What social insurance and funds does the enterprise pay to the employees after the employees become

After the employee becomes regular, the company pays the employee five insurances and housing provident fund.

Proportion of five insurances and one housing fund:

Pension insurance contribution ratio: 20% for units (all included in the overall planning**), 8% for individuals (all allocated to individual accounts).

Medical insurance payment ratio: 8% for units, 2% + 3 yuan for individuals;

Unemployment insurance contribution ratio: 2% for units and 1% for individuals;

Work-related injury insurance contribution ratio: the unit pays 1% every month, and you don't have to pay a penny;

Maternity insurance payment ratio: the unit pays 1% every month, and you don't have to pay a penny;

Provident fund payment ratio: According to the actual situation of the enterprise, choose the housing provident fund payment ratio. However, in principle, the maximum contribution shall not exceed 10% of the average salary of the employee.

Since the second half of 2010, all employers have been required to pay 12% of their wages to the housing provident fund. Both employers and individuals are 12% of the salary.

You don't have to worry, you can use the law to protect yourself, according to the relevant provisions of the Labor Law, the employer must sign a labor contract with the employee and purchase insurance, so the purchase of social insurance is a must, which is compulsory insurance.

Generally, it is to buy full social security, that is, 5 insurances and 1 housing fund.

The actual salary is used as the payment base.

Based on the purchase of all social security by the unit, the calculation is as follows:

Medical insurance: 2% for individuals and 8% for employers;

Endowment insurance: 8% for individuals, 20% for units;

Unemployment insurance: 1% for individuals and 2% for employers;

Work-related injury insurance: none for individuals, 1% for units;

Maternity insurance: none for individuals, 1% for units;

Provident Fund: Individual, Unit.

The cost of work-related injury and maternity insurance is borne by the employer.

For example, for the convenience of calculation, if the salary is 2000 yuan per month, then the premium that needs to be paid is:

Medical insurance: 2000 * 2% = 40 yuan for individuals, 2000 * 8% = 160 yuan for units;

Endowment insurance: 2000 * 8% = 160 yuan for individuals, 2000 * 20% = 400 yuan for units;

Unemployment insurance: 2000 * 1% = 20 yuan for individuals, 2000 * 2% = 40 yuan for units;

Work-related injury insurance: no for individuals, 2000 * 1% = 20 yuan for the unit.

Maternity insurance: no for individuals, unit 2000 * 1% = 20 yuan.

Provident fund: 2000 * yuan, 2000 * yuan.

Therefore, the total for individuals is 290 yuan, and the total for units is 710 yuan.

The calculated data may differ from the actual data, but the way it is calculated is like this.

At least endowment insurance, medical insurance, unemployment insurance, housing provident fund, you contribute one-third of the proportion, as the basis for payment, and the state and the unit contribute two-thirds as the overall plan.

It depends on whether your company pays insurance or not.

Now about the insurance company in....1. Three insurances (endowment, medical care, unemployment), 2. Five insurances (endowment, medical care, unemployment, work-related injury, maternity).

One gold....Housing Provident Fund.

For better businesses, there's also Medicaid coverage.

Of course, these are different depending on the unit, the way is different, the proportion is different, maybe not buy at all, maybe three insurance, maybe five insurance, maybe five insurance and one housing fund.

Maybe it's even better, it all depends on the situation of the company.

The unit pays 9% for you every month, and you pay 2% plus 10 yuan for serious illness co-ordination; Unemployment insurance: the employer pays 2% for you every month, and you pay 1% yourself; Work-related injury insurance: the employer pays for you every month, and you don't have to pay a penny yourself; Maternity Insurance:

The unit pays for you every month, and you don't have to pay a penny yourself;

Q: What is the minimum amount for companies and employees?

Now there are about 1,000 questions everywhere.

The five insurances include: (based on individual salary, may vary slightly from place to place).

Endowment insurance: 8% for individuals and 22% for employers;

Medical insurance: 2% for individuals and 10% for employers;

Unemployment insurance: 1% for individuals and 2% for employers;

Work-related injury insurance and maternity insurance: only paid by the employer, not by the individual.

Housing Provident Fund: Individuals and units pay in the same proportion, the proportion is 5-12%, and the employer determines the contribution ratio.

