Why is it that when children go to the bank to withdraw money, the bank always has a little bit of o

There shouldn't be, you may be afraid that it will not be safe, or you may have to get a user's account when you open a settlement account with your child's ID card, and you need a guardian when you withdraw money, so you think it's a bit troublesome!

Don't worry about the bank, some bank staff are just low quality, don't pay attention to them. Just train your child's financial skills.

You can withdraw it, but the amount cannot exceed 50,000 yuan, if you are really afraid, go to the ATM. But it's good to exercise, don't be afraid, there's no tiger...

Is it your account? Or your mother's? If it's yours, take your card or fold and ID card directly to the counter! Some postal savings management is not very in place, just have a card and a password!

Children, as long as the documents you need are complete, you generally don't look at your age when you withdraw money, even if you are a primary school student---

If the number is too large, it will definitely not work, and you will need ID cards and other documents.

1. Bring the postal card, remember the password, find the cash desk in the post, and tell the service staff that you want to withdraw money--- at this time she should ask you to fill out a withdrawal form, and fill it out according to her instructions [at least to the age of writing, right?] 】

Give her the card, operate according to the prompts, enter the password, etc., press the OK key, [the general entry of the postal service twice] After the entry is successful, the service staff will give you the money according to your list, and then you will be asked to fill in a confirmation form--- just fill it out.

If it is an ATM to withdraw money, it is much more convenient, just operate according to the machine prompts--- and remember to take the card away at the end, don't forget.

As long as the defect does not exceed 1 5 of the entire area, it can be exchanged for a whole sheet.

It doesn't matter if it's old or new, as long as it's genuine.

If it is a fixed investment, there is, but it will not be reversed every year, it is a long-term one, and generally the income is in 2-3 years, I have to do it, which is very good, control my consumption and force savings.

Please consult the bank for specific business According to your description, it looks like insurance or something? But insurance is also risky.

In 1976, when Xiaoqiang was 1 year old, his biological father and biological mother divorced, and his biological mother refused to take his son Xiaoqiang. **The biological father will raise his son by Xiaoqiang's grandmother. The son is gone.

The mother's heartache and crying, and the grandmother can't take it forward. At this point, the adoptive family is introduced. Xiaoqiang's biological father handed over his son to an adoptive family for adoption. There were Witnesses. **Give.

For a period of time (no more than one year) after the adoption incident, the biological father could not resist the pressure of his parents-in-law's family and remarried his biological mother. **After remarriage, the biological father came to the door and raised him.

The father wants a son and wants to dissolve the adoption. The adoptive parents disagreed. There was a quarrel between the two families. **After the adoptive parents temporarily decided to go through the work transfer procedures and transfer out of the province where the adoption occurred, Hongchang.

Banks can only buy currency with capital protection, low interest rates and good liquidity. Long-term holding is not recommended.

Other banks** are all risky and do not protect the principal. It's up to you to take it. Deemed the same.

The insurance is good, the principal is protected, there is protection, and there is interest. However, the interest rate may not be as high as the bank in the same period, so be mentally prepared and don't listen to the bank's blind trickery in promoting insurance.

Bank trust wealth management is the best, and the interest in the guaranteed capital is relatively high, but the starting point is generally 50,000 yuan.

In your case, I recommend depositing in the bank for a fixed period and depositing 50,000 yuan to transfer to the bank for trust and financial management.

The annual premium is about 15-20% of the annual income, which is more appropriate!

The most basic (and most practical) insurance package for children, in a nutshell, a one-year-old baby example:

1. If you invest in education for your child, pay a total of 80,000 yuan in 15 years, then you can receive 60,000 yuan to your child's high school and college, 20,000 yuan when you get married, and there are 60,000 yuan in the account at this time, and if you receive a pension at the age of 60, you can receive 3,000 yuan per month, and a total of 700,000 yuan in 20 years! After the age of 80, there are still 170,000 in the account! 550,000 yuan in the account at the age of 100, and an additional 50,000 yuan in the case of 100 years old or death!

8% of the sum insured will be refunded every 3 years for life!

2. Attach a comprehensive accident hospitalization medical insurance! Reimbursement for all accidental hospitalizations and medical malpractice is included! The waiting period for hospitalization is only 30 days, and the reimbursement rate is 80%!

3. You can attach a critical illness insurance to protect you until the age of 88, pay for 20 years, the sum insured is 50,000, and the cumulative payment is 16,000, you can get 40 kinds of critical illness protection, enjoy the triple illness compensation mechanism, enjoy the annual dividend and final dividend, and receive a one-time maturity payment of 50,000 yuan when the contract is terminated at the age of 88!

Hello, I am a salesman of the Beijing branch of New China Life Insurance Company, if you want to seek stability and have a little protection, it is that insurance is the best. Because, the essence of insurance is protection, and once signed, it is determined, that is to say, there is a minimum amount there, and if there are more dividends, you can get more shares. **, but not necessarily, if you catch up with the market like this year, it is estimated that you will not be able to get back the money you invested.

At the same time, if there is a personal risk, it is determined that the future economy will not be lost, which is probably not comparable to any financial product. Therefore, it is recommended that you learn about insurance before deciding which financial product to choose. If you want to know about Xinhua's products, you can consult me.

There shouldn't be much comparison between the two! Insurance will mean a little more! On top of the education deposit, there are some guarantees! And it can create a lifelong stream of cash flow for the child, so that the child always thinks of the mother's love when withdrawing money.

You can consider Ping An's children's universal insurance wisdom star, which is a comprehensive insurance including children's life insurance, accidental medical treatment, critical illness, access is also very flexible, when the child is in high school, you can receive 4,000 yuan per year, when you are in college, you can receive 10,000 yuan per year, and there is a wedding payment. With an annual premium of 5000, you can learn more about this product online, and it is also a participating product. I don't know how old your kids are now!

If you decide to buy insurance, the sooner you buy it, the better!

Yes, but in order to ensure that it is smooth, it is better to go to the bank with the household registration book and ID card

It depends on what kind of documents the teller writes to open an account, and you can change the information with your ID card.

If the parents are able and willing to pay it back for their son, of course it is even better.

It is not necessary from the perspective of relevant laws, but from the perspective of human feelings. You can do it.