Is it true that Huabei has good medical insurance? Is it reliable to buy good medical insurance on A

Is Huabei's good medical insurance real, it must be true, but there are still various evaluations on the Internet, why? Is Huabei a good medical insurance?

Certainly not. That's because insurance is a very professional thing, and with a policy clause in hand, many people are also very broken, let alone read it carefully. Those who have bought good health insurance have not anyone carefully read the terms, it is estimated that there are very few.

So in this case, why do you want to buy an insurance that you can't understand, we say that buying insurance is just the beginning of the service, so the follow-up claims, can you figure it out, if there is a dispute you are sure that you can smoothly communicate and resolve?

Here, I personally recommend that you find an offline insurance broker for insurance consultation, why find an offline insurance broker instead of ** people? You choose Alipay's products, rather than a certain insurance company to understand, based on this, the insurance broker meets your expectations, and the insurance broker's product library basically covers the products of various insurance companies, just a million medical (similar to Huabei good medical insurance) can list dozens of them, each product has the characteristics of each product, each insurance company has the characteristics of each insurance company, which makes a non-insurance practitioner must be in the clouds. So why not find an insurance broker for yourself, who can communicate with you offline about your needs, can tell you the problems to pay attention to, can help you answer the questions of the terms, can help you avoid pitfalls, and online can only rely on yourself.

Let's take a look at the definition of an insurance broker in the Insurance Law:

Article 118 of the Insurance Law:

An insurance broker is an institution that provides intermediary services for policyholders and insurers to conclude insurance contracts based on the interests of policyholders, and collects commissions in accordance with the law.

From this definition of the Insurance Law, we can see that the insurance broker is the interest of the policyholder, providing the policyholder with the service of policy screening, purchase and claims. This position is very important.

So what services can insurance brokers bring to you, when you are faced with the terms of the book of heaven, you no longer need to go to an insurance company to consult, one-stop, you can get a more cost-effective product.

Waiver of insurance is not the only way to go when you are already a non-standard entity, and some insurance companies will cover non-standard products.

When you have a dispute with an insurance company, the insurance broker will argue with the insurance company on your behalf, and we have many successful cases before.

It will be more helpful for you to be neutral and objective as an insurance broker, and of course, I am an insurance broker.

Hope the above can help you.

Huabei good medical insurance is an insurance product sold by major insurance companies, of course, it is really important to see the insurance terms before buying.

It's true. But you have to read the terms and conditions clearly, and you also need to read the health instructions. If you need to be reimbursed later, the insurance company will retrieve your medical records, and complications caused by pre-existing related diseases may not be reimbursed to you.

Alipay's good medical insurance is a series of products that Ant Insurance focuses on, Ant Insurance is the Internet insurance service platform of Ant Financial, and Ant Financial's strength is very strong, so Ant Insurance has such a strong background support, the security of the platform is unquestionable, and good medical insurance is naturally reliable as its flagship product.

Nowadays, there are many medical insurance products on many platforms, and these insurance products also have their own advantages, and we only need to buy them on the regular platform. If we encounter various problems, we can respond to the relevant customer service.

Reliable, because Alipay has cooperation with good medical insurance, and it is also a product jointly developed by the two, so it is more reliable.

Answer: Alipay's good medical insurance insurance is more reliable, and the highlight of good medical insurance hospitalization medical insurance compared with other hospitalization medical insurance is that it is very cheap, and the career choice is broader, only "except for high-risk occupations", and the health notice is the most relaxed.

Ask how to surrender the policy.

Question: The insurance I bought before was a pitfall. I think it's a big pit. I want to surrender my previous policy and buy insurance again. What is the pitfall of insurance?

I've heard that online insurance is cheaper. And it's all guaranteed.

2.When you buy insurance, you say you can renew it, and when you want to renew it, you say you can't renew it:

3.The insurance product is very good, it cannot be purchased separately, the tie-in is also very cost-effective, and there are actually many good value for money:

Question: What kind of insurance is the best insurance for my current age?

How old are you?

Question: I was born on September 1, 1976 and am 45 years old.

