Why don t you borrow too much money from your mother s family to help your husband?

Because in reality, some people let their lover borrow money from their mother's family, and after borrowing a lot of money, they divorce, so the other party is unable to repay, so the mother's family generally asks the woman to repay.

If this husband is in difficulty, it is okay for his mother's family to help. Don't borrow too much money, you may be afraid that you will have difficulties in repaying it in the future, and there will be conflicts between you.

It's okay to repay the money you borrowed from your mother's family, but I'm afraid that your mother-in-law's family won't pay it back, and you will be caught in the middle and it will be difficult to be a person. It's definitely unbalanced for you to make money on your own, and if you don't pay it back to your family, you will feel uncomfortable, and it may be your fault in the end.

Before getting married, I borrowed 50,000 yuan to my husband to buy a house (one name), and after marriage, I repaid it together, and I could repay it in advance after three years;

I want to add my name and my husband said to repay the loan early, but we don't have enough savings;

My husband asked me to ask my parents to take it, but I refused to speak, what should I do if we quarrel about this matter until we are about to divorce?

That's not a good question! Generally speaking, in addition to selling the house, Lao Lei rarely persuades people to repay the loan in advance;

Because it's not necessary, especially now that mortgage interest rates are only slightly higher than wealth management products.

The essence of a mortgage is to use future money to buy a current house, and generally speaking, the probability of depreciation of cash is much greater than that of a house;

The purchasing power of the same money in the future is likely not to be as high as it is now, and it is not a loss to buy a house that has not depreciated in value with money that has depreciated in the future.

And you have been repaying for more than 3 years, and you should be well aware of the power of money depreciation;

For example, 3 years ago, the average person in the restaurant was 100 yuan, but now it may be 120 yuan or higher.

The house with a rent of 1,000 yuan 3 years ago has now risen to 1,200 yuan, right?

Do you guess that in 3 years, the average number of people in the restaurant will be higher than now? Will the rent be higher than it is now?

And your monthly payment will only fluctuate up and down with the LPR by a hundred or dozens of dollars.

So you still want to repay early? And he used his mother's life savings to repay the loan early.

As the so-called clean officials are difficult to decide family affairs; It is also known as the ...... of Rather Teach and Beat TsaiLao Lei has always been afraid to give his opinion, and it has reached the point of [divorce] ......However, if the man really feels pressured and you want to use your parents' money to repay the loan in advance;

Just let your parents buy the house.

Repay the house in advance and transfer it to your parents' name;

In this way, the house becomes your parents', and you don't have to pay the monthly payment;

Everyone was happy.

Because I borrowed too much money, my husband may not pay it back. Therefore, when you encounter difficulties, you must let him solve them by himself. If he can't solve it himself, don't spend too much money to help him. Because it has to be a man's responsibility.

Why don't you borrow too much money from your mother's family to help your husband? Often, the current general marriage is not very stable, if you invest too much, one, and have this idea, yourself, the deeper the show, so it's too late to regret it.

I am afraid that if you and your husband divorce, then the debt may need to be repaid if the other party does not pay it, so there will be such a situation.

Because such a thing is really difficult to solve, what if you don't pay it back?

You did this to make him dependent and lose his fighting spirit.

It's okay if it succeeds.

If it doesn't work out.

Who will pay back the borrowed money?

Legal analysis: If the husband does not repay the loan before borrowing his mother's home, the two parties can negotiate first, if the negotiation fails, they can ask a third party to mediate, or they can file a civil lawsuit with the people's court, and the people's court will make a judgment.

Legal basis: Article 675 of the Civil Code of the People's Republic of China The borrower shall return the loan within the agreed time limit. Where there is no agreement on the term of the loan or the agreement is not clear, and it is still uncertain in accordance with the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may demand the borrower to return it within a reasonable period of time.

Article 676: Where a borrower fails to repay the loan within the agreed time limit, it shall pay overdue interest in accordance with the agreement or the relevant provisions of the State.

Article 3 of the Civil Procedure Law of the People's Republic of China: The provisions of this Law apply to people's courts accepting civil lawsuits brought by citizens, legal persons, other organizations, and between them due to property and personal relationships.

You lend your private money to your mother's family, and your husband has a lot of opinions, and I think it's normal for him to have opinions. Because your money is the joint property of you and your husband after marriage. You need to ask your husband for advice while you're out.

Tell him that you have a money for here, and I'm sure he'll understand you, because people's hearts are flesh and blood, everyone has parents, everyone has difficulties, and it's normal to stretch out a hand when there are difficulties. But if you lend money behind your husband's back, this kind of thing is not right.

This should be discussed in advance, but if you give your own private money to your mother's family, it's not a big deal, and your family always has to help if you're in trouble You can talk to your husband more and be considerate of each other.

Of course, you should come back, after all, the two of you will be a real family in the future, and the two of you will have to live longer, and if it develops for a long time, your marriage will break down.

When you lend your private money to the two families, your husband must have the idea of meeting him, and he must think that you don't respect him and didn't discuss it with him in advance, and then when you encounter such a thing, you have to promise your husband that you will discuss it with him in advance, and she agrees with you to do it again.

Ah, I lend my private money to my mother's family, and my husband has a lot of opinions, so he should do his husband's job well, and ask his mother's family to write an IOU to dispel my husband's doubts.

