Buying a car now, how much is the down payment, and how much is the general down payment when buying

If the price you say is just the price of the naked car, you can calculate it yourself, at least 30%, just a down payment of more than 18,000 points, let's calculate 19,000. How this car has to buy tax on the ground, the price is estimated to be about 5000, the compulsory traffic insurance plus the whole insurance is close to 4000, the cost of the license plate is to go to 3oo to find, these money can not be loaned to give it yourself, but also a licensed car and vessel tax is also to seem to be about 400, all add up to close to 10,000, counting the 10,000 9 just said is 20,000, even if it is 30,000. At least 30,000 you can drive away, but the general bank car loan is for the credit card how to repay in installments, this kind of general first month will be your loan generated by the handling fee, or understand that the interest can be deducted first, if you were 3 into 10,000 9 is equal to a loan of a little more than 40,000, generally now it is 2 years 12 points, 40,000 is 4,000 8, 40,000 two years a year 20,000, a month close to 2000 repayment, When you repay the loan in the first month, you will repay almost 2,000 and the handling fee of this loan is 4,008, which is almost 7,000, how to repay each installment of close to 2,000 every month in other months, if you count this close to 7,000, you have to have a 30,000 to 30,000 money at the beginning.

The down payment for the car is 20 50, the general bank requires 40 50, and some car dealers can find some financing companies to do 20, or even lower.

Generally, it will be paid off in 2 to 5 years, and the monthly repayment depends on how much you have borrowed, and it can be guaranteed with real estate.

First of all, it is necessary to know that the beneficiary of the installment payment for buying a car is a bank or financial institution, because many banks now have a relatively high threshold for loans to buy a car, and more financial companies, especially those with the same series of financial companies as the car manufacturer, have begun to handle convenient loan procedures for customers. (For example, Shanghai GM's finance company has a GMAC loan).

The second is the condition requirements for car buyers: generally those with normal salary income, preferably provident fund, real estate (with property rights) or married. Of course, if you have other written documents that can prove your ability to repay the loan, you can do so.

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Xiangtan Runjin will answer for you.

Buying a car is usually 30% down payment.

For example, for a car with a 100,000 yuan (naked car price), a 30% down payment is 30,000 yuan, and a 40% down payment is 40,000 yuan.

Now the down payment ratio when buying a car is generally 30%, and consumers can also choose a lower down payment of 20%, or higher%; These can be freely chosen based on the cash on hand.

The down payment on the purchase of a car includes other charges:

Car insurance, vehicle purchase tax.

Licensing fees, etc., a car of about 100,000 yuan, if to the 4S store.

To purchase vehicle insurance, you need 6,000 yuan than the book, the vehicle purchase tax is about 8,500 yuan, and the car license fee needs 350 yuan, with a total of 15,000 yuan.

Therefore, when handling the car loan business, it is best to understand the details of the cost of buying a car with a loan, which can effectively avoid some charging traps.

The down payment ratio should be greater than 20% (20%.

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The down payment must be more than 20%, and it may be increased according to the requirements of the unit applying for the loan, and it is generally 30%. If the company's creditworthiness and financial strength do not meet the company's standards, then they may be required to increase the down payment.

Take the Volkswagen Passat 2019 280TSI Business Edition China V as an example:

The purchase of a car** is 10,000 yuan. Based on the 30% down payment of the loan for 3 years, the down payment is 56,790 yuan. The total amount of the down payment is 85,268 yuan (the total amount of the down payment = down payment + necessary expenses + commercial insurance + loan difference).

The new generation of Passat has been launched in the world on October 12 this year, officially launched on October 31, the new car launched 11 models including fuel version and plug-in hybrid version, the fuel version is priced at 10,000 yuan, and the plug-in hybrid version is priced at 10,000 yuan.

Car Loan Channels:

1.Auto finance companies: The biggest advantage is convenience and low threshold, and companies are generally invested and created by auto companies. Its "convenience" is not only reflected in the fact that you can apply directly through the 4S store, but also that it has no requirements for hard conditions such as household registration and real estate.

