About the borrower is gone, I hope that the person who understands enters

The following is provided by "Jinan Business Lawyer", if you need to paraphrase, please indicate the source:

1. Of course, you can call the police, or you can sue directly. But whether you sue directly or report to the police, the most important thing you need is a certain amount of evidence. You've already said that you don't have an IOU or something, so you can find some other evidence.

For example, you can be a witness to your friend who lent him money, and for example, you can call ** to that person to see if he will admit to borrowing money, or say something like "pay it back in two days", and you make a record of **, etc. These are all ways to obtain evidence.

2. Legally, you are only an introducer for the borrower and the lender, not a guarantor. Even if that person doesn't pay back in the end, you don't have to help him pay it back. Of course, this is a bit unjust, but it is in the spirit of the law on "privity of contract".

It is a loan dispute and is a civil case.

The public security organs are unwilling and will not take care of it.

Don't know if you're an introducer or a guarantor in the middle? If it is a guarantor, it needs to bear the corresponding guarantee liability.

You can advise that friend to file a civil lawsuit, serve the paper through the public notice process, and the default judgment.

Borrowing is risky, and you need to be cautious when borrowing money!

It is a civil dispute, and the police will not care about you, but you can file a civil lawsuit to demand that the other party repay the money, but the premise is that it can be proved that the other party did borrow money. If you don't have an IOU, then you have to find a witness or something, or now go to him and find a way to get him to admit the loan, and secretly record and leave evidence. If he doesn't admit it, and you don't have any other evidence, there's no way.

Also, I don't understand what it means to borrow money from someone else through you, are you a guarantor? If you are not a guarantor, but only make an obligatory contact introduction, then this matter has little to do with you, and the lender should ask for the debt. If that person asks you for it, you can ignore him, of course, it will hurt your feelings, but you really don't have to bear any legal responsibility.

The police will not accept the report. The Ministry of Public Security ordered a ban on police involvement in economic disputes.

That is to say, it is useless to ask the police for debts, and it is not within the scope of their duties. Of course, if you find the person who borrowed the money and call the police, the police can mediate for you as a dispute, but this mediation cannot use coercive force, but can only advise the other party to repay the money.

The state authority that accepts debt disputes is the people's court, and you can go to the court for consultation. As a civil dispute, the principle of proof is who asserts and who presents evidence. If you sue the other party to repay the money, you should prove that the other party owes you money.

can only refuse him and borrow money, which is a very test of relationships, character, and mentality. Rejecting someone to borrow money and hoping that you will refuse gracefully is even more difficult to control.

Because, the criterion for judging elegance is not that we have the final say, but that by the person who comes to us to borrow money.

Usually, there are two reasons for refusing to borrow money. The first one is also poor and has no money to lend out; The second reason is that I don't want to borrow money.

Maybe you really want to help him, but you are very poor and can't help him without money. If you tell him the truth about your situation, it's not that you don't want to help, it's really that you don't have the money to help.

Even if you are telling the truth, even if you are sincere, even if your words are perfect and elegant, even if you just hate to show him your heart, he can still choose not to believe you. You can also choose to become suspicious of your friendship or even start distancing.

Yes, no matter how graceful we try to refuse, no matter whether the reason we use to refuse is true or false, the person who borrows the money will choose to believe or not to believe according to their own thoughts.

From the moment you refuse, the judgment of this matter, the friendship is no longer unilateral.

Generally speaking, whether the rejection gesture is good or not depends on whether the borrower is willing to believe you.

Whether the friendship lasts or not also depends on the person you reject.

If you read my words above, you will find that rejecting others is not too difficult to do.

Because, no matter how much you refuse, no matter how much you don't want your relationship to go bad because of it, the outcome of the matter is only one of two options: he believes in you, or he doesn't believe in you. There is only one way to choose between maintaining a relationship, or distancing a relationship.

Since you refuse to borrow money, don't think about elegance or not.

