In the financial crisis, banks injected a lot of money into the financial market to save it, how to

1。** Reducing the number of employees and controlling the scale of expenditure; 2.expanding SME development and support; 3.

resolutely control the speculation and stock price of **; 4.resolutely crack down on and control the speculation of all kinds of resources; 5.The injection of investment must be directed investment, such as agriculture, people's livelihood, medical care, high-speed rail construction, highways, natural disaster prevention and rescue and equipment and other industries directly related to people's livelihood; 6.

Banks must be controlled by the state, implemented in accordance with national development goals, and private ownership is not allowed; 7.actively promote innovation and creation, expand employment; 8.reduce the burden on enterprises; 9.

strengthen international exchanges of technology and materials and reciprocal policies; 10.increase the interest rate on deposits; 11。educate the people to develop good habits of living within their means; 12.

Real estate must be based on low prices and low rents, and it is forbidden to operate. The market will gradually level off.

First of all, we must know what caused the financial crisis, this is the subprime mortgage crisis, due to the subprime loan assetization, the subprime loan can not be repaid, resulting in the subprime loan as the asset pool of the asset ** can not be repaid, leading to the collapse of the investment bank, and then the impact on the capital market crisis.

Due to the wide range of involvement, many pensions have purchased this kind of bond, so the United States has to pay a sum of money to bail out; And because there were too many bubbles accumulated in the past, which led to the bursting of the bubble and triggered a tsunami in the capital market, the ** held by residents, enterprises and even the country (Iceland) depreciated sharply, and even became waste paper (issued by Lehman Brothers), which led to problems in many aspects such as consumption and production, so the financial crisis is a very comprehensive problem, so many ** professors can't solve it, because the policy often takes care of one at the expense of the other, and one policy solves a certain problem, but brings out another problem.

The financial crisis of 08 was caused by the real estate bubble in the United States, real estate developers borrowed from banks to develop the property market, people borrowed from banks to buy houses, a large amount of money was lent out by banks, banks began to restrict loans, real estate developers built more real estate, people could not take out loans to buy houses, and there was no cash to buy houses, and the houses with previous loans for down payment could not be afforded, real estate developers could not sell their houses, there was no money to repay the loans, people could not afford to pay their houses, bank loans could not be repaid, and then there was no money to consume, causing depression in other industries, There are a lot of loans from banks that will not come, and banks have a large number of bad debts, so we must inject funds into the financial market, save the financial industry, and pay for the bad debts of banks.

Funding determines the life and death of a business, and if a company receives assistance when it is short of funds, it can survive the crisis. The way to inject funds should be interest-bearing or interest-free loans.

It is better to prevent the capital chain from breaking, and depreciation is better than collapse.

With a surplus of money, the financial markets have money to buy financial assets, so that financial assets do not depreciate significantly.

Judging from the statements and economic data of some countries, including the United States, the current international financial crisis has had a serious impact on the real economy. So, how did the financial crisis affect the real economy? What kind of impact will the real economy have?

Regarding the impact of the financial crisis on the US economy, Hong Pingfan, director of the United Nations Global Economic Monitoring Department, made this analogy: The US economy is like a person's body, the financial industry is the heart, capital is the blood, and the real economy is the other organs of the body. The financial industry has been hit hard like a person who has a heart attack, and the blood supply to the heart is insufficient, and other organs will be painful or atrophy.

From this metaphor, it is not difficult to understand that the most direct and largest impact of the financial industry on the real economy is "reluctant to lend". This means that banks are reluctant to lend to businesses or raise interest rates. In the face of financing difficulties and higher interest rates, the scale of operation of the real economy will inevitably shrink.

While the Federal Reserve and other major central banks continue to lower their benchmark interest rates, the market interest rate, which determines the cost of corporate financing, has risen rather than falling.

For an economic model like the United States, which relies on credit consumption to drive economic growth, the second impact of the financial crisis on the real economy is the contraction of consumption. The financial system, which is generally underfunded, is reducing consumer credit while restricting corporate lending, leading to a reduction in consumer spending. U.S. auto sales fell to a 16-year low in September as potential car buyers were unable to get loans, the latest data showed.

In addition, the normal social spending power is also declining. According to statistics, the number of jobs in the United States fell by nearly 160,000 in September, the largest decline since 2003. It is not difficult to understand that the 160,000 unemployed people can only continue to live by reducing their daily expenses.

