What is the process of buying a first hand house? What should I pay attention to at each step from t

1. Determine the area and location where you want to buy a house.

2. Understand the current real estate in the area.

3. Go to the sales department to understand the real estate situation: understand the sand table, choose the house type, look at the model house, calculate the house payment and monthly payment.

4. Follow the procedure in step 3 to see a few more real estate projects.

5. Comprehensively consider and analyze, and take factors such as property management, developer popularity, floor area ratio, greening rate, and building spacing as the scope of consideration.

It should be noted that it is more important to choose a better developer, because the market is not very good now, and many developers have a little difficulty in funding, so small developers may abscond with the money, and no one will help you apply for the real estate certificate at that time. In addition, don't be confused by the model house, after looking at the model house, you also need to look at the standard of the clear water house handed over to you by the developer, the more detailed the contract, the better.

It is recommended that the landlord consult the local real estate agent and inquire about the specific situation of the property. For example, is there a problem with the timing of the claim of the property? Whether the real estate developer mortgaged the property.

Whether the mortgage is paid off now. There is also whether the ** of the real estate is different from the ** of the first phase of the real estate. If yes!

Then the reason is that secondly, you have to be familiar with the first-hand and second-hand buildings around the world. By the way, consult the ** trend of the real estate after five years. How much potential is there for investment, etc.

What is the process for buying a house? These 4 points should be clarified, especially the second point must be paid attention to.

1. Sign the subscription letter and pay the deposit or advance payment according to the developer's requirements;

2. Sign the contract for the sale and purchase of commercial housing, and pay the house price according to the contract;

3. If you apply for a commercial housing mortgage loan, you should sign the "Personal Housing Loan Loan Contract" with the bank;

4. Both parties to the Municipal Housing and Land Administration Bureau for registration and filing;

5. The buyer checks in with the developer;

6. The buyer shall sign the relevant property management convention and its relevant annexes with the relevant property management company before or after moving in in accordance with the agreement with the developer;

7. Go through the property right transfer procedures, and the buyer will receive the house ownership certificate.

1. How to obtain the house ownership certificate for the buyer.

Generally, the buyer obtains the property right certificate, and the usual practice is that the buyer signs an agreement with the developer or the person designated by the developer to handle the property right certificate, and the fee is negotiated by both parties. What the buyer needs to do is to provide a contract for the purchase of the chain house, the purchase invoice (copy), ID card, household registration book (copy), name seal, etc. If it is a unit purchase, it is also necessary to provide a business license (copy), legal person identity certificate, power of attorney, etc.

In addition, buyers also need to stamp the property right registration form, the registration form for applying for the purchase of commercial housing, and the sales contract, and pay the fee in accordance with the relevant national policies.

2. What should be paid attention to in the transfer of pre-sold commercial housing.

1. Buyers who have not yet paid off the pre-sold commercial housing should first obtain the consent of the developer before signing the transfer contract with the transferee;

2. If the total price of the pre-sold commercial house has been paid in full, the buyer may enter into a transfer contract with the new buyer and notify the developer in writing;

3. Both parties to the transfer contract should go to the real estate transaction management agency to go through the registration and filing procedures for the transfer contract after the transfer contract takes effect, and at present, in some places in China to prevent the transition speculation of off-plan housing has not directly filed for the re-transfer, but strictly controlled, which often causes the risk of re-purchasers of off-plan housing not to enter into a thorough contract.

4. The re-transfer of pre-sold commercial housing shall pay the corresponding taxes and fees in accordance with the law. If the re-transfer is not recorded, the transferor can only make the real estate title certificate and then transfer the property to the transferee, if such a contract does not need to notify the real estate developer, but if the transferor sells the house to a third party, it can only be held liable for breach of contract, there is a greater risk;

5. If the transferor has handled the mortgage loan of commercial housing, and the transferee also has to apply for the mortgage loan of commercial housing, both parties should go to the original bank to ask whether they can go through the procedures of "re-mortgage", and if they can and meet the conditions, both parties can directly go through the procedures of "re-mortgage"; If the transferee does not need to apply for a mortgage loan, the transferor should go through the procedures for releasing the mortgage, otherwise it will bring obstacles to the filing or property registration of both parties;

6. If the house is indeed transferred at the original price, you can also negotiate with the developer to go through the procedures for terminating the pre-sale contract of the commercial housing, cancel the pre-sale contract filing and registration at the real estate trading center, and also go through the procedures for terminating the loan contract with the lending bank and cancel the mortgage registration.

