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Since it is a friend who borrows money, it is normal to not repay it after the deadline. You're talking about a wide range of friends, but try not to borrow money from each other, and write an IOU when borrowing money (especially if you don't recognize his creditworthiness). The rivers and lakes are in emergency, usually among friends, if you have little money, don't deliberately remember it, it hurts your mind.
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I have really experienced such a thing, if you go to get this money back, your friend will definitely be psychologically uncomfortable. If you don't ask for this money, it depends on whether he pays it back. I think if you know him and don't care about getting some money, don't ask for it.
I wanted to hurt and be angry.
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Dear, it's he who dragged your money and didn't pay it back
Since you are friends, you need to trust each other and not lie, and since you are willing to lend him money, it means that you believe in him
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Depending on the friendship with him and the amount of money, if the money is heavier than him, I will not hesitate to open my mouth to ask for money.
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He doesn't want to lend it to you... That's all.
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That is, people don't want to borrow.
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Money cannot be withdrawn between friends.
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Lend money to a friend, it's very easy to do, dear, if you have a lot of money, a friend has a request for yourself, you can lend it to him temporarily, and when you need it, you just need to tell him in advance, let him return it to you, this is the key to helping each other between friends, as long as you have lent him this money, you can find a reason to ask him for money if you want to come back. Friends don't shirk too much because of this, that's the best way to deal with it, dear. If you haven't lent him money yet, and you don't want to lend it to him, then you can also find a reason to shirk it, after all, this decision is up to you not to say that your friend is looking for you, you must borrow it, if you don't want to, you can shirk it, if you have lent it to him, you can find an excuse to come back, this will not offend him, after all, it is her <> who owes money
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I met a colleague and friend who reached out to me to borrow money. Will I borrow it? Then it depends on this colleague and friend who borrowed the money. What kind of person is it?
First, he borrowed money from himself. The main consideration is whether he has the ability to repay the money.
Second. It depends on his character. Isn't he a particularly trustworthy person.
Third. Want to see if his family has any valuable assets that can be pledged? That is to say, when the time comes, he borrowed my money, and if he keeps relying on it, I can go to court and sue him. Auction off his house to pay off my debts.
Fourth. It also depends on the purpose of his borrowing money. Is it **frying**, or going to gamble.
Or even go to the drug bush dust. It is also used to build a house or marry a daughter-in-law. Personally, I don't think anything other than marrying a daughter-in-law can be a reason to borrow money.
Including building a house. Don't be busy building a house when you can't afford it. Therefore, the person who borrows money to build a house should not lend him money casually.
Fifth. With what you know about him. Maximum. Can you lend her a few thousand dollars? Or even a few hundred dollars. That's the maximum amount you can borrow from her. In fact, this is perhaps the most important thing.
Sixth. As a friend, or colleague. Reach out and borrow dozens or hundreds of dollars from yourself.
I think. Most people don't skimp. That is, when your friends and colleagues around you are in trouble.
Lend him a few hundred dollars, and a few dozen dollars can solve the other party's urgent needs, which is also considered a good deed. I think everybody will do it. But if it's tens of thousands of dollars or 100,000 dollars.
Then you have to think about it. Or even think about it with your own family. Do you want to lend it to the other party?
As far as I'm concerned. Dozens of dollars and hundreds of dollars are not a problem. When the company is thousands of dollars, tens of thousands of dollars.
On the one hand, I am not in a position to lend it to my colleagues and friends. On the one hand. Tens of thousands of crosses are beyond my ability, and I will not lend them to colleagues and friends.
So. Meet your own colleagues, or friends. When you reach out and borrow money from yourself.
Will they lend money to each other? I will definitely combine the above aspects. Make a detailed understanding.
At the same time, combine your own origins. Think it through. will lend money to the other party.
And the money I lend to my colleagues and friends. It will not exceed 10,000 yuan, and even the maximum amount is 5,000 yuan. So, when a friend reaches out to me to borrow money, will he lend it to them?
I won't borrow more than 5,000 yuan. This is my principle and bottom line. I don't want to get in trouble then.
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In this case, I will still consider lending it to him, which can make our relationship deeper and deeper.
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When you see the situation, you can borrow if the relationship is good, and urging others to repay debts is also a technical job, and you can borrow a small amount of money, and if you have too much, you won't work.
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I won't see you, I won't see you, because I don't have any money in my pocket, because I don't have any money in my pocket.
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If a friend always borrows something from you, you can politely decline.
Method, 1, deferred method.
When a friend borrows something from you, you can pretend to be in a hurry (it's better to pick up a ** or something), and then tactfully say to your friend: "I don't have time now, I'm in a hurry to do a very important thing, and I'll talk about it when I have time." After speaking, leave in a hurry, and be sure not to wait for your friends to say anything more before leaving, so that it will seem that you are really in a hurry.
2. Recommend others to the law.
When a friend borrows something from you, you can say, "This thing of mine is not very useful, I don't use it much myself, I remember so-and-so seems to have a good one, you can ask him". After you say this, your friend will probably understand that you don't want to lend him something, and they won't pester you with anything.
3. Pretend to be looking for the method.
When a friend asks you to borrow something, you can pretend that you can't find it and then rummage around and look for it in one place. When you look for it, you can also say to yourself, "I remember putting it in this place, why can't I find it?"
When your friends see that you have been looking for you, whether they believe it or not, they will say, "Don't look for it yet, I'll ask the others." In this way, he politely refused his friend's request to borrow something.
4. Humorous and humorous method.
When a friend asks you to borrow something, you can smile and say, "Don't be kidding, are you going to lack this, who are you, you are in my mind." In short, he keeps saying how good the other party is, and there will never be a shortage of things he wants to borrow, and he must be joking with himself when he says that he borrows things.
