More than half of the new people this year are post 90s, what s going on?

Affected by the epidemic, the global financial market has experienced ups and downs in the first half of this year, and investors' financial management habits have also changed. On July 26, the China Household Finance Survey and Research Center of Southwestern University of Finance and Economics and the Ant Group Research Institute jointly released the second quarter China Household Wealth Index report at the "2020 Alipay Financial Think Tank Summer Forum".

The report saidYoung people under the age of 30 accounted for the proportion of new entrants to the market in 2020, on behalf of the new people are younger. Wang Jun, general manager of Ant Group's digital financial wealth business group, said that he is more willing to choose ** than **, indicating that individual investors are becoming more and more rational.

The data also shows that by mid-2019, China's total household wealth had grown from US$1 trillion in 2000 to US$1 trillion, accounting for 18% of the world's total, ranking second in the world after the United States.

The survey shows that more than half of the new people are post-90s.

1. Southwestern University of Finance and Economics pointed out in the latest "China Family Wealth Index Report" that there have been two changes in the financial management concept of Chinese families this year:

1. Saving money is no longer the first choice for Chinese wealth management, and the proportion of families planning to increase savings has decreased;

2. The richer the family, the more willing to buy** rather than **.

Second, and in the survey report, more than half of the new people this year are post-90s.

In the public's impression, the post-90s generation has avant-garde consumption concepts and is a generation that dares to think and do, but the survey shows that the investment concept of the post-90s generation is relatively rational. According to the China New Economic Research Institute's survey of the post-90s group, 6 percent of the post-90s are more worried about the risk of **, worried about being cut leeks, and said that they will not choose to buy relatively stable financial products such as ** and bonds.

3. It is worth noting that in 2020, young people under the age of 30 accounted for the proportion of new basic citizens, compared with the proportion of all samples only. This shows that the trend of new people being younger is obvious.

That's what it's all about......

According to a report released by a university and a research institute:

In 2020, young people under the age of 30 accounted for the new entrants to the market.

From this, the report concludes that the new entrants are younger.

At the same time, the report believes that individual investors are more willing to choose ** rather than **, indicating that individual investors are more rational.

That's what it's all about.

This incident shows that although the post-90s generation is young, they are more experienced and rational in financial management.

aqui te amo。

After the impact of the epidemic and the ups and downs of the first half of 2020, what changes have been made in the financial behavior of Chinese families? Today's Sina Weibo hot search word "new Jimin" may reflect this change in behavior trend to a certain extent.

On July 26, Alipay released the second quarter China Household Wealth Index report. The report shows that in the post-epidemic era, Chinese's financial management needs have increased significantly, their willingness to save money has decreased, and Chinese people are more willing to take money to buy ** rather than **. Among the new "basic people" in 2020, more than half of the post-90s generation under the age of 30 will be added.

From saving to investing.

The way Chinese families manage their finances has changed.

Wind data shows that by mid-2019, China's total household wealth had grown from US$1 trillion in 2000 to US$1 trillion, accounting for 18% of the global total, ranking second in the world after the United States. Tu Guangshao, chairman of the Shanghai New Finance Research Institute, said that with the increase in income, the aging of the population structure, and the increase in the urbanization rate, the current growth of China's family financial management demand has seen explosive growth, and at the same time, the family wealth structure is also undergoing transformation, that is, from savings to wealth management, from real estate to financial assets, from the domestic market to the overseas market.

More than half of the new people this year are post-90s] The recently released "China Family Wealth Index Report" shows that since the second quarter, Chinese's ** financial management needs have increased significantly, bank money has been saved, and most people prefer to buy investment ** rather than **. At the same time, more than half of the new basic citizens in 2020 are young people under the age of 30. (Economic**).

Trillions, a record number of new ** issuance shares, exceeding the 2015 big bull market] Up to now, the issuance share of the newly established ** this year has reached 100 million, surpassing the structurally obvious big bull market in 2019 and 2015, becoming the highest annual ** issuance share in a single year. Among them, equity has become the main force of the new hair. Since the beginning of this year, the total share of equity ** issuance has reached 100 million.

China ** newspaper).

The first batch of new shares under the GEM registration system will be subscribed next Tuesday] This means that the first share of the GEM under the registration system is about to be released. The Shenzhen Stock Exchange announced that the subscription date for Fengshang Culture and Meichang shares is August 4. The market expects that the first batch of pilot registration-based GEM will be listed in mid-to-late August.

At that time, the GEM trading rules will also be adjusted at the same time. (

The post-90s generation has now achieved economic independence and has their own disposable property. This gives you an investment start-up capital.

90 belongs to the witnesses of the new era, the first wave of beneficiaries of the Internet era, more willing to accept new things, and the way to obtain information is more efficient than in the past. They are also the main force in the use of Alipay and WeChat.

The post-90s generation now receives information mainly on the Internet, so it is more convenient to learn about ** knowledge on the Internet than in the past generation. Maybe many old people in the 60s don't know as much about ** as the post-90s. If you fail to learn the knowledge, of course, you will lose more and win less when you invest, so you will slowly give up, and the rest are those who know how to do it in the 90s.

The main reason is that the post-90s generation began to enter the society and began to learn how to manage money.

Jimin, extended to shareholders, is a new word born in 2007. **The holder is referred to as "the people". Compared with ****, the ups and downs of ** are much gentler to the heart.

According to statistics, 73% of the investors are new investors within one year.