You should insist on your own opinions, because this is your own private money, not the joint property of two people, and make it clear to your husband.

You have to tell him this kind of thing in advance, discuss it with him, and get his consent, the money belongs to the two of you, not yours.

Communicate with your husband and reassure him that you will never do it again, so that he can rest assured of you.

My husband has a lot of opinions about lending my private money to my mother's family, and I think there are some things that you still have to follow your husband's opinion to tell him, and this matter is fine.

Legal analysis: After the husband and wife's money is lent to the mother's family for divorce, it can be resolved through negotiation, but if the negotiation fails, the lawsuit can be settled. Joint debts are debts owed by both spouses or one of them to a third party during the existence of the marital relationship for the husband and wife to live together.

The identification and handling of joint debts between husband and wife is a difficult issue in the trial of divorce cases.

Legal basis: Civil Code of the People's Republic of China

Article 1064:Debts incurred by both husband and wife as jointly signed by both husband and wife or by one of the husband and wife as an expression of common intent such as retrospective recognition by one of the husband and wife, as well as debts incurred by one of the husband and wife in their own name for the daily needs of the family during the existence of the marital relationship, are joint debts of the husband and wife. Debts incurred by one of the spouses in his or her own name during the existence of the marital relationship in excess of the daily needs of the family are not joint debts of the husband and wife; However, the creditor can prove that the debt was used for the husband and wife's common life, joint production and business, or based on the common intention of the husband and wife.

Article 1065:A man and a woman may agree that property acquired during the existence of the marital relationship and property acquired before marriage shall be owned separately or jointly, or partly separately or partly jointly. The agreement shall be in writing. Where there is no agreement or the agreement is not clear, the provisions of articles 1062 and 1063 of this Law apply.

The agreement between the husband and wife on the property acquired during the marriage and the property before the marriage is legally binding on both parties. If the husband and wife agree that the property acquired during the existence of the marital relationship shall belong to each other, and the debts owed by the husband or wife to the outside world are known to the counterpart, the personal property of the husband or wife shall be repaid.

Summary. Friend, I estimate that you face your husband borrowing money from your mother's family, you may not feel very face-saving, and you don't like your husband's behavior, but it is estimated that your husband is really in trouble, and you can't help him, but he thinks that your mother's family is more kind and can help him. That's why he's willing to borrow money from your mother's family.

The husband asked his mother's family to borrow money.

Friend, I estimate that you face your husband borrowing money from your mother's family, you may not feel very face-saving, and you don't like your husband's behavior, but it is estimated that your husband is really in trouble, and you can't help him, but he thinks that your mother's family is more kind and can help him. That's why he's willing to borrow money from your mother's family.

Dear, some time. Men encounter some financial troubles, and they will also borrow money from women and women's families out of desperation, and every penny will suffocate the hero. You can discuss with him to see if there is anyone more suitable to lend him money than your mother's family, if there is really no you should also understand him, explain it clearly to your mother's family, you can also write an IOU, do business, and urge him to give it to his family when the time comes.

It's just that he borrowed money as if it was fine, and he didn't mention paying it back.

I didn't answer his **.

If your husband obviously has the ability to repay the money later, but he doesn't take this matter to heart, thinking that his family is not in a hurry to pay it back, this also shows that your husband is not financially straightforward, vague, and not a responsible person. He's already borrowed them all, and this time it's even if he tests him out. In the future, you tell your mother's family that you will never lend him any more money.

My dear, since you are his wife, you should know whether he can repay your mother's family money now, to find out whether he can pay it back, and he really has his difficulties now and can't afford to pay it back for the time being, the most important thing is that you and him have to communicate, don't force him, in this case it will affect the relationship between you.

Legal analysis: Collect written materials that can prove the loan, write a complaint, and file a lawsuit with the court to recover the demand. 1 If an IOU is issued in the joint name of both parties or a loan is sought in the joint name of both parties, regardless of how the loan is used (unless the lender knows that the loan is for illegal activities such as gambling or drug trafficking), that is, whether it is for the personal use of one party or for the joint use of both parties, it shall be recognized as a joint debt.

2. If the loan is indeed borrowed in the name of one party at the time of borrowing, but the loan is indeed used for common life or joint business, as long as the other party admits it or the creditor can prove it, it shall be recognized as a joint debt. 3. If the loan is borrowed in the common name of both parties at the time of borrowing, and it is claimed that it is used for living or operating together, but after borrowing, it is indeed used for the personal use of one party, and it is a situation where the purpose of the loan is changed without the consent of the creditor or without the creditor's recognition, and this unauthorized act is invalid against the creditor, and the loan should still be recognized as a joint debt. 4. If the loan is borrowed by an individual of the borrower, and it is stated that the loan is for its personal use, and the borrowing is indeed for the personal use of the borrower, the loan shall be recognized as the personal debt of the borrower.

Legal basis: Article 1089 of the Civil Code of the People's Republic of China In the event of divorce, the joint debts of the husband and wife shall be repaid jointly. Where the joint property is insufficient to be paid off or the property is owned by each other, the two parties shall settle it by agreement; If the agreement is not reached, the people's court shall make a judgment.