At this time, there is no need to make so many twists and turns, and the attitude is sincere to explain your situation and difficulties, and just refuse directly.

As for what the rejected person thinks, it's not something we can control.

Since you can't control it, let it be. There's no need to make yourself emotionally bad for things you can't control.

In addition, we often say that the emergency is not the poor. If a friend really suddenly encounters a natural or man-made disaster, as long as our own economic conditions allow, we can still lend a hand.

After all, sometimes, when a stranger is in trouble, we are kind enough to help. Not to mention his own friends.

Generally don't borrow or give him a loan software.

If this question were asked the other way around, I think you would know the answer yourself: Why do people lend you money?

Since someone else is willing to lend you money, there must be a reason.

First of all, when someone lends you money, you must not want the money back, right? Under normal circumstances, everyone hopes that the borrowed money can be returned in full according to the agreed time, so there is no need to say more about the following words.

Secondly, since others are willing to lend you money, I think there will be any benefit, otherwise no one will have much trouble, such as you should pay interest to others, or provide any help or something, etc., you can think about it.

Therefore, it is entirely up to you whether others are willing to lend you money, not others.

Notes on borrowing money:

1. The court must have a contract before accepting it.

Before private lending.

A lot of it is done between relatives and friends, so everyone is more casual, borrowing money without signing a contract, or making an IOU casually.

Now the Supreme Court.

Tell you, if you have a dispute in the future, you have to go to court, and there are conditions for the court to accept it, that is, you must sign a formal contract at that time, clarify the rights and obligations of both the borrower and the borrower, and the court will accept the dispute only with the contract.

2. Involving a criminal offense.

The court did not accept it.

In private lending, it is often accompanied by illegal absorption of public deposits, fund-raising fraud, illegal business operations and other criminal acts, which is no longer a simple private lending dispute, and the court has no control. At the same time, the court will also refer such cases to the police or the procuratorate. Therefore, before signing the contract, it is best to judge the identity and authenticity of the borrower.

Third, it is necessary to see whether the contract is valid.

1. If the payment is made in cash, it shall be paid from the time the borrower receives the loan.

2. If the payment is made in the form of bank transfer, online electronic remittance or through the online loan platform, the funds shall arrive at the borrower's account.

3. If the bill is delivered, the borrower shall obtain the right to the bill in accordance with the law.

When no one wants to lend money to themselves, it feels like they have betrayed their relatives. You will also feel the warmth and coldness of people. When you are in trouble, others not only do not help you, but you may also fall into the trap.

There are two reasons why no one lends you money, one is that you are afraid that you will not be able to repay the money, and the other is that they do not believe in you as a person. However, borrowing money is to pass on one's own difficulties to others. It's kind of embarrassing for others.

No one wants to lend money to their own people, it's really miserable. A person like this must not be doing well in normal times, and he is not good to others, so no one is willing to lend him money.

I've read a lot of comments, some people may still be too young, these years, not all the pay is equal, you are righteous to others, enough to be interesting, lend to others, others may not lend you. The world is warm and cold, you may not have tasted enough, now the society has changed, money is supreme, unless it is small, most of the friends you know in the society have interests, you can't borrow money to put it bluntly, people are afraid that you can't pay, why are banks, credit cards, and online loans prevalent now, and the society is inseparable! I used to be in the most difficult time, I had a house and a car, and I couldn't borrow 2000 from someone, do you believe it?

I once lent him tens of thousands of people, I borrowed 2,000 from him, he said not now, the day after tomorrow, I have the heart to scold the street, anyway, now I don't interact! Several times a year to his family, I have more than 2,000 favors, this is human nature!

Borrowing is a favor and not borrowing is a duty, but it will be sad, especially if you don't know how much courage you muster to borrow money, people not only don't borrow but also go outside to say that you borrowed money from him, you are poor and dead, who will lend you this kind of person, what if you can't afford to pay it back. Everyone is three poor and three rich to live in old age, hoping that they can persevere and not be looked down upon for a lifetime.

