Is long term medical care reliable? Is long term medical insurance reliable?

Good medical insuranceLong-term medical insurance is reliable. It is a million-dollar medical insurance of PICC, which can be purchased through Ant Insurance. This type of insurance is audited and is a good million-dollar medical insurance.

This type of insurance is short-term insurance, which is consumption-based insurance, that is, paying for one year and covering one year. This type of insurance calculates premiums based on age. You can calculate the insurance based on your age.

If you pay monthly, this situation is slightly more expensive than paying the premium on an annual basis, and you will pay dozens of dollars more. Insurance is estimated to be hundreds to thousands of dollars depending on age. The older you get, the more expensive the premium.

In short, this is a reliable medical insurance that can be purchased with confidence. However, there are several versions of this insurance, so you should fully understand the terms of the insurance and choose the one that suits you.

Is long-term medical insurance reliable? I think the long-term medical treatment of medical insurance must be reliable, and there is not much money a year, about more than 300!

Good medical insurance belongs to millions of medical insurance, consumption-based, claims are relatively simple, deductibles of more than 10,000 can be paid, the only disadvantage is that pre-existing conditions can not be compensated. If you do not tell us the truth, you may be denied compensation.

1) Cheap and cost-effective!

The biggest selling point of million medical insurance is the cost performance, low premium, high insurance amount, full protection, good medical insurance has been achieved.

Low premium, high sum insured: A premium of only a few hundred yuan per year can leverage a maximum of 4 million sum insured. During the insurance period, the maximum amount of reimbursement for inpatient medical expenses is 2 million; If it is a serious illness such as cancer, then it can be reimbursed up to 4 million yuan for medical expenses in hospitalization.

Full protection: The protection of good medical insurance includes advance payment, critical illness allowance, critical illness green pass, purchased drugs, proton heavy ions, etc. What's more intimate is that Good Medical Insurance 2020 has also increased the pneumonia insurance benefit: if you suffer from critical pneumonia, you can pay a one-time compensation of 100,000 yuan.

Of course, good medical insurance long-term medical care is more reliable, no matter any medical insurance, if there is such a long-term medical situation, it is also another kind of protection for patients.

Good medical insurance can be reliable for long-term medical treatment, so it should be very insurable to buy this medical treatment directly.

It's hard to say, depending on your personal feelings, I personally don't trust commercial insurance, so I don't think it's very reliable.

Is long-term medical care reliable? I think if you want to buy medical care, the first thing must be cooperative medical care in rural areas, and if you have a hukou in the city, there are cooperative medical care in the city. After buying cooperative medical insurance, if the economic conditions allow, you can buy a commercial insurance, what commercial insurance is only to buy millions of medical insurance, or just to buy critical illness, you have to look at the economic conditions.

Is long-term medical care reliable? This is for a short period of time. I don't know if he's reliable but it's okay to add.

Medical insurance long-term medical care is still very reliable, so you should tell others that it is indeed very safe.

Reliable, "Good Medical Insurance Long-term Medical" insurance is jointly developed by Chinese People's Health Insurance Company and Ant Financial, and launched the first "Good Medical Insurance Long-term Medical" insurance with 6-year guaranteed renewal on the Alipay platform, which is also the Internet million medical product with the longest guaranteed renewal period.

With the continuous upgrading of insurance technology and services, partners such as Alipay and PICC Health have gradually built a good medical insurance and health insurance service system, including inpatient medical care, long-term medical care, and cancer prevention medical care, so that people of different ages can enjoy health security services conveniently.

Good medical insurance long-term medical insurance is underwritten by PICC Health.

PICC Health was established on March 31, 2005 with a registered capital of 8.5 billion yuan, and the company currently has branches in 25 provinces, autonomous regions and municipalities directly under the central government.

At present, the company's business is basically the same as that of mainstream life insurance companies.

From this point of view, the background of PICC is still relatively strong.

To see whether Ant Insurance's long-term medical care is reliable, it still depends on the solvency and risk rating of the insurance company.

PICC Health's latest solvency adequacy ratio, of which the core solvency adequacy ratio is 90%; The combined solvency adequacy ratio was 180 per cent.

Both of these meet the requirements of the China Banking and Insurance Regulatory Commission, which means that the insurance company is currently operating relatively stable, and there is no major business risk in a short period of time.

PICC Health's latest comprehensive risk rating is all B, which also meets regulatory requirements.

On the whole, Ant Insurance's long-term medical care is reliable, its current operation is stable, and it has the ability to bear the responsibility of claims even if it encounters extreme risks.

Therefore, good medical insurance long-term medical insurance is reliable, if you have any questions, you can directly find a daddy.

Good Medical Insurance Long-term Medical Insurance is a million-dollar medical insurance launched by the Alipay platform and underwritten by Chinese People's Health Insurance Company, which aims to solve the problem of expensive medical treatment for consumers. Although the long-term medical treatment period of good medical insurance is 1 year, it can guarantee 6 years of renewal. It is reported that good medical insurance long-term medical insurance can pass on the risk and avoid the risk of serious illness or accident that puts the whole family in financial difficulties.

From the analysis of the protection level of long-term medical care of good medical insurance, this insurance has the characteristics of strong protection, high insurance amount, and 6-year guaranteed renewal without worry. Buying a good medical insurance for long-term medical care can achieve the purpose of not increasing the burden on the family and reimbursing expenses other than medical insurance. Not only that, the green pass service of this insurance can help the insured to accept ** as soon as possible, and arrange specialists** and hospitalization is very much in line with the actual needs of consumers.

Overall, good medical insurance long-term medical protection is still very substantial, and most consumers can meet their needs.

Good medical insurance long-term medical insurance is a million-dollar medical insurance launched by a treasure platform and underwritten by Chinese People's Health Insurance Company, which aims to solve the problem of expensive medical treatment for consumers.

Although the long-term medical insurance protection period is 1 year, it can be guaranteed to be renewed for 6 years, and the first Hu Nai has a guaranteed renewal version for 20 years, which is collectively referred to as good medical insurance long-term medical insurance by consumers.

So whether good medical insurance long-term medical insurance is reliable or not can actually be analyzed from two aspects: the insurance company and the product itself.

Good medical insurance is not a product developed by an insurance company, but a service brand of a certain treasure, on which there are multiple cooperative insurance companies, such as hospitalization medical insurance, critical illness insurance, etc.

It is now underwritten by Zhongan Insurance and PICC Health, and consumers can purchase these insurance products on Alipay's "Ant Insurance" interface as prompted.

PICC Health is the first professional health insurance company approved by the China Insurance Regulatory Commission, and Zhongan Insurance is the first Internet insurance company in China.

The content of the good medical insurance provided by Zhongan Insurance and PICC Health is the same, but the system will randomly assign an insurance company to the user when the user applies for insurance, which is not much different.

Let's take a look at the content of long-term medical insurance protection:

1. General illness and accident medical insurance of 2 million;

4 million medical insurance benefits for critical diseases.

Some types of diseases: malignant tumors, acute myocardial infarction, sequelae of stroke, major organ transplantation or hematopoietic stem cell transplantation, coronary artery bypass surgery, end-stage renal disease, multiple limb confirmation, acute or subacute serious illness hepatitis, benign tumors, etc.

On the whole, the strength of the underwriting company of good medical insurance is good, and the product protection is sufficient, which is worth seeing.