And for those who are not unemployed, the money to invest **and** is getting less and less, their future salary will only fall but not rise, the increase in the cost of living, etc., will make people involuntarily tighten their wallets. This is reflected in retail sales, which fell month-on-month in September, the largest decline in three years.

The final impact of the financial crisis on the real economy was a decline in investment demand. If it is difficult to get a loan from a bank or the interest rate is high, people will not be willing to invest, new businesses will not start, new jobs will not be created, and existing enterprises will not expand their production. Perhaps it can be understood this way:

A decline in investment means that the economy will not produce new blood.

1.It is still getting worse, and I personally think it will get worse until March next year.

1) Generally, the end of the year is the peak of money, and the desire to buy at the beginning of the year will be reduced.

2) Affected by the financial crisis, the overall price decline trend has been obvious, especially metal products, this year the price of financial materials has been reduced by more than 50%, and other materials are still showing up temporarily.

3) Affected by the financial crisis, many enterprises are laying off employees, some enterprises are about to close down, and the barely maintained enterprises will generally make a calculation at the end of the year, agreeing on next year's employment situation or the choice of reducing staff or salary cuts or even the choice of whether to close, and the market effect generated by these choices will be manifested after a period of time.

2.It is estimated that it will get better in a year.

The financial crisis has affected the whole world, affecting China, the country's foreign exchange reserves have been partially lost, exports have become difficult, economic growth has slowed down, unemployment has increased, people's incomes have declined, consumption has decreased, and the market has been depressed. In severe cases, it can cause political instability. Compared with European countries (such as the Detroit Motor City in the United States, which is already very depressed), the impact of the financial crisis on China is not very large, because China's economy and the international economy are separated to a certain extent, China's renminbi implements strict management under the capital account, and the impact of international travel capital is not large, and now more than 70 banks in the United States tend to fail, China's financial system is running well, and the economy maintains a certain rate of growth.

At the same time, the state is also expanding the fiscal and reducing the deposit reserve ratio, 4 trillion yuan to stimulate domestic demand and other measures, and now the RMB exchange rate has been lowered, if the implementation of various macroeconomic measures is effective, for China will be able to improve in about one year.

Yes, it takes about 3-4 years from start to finish.

This crisis (which is indeed very terrifying) is mainly reflected in the monetary tightening of the financial industry The hot money invested in the market is less, or it is said that the money that has been in the market will be withdrawn, so in order to stabilize the market, it is necessary to inject capital to stabilize the fundamentals, but now it is so global, so it is necessary to enhance global investment confidence, not just the United States to inject capital to help the financial industry, but also the help of various countries. Funding into institutions is not necessarily in US dollars, many are in local currencies.

It's true that in the financial crisis there will be some inflationary pressure, because when the crisis starts, the dollar will fall, and other goods will rise, and there will be inflation.

Another point, which should also be mentioned at this particular time, is that because the dollar is also like a commodity, it is a variety invested by global central banks, and it is also the asset of the United States, but the problem now is that the dollar is too low, and they must stabilize the capital market, so as to avoid overseas dollars dumping a large number of dollars because of lack of confidence in the US economy (so that it loses its international low).The headache for the US Treasury Department is that it must save the capital market without affecting the foreign exchange market.

Therefore, the United States does not choose to cut interest rates to save the market, because interest rate cuts will cause the dollar to depreciate, and a larger amount of capital and dollars may be sold at that time.

The money that the United States injected to bail out the market did not rely on printing, but on the issuance of treasury bonds, so there would be no problem of excess liquid letters.

Lehman's loss of money due to subprime mortgages is evaporated, gone, just like the bonds they originally bought for 1,000 yuan, and now they sell them for 1 yuan, does it mean that the 999 yuan has evaporated? ^_

1.As far as the depreciation of the dollar and the financial crisis are concerned, it must be that the financial crisis is more important, if you do not inject capital into the financial market, then many banks will go bankrupt, in this case, it will be a more terrifying thing, you can only consider stabilizing the financial market first, and the problem of dollar depreciation is not the main consideration at present.

2.The money that is lost is evaporated, as if it is ****, **falls, the value of the **assets held decreases, and the money seems to be evaporated.

First of all, you need to understand what the subprime mortgage crisis is.

Bankruptcy may cause financial and institutional problems for the company for a period of time, when the company's stock price is low, and if there is a strong capital injection and reasonable attribution, the company can win a fortune by taking the company out of the crisis.