That feeling is really uncomfortable, once when a friend was in difficulty, he asked me to borrow money, as long as I had, not to mention, now I have difficulties, not to mention borrowing money, not even letting them pay back the money, hey, those friends who have helped, now know my situation, don't even take **, that kind of mood, I really don't know how to speak, just blame myself for being blind.

If no one is willing to lend you money, then you have a crisis of confidence. Reflect on your actions.

I've been asking for a few people to transfer the shop, there are more than 10,000 left, borrowed several friends and said no money, and finally my sister lent me, I still owe my sister more than 100,000 yuan before I didn't pay it back, I'm embarrassed to ask, and finally asked hard, my sister didn't say how much I wanted, I said 10,000 is enough, like brothers, the most difficult time is to help myself.

At the beginning, others asked me to borrow, saying how difficult it was for me, 32,000 this and that, saying that it would be repaid in half a year, and it took almost a year to repay, and I didn't have any savings at that time, and some of them were borrowed by credit card, maybe I took others too seriously and took my feelings too seriously, and it took less than ten minutes to transfer money. Now I'm in trouble, and I still want to find these for help, three thousand two thousand borrowed either to say no or not to answer the ** back message, it's really difficult, borrowing a few hundred no one cares, it's also a long insight.

I was deceived tens of thousands of dollars as a micro-business, I have to repay every month, borrow from friends, and say no, so when I am about to repay, the money is not enough, there are still a few hundred yuan, I asked my parents for a few hundred yuan, so, in the end, I can help you, not friends, but my relatives, no matter how many friends, please ask him to help, if people don't want to help you, you have nothing to say, if so, if the relationship with you is particularly good, you borrow a few hundred yuan from them, and it is possible to help you, otherwise, it is estimated that there is no play.

It's a particularly sad experience to feel like no one wants to lend money to yourself because you don't feel trusted.

If no one is willing to lend me money, I think it's probably my own problem. I feel sad, but I also analyze my own problems.

No one wants to lend me money, it must be my personal reasons, it must be my previous selfish behavior that has caused no friend to lend me money now.

If you need to borrow money from a friend, no one will borrow from you. Then think for yourself. You must have borrowed money from others and didn't pay it back! There are always a few confidants and friends in life. I don't even help my confidants and friends. That's a matter of your own credibility.

There is a saying called 'Touching the flower whip detains Zhuang dumplings and evil wave spears are borrowed and returned, and it is not difficult to borrow'. If not for this reason. Then it means that you have very few friends.

There are many, many friends around me, but when I really need them, I want to lend them money, but they all refuse, and I am human.

If the relationship is mediocre, people lend you favorably on you, and it is normal not to borrow, but I will not open my mouth to borrow money; If you give a lot for him, but he doesn't lend you money, it will be very chilling; Those who help you will always help you, but those you help may not necessarily help you, I deeply understand this sentence.

Borrowing money itself is a worthless experience, and it would be a bit disappointing if it was an emergency.

Then it's really time to reflect on yourself, whether you don't even have a good friend, or you don't even have someone you can trust.

The main thing is a matter of reputation, if you have a history of not paying off your debts or the debts have been repaid many times, then your reputation is not very good, and no one will dare to borrow next time. It is not difficult to borrow well. A person's credibility is the amount of money he can lend.

My parents, my in-laws won't lend me money. Don't expect it, and people are not obligated to lend you money. I don't think it's an experience.

I borrowed 2,000 yuan from one of my Tang sisters before, and it didn't take long for me to encounter difficulties in my life, and I wanted Sister Tang to repay the money, urging me a few times, but I only repaid 1,500 yuan, and I was embarrassed to ask for 500 yuan.

You really can't borrow money indiscriminately, unless it's the person closest to you.