What are the differences and benefits between commercial housing and public housing?

The sales mechanism of public housing and commercial housing is different, so there is a big difference between the purchase of public housing in the housing reform and the commercial housing purchased in the real estate market. Specifically, it is manifested in the following aspects:

1. There are restrictions on the purchase of public housing, but there are basically no restrictions on the purchase of commercial housing in the market. The person who buys the public housing that has been reformed can only be the workers who live in the complete set of public housing for exclusive use and meet the conditions for housing allocation. In the real estate market, consumers who buy commercial housing are basically not subject to any restrictions, as long as there is a demand for housing consumption and sufficient funds, they can buy commercial housing at will.

2. The public housing for housing reform and sale is controlled by the market, while the commercial housing in the market is determined by the market supply and demand.

3. The state has some control over the area of housing reform public housing purchased by workers, but there is no restriction on the area when workers buy commercial housing in the market. There are certain restrictions on the area of public housing purchased, and the number of houses purchased must be strictly in accordance with the control standards for the allocation of housing stipulated by the state and people at all levels, and the market price will be implemented for the part exceeding the standard.

4. The state has formulated a series of preferential policies for employees to purchase housing reform public housing, but there is no preferential policy for the purchase of commercial housing in the market.

5. There is a limit to the income distribution of the listed ** after the purchase of public housing, while the purchase of commercial housing has full property rights, and the listed ** is owned by the individual. The distribution of proceeds from public housing listings varies greatly from place to place, but the general principle is to hand over a portion of the land revenue to the state.

Differences Benefits: Commercial housing, commodities can be listed and traded at any time, pay less taxes, live comfortably, manage the property well, manage public housing, and national welfare housing, list is restricted, pay more taxes, property heating is cheap, and the usable area is large.

Legal analysis: 1. Public housing generally refers to the housing that was originally allocated to employees by units or enterprises, and after the housing reform, it is the purchased public housing that has been purchased as individual property rights, which can basically be directly listed and traded, and those that have not purchased property rights are the right to use and cannot be directly listed and traded.

2. Commercial housing is a residential building operated by a qualified real estate development company (including foreign-invested enterprises) after obtaining the land use right through transfer, and it is at the market price.

3. The taxes and fees are not the same, the deed tax is the same, there is no value-added tax for public housing for two years, and the vast majority of public housing cannot find the original value, so the individual income tax is levied at 1%, and the difference is 20% for commercial housing, and if the commercial housing is less than two years, there is a full amount of value-added tax, and the ordinary residential property is exempted for two years, and the non-ordinary residential property for two years is levied according to the difference.

Legal basis: Article 6 of the Administrative Measures of the People's Republic of China for the Pre-sale of Urban Commercial Housing stipulates that the pre-sale of commercial housing shall be subject to a licensing system.

For the pre-sale of commercial housing, the developer shall apply for a pre-sale license from the real estate management department and obtain the "Commercial Housing Pre-sale License". If the "Commercial Housing Pre-sale License" has not been obtained, the commercial housing pre-sale shall not be carried out.

The difference between public housing and property ownership:

1. If the property right indicates that it is a state-owned property right, it means that the house is a public house, and the current "owner" is the tenant, and what you are buying is the right to use, not ownership. That is, what you have is the right to lease. It can be transferred with the consent of the property right unit.

2. Private property rights refer to the situation where the ownership of the house belongs to a natural person, legal person, etc. The owner has the right to dispose of the premises.

3. Under normal circumstances, the land of state-owned property rights houses belongs to the allocated land, and under normal circumstances, if the land use right is used for residential use, the term of transfer is generally not more than 70 years, but it can be less than 70 years.

Public housing is also called public housing, public housing, state-owned housing, and in foreign countries, it is also called public housing and public housing. It refers to the state (**** or local, city**) as well as state-owned enterprises, institutions to invest in the construction and sale of housing, before the residence, the property rights of the residence belong to the state.

The taxes and fees of purchased public housing are different from those of commercial housing, and the taxes include deed tax, business tax, personal income tax and land transfer fee. The deed tax is the same as the commercial house, the business tax is the same, the difference is that the purchased public housing is not divided into the area of the house, only the house is five years old, there is no need to pay business tax, and the individual income tax is the same, the land transfer fee depends on the capital of the public housing, the cost price is paid 1560 * construction area * 1%, and the standard price is paid 1560 * construction area * 7%.