For ordinary people, buying a house is a major event in life, and a comprehensive understanding of the process of buying a house can make the whole process efficient and smooth. So the question is, do you know what the process of buying a first-hand house is? What are the precautions for buying a first-hand house?

Don't worry, I will answer these two questions for you one by one.

What is the process of buying a house with a pure touch oak house.

1. The information that needs to be prepared to buy a first-hand house.

When buying a house, the real estate developer should be required to present a complete set of "five certificates and two books", which is the basic requirement of the law for the developer. "Five certificates, namely: state-owned land use permit, construction land planning permit, construction project planning permit, construction project construction permit, and commercial housing sales permit.

Two books, namely: "Residential Quality Assurance Certificate" and "Residential Instruction Manual".

2. Confirmation of payment method.

Before purchasing, confirm the payment method with the developer, such as: full payment or installments, whether the mortgage is available, what is the down payment ratio, etc. It should be noted here that if you have a mortgage, it is best to find a bank friend to help you calculate the repayment amount of each installment.

3. Signing of the subscription letter.

After verifying the above information, the next step is to confirm whether there is any quality problem in the house, and finally sign the subscription letter. On this basis, the buyer also needs to pay a certain deposit. Because the standards of each developer are different, there are thousands to tens of thousands, which are usually proportional to the commercial housing.

4. Signing of the purchase contract.

In the signing of the purchase contract, the buyer must implement all the issues clearly, so in the actual delivery process, it will inevitably cause unnecessary disputes. Therefore, we must not be careless, and any noteworthy issues must be implemented in the contract quarrel.

Summary: After reading the above introduction, I believe you have a further understanding of what the first-hand house buying process is and what are the precautions for buying a first-hand house. If you need to know more about it, please continue to ******, and more exciting content will be presented to you in the future.

The process of buying and selling a first-hand house is:

Step 1: Sign the subscription form:

After the official sales of first-hand houses begin, a sales office will generally be set up, and buyers can sign a subscription letter and pay a deposit at the sales office after approving the project. The seller shall inform the buyer of the progress of the project in a truth-seeking manner, and hand over the signing instructions and relevant promotional materials and legal documents to the buyer.

After signing the subscription letter, the seller should give the buyer the "Instructions for Signing" so that the buyer can know the next step and the relevant details of the contract.

Step 2: Sign the Deed of Sale:

After signing the subscription letter, the buyer shall sign the formal contract at the designated place within the time specified in the subscription letter. Contracts include: domestic first-hand house sales contract, domestic first-hand house pre-sale contract, export first-hand house sales contract, export first-hand house pre-sale contract, affordable housing sales contract, etc.

Signing the sale and purchase contract is the most important part of the whole home purchase process, and the deed is also the most important legal document in the sale. The contract is generally a one-land large-scale infiltration-type one, of which two originals are held, and the developer and the buyer each hold one copy. Two copies, one each for the developer and the local housing authority.

Step 3: Pre-sale Registration:

The contract can only be legally valid after the buyer and seller have completed the pre-sale registration. The buyer and seller shall go to the market office of the Soil and Ridge Land Administration of the house within 30 days after the contract is signed. Stamp duty is paid at the same time.

During this period, if the buyer transfers the property he has purchased, the buyer and the transferee shall endorse the contract, and within 15 days from the date of signing the endorsement, both parties shall go to the market office with the relevant documents to register the transfer, sign the application form for transfer registration, and the market office shall notify the seller within 10 days from the date of registration of the transfer.

Step 4: Sign the management convention and check in

When the buyer pays the house price according to the relevant terms of the contract, the developer will notice the move-in and arrange for the buyer to contact the property management company. The property management company will issue the property management convention and fee standard to the buyer. When the buyer signs a management agreement with the property management company and pays the management fee, he can take the key to move in.

Step 5: Handle the transfer of property rights and obtain the real estate certificate.

The main contents of the signing instructions include:

1. Legal documents of the project: state-owned land use certificate number, sales license.

2. Valid ID documents that buyers should bring. Documents that the company should bring, approval documents for the purchase of houses, etc.

3. Payment method.

4. Description of taxes and fees to be paid for the purchase of a house: stamp duty, deed tax, handling fee, real estate ownership registration fee, warrant production cost, warrant stamp duty.

