How to live a quality life when the salary is not high?

In fact, I think that whether life is good or not and whether the salary is high or not, there is no direct connection, the salary is not high, we can also make our life more fulfilling, for example, we can spare more time every day to read books and newspapers. In addition, you can spend more time exercising every day, which can also make your life better, after all, the body is the capital of the revolution. <>

In fact, most young people's jobs are not particularly good, that is to say, the wages are not particularly high, so in this case, we must be restrained when spending money. When we first entered the society, we can develop a good habit of bookkeeping, that is to say, we can record all the money we spend every day in our own account book, which can help us develop a good habit of saving, and we can also see which expenses are not necessary. <>

It is very important to make a good life plan for yourself, in order to make your quality of life better, we can go out to spend once a week, of course, the amount of consumption must be planned in advance. You can bring your children every week, or go out with your family to enjoy a little, and appropriate consumption can also make yourself and your family feel more happy.

If you want to have a better quality of life, then we must ensure that our living environment is relatively good, usually use your rest time, the home must be cleaned well, although there is no money to buy a lot of luxury goods to decorate, but it looks cleaner will also make our mood better. On Saturdays and Sundays, you can also take your children to climb the mountain or do some outdoor activities, which can also make the relationship between parents and children better and better.

The quality of life has nothing to do with salary, but only cares about one's understanding of life and what one does about life.

Make a beautiful breakfast.

Make a nutritious breakfast every day Really fried chicken happiness. Those who skip breakfast will definitely fall in love with breakfast.

Fitness. It's important to get in shape. The older you get and the lower your metabolic rate is, the more you will find it necessary to exercise, otherwise you will soon become a big girl.

Photography. Many people think that photography is a very expensive project, but in fact, it is not expensive to choose the equipment you need.

Reading. Reading books can help you increase your professional knowledge and improve your personal accomplishment, go to the library to read books, and you can finish a book soon after calming down. I recommend this series of books to teach you how to improve your quality of life.

Learn to cook. Novices are generally interested in learning to bake, first buy a textbook, and then you can buy some tools online to make it yourself at home, and you can buy some books to learn.

Clean up unnecessary stuff.

Learn to let go.

Break Away", learn to change these habits and ways of thinking, and get rid of what you don't need, and slowly you will find that your energy starts to increase from the moment you lose something. See if there are any things in your room that seem to be useful, but have been put in useless things? And those outdated clothes that stuff the wardrobe into a ...... that don't look like human shapes

Learn to manage your money. If you don't manage your money, your money won't take care of you"....This statement is very true.

When I first started managing my finances, I used Alipay....Then I got a money-digging app for bookkeeping, and then I used Yue Bao....If you don't manage your money well, you'll be a moonshine every month. If you have something you like, you can't buy it, and the quality of life naturally can't be improved well.

The quality of life has nothing to do with salary, only cares about one's understanding of life and what one does in life, "just to discover a bigger world" and "only to have a better self".

One. We can have some plans for our monthly money to minimize unnecessary expenses. Try not to go beyond your own plans.

Two. On some special days, days worth celebrating, we need to buy some extra gifts to treat ourselves. Buying some gifts for special days can be memorable.

Three. If. The usual expenses are relatively large.

Then let's plan our future life together. Try not to buy what you don't buy this month. This one is very expensive, so let's change to a cheaper brand.

Life has to be managed by yourself, and life has to be calculated by yourself. After all, life is busy every day. If we don't plan our lives according to our plans.

There will definitely be a shortage of money. Only on days when there is an anniversary. Buy some gifts to make yourself feel more quality.

Just think the same as me!

The first thing you do when you open your eyes determines the quality of your day.

1.Get up energetically, wash up and go out in the morning.

2.Brush your teeth and wash your face between boiling waters, then prepare a rich and nutritious breakfast.

3.Change into prepared clothes in advance and change into a simple and clean makeup.

The pursuit of quality of life and cost-effectiveness has resolutely become a new goal after solving the problem of food and clothing love.

1.Juicer.

A glass of juice every day, life is comfortable and beautiful.

When you don't have time to eat fruit, you can squeeze a glass of juice and drink it at any time, and it is easy to rinse, and you can also make some fruit shakes at home.

In short, if you don't eat good fruits, just squeeze fresh juice.

2.Oven. The oven is a pan-of-the-art thing, much easier than a wok, and smoke-free, grilled steak, roasted lamb, roasted banana, roasted pineapple.

1. Raise wages and strive for a raise.

At any time, it must be clear that the income from one's own job is the main one of the family, and it cannot be ignored. Especially when the income is low, it is even more important to work hard and strive for a raise.

Although it may seem difficult to raise wages, there is still a lot of room for improvement.

Article**2Some people think that they do not have strong skills, and no matter how hard they work, their salary will not increase. In fact, many companies value not only personal diplomas and skills, but also a person's work attitude, character, and positive self-motivation.

Through their own efforts, work hard, constantly improve their abilities, and enhance their core competitiveness. Don't look for a side hustle first, but focus your time on improving your ability to do your job, so that the salary of your job can increase.

The side hustle is actually just a supplement, don't care about the small and big ones, pick up the sesame seeds and lose the watermelon.

2. Spend less = make more.

When the family income is low, the pressure is already high, so don't spend wantonly, spending less is equal to making more money.

Everyone's desire to consume is endless, no matter how high the income is, if you don't know how to plan consumption, then no matter how much income you have, you won't feel enough to spend.

