How to live with a monthly salary of 4000?

In an ordinary city, a monthly salary of 4,000 is the most popular salary, not high, but for the expenses in this city can basically be coped, but can not expect too good, life and survival are two concepts, such a salary in the city life is destined not to do as you like.

The richest person is the day of the monthly salary, but the next day someone becomes a poor ghost, and some people are used to spending lavishly, so they will spend a month's salary within a week, and then the rest of the day will eat pickles and instant noodles every day. This is how a colleague of mine lives, after paying his salary every month, he spent it in a few days, I asked him to spend **, he said, first pay the rent of 500 yuan, charge more than 200 phone bills, the rest is to pay off the debt, eat, he is very particular about eating, unlike we can deal with a meal casually, the food is generally good, but he can't, he has to eat well, so he has to advance the next month's money every month, the key is that he can borrow money, so he is spending tomorrow's money to live today's life, Although he has the feeling of being drunk today, he likes to live like this.

There is also a mentality of ordinary people, that is, to get a salary first to remove the money that should be spent, such as rent, ** expenses and daily living expenses, etc., these are about 1,000, and then take out 600 as their own food expenses for a night, and then take out 400 to make their own pocket money hungry, and the rest of the money is temporarily saved, wait until next month, see if you have anything you particularly want to buy, if so, calculate your pocket money a little, and then weigh it and then buy, The life with a monthly salary of 4,000 is destined not to live as you like, but it is more than enough to maintain a person's basic needs.

The monthly salary of 4000 is very good in our small city, but it must be under the condition of having a house without a loan, because it is difficult to live with a mortgage, like we buy a house in the city about 4,000 per month, so it must be a bad life, if I feel that I still live a very good life under any pressure every month, first of all, I eat about 1,000 a month, and then it is about 1,000 for daily necessities, utilities, cosmetics, etc., and a thousand fast for going out to eat and play every month, There are 1,000 you can save it, put it in Alipay, you can still have a little interest every month, the money will be saved more and more, of course, this is a single case, if it is a family must be saved, but I feel that in my small county three thousand a month is enough to feed a family, save a little or save a thousand fast, if you have a baby, it will be a little improvised, the first baby will be about 2,000 fast every month, and the remaining 2,000 will be a little difficult for two people to use, <>

And don't get sick, hey, it's really scary to go to a hospital now, some time ago my friend had a stomachache and went to hang up a few days of anti-inflammatory water, more than 200 a day, plus the previous examination fee, go to the hospital to use up a small half of the salary, this is how to live, if you have your own car, the cost of the car every year is at least more than 10,000, the monthly salary is 4,000, a year is 50,000, the cost of the car is more than 30,000, the price is too expensive now, I dare not go out, For example, I go out to take the children to eat casually for more than 100, and the salary for a day is so gone, fortunately, I will take her to a trip once a week, and I don't want to pay the messy expenses of water and electricity at home, so I dare to pressure, no matter how much the monthly salary is, the most important thing is to be happy, don't put too much pressure on yourself!

In today's materialistic society, most people feel that the amount of salary determines the quality of life level, and the newly graduated students will be estimated to have two or three thousand yuan per month when they just work, and in addition to rent, food money, and daily expenses every month, there is almost no money left, and it can be said that there is no quality of life at all. With the precipitation of time, the monthly salary can gradually reach four or five thousand, but some people still feel that it is not enough, feel that the quality of life has not improved at all, and always feel that the money is not enough. So what is the reason for this feeling?

Maslow's theory of needs is that everyone has different needs at different times, and at the beginning we may only have survival needs and security needs, and the monthly salary can meet our basic survival needs, and we can have a basic sense of security. But slowly the social circle around us has expanded, we may feel that the living standards of the people around us are higher than our own, we will consider the social vision, we also need to be recognized by the society for our life and our own ability, after all, most people feel that the salary of the strong is relatively high. When our monthly salary is 4,000, we can basically get the recognition of our friends and society, and our living standards are basically the same as most people in society.

But people always seem to be not easy to satisfy, when we are a monthly salary of 4000, we may feel that the monthly salary is still not enough, in fact, our inner needs are different, we are not 4000 yuan is not enough to meet our basic living needs, that is, we just want to live better, we want to be respected by others, we are really not enough with a monthly salary of 4000.

At this time, we have to calm down, don't think about it every day, just do our duty in the job, do our part, and then learn more things in our spare time, I believe that we will definitely not only stay in the future with a monthly salary of 4000. Even if the current monthly salary is 4000, we still have to live our own small life proudly, eat and drink, relax ourselves appropriately, go out to travel, and broaden our horizons.

Legal analysis: If a young person earns 4,000 yuan a month at the age of 30, it is really a low income. Let's not talk about first- and second-tier cities, even in third- and fourth-tier cities, we can now earn more than 5,000 yuan a month.

Legal basis: Article 30 of the Labor Contract Law of the People's Republic of China The employer shall, in accordance with the provisions of the labor contract and the provisions of the state, pay the labor remuneration to the employee in full and in a timely manner. If the employer is in arrears or fails to pay the labor remuneration in full, the worker may apply to the local people's court for a payment order in accordance with the law, and the people's court shall issue a payment order in accordance with the law.

Let's first take a look at how much per capita disposable income can be in urban areas across the country?

