The down payment of 10,000 to buy a house is true or false, and the high finger is 50

The down payment of 10,000 yuan is not fake, but listen, if you don't have much money, it will be difficult for you to get back the 10,000 yuan! Ask for yourself, remember, there is no such thing as pie in the world, and even if there is, it is true, it is still an attractive activity, and it can't reach your head!! I'm not here to share, I've been selling houses in Shaanxi for 5 years, I've seen all kinds of activities, and the result is the same, if you really want to be good, it's impossible to have your share!

Don't be upset!!

It's true, I bought a set in Wendeng is a down payment of 10,000, and the rest of the down payment needs to be paid off within two years, it is the developer's activities, but my house advance registration certificate has come out, I have got it, just waiting to get the real estate certificate, what have you sold the house for 5 years, what kind of professional officials are sold, not everyone can get a down payment of hundreds of thousands at once, the cat is so tired that there is no, not to mention that the payment of 10,000 is not refunded, the payment of 50,000 can not be refunded, buying a house is not to buy vegetables, it will definitely not be refunded, You've sold your house

The fake is a high gimmick. The developer who made your down payment of more than 10,000 yuan will pay you this first. And then how often do you have to pay them back.

This is done to attract people. Don't ask him too much, just ask him and they'll tell you what's going on. At most, the sales department will look at it.

It's not the time to buy a house yet, unless you're really in demand.

Just asked: 10,000 down payment, but if you have to have conditions, you must pay the remaining 30% of the down payment within the time specified by the developer.

Take a set of 48 square meters ** as an example, the total room price is 290,000 yuan. Under normal circumstances, a down payment of 30% requires a down payment of nearly 90,000 yuan and a loan of 200,000 yuan. However, if you buy a house in Yueban Linwan, the down payment only needs to be 9999 yuan, and the remaining down payment is paid in installments with the down payment, which is calculated for 25 months, and 3,200 yuan per month is repaid, and the equal principal and interest loan of 200,000 yuan is calculated for 30 years, and 1,532 yuan is required to be repaid every month.

The reporter calculated an account for the buyer, if the buyer paid the down payment of 9999 yuan, because the down payment installment should be paid off within 25 months, the down payment installment monthly repayment is 3200 yuan, and the monthly mortgage loan payment needs 1532 yuan. In the first 25 months, the total of the two monthly payments was 4,732 yuan, which is still a bit unbearable for ordinary home buyers.

Another 95-square-meter two-bedroom product is calculated based on a down payment of 9,999 yuan, with a down payment of 6,800 yuan per month, plus a monthly mortgage payment of 2,988 yuan, in the first 25 months, buyers need to pay a monthly payment of up to 9,788 yuan per month. When choosing such a low down payment product, buyers still have to do what they can according to their ability.

Summary. Hello, dear, the down payment of 10,000 is just a gimmick made by real estate developers.

It means that you only need to make a down payment of 10,000 yuan, and the rest of the down payment can be borrowed from a designated loan company. The interest rates offered by these loan companies are very high, and your later repayment pressure is also very high, which is not cost-effective for you.

If you don't have enough money on hand, then you don't have to think about buying a house and wait until you have money. Even if you're buying your first home, you'll need to make a minimum down payment of 30%, and the remaining 70% can be loaned.

Hello, dear, I have seen your question, and I am sorting out the answer, please wait patiently for three minutes Hello, dear, the down payment of 10,000 is just a gimmick made by real estate developers. It means that you only need to make a down payment of 10,000 yuan, and the rest of the down payment can be borrowed from a designated loan company. The interest rates offered by these loan companies are very high, and your later repayment pressure is also very high, which is not cost-effective for you.

If you don't have enough money on hand, then you don't have to think about buying a house. Even if you're buying your first home, you'll need to make a minimum down payment of 30%, and the remaining 70% can be loaned.

Summary. Hello, I'm glad to serve you, here after the teacher inquired about the online announcement What is the matter with a down payment of 10,000 yuan to buy a house?

Here's the answer. If the developer's certificates have not yet been obtained, then it is better not to believe them easily. The most important thing is to look at the developer of this kind of real estate you buy, if this developer is more well-known in China, you can believe it.

The down payment of 10,000 yuan is set up for many consumers, who want to buy a house, but have no liquidity all of a sudden, friends or bosses can do it! The main thing is to reduce the pressure of a down payment. It can be easily used for other investments.

