The policy of life car insurance, does life have a car insurance business?

1. If the family car has not been insured for one year, the renewal discount is 19%, and if you can go to telemarketing, you can get another 15%;

2. Claim 3 times, and the standard premium is the same as when you buy a new car. If it is not a major accident, it has little to do with the amount;

3. Compensation more than 4 times, up 10%-30%. At present, the province is floating like an insurance company;

4. Compulsory traffic and commercial are calculated separately, that is, only the compensation is compensated and does not affect the business.

Generally, if there is no claim in the previous year, the compulsory traffic insurance will be discounted every year, with a maximum discount of 7%, while commercial insurance can be directly discounted by 7%. If there is a claim, there is only one claim in a year, and the claim amount does not exceed 50% of the commercial insurance premium (may vary according to the situation in each region), you can enjoy the discount for the next year, otherwise, if it exceeds 50% or the number of claims in the current year is more than 3 times (even if the claim amount does not exceed 50%), you may not enjoy the discount, and the insurance premium will rise. Even changing insurance companies is useless because the claims record is networked nationwide.

Can't hide at all. Don't leave anything to chance.

The minimum discount is 7% off, and if you renew the policy, it will not be affected if you have two or less accidents.

1. What you say is not too clear; 2. Do you mean that the insured suffers from cerebral hemorrhage and wants to apply for accident insurance claims? 3. Under normal circumstances, cerebral hemorrhage belongs to the category of stroke that we usually talk about, which is a disease and does not belong to the accident category agreed in the accident insurance; 4. If it is claimed that cerebral hemorrhage caused by accidental injury accidents needs to provide clear accidental injury accidents (accidents cannot be generalized, such as car accidents, industrial accidents, etc., such as skull fractures, etc.......).）

Chinese Life has a car insurance business.

Chinese Life Insurance provides car insurance sales, including compulsory insurance, car damage insurance, occupant seat insurance, third-party liability insurance, etc., motor vehicle owners can bring relevant materials to Chinese Life Insurance offline outlets to purchase, or through the official website channels of Chinese Life Insurance.

Compulsory traffic insurance is a compulsory liability insurance for the insured motor vehicle to compensate the victim for personal and property losses caused by road traffic accidents within the liability limit. The insurance period of compulsory insurance for motor vehicle traffic accident liability is one year, which is a compulsory insurance system prescribed by national law, and its premiums are subject to a unified national charging standard and are uniformly stipulated by the state. However, the compulsory traffic insurance** is different for different car models, and the main influencing factor is the number of car seats.

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Summary. Hello dear! Chinese Life Car Insurance**Detailed Compulsory Insurance:

950 yuan in the first year, if there is no insurance in the first year, the compulsory traffic insurance will drop by 10% in the second year; Car damage insurance: about 800 yuan; Third-party liability insurance: the premiums paid for different insurance amounts are also different, respectively, there are 50,000, 100,000, 200,000, 500,000, 1 million, and the maximum insurance amount is 5 million, assuming that the insurance amount is 100,000, the premium is about 600; Theft Insurance:

about 300 yuan; Seat liability insurance on the bus: about 100 yuan; Deductible: about 400 yuan; Spontaneous Combustion Insurance:

around 80; Glass breakage insurance: about 180 yuan; Scratch insurance: about 350 yuan; Total:

3600 yuan, the first year premium of the new car is between 3000-4500, in general, the premium for one year is still acceptable, and with the use of the vehicle, there is no claim or violation of the premium will be reduced every year.

Life insurance, car insurance.

Hello dear! Life Insurance Car Insurance**95519

Hello dear! Chinese life car insurance** detailed compulsory insurance: 950 yuan in the first year, if there is no insurance in the first year, the compulsory insurance will drop by 10% in the second year; Car Damage Insurance:

about 800 yuan; Third-party liability insurance: the premiums paid for different insurance amounts are also different, respectively, there are 50,000, 100,000, 200,000, 500,000, 1 million, and the maximum insurance amount is 5 million, assuming that the insurance amount is 100,000, the premium is about 600; Theft insurance: about 300 yuan; Seat Liability Insurance:

about 100 yuan; Deductible: about 400 yuan; Spontaneous combustion insurance: about 80; Glass Breakage Insurance:

about 180 yuan; Scratch insurance: about 350 yuan; Total: 3600 yuan, the first year premium of the new car is between 3000-4500, in general, the premium for one year is still acceptable, and with the use of the vehicle, there is no claim or violation of the premium will be reduced every year.

This year is 3 years.

The specific vehicle insurance can only be issued, because it is determined according to the ** and the number of occurrences of your vehicle, as well as the type of insurance you purchased and the ** purchased by the three. These things need ID cards, driving books, these involve personal privacy is inconvenient to send on it, you can dial ** to query.

Hello, the difference in car insurance between several large domestic insurance companies is not too big.

When choosing vehicle insurance, you should ** what risks you may encounter, and then choose car insurance products according to your needs.

Under normal circumstances, it is best to purchase insurance such as compulsory closed burial insurance, third-party liability insurance, vehicle personnel liability insurance, and deductible insurance.

