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To put it mildly, to be despised, will be misleading.
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For sales-related work, no matter which insurance company you work in, it is basically the same, the key is your own performance and team development to determine your own way out.
As everyone thinks, insurance is indeed difficult to do, that is, because it is not easy to do, the market space is large. And now the insurance company really lacks relevant talents, I mean why not go and give it a try, because there is such a saying in the insurance industry that "insurance is not made by people, but by talents", maybe after the training of the insurance industry, you will definitely have gains, and it will become more and more valuable in this society in the future. You tell me?
In addition, the insurance business is completely up to oneself, and the key is whether to work hard or not, that is, to determine one's own attitude, which has little to do with one's own personality and resources.
Here, I know that in the insurance industry, there are three recognized sentences that say this: "brand in life", "Ping An's talents" and "Xinhua's products".
The basic salary of the insurance company, after all, the sales industry is linked to its own performance, and there is no performance, not to mention the basic salary of 2000, 5000, or even higher, does not exist.
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Three hundred and sixty lines, the line is the champion.
Insurance is a caring business, so if you want to make a difference in this industry, you have to want to do insurance from the bottom of your heart, and you are willing to use professionalism and sincerity to provide suitable insurance plans for others. In other words, if you just use insurance as a tool to support your family, it is difficult to make a big difference.
In addition, this industry requires a lot of time and money investment in the early stage, and it will be very hard, so you have to be prepared for this
In short, before entering this industry, you have to do a good self-analysis to see if you have the following characteristics:
1.loving;
2.Able to bear hardships and stand hard work;
3.Not afraid of rejection;
4.Have a spirit of perseverance;
5.Extroverted personality (e.g. dare to talk to strangers, etc.);
6.Good communication skills;
Hope the above words are helpful to you, good luck, friend!
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Depending on your level, you can cheat your relatives like a pyramid scheme, make a good project, have the ability, be very good, basically be very familiar with your business, not afraid of failure, be thick-skinned, eloquent, and have a strong affinity, then the future is limitless.
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Hello! It's not easy to do. To do life insurance in an insurance company, you can use the advantages of a strong platform to develop your own insurance business, but no matter what you do in the insurance industry, it is not easy to do.
Therefore, if you want to make a difference in the insurance company, you must continue to learn the common sense of insurance sales and check more insurance sales skills, as follows:
First of all, it is necessary to establish effective marketing tools and arrange a good schedule. Be well prepared, be confident before visiting customers, try to understand more about the needs of customers, rural markets, family pension will be more of a problem, or understand their work, see if you need accident insurance, before going, you must understand their needs, think about it before going, and then be prepared.
Second, put yourself in the customer's shoes. Sales promotion is not a forced sales to customers, but to stand in the customer's perspective and guide the customer. Customers sometimes value your service spirit more than your product.
In reality, sales pitches are not done all at once, and often need to communicate with customers many times, in which some pitches will fail and some will succeed. Therefore, it is necessary to make reasonable trade-offs, some can give up, some should continue to work hard, some are short-term customers, and some are not successful for the time being, but as long as the relationship is good, there is hope for success in the long run, and they cannot give up. Understand what your customers really need.
Some customers actually have a need, but they confide in you right away, so sometimes it takes a few runs to get the information, and some people need to get closer to the other person before they confide in you.
Finally, you have to persevere, not afraid of failure, people don't know much about insurance, and the reputation of this industry may be ruined, so it is too normal to visit customers for the first time and for the second time, and be rejected. According to the survey and research, the signing rate will be high if the average customer visits more than 7 times. 7 times per customer.
will succeed. So you think about how many customers you have given up on less than 7 times. Of course, there are also visits that are successful after one or two visits, and I say average.
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When you are faced with leaving your current job to secure your current life, you will have a certain amount of pressure.
If you go to the insurance industry, you can't guarantee that your efforts are continuous and give it your all every day. Therefore, your income is also unpredictable.
I used to hire an analytics company to help me do some statistics at my own expense.
The top 5 companies and 10 to 15 companies in the industry, including 10 insurance companies in the Beijing market, were analyzed, and the following results were obtained;
The annual turnover rate of grassroots salesmen is about 32%, and the average monthly salary is yuan.
The annual turnover rate of the director above the salesman is about 2%, the average monthly salary is yuan, and the average promotion time is 22 months.
The annual turnover rate of managers above the master is about the average monthly salary package is yuan, and the average promotion time is 59 months.
The turnover rate of directors above the manager is 0 so far The level is too high, and the treatment enjoyed is too much, and it is not counted (because I still spent 8400 yuan less ocean, laughs).
This data is to let you understand that the first two years are the foundation, and if you want to lay a solid customer base for yourself, there will be great resistance, because many newcomers in the insurance industry are unfamiliar markets at the beginning, so this accumulation is particularly important. The churn rate is high at this stage. If you can withstand a lot of pressure, go through 2-3 years.
That would be wonderful.
The insider, no. There are many opportunities.
As for development, foreign countries have done rankings:
The most lucrative professions: the first is a doctor, the second is a lawyer, and the third is an insurance person.
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You are a ** person, if you are in Beijing, I can tell you a good insurance company, absolutely so that you do not regret it.
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If you do it well, you will develop.
Rely on performance to speak.
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<> selling insurance is a very important profession that can help people get protected in case of emergencies. To sell insurance successfully, you must first familiarize yourself with the relevant laws, understand the various types of insurance, and how to best serve your customers. Secondly, it is necessary to have good communication skills in order to better communicate with customers, understand their needs, and provide the most suitable insurance solutions for the elderly.
