend money.

Don't buy what you see and want.

If you can find a replacement, you can find a replacement, and if you can't buy it, you can't buy it, and you can set a cooling-off period for yourself.

After a while, if you still want it and think you can use it, you can buy it.

4.Increase income channels to make a slash youth.

Don't think of going to work as your only income**.

There are many side hustles such as writing, self-doing, food delivery, and taking orders, so find one that suits you.

5.In terms of skin care, choose cheap and easy-to-use skincare products compared to big-name skincare products that are often thousands.

I prefer the sky of domestic daisies, which is cost-effective, and I am now using Fei Leng Cui Repair Essence Oil.

Whether it's dry skin, oily skin or combination**, you can use acne to repair the effect, and it can also reduce inflammation and redness, which has helped me save a lot of money on skin care products in a year.

I also like to carry their Guiying lipstick in my purse at work and take it out at any time.

There is a faint fragrance of osmanthus, and it will not be greasy after applying.

The moisturizing effect is very good, especially for my dry, flaky lips.

6.Convert ** to working hours.

A piece of clothing costs 800 yuan, and the salary may be less than 200 a day, that is to say, you can only buy this dress after five days, and you have to buy bags, shoes, etc., and you can buy it if you think it is cost-effective.

Day Savings Method. There are a lot of similar ** on the Internet, you can print it out and take out a new account number.

Deposit the number between 1 and 365 every day, and you can't repeat that you have more money to save more, and if you don't have money, you can save less, and you will have 66,795 yuan a year.

8.Buy out-of-season clothes.

I will buy padded jackets in the summer, sandals in the winter, some classic and versatile models, which will never go out of style, and the most important thing is that it is cheap, and you can buy a few more.

9.10% of income savings method.

Save 10% of your monthly income.

Once the money is in the account, don't touch the money unless there is a big event that needs it urgently.

Once a habit is formed, it can be increased to %.

Let a instant noodle eater see that you hurt too much

Set a small goal and save 100 million a year!

<>1.Destroy and maintain daily bookkeeping, and reasonably plan where each money goes. 2.

Refuse impulsive spending, and think about whether you really need it before you buy something. 3.Timely disposal of idle items can not only learn to stool staring will be broken, but also part of the cost.

4.Go to the supermarket and write a shopping list in advance, buy only what you need, and don't blindly follow the trend to buy. 5。

Establish the right sense of saving money, but don't reduce your happiness while saving money. 6.If you achieve your goal of saving money, you should learn to reward yourself appropriately to motivate yourself.

7.When buying things, you can shop around, and buy the right ones not expensive. 8.

Don't stock up on skin care products and cosmetics for girls, buy them for your own use, and don't buy them for idle waste.