And you have to keep talking, don't give the other person a chance to speak. However, this method may make a friend misunderstand that you are being sarcastic; But most friends will stop borrowing things from you for the sake of face, and may follow your words: "Yes, how can I lack such things, I'm joking with you."
5. The heart is more than enough but the strength is insufficient.
When a friend borrows something from you, you can show that you have more than you can do. You can say to a friend, "I really want to help you, but I really don't, what should I do?"
Why don't I ask your other friends for you? For your tentative and slightly embarrassed answer, your friend will definitely see that you are really embarrassed, and will not borrow anything from you again.
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It is friendship to lend to him, but it is reasonable not to lend it to him.
Relatives sometimes don't do this, as a friend, how embarrassed he is, so you can vaguely convey this meaning to him.
Reasonable people will pay attention.
But if he pretends to be confused with you, you can reject him outright.
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To learn to refuse, it is difficult for a person who will not refuse to stand on his own feet. Make a financial positioning of the friends you are dating, such as how much is the relationship between this person and you worth, how much money you lend to him.
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Lend him what he can borrow, don't lend him what he doesn't want to borrow, not everything can be borrowed, this will hurt him and hurt himself, I think this kind of person really doesn't treat himself as an outsider, sooner or later, one day, there will be a time when he doesn't lend to him, offending him.
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It is understandable for a friend to borrow a car from himself, and it is understandable to borrow a house, but if he is unable to support himself in firewood, rice, oil and salt, this situation is embarrassing.
So, sometimes we have to learn to say no. A tactful refusal is also a sign of respect for the other party.
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Should you it?
Shengmien fights Mi hatred! Why do you always lend it to him? Learn to say no appropriately!
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Borrowing something, you lend it to a friend is love, not borrowing is duty, friends boldly say no, that is morally allowed.
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Take a look at what to borrow? It's better not to borrow money.
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Hello! I can't be sure if your friend will pay you back, but I can give you some advice to help you with this.
1.You need to consider your friend's ability to repay. If she has a steady stream of income and a good credit history, then she will most likely pay you back.
However, if she often defaults on her bills or doesn't have a steady income**, then you may want to consider something else.2You need to communicate with your friend, she may have forgotten for a while, you can subtly remind her, or ask her when she will be able to repay the loan. If she is struggling, you can consider negotiating with her to create a repayment plan so that she can repay the loan gradually.
If she is really in difficulty, and you are in better financial condition, can you reduce her somewhat, after all, she often helps you.
3.If your friend refuses to repay, you can consider taking legal action. You can file a lawsuit in court to demand her repayment. However, before taking such measures, you need to make sure that you have enough evidence that your friend actually owes you money.
Finally, you need to learn from this experience. If you're lending money to a friend, you'll need to make sure there's a clear borrowing agreement between you and that you'll need to keep a record of all the transaction details to be able to prove your rights if needed.
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If your friend is in a hurry, you should help him first, and then find a way to borrow money from relatives and friends for help, and you must follow these principles when looking for someone to borrow money:
1. There is borrowing and repaying, and it is not difficult to borrow again.
When borrowing money from a friend, be sure to be clear about this principle. In this way, there can be a basic foundation of trust. This time I borrowed the money and returned it in time. It will lay a good foundation for continuing to cooperate or borrowing money again in the future, and maybe the two of them will form a good friendship because of this.
A friend lends you money out of trust and friendship, and you repay the trust and friendship by returning the money he lent you to him on time. Some people say that money is the litmus test of people's friendship, and there is a lot of truth in that. Those who are blind to the money and do not pay it back have not only lost people's trust in him, but also lost the friendship of friends.
When they are in a hurry and want to borrow money, no one will want to lend them money.
2. If it cannot be returned in time, explain the reason as soon as possible.
A friend lends you money out of trust and friendship, and it would be great if you could repay the money on time, but if you can't repay the money on time, you must explain the situation and the reasons to him in time.
This is because you don't want your friends to know your specific situation, and your friends mistakenly think that you have borrowed money and don't plan to pay it back, and sometimes the estrangement between friends is because of some inconspicuous things, so it is necessary to explain the reason and apologize to your friends.
3. When you pay back the money, express your gratitude.
No matter how much money your friend lends you, when you return the money, be sure to express your gratitude and give a certain amount of material or monetary reward if necessary. After all, even if the money is placed in the bank, it still has interest.
As the saying goes, "the grace of a drop of water is reciprocated by a spring". People should be grateful to the people who have helped them, so that their friends can do it for a long time, and the next time you have difficulty borrowing money from your friends again, your friends are willing to lend you money.
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Tell a friend directly. If he happens to have the money to pay it back, then get the money back. If you don't have the money to pay it back, find a way to borrow it. Friends will be considerate of you.
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I'll borrow it from other friends first, after all, I've already lent out the money, and I'm embarrassed to come back, so I'll pay it back to someone else when my friend returns the money to me.
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Find a way by yourself, after all, my friend borrowed the money, and urging him will make him feel that I don't believe him, so I can only find a way to raise money to solve the current problem by myself.
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You can choose to borrow money from others, or you can ask your parents to give you a little. Why do you have no money to borrow, isn't this a swollen face and a fat man.
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Then just talk to a friend. You can find a friend to communicate well, let the friend understand your difficulties, let him think of other ways, so that the friend will understand you.
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You may first ask your parents or relatives to borrow a turnover, explain the situation, you have lent your money to a friend first, and you will return it to your parents immediately after the friend has repaid it.
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Ask him first, and if you can, give it back to you first, just say it directly, and your friends should understand you.
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