Will you lend money to the rich or the poor?

I will lend to a rich man who has a good character and can keep his promises. If he is poor and does not borrow much, I will lend him that little money if it is not a psychological burden for me.

Please forgive me for being more selfish, caring about my own labor income, and the so-called emergency relief is not helping the poor. I am frugal and reluctant to spend money, why should I lend it to others casually and let others spend it?

Lend money to a rich person, if you have a good character, you can return the money to me very creditworthily, then there is no problem. This kind of person just needs money urgently, and he has the ability to borrow money, and who doesn't have an urgent need for money? If you can, you can help.

After all, the people who open their mouths to borrow money are relatives and friends who have a good relationship.

If it is a rich man with a very bad character, and he will not repay the money he borrowed from others at all, I will not borrow this kind of person, and if he lends it out, it will be a waste. When you lend him money, he says it is good and pays it back quickly, but when you ask for money, he will find all kinds of excuses to shirk it, or just avoid it. I won't borrow a penny from such an old man, my money is not blown by the wind, it is earned by my own hard work.

I once saw a friend who had a very good life, borrowed someone else's money but didn't pay it back, whenever people asked him for money, he took out the kind of "don't ask for money, you have a life" scoundrel practice, what can you do with this kind of person?

To lend money to the poor, I first have to think about when he will be able to pay me back, and how much he will have to borrow. If I borrow a lot, it may take many years to pay it off, so I don't dare to borrow in this case, because I don't know when I need to use the money, and if I need it urgently, and he can't pay it back, I have to find someone else to borrow it. When asked to ask him for money, he will also say that he is inconsiderate of his actual situation, and his friendship and family relationship will be ruined by lending him money.

It's really a very tiring and tiring thing.

If he doesn't borrow a lot, it doesn't matter to me if he doesn't pay it back, then I'll lend it to him, after all, it won't affect me, and I can help him.

Three years ago, a relative in my hometown wanted to lend me 50,000 yuan to build a house, because his family's situation was really not very good, I only lent him 10,000 yuan, although it was not a lot, but for three years, he has lived a tight life until now, and there is almost nothing left except for eating and raising children every month, even if he wants to pay me back, he does not have the ability. So I'm glad I didn't lend him a lot of money.

It is a duty to help, and it is a duty not to help. To be honest, I don't like to lend money to others, I am worried that if I lend my money, not only will the money be gone, but I will also gain an enemy. If you have to borrow, then lend it to the rich who are good at keeping their promises and have the ability to pay it back.

Actually, it's a really tangled question, and in my opinion, the real purpose of borrowing money is to help people who really need it, and they can make the most of it, to respond to emergencies or create greater value. At the same time, no matter what situation they are in, they will always want to repay the money, so it doesn't matter if you lend money to the poor or rich, the important thing is to be able to get the most out of your money.

In fact, personally, I still prefer to lend money to the poor for several reasons;

First, the poor are inherently lacking in economy, they will run into walls everywhere in life and work, if they do not lend them money, their lives will lose direction and confidence, they will feel that this society gives them more unfairness, they are only because of temporary poverty, they are ignored by many people, they are treated unfairly, for them, they also want to create more wealth through their own efforts, but they do not get support and understanding. So I would choose to lend them money so that they could better pursue their wealth. <>

Second, the poor know how to be grateful. Lend money to the poor, and they may always remember your help, and your help may be lifelong for them, and the kindness of helping them out of their difficult times will always be remembered. "The grace of a drop of water should be reciprocated by a spring" is more fully reflected in them.

Third, lending money to the poor gives them more hope. Lend them money, they tend to use the money to do more meaningful things, they will work harder, they always think about the money they borrowed, even if you don't push them, they will put in ten times the effort to fight, and the pressure brings them the motivation to live.

There are no clear boundaries between the poor and the rich, as long as you work hard, life will not be disappointed. It is not wrong to borrow money to lend money to those who need it and are enterprising.

Everyone knows that "talking about money hurts feelings", and in life, everyone will always encounter such a thing as borrowing money, which makes it very difficult for themselves. If you borrow it, you will consider whether he will pay it back, and if you don't borrow it, you will consider whether people will be too careful, in short, you will make yourself very tired. If someone asks me to borrow money, I think I might choose to lend to the poor rather than the rich.

I don't think the poor man has much money, but when he borrows it, he tells me why, and even very sincerely, and he always remembers that he borrowed money from me. And when rich people borrow money, I think they will say why they borrowed money, and even when they borrow money, they will be like a grandson, and when they ask him to pay back the money, they will be like an uncle. It's not like he lent him money, but he borrowed money from me.

If it takes a long time, you may forget to pay it back. If you urge too many times, you will feel that you are too stingy, and some people will even run to others to chew the root of their tongue. In this way, it is more comfortable to lend money to the poor.

Although the poor and the rich don't seem to have written what kind of people they are, the people who can ask you to borrow money can be regarded as understanding! Therefore, everyone should think carefully when borrowing money, don't because he is poor, you don't lend him money, maybe because of your borrowing money, it will make his whole person, and even his family change dramatically, and he will miss you for a lifetime! But also take into account that one day he may not be able to pay you back.

However, I believe that as long as you are an individual, you will feel psychologically uncomfortable after borrowing money, and you will pay it back quickly, so I think it is better to lend it to the poor.

No matter how poor the following people are, they can't lend them money: 1 People who are addicted to gambling, 2 People who are addicted to drugs, 3 People who are involved in pornography, 4 People who are addicted, 5 People who engage in pyramid schemes, and 6 People who are selfish.