The choice of car insurance company, if your car often goes out for long distances, then you should try to choose a relatively large insurance company like PICC and Ping An to insure. Such insurance companies have many outlets across the country, and in the event of an accident, they can immediately handle local damage assessment, claims and other business applications.

If your car is new, you can opt for all-inclusive insurance from a large company if the price is relatively high. In order to minimize your losses in the event of an accident.

In addition, in terms of the cost of buying a car, different insurance companies** are different:

Generally speaking, buying car insurance with one insurance company on a continuous basis will be more advantageous than buying insurance with another insurance company continuously**. Major insurance companies have introduced corresponding preferential policies to attract old customers to renew their insurance and new customers to apply for insurance. In addition, the premiums for online and ** car insurance will be lower than those for car insurance purchased through traditional channels.

For the specific car insurance premium, you can consult with major insurance companies according to the type of car insurance you want to insure, the nature of the vehicle, and the amount of insurance you want to insure, and then make a choice after weighing and comparing. You can also directly compare and screen the insurance on the third-party online platform.

Hope it helps.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Summary. Hello dear dear, happy to answer your questions Chinese life car insurance claim standard, full responsibility 100% compensation, equal liability compensation 50%, no liability no compensation. However, in the end, it must be compensated according to the proportion of responsibility determined by the traffic accident liability certificate issued by the traffic police.

Hello dear dear, I am happy to answer your questions in the World Life car insurance claim standard, 100% of the full liability, 50% of the same liability, no liability and no compensation. However, in the end, it has to be frank to refer to the compensation according to the proportion of responsibility determined by the traffic accident transfer liability determination issued by the traffic police.

However, the compulsory traffic insurance has always insisted that no matter whether there is responsibility or not, the compensation limit of the responsibility and non-liability is the main responsibility of the policyholder in the traffic accident, and the compulsory traffic insurance for property damage is compensated at most 2,000 yuan, and the policyholder shall bear the remaining hand state trillion.

Summary. Hello, life insurance is no car insurance business, and the scope of customers served by Chinese Life mainly includes: property insurance, asset insurance, endowment insurance, life insurance, overseas insurance, etc., car insurance is not within the service scope of Chinese Life, so if you want to buy car insurance, or choose other insurance companies.

Car insurance is a kind of commercial insurance, which is a kind of transportation insurance for the loss of motor vehicles, third-party liability, drivers, passengers, etc., and a kind of insurance to compensate for personal injuries caused by accidents, natural injuries, etc., and property damage.

Hello, life insurance is no car insurance business, and the scope of customers served by Chinese Life mainly includes: property insurance, asset insurance, old-age insurance leakage insurance, life insurance, overseas insurance, etc., car insurance is not within the service scope of Chinese Life, so if you want to buy car insurance, or choose other insurance companies. Car insurance is a kind of commercial insurance, which is a kind of transportation insurance for the loss of motor vehicles, third-party liability, drivers, passengers, etc., and compensation for personal injuries caused by accidents, natural injuries, etc., as well as compensation for property losses.

Compulsory traffic insurance. Chinese life.

Wait a minute.

Chinese life insurance cannot be paid compulsory insurance. Compulsory traffic insurance can be purchased from PICC Car Insurance, Dadi Car Insurance, Ping Oak Liang'an Car Insurance, etc. The types of life insurance for Chinese are as follows:

Wealth management insurance, health insurance, children's insurance, endowment insurance, term life insurance, accident insurance and various group insurance.

In the event of a traffic accident, the statute of limitations for car insurance claims is 2 years.

The statute of limitations for the insured or beneficiary of insurance other than life insurance to claim compensation or payment of insurance money from the insurer is two years, calculated from the date on which the insured knew or should have known of the occurrence of the insured event.

The statute of limitations for the insured or beneficiary of a life insurance policy to request payment of insurance benefits from the insurer is five years, calculated from the date on which the insured knew or should have known of the occurrence of the insured event.

Extended reading: [Insurance is stupid] How to buy, which is better, teach you how to avoid insurance"pits"

Each insurance company has exemptions for each type of coverage.

The specific life of Chinese depends on the type of insurance:

1.Short-term insurance generally lasts for one year and only covers accidental injury expenses, and does not cover medical expenses that are not caused by accidents or due to intent causes.

2.Sickness insurance will generally cover 10 major or common diseases by an agreed number, and will not be paid for non-contracted diseases; The deductible period of six months to one year is not necessarily, that is, no benefit will be paid if any illness is diagnosed within that time after the policy is in force.

3.There are generally no special exemptions for participating insurance.

4.Some of the exemptions that are available for all types of insurance include——— no compensation for any loss caused by the insured person not following the doctor's instructions for taking prescription drugs, drunk driving, engaging in illegal activities, etc., no compensation for intentional injury of the insured person, no compensation for suicide within two years, etc.

5.Most of the insurance plans have some exemptions including ——— war,**, and nuclear radiation.

There is not a single bounty point. That's all I can say).

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"