Therefore, it is necessary to plan your income reasonably in your daily life. Learn to divide income into several equal parts, money for living expenses, money for compulsory savings, investment of your own money, etc., so that after reasonable allocation, so that the income is spent on important purposes, and when there is no money, the desire to consume is naturally reduced, and by the way, the savings are saved.

The purpose of income planning is to let the money be spent on the tip of the needle, reduce the desire to consume, so as to save money, which is equivalent to making money.

In addition, it is necessary to develop bookkeeping habits and learn to use bookkeeping software so that everyone can manage money more easily. Shenxiangyun ledger is a good choice, which provides a variety of ledger templates for different life scenarios and bookkeeping purposes.

If you need to know in detail where the family's money has gone, you can directly use the [Consumer Family Ledger], and the income and expenditure are completely classified, and you don't need to worry about it every time you keep an account. If you can't save money, you can use the [Savings Account Book] for singles, and the [Savings Family Account Book] for those who have a family; Those who do not want to record trivial income and expenditure and only want to manage assets have [asset and liability ledgers];

In the case of low salary income. How to live a better life. So first of all.

It is necessary to make reasonable arrangements for various expenditures. Make a whole for the home. Financial planning.

Plan how much money you want to save each month. There are some things that are not necessary to find consumption. Not to buy those luxuries.

Or it's relatively high. For example, some clothing. Just style.

Trendy. If the style is good-looking, you don't have to buy those brands of clothes. Branded clothes tend to be very high.

This is what I want to illustrate. It is necessary to do a good job of the reasonableness of the family. There must be one for each fee.

Strict control. Or is it a plan. Monthly gas bills, utility bills.

Internet access fee. Transportation expenses, etc., should be planned and then planned. Take it one step at a time.

Do family. lived. There is quality.

Surely it is inseparable from the economy. If the income is small, there is no need to pursue a high-profile or high-quality life, just like the masses. Make sure you can eat well and dress well.

You don't always wear designer things. You don't have to eat delicacies from the mountains and seas all day long. In short, it's a reasonable arrangement of expenses, so you can't afford not to make so much money.

If you want to live a very high quality of life, you can't do that.

1. Savings. Saving money is a very important thing for everyone. Don't think that you can spend less money casually, saving is a process of accumulating small amounts, and all wealth depends on accumulation.

Saving is the first step to financial freedom for many people, and it is the most basic and important stage. No matter who wants to achieve passive income of "money makes money", they need to have the blessing of principal, and saving is to accumulate principal. Many people's "first pot of gold" is saved by themselves.

The order in which you save money is very important, and many people spend it until the end of the month, and how much they have left to save is often left every month. If you change to save first and spend later, salary, fixed savings, and disposable funds, you may find that it has no impact on your life, but the account balance is slowly increasing.

For young people who have just stepped into the society and got their first income, it is a good idea to start with 10% of their income.

In addition to bank deposits, less risky currency ** products are also a good place to save money, and the key is to develop the habit of "only in but not out".

Article **1 II. Self-investment.

If your income is not high, you should plan well to spend your money on **, don't eat and drink, you can give priority to spending money on your wish list, those things that can help improve your own advantages. For example, take a course, take a certificate, buy a computer or mobile phone that can improve your productivity. The programme can provide more choices and preparation for future professional life; Certificates can improve their competitiveness in an industry in the future, and in some industries, certificates are directly linked to income; Good performance office equipment can make one's work twice as effective with half the effort, these aspects seem to cost money at the moment, but in the long run, it can help individuals improve their earning power and appreciate themselves.

Of course, it may be that the balance of one month is not enough, and it takes a period of accumulation. Since the conditions do not yet allow for throttling, then spend the money where it can be open source.

3. Insurance. The purpose of insurance is to pass on the financial losses caused by the risk and protect the money bag that is not full.

With the huge pressure of work and endless nights, young people don't know which will come first, tomorrow or accidents, and they don't know when the disease will break out. Even if it seems to be a well-off family, it may be dragged down by any accidents, illnesses, and medical expenses. Therefore, the more you lack financial ability, the more necessary it is to match yourself with insurance.

Of course, you must configure it correctly according to your actual situation and ability to pay.

Budget management: Make a reasonable budget and keep track of your monthly income and expenses. Plan and manage every expense to ensure it's spent where it really matters and what counts. Avoid unnecessary waste and consumption.

Budget-conscious shopping: When shopping, compare**, look for discounts and **activities, and buy cost-effective products. You can consider buying second-hand items or saving money by **, pooling, etc.

Improve your skills: By continuously learning and improving your skills, you can improve your career competitiveness, so that you can get a higher salary.

Healthy lifestyle: Maintain a healthy lifestyle that includes a sensible diet, moderate exercise, and adequate rest. In this way, we can prevent diseases and reduce medical costs.

Prioritize rewarding activities: Invest time and money in activities that are truly valuable and meaningful, such as spending time with family and friends, participating in free or low-cost community activities, enjoying nature, etc. It doesn't have to be a lot of money to spend for fun and satisfaction.

Travel and leisure planning: It is possible to plan your leisure time and travel plans, not necessarily to be far from home, or to have a pleasant vacation in a nearby city or countryside. Choosing an affordable way to travel, such as backpacking, camping, etc., can also make travel more fun and worthwhile.

Social interaction: Maintain good social interaction with friends, family, neighbors, etc., share happiness, reduce stress, and at the same time, you can also support and help each other to create a quality of life together.

In general, the quality of life depends not only on the amount of money, but also on how to rationally plan and manage resources, and how to pay attention to the quality and meaning of life. Through budget-conscious, self-improvement, healthy lifestyle, do-it-yourself, and choosing worthwhile activities.