People who don't work hard, people who don't want to do it, people who don't want to go out to work, even if these people are helping them, they won't get their gratitude.

Money may not be able to measure everything, but it can see through many things, many people. In the back and forth of interests, people's temperament and warmth will be exposed. When we are down, no matter how short of money, don't ask the following 3 types of people to borrow money, otherwise we will only be hit and chilled.

<> "There will always be some unconventional phenomena in life, such as a small boss who opens a factory to buy a BMW 525 sedan, (BMW 525 manufacturer guide price of 10,000 yuan, belongs to medium and large cars, belongs to luxury car series, low-profile version of the engine, with 184 horsepower) only has 200,000 yuan in his hand, and the money is not enough, so he will find some neighbors and friends to borrow points.

And these people feel that after all, they are opening a factory, and they are lending him money now, and they will give themselves a long face in the future, so the little boss easily borrowed the money and drove a luxury car.

Here, we can say that compared to some office workers and even people who earn money by doing manual work, the person who opened the factory is considered rich, and the person who lent him money is at least psychologically and psychologically poor, so why are the poor so happy to lend money to the rich to buy a car?

NO1: Because of the ability to repay.

People who don't have money always like to give face to the rich, and rich people are rarely willing to give face to people who don't have money. The main reason is that people who don't have money feel that lending to rich people has a strong ability to repay, while people who don't have money have a weak ability to repay.

This is the reason why people who have no money may encounter greater resistance if they borrow money to buy ordinary cars than the so-called rich people who borrow money to buy luxury cars, so it seems that the reason is more reasonable.

In fact, the real rich people will not borrow money to buy a car, such as Rolls-Royce owners, Ferrari owners, Porsche owners, and Land Rover owners rarely borrow money to buy cars. Those who borrow money to buy cars are mainly BMW, Mercedes-Benz, and Audi, so don't believe it, you can inquire.

NO2: Because of vanity.

People who don't have money are willing to lend money to people who are richer than themselves to buy a car, and there is also a kind of vanity. I feel that I know a BMW or Mercedes-Benz driver and then drive a car to visit my own door, and his face is also bright, which I believe is one of the main reasons why many people borrow money.

In real life, I have indeed encountered many cases of this kind, and you can't say that this kind of thing is bad, after all, no one forces you to lend him money.

NO3: Self-soothing psychology.

A person who has no money lends money to someone who is richer than himself, and it is easy to anesthetize himself, and he feels that he is a little short of money in the future, and it is easy to borrow money from his spine. In fact, this is not wrong at all, after all, in terms of development potential, people who can afford to buy four or five hundred thousand yuan have greater potential than those who earn three or five hundred thousand yuan a year.

Basically, the old Sakura can explain why the poor are willing to lend money to the rich to buy cars, but in fact it is not just the phenomenon of buying cars. In real life, the group of the rich also likes to lend money to the rich group.

I felt like I was hugging my thighs. In fact, it is not necessary to borrow money to buy a car now, pay a down payment, and it is not difficult for ordinary small bosses to buy a car of three or five hundred thousand yuan.

In addition, the price of buying a luxury car loan is often lower than the full purchase of the car, so the excuse that the loan has to be repaid is really not valid.

Clause. First, they prefer to live on an overdraft.

The poor are divided into two kinds of people, one is the one who is comfortable and incapable; One is the one who likes to toss.

People who keep to themselves are often reluctant to borrow money from others even if they are poor, as the saying goes, how much money is how much money you live, and those who like to toss and turn are the easiest people to borrow money from others.

But people who like to toss are divided into two kinds of people, one is from the poor to the rich, and the other is the poor and poor.

However, there are always a few people who change from poor to rich, and most of them are just tossing and turning, and in the end they will only make themselves poorer and poorer.

People who like to toss and turn like to overdraft their lives, and once we make ourselves poorer and poorer, even if we want to pay back, we will still have more than enough to do.

Clause. Second, people have a loss effect.

There is a pervasive loss effect that we lose 2.5 times more pain than we gain. Lu Yuanfu.

This means that if we lose $1,000, we have to get back $2,500 to balance our minds.

So people are happy when they borrow money, and they say all the good things, because we're getting money.

And when we repay the money, we always feel that we are losing, so even when we pay back the money, it is very unhappy, like squeezing toothpaste to pay you back little by little, why is this happening? As soon as I repaid the money, I felt very painful.

Therefore, it is easy to borrow money, but it is difficult to repay money.

Clause. 3. Mismatch of ability and wealth.

What does it mean that many people don't match the amount of money they borrow and the ability to repay it? Just like these villagers, they borrow hundreds of thousands of dollars with one mouth, but do they have the ability to think about paying it back?

Of course not, so how can they afford to borrow money in the future?

Many people overestimate their own capabilities and underestimate the risks associated with the market. When we borrow money, we always think we can pay it back, but in real life, we can never pay back a lot of money.

Borrowing money not only makes a subtle difference in the relationship, but also makes your life more unbridled.

Therefore, in life, we must learn to do what we can, not blindly overdraft our lives, and do as much as we can.

When we borrow money from others, we often force ourselves to be poor, we choose to start a business when we shouldn't, we choose to buy a house when we shouldn't, and we choose to buy a house when we shouldn't, and once we put ourselves in debt.

We will try to make money as quickly as possible, but the more we try to make money, the harder it will be for us to make money, and in the end we will have to be willing to do nothing.

Poor people prefer to borrow money because they do not have enough cash to meet sudden expenses or urgent financial needs, have limited financial means, and need outside help to meet their basic life needs, and borrowing money can provide them with such help, so that their lives can be more comfortable and fulfilling.