In addition, it is also necessary to have good marketing skills of You Biyuan, so that the demeanor can better attract customers and be able to provide the best service to customers. Finally, the person selling the insurance should also have good record-keeping skills so that the customer's information can be recorded accurately and the customer's request can be dealt with in a timely manner. In short, to successfully sell insurance, you need to have good legal knowledge, communication skills, marketing skills, and record-keeping skills.
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It is quite difficult to do insurance at the beginning, because you do not understand the terms of the business in place, you are not skilled enough to communicate with customers, and you are not professional enough in front of customers, so you should start from your friends and let them help you, not necessarily buy insurance, just practice with them and let them give you advice, so that you will soon mature, selling insurance is a concept problem, you must learn to listen.
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It's easy to lose yourself in insurance.
Remember: Professionalism creates value.
The devil is in the details.
Be careful!
Insurance is about your care for your customers and the trust that customers have in you.
The sale of insurance must be based on the needs of the customer!!
Good faith! After a long time in the industry, you will find it difficult to do.
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Consider from the customer's point of view, think about the customer, treat the customer with sincerity, and explain the terms clearly, so that you can sell the insurance well!
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It is advisable not to sell insurance, because the reputation of the insurance staff is not very good, and there are tasks every month, which are not completed. Wages will be affected.
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It's good to sell insurance for someone else.
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It is not easy to do, and the insurance business is the most difficult business to do, because of the particularity of insurance products, and people's awareness of insurance is different, especially in the past few years, people have more misunderstandings about insurance.
Therefore, if you want to do a good job in the insurance business, you need to rely on a strong network, and if you don't have a good network, you have to work hard and work hard. It's very hard.
But if you can stick to it, the benefits are pretty good.
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1.The protection plan must be tailored to the client's own financial situation and needs, and for young people who have just graduated, they need protection against accidents and critical illnesses.
2.In addition to short-term insurance, it is recommended to buy lifelong protection for critical illness insurance.
3.If the salesman has performance, the insurance company will pay the salesman, which is a normal thing. However, the salesman does not take a commission from the customer's premium, but the labor remuneration given by the insurance company to the salesman.
4.The insurance can be refunded, but the short-term insurance cannot be refunded.
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No, some of the insurance company's internal staff do not sell insurance, such as financial personnel, personnel administrators, etc., and the personnel who sell insurance must have an insurance business license, and can only start a business after registering with an insurance company and receiving professional training.
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It's funny First, people don't take your commission, it's the commission given by the company Second, according to what you say, let's call it a commission, people take a commission and want to serve you for a lifetime Do you have any risks, people will run errands for you Third, you don't understand the root of insurance Deep down I still feel that I don't need insurance You can go to Youku to search for a story about Bian Hongqi and take a look.
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She takes a maximum of 300 yuan, but that is the business commission issued by the insurance company, even if she takes your 300-500, she will serve you for a lifetime, and you have insurance to protect your life and your family.
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Insurance is a valid legal contract. We must be principled in doing things! Don't know which insurance company? Because I don't know which insurance product you are talking about. It depends on your personal situation.
My personal. Hope it helps.
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Yes, but you can't get that much back.
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First of all, you have to understand that people will definitely make money when you buy something, but you can't stop buying that thing just because people will make money, right?
Secondly, depending on what you want to do with the insurance, if it is just to prevent an accident, then more than 100 of that will do.
Finally, the insurance can be refunded halfway, but when the cash value in your account is the same as or higher than the insurance premium you paid, you can return your capital, which is generally about ten years after the payment!
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Do you want people to give you free service?
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The money people take is issued by the company, and you buy insurance for yourself, each is the same thing, and you think too much about the income from labor.
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Accident insurance is a type of insurance with low premium and high sum insured, generally with a premium of 100 200 yuan a year, and the insured amount is about 100,000 yuan. Since it is called accident insurance, it can only be claimed in the event of death, disability, medical treatment and other situations caused by accidents. Her explanation that "nothing can be reimbursed for other illnesses, only accidents, car accidents, burns, etc."
As for the plan she made for you, I won't praise it if I haven't seen it. You insure her and get a commission, which is originally legal income. It's just that we have to understand whether the insurance we buy is suitable for us, and whether this person is professional and honest.
When buying insurance, you can't start thinking about surrendering, there must be a loss in surrendering, there is no doubt about it.
So, what you should be concerned about should be your own insurance plan. If you don't have a job yet, it is recommended to apply for insurance in a simple order and not to burden yourself.
General Principles for Purchasing Business Insurance:
1. Adults first, then children.
2. Guarantee first, then manage money.
3. The order of insurance is generally: accident insurance, life insurance, critical illness insurance, medical insurance, education insurance or pension insurance.
4. The annual premium expenditure is 10-20% of the annual income
5. It is not necessary to buy it all at once, the accident insurance can be bought by the whole family, and the rest depends on the economic conditions to buy for the family pillar first, and then gradually improve.
Hope it helps!
Insurance, like dressing, must be tailor-made. In order to obtain a scientific and reasonable insurance plan, it is recommended that you refer to the above insurance rules through the "insurance bidding" function of the third-party life sky insurance intermediate station (which does not belong to any insurance company and does not sell any insurance products, but is an interactive platform built for insurance buyers and sellers), and publish your insurance needs anonymously in accordance with the set scientific process. Take the initiative to choose the ** person you like.
DJI Care is DJI's after-sales service plan for the Phantom 4, Phantom 3 and Inspire1 products, allowing you to fly with greater peace of mind without worrying about damage to your aircraft. If you have purchased DJI CARE, DJI Care will help you pay for the repair costs of the body, gimbal, and all-in-one camera caused by human or accidental reasons during normal use and operation of the DJI aircraft within 6 months to 12 months from the effective date of the service.
If you are interested, you can take a look.
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