Answer your age, it is recommended to take accident insurance and critical illness insurance plus cancer insurance, supplemented by certain accident medical and hospitalization medical treatment, if the economic situation is very OK, you can consider supplementing your own pension, in addition, if you are old, young, and have debts at home, it is recommended to configure some term life insurance.

Good medical insurance is still very reliable, good medical insurance is an insurance issued by an insurance company, but it is sold on Alipay.

It's still relatively reliable, because Alipay is a very easy to use platform, and all the information on it is also very reliable.

Reliable fart!

I bought a "good medical insurance" on Alipay in June 2018. Inpatient medical treatment", written is underwritten by Zhongan Insurance, because there is a period of effective period, so it will only take effect on September 30, 2018, enough to buy for one year, and the deadline is September 29, 2019.

On February 14, 2019, I was diagnosed with kidney stones, and I went to the hospital for surgery and was hospitalized, because the first operation was unsuccessful, and appendicitis was detected during the period, so I had appendicitis surgery in early March, and then on March 14, I did kidney stone surgery again, after being discharged from the hospital, I went to the hospital to copy all the cases and certificates, and stamped them, and applied for "good medical insurance" claims on Alipay, but the other party refused, because the first case was written that when I went to the hospital for examination," Before being admitted to the hospital, it was accompanied by pain", so I refused to make a claim, I was angry, who didn't have symptoms, and went to the hospital when he was sick, why did he go to the hospital if he was not sick or painful.

This insurance is 10,000 yuan so as not to pay, and my first hospitalization, it happened that the cost was more than 10,000 yuan, reaching 10,000 yuan, which means that Zhong'an needs to pay me 3,000 yuan, but the other party said "I had pain before hospitalization", but the problem is that I bought insurance half a year ago before I didn't have pain.

So I submitted the materials for appendicitis again, and the appendicitis cost more than 9,300 in total, and the result was passed for me immediately, because it could not reach 10,000 yuan, so I didn't have to pay compensation.

Then I went on to submit the materials for the second operation, the cost of this operation is 10,000 yuan, if the claim is successful, I will be compensated more than 20,000 yuan, but the result is back, I have not shown any reason, I complained, the result of the complaint handling is still their own company, telling me that the reason is the same as the first claim, can not be claimed, the reason is still because "I felt pain before hospitalization".

I'm really speechless, I was in pain before I was hospitalized, so I should refuse all the claims, not 2, through one, I have a classmate who is exactly the same as me, and was also rejected by the other party, but she went to the TV station to remember**, as a result, the other party experienced not only full compensation, but also more compensation, I was so angry, .........

In a fit of anger, I surrendered the insurance directly, not just tens of thousands of dollars, I still don't vote, I'm not fooling, there is a picture below and the truth, and then I heard that I am a patient (also a stone family), almost no compensation is paid for buying Zhong'an.

1.Medical insurance can not only use Huabei. When paying, you can choose from a variety of payment methods, such as Alipay balance, debit card, credit card, Yuebao, Huabei, etc.

Long-term medical insurance can be paid for by spending money, so when the insured Alipay account has no money to buy medical insurance for a long time, you can directly use the flowers to pay the premium for long-term medical insurance. Of course, it is important to note that the premise of using flower payment is to spend enough money to cover the premiums of long-term medical insurance, if not at all. You can't use it to buy good health insurance and long-term medical care.

Medical insurance refers to the adoption of national legislation and in accordance with the principle of compulsory social insurance.

2.The payment of basic medical insurance premiums shall be paid by the employer and the individual employee on time and in full. If the payment is not made in full and on time, it will not be included in the personal account, and the basic medical insurance will not pay the medical expenses.

Take the proportion of medical insurance payment in Beijing as an example: the employer pays 10% of the total payment base every month, and the employee pays 2% of the salary + 120 yuan for serious illness. Medicare is a type of insurance that compensates for medical expenses caused by illness.

Social insurance refers to the provision of necessary medical services or material assistance by society or enterprises to employees when they are sick, injured or give birth. For example, China's publicly-funded medical care and labor insurance medical care. The medical expenses of Chinese employees are jointly borne by the state, units and individuals, so as to reduce the burden on enterprises and avoid waste.

In the event of an insurance liability accident, the insurance premium shall be paid in proportion.

