I borrowed 36,000 yuan when I had money, but I only called 360 yuan and still used it to pay it back

Hello, regular loan companies will not charge such as deposits, verification money, insurance money, etc., and will not communicate with you through QQ, WeChat and other private social accounts, so if you encounter financial fraud by fake formal loan companies, please be vigilant, do not be deceived, if you are deceived, the first time to report to the police, to minimize your capital loss.

Loans with money to spend are safe, reliable, and trustworthy. "Rich Flower" is a credit service brand under Du Xiaoman Finance (formerly Finance) (formerly known as Youqian Hua, renamed as "Qian Hua" in June 2018) Click on the measurement amount to borrow up to 200,000 yuan.

Big brands are reliable, low interest rates, and trustworthy. It has the characteristics of simple application, low interest rate and fast loan, flexible borrowing and repayment, transparent interest rate and strong security. Youqianhua provides personal consumption credit services for the public, creates an innovative consumer credit model, inherits the technical genes, and uses artificial intelligence and big data risk control technology to bring users convenient, fast and reassuring Internet credit services.

Share with you the application requirements for money to spend: The application conditions for money to spend are mainly divided into two parts: age requirements and information requirements. 1. Age requirements:

2. Information requirements: During the application process, you need to provide your second-generation ID card and your debit card. Note:

The application is only supported by debit card, and the application card is also your borrowing card. My identity information must be the second-generation ID card information, and I cannot use a temporary ID card, an expired ID card, or a first-generation ID card to apply.

When applying for a loan, users will encounter loan products with different repayment methods, because the interest rate is often expressed in different ways, for example: daily interest rate of 10,000%.

Fifth, the monthly rate is 1%, etc., so it is difficult to compare several products which one is more economical. The price comparison artifact launched by Money Flower can help us solve this problem. Through comparison, we can intuitively understand the details of the interest fee of the comparison product and help us make decisions.

This answer is provided by Youqianhua, please borrow reasonably according to your needs, and the specific product-related information is subject to the actual page of Youqianhua's official app. I hope this is helpful to you, click below on the mobile phone to measure the amount immediately! The maximum borrowing amount is 200,000.

Dear users, you have money to spend a lot of attention to your feedback, about your situation, we have been connected to the staff for verification, money to spend a warm reminder to protect the security of personal information, at present we do not charge a fee for credit products and services, all credit products need to be applied for through the official app (money to spend the app Du Xiaoman financial app) to use. If you are deceived and cause financial losses, in order to stop losses and recover losses in time, please be sure to contact ** for investigation, about the fake APP** link or *** and staff WeChat QQ homepage screenshot information (including***) can be provided to the official mailbox umoney, we will timely feedback to the relevant departments for processing, you can also feedback to us through 95055-1 to feedback the problem, we will also follow up as soon as possible, thank you for your understanding and cooperation.

The annual interest rate of the loan is usury, which is considered usury under the current regulations. Provisions on the upper limit of the relevant interest rate: The original provisions stipulate that the interest rate of the part of the interest rate agreed by the borrower and the borrower of a private loan exceeds the annual interest rate of more than 36% is not protected by law; In September 2020, the new regulation stipulates that the borrowing interest rate shall not exceed four times the market interest rate LPR (four times for a one-year tenor announced from April 2020 to the present, and four times for a tenor of more than five years.

The specific calculation is as follows:

Let the APR r, the monthly interest rate r 12, the monthly interest rate = 30780 18 = 1710, then there is:

25700*r/12*(1+r/12)^18/[(1+r/12)^18-1]=1710

r=rate(18,-1710,25700)*12=Description: 18 is to the 18th power.