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Summary. Insurance companies have the inherent impulse to violate the rules in the face of illegal benefits. There are individual companies that take the lead in violating the rules and escape punishment without being discovered, just like a broken window that causes negative speculation from market players:
Thinking that even if you do something illegal, you will not be punished. This is not only a connivance to violators, but also a serious damper to the enthusiasm of other legal entities, which will lead to more entities joining the ranks of violations, and the nature of violations is becoming more and more serious, which is extremely destructive to the atmosphere of legal compliance operation of the whole industry.
Hello, there are several misunderstandings about not buying insurance:
First. Insurance is deceptive.
Second. I bought insurance and was worried that I would not be able to pay normally.
Third. If you don't continue to pay, the loss is big and it's not cost-effective.
Third. If you don't continue to pay, the loss is big and it's not cost-effective.
Fourth. I don't know what I bought when I paid for my insurance. There are also those who have bought insurance and thought why they were insured.
Fifth. ** People who leave the company, who provide services and handle claims.
Sixth. Don't know what insurance to buy.
Seventh. The renminbi will depreciate, and it is not cost-effective to buy insurance.
Eighth. The premiums of insurance are too expensive.
Ninth. There is social security, no insurance is required.
What is the last teacher?
There is already social security, and there is no need to buy commercial insurance.
The broken window effect in insurance psychology is an example of how to withdraw money, and there are also suggestions for insurance claims adjusters based on the broken window effect.
Insurance companies are simply reluctant to violate the benefits and have the inherent impulse to violate the rules. A few companies took the lead in violating the posture rules and escaped punishment without being discovered, just like a window that stared at the broken laughter caused negative speculation among market players: they believed that even if they did something illegal, they would not be punished.
This is not only a connivance to violators, but also a serious damper to the enthusiasm of other legal entities, which will lead to more entities joining the ranks of violations, and the nature of violations is becoming more and more serious, which is extremely destructive to the atmosphere of legal compliance operation of the whole industry.
For the claims adjusters, it is necessary to strictly implement the rules and regulations, verify the loss of the claim, avoid false insurance accidents, start from the details, find the signs in time, and avoid the cracks from developing into broken windows.
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1.I'm still young and healthy, and I don't need insurance [Ignorance] 2I'm old, and it's too expensive to buy insurance and have a physical examination [Lessons for young people] 3
The school sold accident insurance! No more! [Dizzy!
That's fine! 】 4.The unit has social security!
That's an expedient solution to the lack of insurance, and if you want to be happy in your old age, it doesn't seem to be enough] 5Insurance companies are all deceptives, that is, circle money! [I sweat!
Ping An and Life's trillions of assets were scammed? The state also helped him deceive the common people?!! 6.
Someone got into a car accident and the insurance company didn't pay the money! [Damn! Did he add an accident?
I bought bread to eat, but I choked and remembered that I didn't buy water! It's late] 7I have money in the bank, it's convenient to spend money!
Who told you to buy insurance with all your pocket money? Besides, that's saving as much as you want, no matter how you die] 8When the insurance company goes bankrupt, who do I ask for money?
Who do you go to when the bank fails? He also buys insurance! He doesn't understand, can the insurance company go out of business!!
9.To put it nicely, when I paid the money, once there was something to go through the formalities, I had already heard of it, [This is the financial industry, can you do it casually? It's nothing more than a policy ID card] 10
My money! Let him spend decades on me in vain? No way [I am a mother!]
Let's ignore him, when he hits the car that day or knows 30 years later, he will let his grandson buy insurance!! Seek adoption.
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