The more detailed the problems and solutions to the current real estate problems in China, the bette

Question: First of all, the vacancy rate is high, and the occupancy rate of a real estate that has been for a long time is only sixty percent, of course, this is in the first and second tier cities, most rich people buy several suites regardless of whether he borrows or loans, of course, they are used to speculate, waiting for the price to be sold. As a result, a large amount of social funds are imprisoned, because some people are borrowing.

Speculation has led to high property prices, and the rich have several houses, while most people cannot afford them, creating a bubble economy. The rest of the people's consumption funds are absorbed into real estate, and even debts.

The regulation of property prices is not strong, there is no effect, there is a rise in the fall, endlessly.

Countermeasures: The root cause is that real estate is a pillar industry in China, accounting for more than three or four percent of the local economy in some small cities, and there is a large chain of interests in the contradiction between the market economy and the current system. Therefore, it is still the management of the system that is fundamental.

Limit lending to prevent too much money from flowing into the property.

Restrict the purchase of houses, prevent one person from owning too many houses, and prohibit speculation.

** Through financial allocation, raise funds to build affordable housing, low-cost housing, affordable housing, and new rural housing, so as to provide a minimum shelter for ordinary people to facilitate harmony.

When the vacancy is high enough, the authority reduces the number of properties approved. and further control property prices.

In the final analysis, it is still a matter of determination, a problem of officials and businessmen, and a problem of wealth distribution, as long as those in power are determined, nothing is a problem.

Your question is too big.

In general, China's real estate has a game between local and real estate, a game between developers and buyers, a game between developers and buyers, a game between developers and banks, and so on.

In terms of specific solutions, it is necessary to look at the problem from what perspective.

Grass, listen to the party, follow the party, it will not be wrong, as the so-called policy at the top, there are countermeasures at the bottom.

Since 2017, under the combined effect of regulatory policies and market mechanisms, the real estate market is undergoing some subtle changes. According to data from Guoxin**, China Index Academy and other institutions, since the beginning of this year, the overall transaction data of the national housing market has declined year-on-year, but Liuzhou, Xuzhou, Hohhot and other cities have recorded extremely high increases. In the land market, Weihai, Laiwu, Kunming, Changsha, Guiyang and other cities occupy the top 10 positions in residential land transaction activity in recent weeks.

The characteristics of these cities are relatively distinct, and some insiders summarize them as three key words: "weak second tier", "third and fourth tier" and "central and western tier". This also shows that the hot spot of the real estate market is shifting from the previous first- and second-tier cities to the above-mentioned cities and regions. Some agencies see this as a trend change.

If this judgment is accurate, it means that in this round of market cycle, a new round of liquidity is occurring in the property market. The previous two rounds took place at the beginning and middle of last year, with capital flowing from first-tier cities to "strong second-tier" cities, and then to second-tier cities in regional centers.

At present, our country is not a mature market.

The economy of the country, so all the problems in the real estate market are caused by this. The bank is state-owned.

DAO, so bank staff can blindly lend money for their own personal gain with little to no responsibility, and even if the bank goes bankrupt, they will not be in a hurry. For the sake of the interests of small groups, local ** also hopes that real estate will keep rising, and a large number of off-plan properties can be bought and sold is also a measure of the state to stimulate the economy. Therefore, it is difficult for the real real estate market to play a role, and the market is completely controlled by a group of interest chain groups that can dominate the market.

The market is a tool for arbitrage by certain interest groups, and once the real estate market bubble bursts, it will affect all the people and banks, and the chain of related real estate interests will hardly be affected. All commodity industries emphasize profit margins and are subject to the supervision of the price department, but the real estate industry can do whatever it wants under the banner of so-called marketization. Therefore, at present, in order to prevent the bursting of the bubble, it is necessary to intervene in the market in a timely manner, shrink the authority of the local government and prevent the collusion between banks and the real estate sector to form a chain of interests.

For the people who bought the house, they hope that the house price will rise, but there is no hope of buying, so it is necessary to stabilize the house price as soon as possible and let the people know the specific trend, so as not to cause social problems due to real estate.

The effect of the implementation of the new real estate policy needs to be tested by time. According to the survey of the real estate market in recent days, the introduction of the new real estate policy, which has had a greater shock to the real estate market, the real estate market in the city has reacted to the rapid housing prices in recent days, and some speculators with a keen sense of smell have begun to withdraw, and the second-hand housing market in Beijing and Shenzhen has shown signs of volume, and the new housing market has also appeared in the phenomenon of discounting. More importantly, the new real estate policy is not only strong, but also has an impact on the total supply and demand and structure; It also shows to the society the determination to curb the excessively fast housing prices, which will reverse the expectations of various entities in the real estate market on the trend of the real estate market and housing prices, have a psychological impact on the main body of the market, guide the behavior of market players to change, and prompt developers to speed up sales, speculators to withdraw, self-occupied consumers to wait and see, and the market heat begins to fade, thereby promoting the balance of total supply and demand, and housing prices are stable in the new equilibrium.

Yes, with the gradual implementation of the new policy, second-hand housing transactions will shrink, and after a period of stalemate between buyers and sellers, second-hand housing prices will gradually fall, and then the trend of declining housing prices will also spread to first-hand houses. In the second half of the year, the supply of housing will increase, the demand will be suppressed, the contradiction between supply and demand will be eased, and the housing price will steadily fall to a reasonable level.

.1. The scale of real estate investment is too large.

In 2005, the completed investment in urban real estate development in China accounted for GDP and fixed assets; In 2006, the national real estate development completed an investment of 100 million yuan, a year-on-year increase; In 2007, the investment was 1,315.8 billion yuan, a year-on-year increase; In 2008, the national real estate investment was 100 million yuan, an increase over last year; Since 2009, the growth rate of real estate investment has rebounded month by month, and the year-on-year investment growth rate in January and June has reached, exceeding the growth rate of the same period last year. It can be seen that real estate investment has formed a relatively large scale in China and is showing a gradual growth trend. That's it.

Let's put it simply.

1. The real estate bubble is serious, that is, the housing price is far from the public income level.

2.Faced with unprecedented uncertainty, there is the possibility of a collapse or even a collapse, as well as the possibility of maintaining stability.

3. Policies and laws are always imperfect, they all treat the symptoms but not the root cause, and governance is a superficial phenomenon of intelligence, and it is difficult to govern the essence of the problem.