Difference Between Affordable Housing and Commercial Housing

Difference Between Affordable Housing and Commercial Housing

1. The property fee is different.

The collection standard of affordable housing property management fees is controlled by the first level, and the property management fees of commercial housing are adjusted according to the first guide price and market changes.

Second, the sales object is different.

Affordable housing is mainly aimed at low- and middle-income families, while commercial housing is sold to an unspecified target. From the perspective of individual home buyers, affordable housing is mainly for low- and middle-income families. There is no restriction on the sales object of commercial housing, and any individual or group who can afford the housing price can buy commercial housing.

Third, the house type and design concept are different.

The design of affordable housing is based on the principle of meeting the basic living needs of residents, from the perspective of room types, there are mainly one-bedroom to four-bedroom and over-the-floor types, among which the area of 70-130 square meters of two-bedroom and three-bedroom is the main, both of which account for more than 80% of the city's affordable housing units.

Commercial housing is different, large house, practicality, decoration and functional zoning are the core of the design concept of commercial housing, over-floor, duplex, apartment, villa is the common form of commercial housing.

The differences between affordable housing and commercial housing are as follows

1. The purchase conditions and objects are different, and the affordable housing enjoys the best discounts, and the purchase objects are specific, only for urban low- and middle-income families, so the application approval system must be implemented; The sales of commercial housing are completely market-oriented, and the objects and conditions for the purchase of commercial housing are not restricted.

2. The nature of the land is different, the land for affordable housing is allocated by the administrative allocation according to law, and the land for ordinary commercial housing is strictly in accordance with the relevant provisions of bidding, auction and listing, and the land transfer fee must be paid through market competition.

3. The policy is different, the guide price of affordable housing is implemented, and the price is not allowed to be raised without authorization, and the commercial housing is completely determined by the market.

4. The area of the house is different, the unit area of the affordable housing is relatively smaller than that of the commercial house, it is mainly applicable, and it is stipulated in the measures for the management of affordable housing that the type of affordable housing should be mainly based on two or three bedrooms, that is, the developer should mainly build a moderately functional housing with a moderate area, rather than pursuing a super-large area of the house, and the area of the commercial house will be positioned by the developer according to the market needs, such as ordinary houses and apartment houses with multi-bedroom duplex splits and villas, etcThe area of commercial housing also ranges from tens to hundreds of square meters.

5. The property management fee standard is different.

The property management fees of commercial housing are only approved for cost composition, and the standards are mainly regulated by the market. For affordable housing property management fees, it is necessary to strictly control them, so that for low- and middle-income people, the economic affordability is better, so as to avoid the phenomenon of affordable housing and inability to live in housing.

6. The rights enjoyed are different.

The rental and sales policies are different, affordable housing is only sold and not rented, commercial housing is not restricted, the ownership of commercial housing and the disposal of the use of income from the four aspects, there is no intervention, you can rent out the inheritance gift at any time when you buy a commercial house, as long as you pay taxes and fees according to the regulations, there are no restrictions, there are certain restrictions on affordable housing, and there are no restrictions on the right to occupy and dispose of it, mainly because there are some restrictions on the right to income, and your house will have to make some adjustments.

7. The construction unit is different, and the affordable housing is generally directly organized and constructed by the first organization, or in accordance with the way of organizing the market operation of the enterprise, the project legal person bidding is implemented, and the qualified developers are selected to build it, and the ordinary commercial housing must be built by the market operation mode.

2. The following conditions must be met at the same time to apply for affordable housing.

At least one member of the family has a permanent urban resident household registration in the urban area of the city, excluding student household registration for more than 5 years, including military personnel who meet the resettlement conditions, married or divorced or widowed with minor children and has guardianship rights, or single households without housing aged 35 years or above, the construction area of the real estate of the applicant family is less than 48 square meters, and the per capita disposable income of the applicant family is less than 80% of the per capita disposable income of urban residents in the previous year announced to the public by the Municipal Bureau of Statistics every year.

Legal analysis: 1. The purpose of construction is different: the purpose of affordable housing is to solve the housing difficulties of low-income families, and the purpose of commercial housing is to make profits; 2. The nature of the land is different

The land occupied by affordable housing shall be allocated free of charge in accordance with the preferential policies of the state, and the land for the construction of commercial housing shall be subject to public bidding and the land use right shall be obtained within a certain period of time; 3. Different pricing: the sales of affordable housing will be guided by the policy, while the sales of commercial housing are generally determined by the developer himself; 4. Different qualifications for buying a house: Most people have the qualifications for buying a commercial house.

Whereas, affordable housing applications have strict criteria and review procedures; 5. Different property rights restrictions: the property rights of affordable housing will be subject to certain restrictions, while commercial housing will not be restricted.

Legal basis: Article 2 of the Measures for the Administration of Affordable Housing The term "affordable housing" in these measures refers to the policy housing that provides preferential policies, limits the area of the set and sales, is built in accordance with reasonable standards, and is oriented to urban low-income families with housing difficulties. The term "urban low-income housing difficult families" in these measures refers to the families whose family income and housing status meet the conditions stipulated by the city and county people within the scope of the town where the city and county people are located.

The difference between affordable housing and commercial housing: affordable housing is to solve the housing difficulties for low- and middle-income families, so if your hukou lives in the city or the center, and has already enjoyed the subsidy to buy affordable housing, then you will not be able to enjoy the local affordable housing application. And affordable housing is that you have the size of the land and various functions, and then you can get the corresponding affordable housing.

It is a commercial housing with the nature of social security, and its ** is relatively affordable compared to the market in the same period, and can adapt to the affordability of low- and middle-income families.

Affordable housing is not administratively divided, that is, low-income families take the low-income families include: rehabilitation department: per capita monthly income of 3,600 yuan and below, houseless households, dilapidated housing households, billboards, military transfer housing, etc.

The owner of affordable housing can only purchase from ** for a certain right holder (including single people).

1. The purpose of construction is different: the purpose of affordable housing is to solve the housing difficulties of low-income families, and the purpose of commercial housing is to make profits; 2. The nature of the land is different: the land occupied by affordable housing shall be allocated free of charge in accordance with the national preferential policies, and the land for the construction of commercial housing shall be subject to public bidding and the land use right shall be obtained within a certain period of time; 3. Pricing is different:

The sales of affordable housing will be guided by the policy, while the sales of commercial housing are generally determined by the developer himself; 4. Different qualifications for buying a house: Most people have the qualifications to buy a house for commercial housing.