Five insurances and one housing fund refer to the collective name of several types of protective benefits given by employers to employees, including endowment insurance, medical insurance, unemployment insurance, work-related injury insurance, maternity insurance, and housing provident fund.

Individual employees shall pay into the housing provident fund in accordance with the regulations. "Housing provident fund is a "payable" item, which should be legally mandatory, and at the same time the payment also shows that it is an obligation.

The approved payment base is based on the average social wage of employees in the province where the employee is located in the previous year (referred to as the provincial average wage).

1) Where the wage income of the employees of the enterprise is less than 60% of the provincial average wage, the payment base shall be approved according to 60%; If it is higher than 60% of the provincial average wage, the payment base shall be determined according to the actual wage income, but the maximum shall not be higher than 300% of the provincial average wage.

2) Self-employed workers may independently determine the contribution base within the range of the provincial average wage above 300%.

The proportion of social security contributions, taking the social security base of 3,000 yuan as an example (there are differences in social security standards in various places, for reference only): 1. Pension insurance: the company pays 20%, that is, 600 yuan; Individuals pay 8%, 240 yuan 2, unemployment insurance:

The company pays %, that is, 45 yuan; Individual pay, 15 3, work-related injury insurance: the company pays, that is, 30 yuan; Individuals do not pay 4, maternity insurance: the company pays %, that is, 24 yuan; Individuals do not pay 5, medical insurance:

The company pays 10%, which is 300 yuan; Individuals pay 2% + 3 yuan, that is, 60 + 3 yuan.

My salary is 6000, how much does the company pay social security.

According to the wages of employees, the proportion of units and individuals is generally as follows:

The endowment insurance unit bears 20%, and the individual bears 8%;

8% for medical insurance units and 2% for individuals;

2% for unemployment insurance units and 1% for individuals;

Maternity insurance is fully borne by the unit;

Work-related injury insurance is also fully borne by the unit.

Note: Individual employees are not responsible for maternity and work-related injury insurance. The proportion of the burden varies from province to province and region.

The main content of social security:

Endowment insurance: endowment insurance is a social insurance system in which workers receive certain economic compensation and material help and services from the society after reaching the statutory retirement age;

Medical insurance: The basic medical insurance system for urban employees is a social insurance system established to ensure the basic medical needs of employees according to the affordability of finance, enterprises and individuals;

Work-related injury insurance: Work-related injury insurance is also known as occupational injury insurance. After a worker is injured in an accident due to work reasons and in the course of work, or suffers an occupational disease caused by exposure to occupational hazards such as dust, radiation, and toxic substances, the State and society shall provide necessary material assistance to the injured or disabled person, as well as the relatives of the deceased person who supported him before his death;

Maternity insurance: Maternity insurance is based on the physiological characteristics of childbirth behavior, according to the law of maternity insurance, when working women temporarily interrupt their work and lose their normal income due to the birth of children, the material assistance provided by the state or society. Maternity insurance benefits include maternity allowance and maternity medical services.

The proportion of social security contributions, taking the social security base of 3,000 yuan as an example (there are differences in social security standards in various places, for reference only): 1. Pension insurance: the company pays 20%, that is, 600 yuan; Individuals pay 8%, 240 yuan 2, unemployment insurance:

The company pays %, that is, 45 yuan; Individual pay, 15 3, work-related injury insurance: the company pays, that is, 30 yuan; Individuals do not pay 4, maternity insurance: the company pays %, that is, 24 yuan; Individuals do not pay 5, medical insurance:

The company pays 10%, which is 300 yuan; Individuals pay 2% + 3 yuan, that is, 60 + 3 yuan.

Pension insurance contribution ratio: 20% for units and 8% for individuals. Medical Insurance Contribution Ratio:

10% for units, 2% for individuals + 3 yuan for unemployment insurance contributions: 1% for units, individuals; Work-related injury insurance contribution ratio: the unit pays for you every month, and the individual does not pay; Maternity insurance contribution ratio:

The unit pays for you every month, and the individual does not pay; Provident fund payment ratio: According to the actual situation of the enterprise, choose the housing provident fund payment ratio. However, in principle, the maximum contribution shall not exceed 10% of the average salary of the employee.

Since the second half of 2010, all employers have been required to pay 12% of their wages to the housing provident fund. Both employers and individuals are 12% of the salary.