Extended Materials. In November, the National Health Insurance Administration launched the national medical insurance electronic voucher system, which was piloted in Hebei, Jilin, Heilongjiang, Shanghai, Fujian, Shandong, Guangdong and other places. By 2020, the number of people enrolled in basic medical insurance will reach 10,000, and the participation rate will be stable at more than 95%. Medical insurance refers to the insurance that provides protection for the medical expenses of the insured during the diagnosis and the first period of the insurance with the occurrence of the medical behavior agreed in the insurance contract as the condition for the payment of insurance benefits.

Medical Insurance Medical insurance has the basic characteristics of social insurance, such as compulsory, mutual assistance and social. Therefore, the medical insurance system is usually implemented by national legislation and establishes a ** system. The expenses are paid jointly by the employer and the individual, and the medical insurance benefits are paid by the medical insurance institution to solve the medical risks arising from the illness or injury of the employee.

2.Like other types of insurance, Medicare also collects medical insurance premiums in advance in the form of contracts to people who are threatened by illness and establishes medical insurance**; When the insured goes to a medical institution for medical treatment when he is sick and incurs medical expenses, the medical insurance institution shall give certain economic compensation. Therefore, medical insurance also has two insurance functions:

Transfer of risk and transfer of compensation. That is, the economic loss caused by the risk of illness is allocated to all members who are threatened by the same risk, and the financial loss caused by the disease is compensated by centralized medical insurance**. Medical insurance has a wide range of responsibilities, and medical expenses are generally differentiated according to the characteristics of their medical services.

Operating environment. Alipay version number.

vivox27 originos

Hello, you can. Most of the medical insurance in urban areas have supported payment with WeChat and Alipay, so friends who generally have Huabei quota can choose to pay for medical insurance with Huabei when paying. But also mainly, if the insured buys medical insurance for long-term clear medical treatment with Huabei payment, it is necessary to ensure that the Huabei quota in the Alipay account has been sufficient, if the amount is not enough, it is not good to have a reply to the precursor payment process is Tan, select city service on the home page of Alipay - social security - resident reimbursement, on the page the insured according to the instructions and steps on the page to fill in the ID number, name and payment location.

After confirming that the information is accurate, confirm the payment and choose Huabei payment.

Kiss hello, you can trace the old rock. Most of the medical insurance in urban areas have supported payment with WeChat and Alipay, so friends who generally have Huabei quota can choose to pay for medical insurance with Huabei when paying. But also mainly, if the insured buys Huabei payment for long-term medical treatment with medical insurance, it is necessary to ensure that the Huabei quota in the Alipay account has been sufficient, if the amount is not enough, it is not good if the purchase fails, the specific payment process is, select the city service on the home page of Alipay - social security - resident reimbursement, and on the page, the insured person fills in the ID number, name and payment location according to the instructions and steps on the page.

After confirming that the information is accurate, confirm the payment and choose Huabei payment.

Hello, to weigh whether a product is reliable or not, you can rent from the company's strength and product design.

1. The strength of the company.

The insurance company to which Alipay Good Medical Insurance belongs is Zhongan Insurance, which was jointly founded by well-known domestic enterprises such as Ant Financial, Tencent, and Ping An of China, with a registered capital of 10,000 yuan and headquarters in Shanghai.

Zhongan Property's core solvency adequacy ratio is 1135%, ranking 5th in the ranking of property and casualty insurance companies. According to the strength of the company, it is relatively reliable.

2. Product design.

From the perspective of product design, Alipay's good medical insurance, like many millions of medical insurance in the market, has common "drawbacks", such as renewal problems and deductibles of 10,000 yuan.

Unqualified products must not be listed, but each product is for the purpose of profit, so when choosing the product, you still need to understand more about the terms and conditions before you can start.

This answer is provided by Youqianhua, a credit service brand under Du Xiaoman Finance (formerly Finance), which provides personal consumer credit services for the public and creates an innovative consumer credit model. Youqian uses artificial intelligence and big data risk control technology to bring users convenient, fast and reassuring Internet credit services. Click below on the mobile phone to measure the amount immediately, and the maximum amount you can borrow is 200,000.