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Now the query is very simple.
The report is comprehensive and detailed, and the report will display the user's application record, online loan data, online black index score, hit risk warning, dishonesty information, and court executor.
Although the big data of online loans is not included in the credit investigation, in fact, for many users, the future application for car loans, housing loans, and bank credit cards will be greatly affected.
The score standard of the Internet black index is: 0-100 points, the lower the score, the better the credit, when the score is higher than 70 points, it already belongs to the black household.
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It is very simple to check your personal credit on your mobile phone, and you only need two steps to check it.
1. Open the browser, search for the People's Bank of China Credit Information Center, verify the problem after registering and logging in, wait patiently for the 24-hour verification code to be issued, enter the verification code to query your own simplified version of the credit, only the simplified version can be queried.
2. If you find the first way troublesome, then the second way is simpler and more convenient. Users can query their own big data and credit status, and can obtain various index data, query their personal credit situation, blacklist situation, online loan application records, application platform type, whether it is overdue, overdue amount, whether there is an arbitration case, and other important data information.
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Nowadays, credit is becoming more and more useful in life, and credit history is one of the important reference conditions in credit loans. However, many people do not pay attention to credit or do not understand it, resulting in their bad credit history, so they become bank loans.
So how do you query the blacklist? How do you know if you're blacklisted? Here are two ways to make a query.
Method 1: Go to the bank to check
This method is more troublesome, you need to go to the credit department of the People's Bank of China to check, but it is also the simplest, you don't need to do anything yourself, you can go with all your identity documents.
Method 2: Online Search
You can log in to the Credit Information Center of the People's Bank of China.
Personal Credit Information Service Platform:
Make an inquiry. Through the platform, you can check the credit records in three aspects, personal credit information tips, personal credit information summary and personal credit reports.
Personal Credit Report Online Enquiry Steps:
1. User Registration
Fill in the registration information - verify the identity - submit the registration application - 24 hours later, receive the registration review result by SMS.
2. Submit an inquiry application
For credit information reminder inquiries, you need to log in to the platform or send a text message**, and if you submit an inquiry application, if it is an information report inquiry, you also need to verify your identity.
3. Get the query result
To obtain the query result for credit information reminder inquiry or credit report inquiry, it is necessary to accept the query result by SMS after 24 hours, or log in to the platform to obtain the query result.
Here is an introduction to the inquiry of personal credit.
The two methods of recording, and the steps of online inquiry are described in detail, I hope you can help after reading it. Each person can check their personal credit records twice a year free of charge at the People's Bank of China or the personal credit information service platform.
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One. The above path is subject to the actual information displayed on the query page.
Two. In order to ensure the security of users' personal information, you need to log in to the business hall of China Unicom Mobile when you query the blacklist.
Three. Currently, the blacklist query of fixed-line broadband is not supported.
Four. The blacklist query can only be queried by the owner himself/herself.
Five. If you include the blacklist caused by other reasons, please contact the nearest business office to check the blacklist.
Six. If you have a blacklist number under your name, it will affect your credit investigation, please cancel it as soon as possible.
Seven. You can query the blacklist up to 10 times a day.
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It is best to go to the window of your bank at the time and bring your ID card.
What can also be queried on the Internet should be on the official website of the People's Bank of China, and it may be that you can check it after registration.
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Use "Ocean Credit" to inquire about the [blacklist of laid-backs issued by the Supreme People's Court], as well as the private [P2P blacklist], [small loan blacklist], [third-party collection platform blacklist] and so on.
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If it is a blacklist set by the machine, you need to find it in the settings of your phone
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Some of the blacklist can be queried, some can be canceled, and some cannot be queried and canceled, see what software it is.
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The blacklist can be inquired in the following ways: 1. Offline inquiry: Hold your valid ID card, go to the local branch of the local People's Bank of China, submit an application to the staff to check the credit blacklist, and then show your ID card as required, and you can check it after passing the identity verification; 2. Online inquiry:
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Hello, whether it is a blacklisted user of the operator, the user can bring the ID card to the operator's business hall for inquiry.
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Users who are included in our company's blacklist are generally due to arrears in the Unicom number registered for ID card registration and account opening. If you have any questions, you can also consult the local 10010 manual customer service or bring your ID card to the business hall to check the specific situation.
If you want to order online, I have booked in glutinous rice and Meituan, and you can receive a password on your mobile phone after payment, and you can go to the restaurant to dine with the password when the time comes.
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It can be queried on the Internet, the industrial and commercial department can be queried, and the full name of the enterprise can be queried in the Huifa risk early warning network, and you can query the relevant registration information of the enterprise, the business scope and the change of the enterprise, the shareholder structure, the investment ratio and other information, and you can also see which other companies have invested in the first place and the proportion and foreign investment, if you want to inquire whether the enterprise has hidden risks, you can also query the information of judicial litigation or administrative punishment.