2.Credit card installment car purchase: The most significant advantage is the loan interest rate, which is half the lower than the traditional bank car loan interest rate. Common credit cards can be applied for, and the models are also cross-brand, with a wide range of choices. The premise is that a higher credit limit is required to enjoy it.

3.Bank car loans, banks are under the pressure of tightening credit scale, car loans and other consumer loan business has been greatly contracted, and some low-end car loans have been temporarily closed. The biggest advantage is that there is a wide range of choices, and car buyers can go directly to the bank to apply for personal car consumer loans after fancy the model.

However, the procedures for the qualification review of borrowers are very complicated, and it is generally necessary to provide real estate (such as real estate) as collateral, and some banks can use the car itself as collateral for high-end customers or high-end models, but compared with other car loan methods, the approval time period is very long. In terms of loan interest rates, the interest rate of auto mortgage loans is generally about 10% higher than the benchmark interest rate of banks in the same period.

Most car loans require a guarantee company or car guarantee insurance, and the car buyer also needs to bear a guarantee fee of up to 3%. All the fees combined, the comprehensive cost of a bank car loan is the highest among the three methods.

Generally, if you buy a car with a loan, the minimum down payment is 30% of the price of the naked car. The down payment of the naked car plus purchase tax, insurance, license plate, handling fee and other expenses is about half of the car price.

The down payment ratio will vary depending on the lender, banks generally implement a minimum down payment of 30%, and manufacturers and financial institutions can be as low as 20%.

Hello, if you take out a loan to buy a car, the down payment is generally about 30%, and some can also buy a car with zero down payment. You need to consult your local dealer for the specific loan policy, but it will cost you some more to buy a car.

The minimum down payment for buying a car is generally 30% of the naked car price, plus purchase tax, insurance premium, license fee, etc., which is almost half of the naked car price.

Under normal circumstances, the down payment ratio is 30% start, and some models may have zero down payment or low down payment policies, and you can go to the 4S store for specific consultation.

Hello, the loan to buy a car is generally a down payment of 30%, plus purchase tax, insurance, handling fees, license fees, etc., about half of the price of the naked car.

Hello, the general down payment of 30% to buy a car can be different from place to place, and the ** of the down payment is also different.

The minimum down payment for a normal mortgage loan to buy a car is 30%, and if some 4S stores engage in **, they will also launch zero down payment.

Now the minimum down payment for a car is generally 30%, and the longest loan term is 36 months.

For installment purchases, it is generally 30% of the down payment for the vehicle. Of course, you can also have a higher down payment.

Hello, the down payment for buying a car is generally a minimum of 30%, and individual dealers also have this activity of 0 down payment.

If you buy a car, it is generally recommended that you make a down payment of 30%, and if you don't want a zero down payment for a model with zero down payment, generally speaking, his handling fee and interest are a little high.

The 4S stores here are at least 30%, and you can only take out a loan for three years at most, but now some online car buying platforms seem to have a much smaller down payment, and if you have less money, you can choose to take a look.

The down payment is generally 30%, the term is 1 3 years, and the maximum is 5 years. Down payment, Jeep Liberty Light Wan, Ford Mustang Wan.

The financial policies of this place are different, generally speaking, the down payment, in the two to 30 or so, there will be zero down payment, you can refer to it.

The down payment is 30% of the price of the naked car, plus handling fees, interest, renewal deposit, GPS fees, etc., which is almost half of the price of the naked car.

Hello, now the down payment of the loan is generally 30%, and you can also pay 50%. There is also a 0 down payment.

Generally speaking, the minimum down payment is 30%, and some local dealers can have zero down payment for activities.

It is appropriate to buy a car with a low down payment and go to a personal account, with a down payment of about 10,000 yuan and a monthly payment of about 2,000.

Generally, the down payment of 30% plus purchase tax and insurance basically requires half of the naked car**.