Although we all know that the cost of social security is shared by employees and enterprises, there are still many users who do not know what the specific proportion of enterprises and individuals pays, in fact, the proportion of individuals and enterprises in social security is implemented according to local policies, and the proportion of payment in different regions may be different, and the current common social security payment ratio is as follows:

From the above table, we can also see that the proportion of pension insurance in social security is the highest, the highest proportion of enterprises is 20%, and the highest proportion of individual payment is 8%, but the specific needs to be subject to local policies, and the proportion of enterprises in some regions is currently implemented according to 19%, and some areas are even implemented according to 12%.

According to the information released by the state, starting from May 1, 2019, China will adjust the proportion of unit pension insurance contributions, and for areas higher than 16% implementation, it will be uniformly reduced to 16%, and areas below 16% will still be implemented according to the previous payment ratio.

What is the minimum amount that the company pays for its employees?

When the company pays social security to employees, the general minimum payment standard is to pay according to the local minimum social security payment base, and the social security payment base is different in different regions, and the general minimum payment base is the average salary of the in-service employees in the previous year in the locality.

According to the regulations, the payment base of the unit for each employee should be paid according to the average salary of the individual employee, and if the average salary is lower than the local minimum payment base, it shall be paid according to the minimum payment base.

For example, if the average salary of a user is 3,000 yuan, but the local minimum social security payment base is 3,400 yuan, then the unit will pay according to the base of 3,400 yuan when paying social security to the employee, and the specific payment amount is the payment ratio specified in the payment base *.

What is the contribution ratio of individual and unit pension insurance?

Endowment insurance: 20% for units and 8% for individuals;

Medical insurance: 10% for units and 2% for individuals;

Unemployment insurance: 1% for units and 1% for individuals;

Maternity insurance: 1% for unit contributions, no contributions for individuals;

Work-related injury insurance: the proportion of unit contributions, and individual contributions are not paid.

1. The types of insurance and the proportion of social insurance premiums paid as employees of the unit:

1.Pension insurance premium: 20 for the unit and 8 for the individual.

2.Unemployment insurance premiums: 2 for units and 1 for individuals.

3.Medical insurance premiums: 8 for units and 2 for individuals.

4.Work-related injury insurance premiums: paid by units, not paid by individuals.

5.Maternity insurance premiums: paid by units, not paid by individuals.

2. Types of insurance and their proportions for paying social insurance premiums in the capacity of individuals:

1.Pension insurance premium: 20 per individual.

2.Medical insurance premium: 5 per individual.

Third, for employees, social security is commonly referred to as "five insurances and one housing fund", and the specific five insurances are: endowment insurance, medical insurance, unemployment insurance, maternity insurance and work-related injury insurance; One gold is: housing provident fund.

1."Housing Provident Fund": The proportion of specific units and individuals is 50 each, which is calculated according to the average annual salary of individuals.

The state stipulates that the housing provident fund shall not be less than 10 of the salary, and the units with good benefits can be higher, and the employees and units shall bear 50 each. Therefore, it is very cost-effective to pay the housing provident fund for employees!

2.In terms of five insurances, according to the wages of employees, the proportion of units and individuals is generally as follows: endowment insurance units bear 20, individuals bear 8; Medical insurance units bear 6, individuals 2; Unemployment insurance unit bears 1, individual 1; Maternity insurance1 is fully borne by the employer; Work-related injury insurance is also fully borne by the unit, and individual employees do not bear maternity and work-related injury insurance.

The teacher interprets what the five insurances and one housing fund are, as well as the payment ratio of units and individuals, to understand.

The proportion of pension insurance contributions by enterprises and individuals.

What is the contribution ratio of individual and unit pension insurance?

75 percent for units and 25 percent for individuals.

Hello! Based on the purchase of all social security by the unit, the calculation is as follows:

Medical insurance: 2% for individuals and 8% for employers;

Endowment insurance: 8% for individuals, 12% for units;

Unemployment insurance: 1% for individuals and 2% for employers;

Work-related injury insurance: none for individuals, 1% for units;

Maternity insurance: none for individuals, 1% for units;

Provident Fund: Individual, Unit.

The cost of work-related injury and maternity insurance is borne by the employer.