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It depends on personal feelings......
It is best for both parties to write a loan agreement、、、 after all, it is a private loan, and interest can also be written.
The two sides will discuss the details.
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As long as the school does not say that it will not pay interest when borrowing, the state does not allow individuals to release goods, and it is also appropriate to give support for temporary difficulties.
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If you need to borrow money, where can you borrow it? In fact, there are some ways to solve the problem. The first is to borrow money from relatives and friends; The second is through a bank loan, but the application process is more complicated and the application time is longer.
The third is to apply for a credit loan through the Internet credit platform, with the advantage of which is that individuals can apply online, and it is more convenient to apply for the account.
Here is a reminder that it is best to choose a reliable big brand on the market for credit borrowing, such as Alipay's borrowing and Du Xiaoman Finance's Youqian Hua. Youqianhua, formerly known as "Youqianhua", is a credit brand under Du Xiaoman Finance (formerly Finance), which provides users with safe, convenient, unsecured and unsecured credit services.
Du Xiaoman Finance will effectively implement the call of the state to support small and micro enterprises to tide over the difficulties, and its credit service brand has the money to spend to fully support the production and operation of small and micro enterprises, and Du Xiaoman Finance is the primary choice for most small and micro business owners when their capital turnover. It is reported that seventy percent of the credit users of Du Xiaoman Finance are small and micro business owners. Up to now, Du Xiaoman Finance has joined hands with dozens of financial partners to issue hundreds of billions of yuan in loans to small and micro business owners.
This is provided by Kangbo Finance, which focuses on the interpretation of financial hot events, the popularization of financial knowledge, adheres to professionalism, pursues fun, makes financial content that people can understand, and conveys financial value in a vivid and diverse way. Hope this helps.
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Borrowing is something that both parties agree on. The school will not force teachers to borrow.
First, the school wants to borrow, and the teacher's money must be negotiated with the teacher, and the teacher can only lend money to the school after agreeing, and if he does not agree, he cannot lend money to the school.
Second, if the school forcibly deducts the teacher's performance salary as borrowing money, then the school is illegal. In this case, you can directly call 12345 or appeal directly to the Education Bureau.
Third, what kind of difficulties did the school encounter, and why did it borrow money from teachers? At present, a lot of infrastructure, including laboratories, including libraries, including classrooms, etc., is built by appropriations from the higher authorities, and borrowing is not allowed, which is a clear violation of the regulations.
Fourth, if the school is a private school, then the teacher can sue the school or leave the job and not teach in the school, and the school is not kind to the teacher.
In short, there is no reason for the school to borrow money from a teacher, and even if you want to borrow money from a teacher, you have to ask for the teacher's consent, and if the interest rate is high, it will not lend it to him. As a teacher, you have the right to refuse the school's loan.
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The school can borrow money from teachers to work in the office, but the IOU must be written and recorded in the account.
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Not legal, there is no such operation.
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Summary. Whether it is legal to lend interest is whether the interest rate is legal or not, and it has nothing to do with whether it is a teacher or not.
Is it legal for schools to borrow money from teachers and pay interest.
Whether it is legal to lend interest is whether the interest rate is legal or not, and it has nothing to do with whether it is a teacher or not.
Where the first paragraph of Article 25 of the Provisions of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases requests that the borrower pay interest in accordance with the interest rate agreed in the contract, the people's court shall support it, except where the interest rate agreed upon by both parties exceeds the one-year loan market interest rate at the time of the conclusion of the contract or four times. Article 600 of the Civil Code of the People's Republic of China prohibits usurious lending, and the interest rate of the loan shall not violate the relevant state regulations. If there is no agreement on the payment of interest in the loan contract, it shall be deemed to have no interest.
Generally speaking, as long as the legal requirements and norms are met, and the fulfillment of obligations is guaranteed. Thank you for your consultation and have a great day!
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Summary. Hello dear! We'll be happy to answer for you.
Is it legal for schools to borrow money from teachers and pay interest.
Answer: Hello dear dear, the identification of usury is not protected by the law. It is illegal private lending, and you will bear the consequences.
Generally speaking, private lending is legal, but it must be within the scope of the law, otherwise it is not protected. Private lending is divided into private personal lending activities and loans between citizens and financial enterprises.
Is it legal for schools to borrow money from teachers and pay interest.
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Hello dear! I'm glad to talk to you about the answers. Is it legal for the school to borrow money from teachers and pay interest?
Hello dear dear, the identification of usury is not protected by the law. It is illegal private lending, and you will bear the consequences. Generally speaking, private lending is in accordance with the law, but it must be within the scope of the law, otherwise it is not protected.
Private lending is divided into private personal lending activities and loans between citizens and financial enterprises.
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