The down payment ratio will vary depending on the lender, banks generally implement a minimum down payment of 30%, and manufacturers and financial institutions can be as low as 20%.

Let's take a simple example to calculate how much the down payment for a car is usually loaned. If you are going to buy a car for around 80,000, then you need to pay the following:

Down payment: 80,000*.

Loan amount: 80,000*RMB.

Purchase tax: 80,000 RMB.

Compulsory traffic insurance: 950 yuan.

Vehicle and vessel tax: 140 yuan.

Licence fee: $300.

Sum insured: 4,000 yuan.

Total handling fee: 12,300 yuan.

Total down payment: 24,000 + 12,300 = 34,700 yuan loan 56,000 yuan, if it is paid off in 3 years, the monthly repayment is about 1,800 yuan.

Of course, this is only a rough calculation for your reference, the question of how much the down payment for a loan to buy a car generally depends on what model you buy, as well as whether there are requirements for the down payment and the number of installments, etc. In fact, now buying a car in installments has become mature and reliable, and most brands can also make a 30% down payment, plus a series of taxes and fees, it is no problem to buy a car of 10 tens of thousands for 6-80,000 yuan. The monthly payment is between 2,500-3,500 yuan, which is relatively small and bearable for most wage earners.

It is possible to buy a car online with zero down payment, and you must choose to go to an individual account.

Dandan--- order-a-p-p is good. , the main down payment, on the personal account, good.

In general, the down payment of 1% when buying a new car online is 1%, that is, the low down payment is 10%, and the down payment method is different depending on the model.

Generally, if you go to the 4S store to buy a car, the down payment is 30% to 80%, which are your own choice, and the number of installments is 36 to 60, but the installment of 60 is difficult to do, and the application conditions are relatively high.

Physical stores are generally 30% or 50%, and most online platforms can achieve a down payment.

If you take out a loan to buy a car, you will generally go to the store, and the down payment will be 2-3 percent, and now some can buy a car with a low down payment, pay one percent or even lower, and the relative interest will be higher, aged 18-55 years old, and the installment will be 3-5 years, which can be chosen according to your own situation.

Hello, the down payment for buying a car in installments is generally 30%, and the landing and driving away is about half of the price of the naked car, which can be used as a reference.

When buying a car, the down payment is generally 3 to 50%. If you don't have enough money on hand, you can make a low down payment, which is generally about 20%.

Generally, the minimum down payment for buying a car in a 4S store is three layers, and the minimum down payment can be one layer if you buy a car online, and you can choose if you have insufficient funds in hand.

Buying a car is generally a down payment of 30% to 50%, and the cars are all out of the car, which is relatively transparent, and it is a personal household.

The down payment of the bank loan is 30% of the total price of the car, and the down payment of the car loan is 30% to 50% of the total price of the car.

Depending on what kind of car you buy, many car buying platforms now have a down payment.

Can not be installments 3-5 years, civil servants, teachers and other professions can be a down payment of 2 into 3 years, 3 years of installments, the other is 2 years of installments, down payment of 3 into 3 percent, you now buy a down payment of 3 into 75,000, guarantee fees, handling fees, insurance premiums, purchase tax, license fees to pay when picking up the car A total of 110,000 you have to pay 110,000 when you pick up the car, the actual loan is more than 170,000, the interest for two years is about 20,000, and the monthly payment is about 8,200.

Generally, when the seller says how much the down payment is, it refers to the ** of the naked car. 210,000, 30 is 70,000, plus strong insurance fees, car purchase fees, handling fees, household fees, loan fees, almost 88000-92000 this**. There is still a bit of a gap in various places.

Many car financing solutions are different, you can consult the 4S shop. 30% more. Pay attention to the terms of buying a car with a mortgage, and some are more pitiful. So pay attention.

Generally, physical stores are 30%, and online platforms can start from 10%.

Now the minimum is a 10% down payment, and it is becoming more and more convenient to buy a car.

Look at your personal brick-and-mortar store is at least 30 percent online is an achievement can.