I wish you a happy life If you are satisfied with me, please give the teacher a thumbs up <>

What's the deal with a $10,000 down payment to buy a house?

Hello, the teacher has seen your question here, and is querying the text for you, please wait patiently for 3-5 minutes

Hello, I'm glad to serve you, here after the teacher inquired about the Layuan network announcement 10,000 yuan down payment to buy a house? The answer is as follows: If you haven't gotten the developer's certificates yet, then it's best not to believe it easily. The most important thing is to look at the developer of this kind of real estate you buy, if this developer is a relatively well-known in China, you can ask the bureau to believe that the down payment of 10,000 is for many consumers to set up, want to buy a house, but suffer from a friend or boss who has no liquidity all of a sudden!

The main thing is to reduce the pressure of a down payment. Hengsheng is easy to use for other investments, I wish you a happy life If you are satisfied with me, please give the teacher a thumbs up <>

In the current situation, housing prices continue to rise, so that many people can only choose to take out a loan to buy a house, but even if it is a loan to buy a house, the down payment is still not a small amount, and developers have issued various discounts. So is it true that the down payment of a house loan is 10%, and what are the routines of the developer to sell the house, do you understand? Now let's take a look.

1. Is it true that the down payment of a home loan is 10%.

One of the issues that needs to be understood here is that the minimum down payment allowed by the bank cannot be less than 30%, and the developer's implementation of 10% down payment discount means that the developer helps to advance 20% of the down payment, and the developer helps to advance 20% of the down payment, which needs to be paid off within 2 to 3 years. In doing so, on the one hand, the threshold for buying a house is lowered, and on the other hand, the developer sells the house.

Second, what are the routines of developers selling houses?

1. Don't be greedy, otherwise it is easy to fall into the trap of developers. In order to attract more consumers, some developers sell their own properties, and implement an internal subscription price, which is much lower than the industry, but it is not possible to buy, and it is likely to be a house without a pre-sale license, which is not protected by the law.

2. Participate in the opening activity, it is also a good opportunity to understand the real estate, there will be a real estate consultant to explain all aspects of the real estate information to you, and at the same time give a lot of oral promises, in order to induce consumers to buy the house, but many of these are empty promises, it is difficult to achieve in the later stage, in order to prevent this situation, it is best to write the promise into the contract, otherwise do not believe it.

3. When buying a house, we also need to pay attention to the management of the property, which is closely related to our later life. Therefore, when buying a house, it depends on whether it is within your budget, whether it is comfortable to live in the later period, and whether there is potential appreciation space in the community. Only in this way can we have a comfortable life.

Is it true that the down payment of a house loan is real, and what are the routines of the developer to sell the house, so I will introduce it here, do you understand? In order to attract more consumers to buy houses, developers will implement the activity of making a down payment of 10% to reduce the pressure on consumers to pay the down payment, but they need to make up the down payment later.

<> repayment method, the mortgage that adopts the equal principal and interest repayment method is not to repay the interest first and then repay the principal, but throughout the repayment period, the monthly repayment amount remains the same, in which the proportion of principal and interest will continue to change, and the proportion of interest is larger in the early stage of repayment, and as the customer continues to repay, the proportion of principal increases month by month, and the proportion of interest decreases month by month.

That is to say, the interest and principal of the same amount of mortgage must be repaid every month when repaying, but the interest in the early stage is more, and the interest is almost repaid in the later stage, that is, the principal is repaid more.

Of course, you need to note that the interest may be calculated based on the actual number of days in the first month, so the monthly repayment amount may not be the same as the subsequent ones. In short, the customer can repay the loan according to the monthly payment amount of the bank**. As long as the funds in the bound repayment bank card are sufficient, the bank system will automatically deduct the corresponding amount for repayment on the monthly repayment date (if the provident fund hedging loan business is handled, the balance will be deducted from the provident fund account).

If Huabei does not pay off, but Huabei's loan record is not on the credit report, then no matter whether Huabei repays on time or overdue, it will not affect the user's loan to buy a house.

If you repay the loan on time, it will have less impact on the loan to buy a house, and if you have a late repayment record, it will lead to the inability to buy a house with a loan.

All in all, before buying a house, it is best to settle the arrears of Huabei and ensure that there is no bad record in the credit report, so that the talent belt can improve the approval rate of the mortgage.