Compared with shareholders, there is no doubt about the convenience of the people. Just choose which one you want and let the experts take care of it for you. Before, many people were unwilling or didn't know ****, but with the boom of ** and the soaring stock index, many people who don't know ** or don't have time to take care of ** also hope to get a piece of the pie.

So, buy it. The average yield of 77 88 is enough to satisfy every investor.

More than half of the new people this year are post-90s, because the post-00s are still fully growing, the post-90s have become the main force of society, and most of the people who have entered the ** are also post-90s!

Because there are many channels for young people to get information, and the ways of managing money are also very diversified, and most of the post-90s generations go to work to make money and have funds to manage their own finances.

The post-90s generation is just the age of investment. In addition, the economy has been bad recently, and the ****** efforts are relatively large.

Because the post-90s generation is more impetuous, they are not thinking about earning wealth through their own efforts, but about getting rich overnight.

It shows that young people are more and more fond of investing ** to gain wealth appreciation. Since last year, China's capital market has ushered in a big change, the arrival of the registration system, opened a new window for investors, last year the Shanghai Composite Index also achieved a 20% growth, and a lot of ** also gained a lot of gains. Recently, a survey data shows that in the post-epidemic period, the public's demand for financial management has begun to increase, and the willingness to buy ** is significantly higher than **.

And in terms of age, half of the new investors are post-90s, and as young people, they are interested in side hustles and investment and financial topics. Some experts said that at present, China's family wealth structure is in the process of transformation, in the past real estate is the mainstream means of wealth growth, but now investment in financial assets has become the main means of appreciation, many conservative residents, but also began to change from savings to financial investment, which can also be continuously promoted by banking institutions.

According to national data, as of 2019, China's total household wealth has increased from trillions of dollars in 2000 to trillions of dollars, and its share of the global household wealth market has also reached 18%, second only to the United States. This shows that benefiting from the continuous development of China's economy, the wealth of Chinese households has also achieved a considerable growth, and it is precisely for this reason that the demand for financial management of domestic families has also begun to skyrocket. Different from the previous focus on insurance, time deposits and other products, domestic families have begun to pay attention to investment in financial assets, especially ** assets.

Since last year, the number of ** releases has begun to surge, especially since this year, the fundraising scale of ** has been increasing, and recently E Fund's new ** fundraising scale has exceeded 150 billion yuan, while the ** upper limit is only 15 billion yuan, so the final placement ratio is 10%. It also became the largest fundraising in China's history.

And the same E Fund, the company's star manager Zhang Kun, has achieved a management scale of more than 100 billion yuan, becoming the first manager in China's industry to have a management scale of more than 100 billion. It is reported that Zhang Kun is the vice president of E Fund and a well-known manager, who has managed E Fund's small and medium-sized caps for more than five years, with more than 10% of his years, and his performance is very impressive.

Especially in the past two years, the industry has achieved great development, and the small and medium-sized caps and blue-chip public offerings under its management have been ranked high for a long time and are deeply liked by many investors. From the perspective of the future, with the continuous reform of the capital market, the industry is expected to obtain greater development prospects and higher returns.

Because today's young people already know how to invest and manage their finances, they want to get relatively large returns through their own financial management.

Because the post-90s generation has a stronger sense of financial management and a high ability to accept **.

This is because there are more people born in the 90s, and they also have their own views on this aspect, and they will also make certain measures to avoid risks when investing.

Because more and more post-90s generations pay attention to financial management and want a stable life, this trend will appear.

I think such a phenomenon isQuite normal, many young people have a first postureManage your moneyThis is a great idea. In the past, few people invested, or this circle did not break its own restrictions, but with the accelerated development of the Internet era and the continuous change of the Internet, more and more people have entered the investment industry. Generally speaking, the concept of financial management is more important for young people, especially for the post-90s, most of whom have entered the workforce, or even worked for many years, so they will have a certain amount of savings.

At this time, it is necessary to carry out reasonable financial management and asset management, and many people are unwilling to keep their deposits in the bank deposit time or in Yuebao, which is too low.

Young people are more aggressive, so they will choose some forms of investment with higher returns. ** The risk is difficult for them to accept, and they are not willing to take this risk, even if there is a high return. Although some wealth management products are safe, the yield is also very low, so the young people of the post-90s generation are aiming at this form of investment.

It is true that the risk will be smaller than that of the company, and the return will be higher than that of the company. It is more suitable for people of this age, so many people will enter the ** industry to obtain greater benefits for themselves and cultivate their own financial concepts.

Finally, many young people born in the 90s regard investment as a social tool, which is also due to the situation brought about by the popularity of **, and ** will often be searched, so more people will understand**. And in the topic of the post-90s, ** is more versatile, and many people are buying**, so it will be better to communicate and communicate, which is also very important. The value of social networking is no worse than financial management, so it is understandable that half of the new people are post-90s.

I think many post-90s generations like to invest now, so they also like to participate in ** investment.

It shows that the post-90s generation has become the main force, they are willing to accept new things, dare to fight, dare to do, and are good at financial management.

This is a new concept that has become popular among young people, and the post-90s generation may be more receptive to the idea of financial management.

I think it shows that the post-90s generation now has a strong sense of savings and financial management.

Because compared to the ** of twenty years ago, the current **** is serious. 20 years ago, a bowl of beef noodles was only 2 yuan, but now it has risen to 20 yuan, an increase of 10 times, so many young people are worried about whether the price increase will be serious in the future. Therefore, many young people are afraid to keep their money in the bank and earn a little interest.