The main contents of the subscription letter signed by the buyer and the seller include:

1. Developer's name, address, **; Name, address, and name of the seller; Subscriber's name, address, **, identity document; Specify the name and address of the law firm.

2. The floor of the subscribed property; Type; Room number; Area.

3. Housing prices. Includes unit price; Price.

4. Payment method. Includes a one-time payment; Instalment; Mortgage payments.

5. Subscription conditions. Includes: deposit amount; the time and place of the formal contract; Payment address and account, compensation for breach of contract and dispute resolution during the period from the signing of the subscription letter to the formal signing.

The process of buying a first-hand house is actually very simple, first to look at the house and choose the house, and make it clear that you have asked Ohno to buy **, then you will pay the deposit and sign the purchase agreement, and after paying the corresponding house payment, you can wait for the imitation house to be delivered, if you buy an existing house, the whole process will be simpler.

The full purchase of the existing house is the simplest of all the purchase process, the selection of ** to pay the deposit to sign the subscription, this set of ** has actually belonged to the buyer, and then go through the formalities to pay the house payment, the developer will notify the buyer to handle all the property rights of the house, in accordance with the requirements of the state to purchase the existing house, is calculated from the date of signing the contract, and the real estate certificate needs to be handled within 90 days.

Buying a house through a loan mortgage will be relatively cumbersome, because in the process of the loan, you also need to go to the bank to apply for a mortgage, and after paying the down payment, you need to bring the corresponding information to the bank to apply, and you generally need to wait for about half a month. Jiwu real estate encyclopedia, more must know to buy a house.

1. Conclude a sales contract: After the buyer and seller of the real estate reach a consensus on the location, property status and sales of the real estate through contact and negotiation, the buyer and seller will sign a formal real estate sales contract.

2. Accept the review of the real estate transaction management department: after the two parties to the real estate transaction go through the application procedures with the real estate transaction management department where the property is located, the management department shall check the relevant documents, review the property rights, and go to the scene to make the necessary investigation, and the appraiser shall evaluate the real estate of the transaction.

3. Deed transfer and payment of taxes: The real estate transaction management department will notify the buyer and seller to go through the deed formalities according to the nature of the property right and the object of purchase, and after the relevant person in charge of the application is approved according to the approval authority. The buyer and seller sign and seal the deed, and pay the handling fee and relevant taxes to the real estate transaction management department.

4. Handle the procedures for the transfer of property rights: After the buyer and seller of the house go through the procedures for the transfer of property rights through the real estate exchange, the buyer should take the real estate sales contract issued by the real estate exchange to the real estate property management department where the house is located to handle the registration of the transfer of housing property rights and land use rights in exchange for a new real estate certificate.

1. What taxes and fees need to be paid for buying and selling first-hand commercial housing?

Buying a house, especially buying a pre-sale off-plan house, is not only a long process, but also a complex step and leg slow, in this process, buyers not only have to pay the purchase price, but also need to pay the relevant costs of the purchase of commercial housing at different stages, including:

1) When signing the purchase contract: After signing the purchase contract, while paying the down payment, you also need to pay stamp duty, which is paid according to 0 5 of the total house price.

2) When applying for a housing loan: after the buyer chooses the loan method, he can go to the relevant departments to pay the relevant fees, except for the housing provident fund loan, if you do not choose the guarantee center as a guarantee, you must apply for life insurance and pay insurance premiums according to the regulations, and other fees to be paid are not required. However, the procedures for handling housing loans are complicated, and generally home buyers will entrust developers and lawyers or intermediaries to handle them, which requires the payment of lawyer fees and notary fees, and the payment of housing insurance premiums for commercial loans may also be paid.

3) When checking in: When the buyer receives the house and checks in, he usually receives the developer's "Payment Notice", and the fees that need to be paid are property management fees and heating fees.

2. What fees do buyers need to pay when applying for the house ownership certificate?

1. Deed tax; 2. Stamp duty on sales contract;

3. Stamp and tax on house ownership certificate;

4. Transaction fee for house sale;

5. Housing ownership registration fee, including the cost of "Housing Ownership Certificate", the cost of surveying and the cost of "Land Use Right Certificate", surveying fee, etc.;

6. Housing maintenance**. Here's a reminder for home buyers. If you do not pay this fee, it may affect the maintenance of your rights and interests, and this fee is collected by the developer, so you don't have to worry about the developer using it indiscriminately.