Since the 2018 statistics have not yet been released, we can only refer to the data of 2017, in 2017, the per capita disposable monthly income of urban areas announced by the National Bureau of Statistics was 3,033 yuan, an increase compared with 2016. What is disposable income? Disposable income refers to the amount of disposable income, which is the amount that can be used for consumption or savings.

Secondly, let's take a look at how much per capita disposable income can be in the country? (Unlike above, here are residents of the whole country).

According to the data released by the International Bureau of Statistics in 2017, the per capita monthly disposable income of residents in the country was 2,164 yuan, an increase of 9% compared with 2016, and this growth rate is higher than the growth rate of per capita disposable income in urban areas across the country.

Judging from the above two data, the monthly salary of 3,000 yuan to 4,000 yuan (we take the middle number of 3,500 yuan to calculate) after deducting five insurances and one housing fund (18%) is only 2,870 yuan of disposable income, which is higher than the national per capita disposable income of 2,164 yuan, but lower than the national urban per capita disposable income of 3,033 yuan.

In fact, the average data is very sad, and this data is from 2017, if the monthly salary of 3,500 yuan and Ma Huateng's income are average, I believe you can also be in the top 20 of the Forbes list. But this income also depends on where it is, let's take an example:

For example, if you are in the central and western rural areas of China, there are really many people who are very poor, and some people can earn 10,000 yuan a year, which is good, most of these people are over 40 years old, and young people certainly earn more than this in a year, but that is because most of the young people are working in takeaways, and many rural young people can only earn a few thousand yuan a month when they work outside and it is very hard. If you have a salary of 3,500 yuan a month in this place, it is definitely relatively high.

For example, if you are in a developed area such as Shenzhen, you can't live with a monthly salary of 3,500 yuan (unless you have money or are a local). I remember a friend of mine who earns 10,000 yuan a month in Shenzhen, and he told me that he can't save money every month, not because he doesn't want to save, but because he really doesn't have money to save. He said that the rent is about 2,000 per month, and the three meals are about 2,000, and there is basically not much left except for daily gatherings, clothing, shoes and hats, parents' homes, and transportation.

The salary of 4,000 yuan is neither low nor high, that is, it depends on where or region the salary is said, some developed areas have relatively high consumption, and 4,000 yuan is low, but in some places it is OK.

It depends on where you live, if you are a first-tier city, it is not too much to be cautious and a little less cautious. If the DAO is in a remote area, the salary is not low. It's all relative.

If you are a young man who has just started work, you can get 4,000 is not a lot. It is to get 4,000 after going to pension and medical care. Still didn't get four thousand.

If it's the former, it's okay, if it's the latter, it's a bit low. This matter should be looked at separately.

4000 is a bit low for first-tier cities like Beijing, Shanghai, Guangzhou and Shenzhen; For second-tier cities, it is so-so, and for third-tier cities, you can be well-off. Also, is this 4000 in hand? If not, if you have to pay five insurances and one housing fund, this income is not high.

The level of salary depends on your monthly consumption, if the income is high, the consumption is also high, then there is basically not much left in a month, if the reasonable consumption of 4000 is not very low, and there are 2000-3000 much.

Look at what group is copied.,Four thousand in addition to the social protection provident fund, it's about three thousand five,Du If zhi is unmarried and not in a first-tier city, save a little should be just enough moonlight.,If it's like I get married and have a child.,It's not enough at all.,Children's eating, drinking, and eating and living for adults.。。 It's really a little little.,But it's particularly provincial.,Except for the money that the family has or earns their own money.。。。

If you're single, it's not too low to support your family's expenses, so it's medium! I have more than 7,000 a month to support my children to go to school, which is barely enough to pay, anyway, my life is tight.

Now 4,000 yuan is in an okay state. Not high.

With a salary of 3500 a month, how can you enjoy life? A salary of 3500 a month to enjoy life, it's okay, because the salary is open, just enjoy life according to this money, no way, not enough to have to settle, if there is no illness or disaster, it can be enough, and life is passable.

First of all, try to improve yourself, for example: improve your education without academic qualifications, or learn some skills according to your own interests. Only if you have the ability, 5000 or 7000 a month is a normal thing, and if you work hard, you will have everything!

The salary of 3500 a month is really not particularly high, so I can only buy some daily things, buy some food and clothing.

Now the salary of 3500 is still very small, deducting five insurances and one housing fund at least 300 yuan, usually 800 to 1000 meals per month, clothes, transportation and other types of need 200, the remaining 2000, can save but the difficulty is greater.

With a monthly salary of 3,500, he can only maintain an average life. If it's in a big city, it's basically a poverty income. If you are in a small city, you can barely make ends meet, but you have no surplus.

With a salary of 3500 a month, how can you enjoy life? I think your salary of 3,500 a month, how you live needs to be arranged by yourself, whether you buy any grade of daily necessities, or what food you buy, you have to arrange according to the salary you earn.

With a salary of 3,500 yuan, it is impossible to enjoy life, only if you plan carefully, it will be good to live your life.

A salary of 3,500 a month can indeed only solve the problem of food and clothing in big cities, but in small towns or rural areas, as long as you are careful about your budget, you can still have a good life.

With a salary of 3500 a month, how can you enjoy life? With a salary of 3,500 a month, you can still enjoy life if you don't have a mortgage.

The salary of 3500 is not unless there is no mortgage, no living expenses and carriage expenses, and no children.