Can you still buy commercial housing if you have bought affordable housing?

Updated on society 2024-05-13
9 answers
  1. Anonymous users2024-02-10

    It is possible to buy a commercial house, but it needs to be returned to the affordable housing.

    Measures for the Administration of Affordable Housing

    Article 31 Where a family that has already purchased affordable housing purchases other housing, the original affordable housing shall be repurchased by ** in accordance with the provisions and the contract. **Buy-back affordable housing, which should still be used to address housing difficulties for low-income families.

    Affordable housing refers to dwellings that are arranged and built under the National Affordable Housing Construction Program. The plan is issued by the state in a unified manner, and the land is generally allocated by administrative allocation, and the land transfer fee is exempted, and the various approved fees are halved and collected, and the first guide price is implemented, which is determined according to the principle of guaranteeing capital and small profits. Affordable housing has three significant characteristics compared with commercial housing:

    Economy, security and practicability. It is a commercial house with the nature of social security.

  2. Anonymous users2024-02-09

    Yes, you can buy it by returning the affordable housing. Or buy it in someone else's name.

  3. Anonymous users2024-02-08

    Affordable housing is cheap, commercial housing is expensive.

    But. If you buy affordable housing, you only buy a house and don't buy land. If the demolition is not compensated.

    If you buy a commercial house, you buy it together with the house and land, and there is compensation for the demolition.

    Personal suggestion: commercial housing.

  4. Anonymous users2024-02-07

    It is not possible to take out a loan. It doesn't matter how much you buy in full.

  5. Anonymous users2024-02-06

    The rules vary from place to place in which city you are in.

  6. Anonymous users2024-02-05

    Probably probably probably probably maybe.

  7. Anonymous users2024-02-04

    If you have a set of affordable housing, you can no longer buy commercial housing in your own name, if you buy commercial housing in your own name, the affordable housing must be recovered, as long as it is in the name of any person on your own affordable housing hukou unit, you must take back the affordable housing, if your parents' household registration does not carry the reading code in your own household registration book, you can buy commercial housing in the name of your father, but you can't transfer it to your own name, as long as it is transferred to your own name, the affordable housing must also be recovered.

    In short, once you have affordable housing, you can't have a second home in your name, no matter what the nature of the second home is. However, you can buy the commercial house in your father's name first, and then sell it when the affordable housing can be freely listed and traded, and the commercial house can be your own name.

    If I buy affordable housing, can I still buy a commercial house after divorce?

    If you get divorced after purchasing affordable housing, the purchase of other commercial housing is restricted, and the affordable housing will be repurchased.

    Can I buy a commercial house after buying affordable housing?

    After buying affordable housing, you can also buy commercial housing after divorce.

    Whether you can still buy affordable housing after inheriting the house.

    After inheriting the house, it is generally not possible to apply for affordable housing.

    Can affordable housing appreciate in value, and can affordable housing be bought and sold.

    Affordable housing is a state-subsidized rent, so there is no question of appreciation. Because the property rights of affordable housing are common property rights and do not belong to individuals, that is to say, the ** of this type of house is usually lower than the commercial housing on the market, so there is no appreciation. If the landlord is the owner of the affordable housing after it is regularized, then the land transfer fee needs to be paid.

    Legal basis] Article 209 of the Civil Code, the creation, alteration, transfer and extinction of immovable property rights shall take effect after being registered in accordance with law; Without registration, it shall not take effect, unless otherwise provided by law.

    The ownership of natural resources that belong to the State in accordance with the law may not be registered.

    Can Beijing buy affordable housing now.

    It is possible to buy and sell, however, this is subject to conditions.

    1. If it has been converted into a full property right of an individual, it will be completely disposed of by the individual, sold, transferred, or gifted, etc. This is something that can be bought and sold.

    2. There are two situations in which there is no full property right.

    1. Those who have lived in the property for five years can apply for property rights, and can buy, sell, transfer or give away after changing the registration.

    2. If it is less than five years, this is not the property right owned by itself, and the relevant departments can recover it in accordance with certain procedures. This cannot be bought or sold by individuals.

    3. In accordance with the requirements of the "Several Opinions on Solving the Housing Difficulties of Low-Income Families in the City", there are two options for affordable housing in the future, either to pay 80% of the tax, or if you sell it in the future, the state has the priority to take back the house, and if the affordable housing is traded, it needs to be listed and traded only after the date on the affordable housing contract signed between you and the state has expired 5 years. This can only be bought and sold by individuals after five years.

  8. Anonymous users2024-02-03

    If you buy affordable housing, you can also buy commercial housing, but you generally need to return the affordable housing you purchased, or pay the corresponding land transfer fee for the affordable housing you purchased to turn it into commercial housing.

  9. Anonymous users2024-02-02

    If you have bought affordable housing, you can also buy commercial housing again, but before buying commercial housing, you need to return the affordable housing you bought before you can buy it, and you can go to apply for a real estate certificate after 5 years, and you need to pay land income when you apply for a real estate certificate, and you can buy and sell affordable housing with a real estate certificate freely, so that you can buy commercial housing. The best of affordable housing is relatively low, and it is normal to solve the problem of low-income families wanting housing, and this kind of house cannot apply for a real estate certificate when you first move in.

    What do you need to buy affordable housing?

    1. Have a household registration in the city or town where you are located, including military personnel who meet the local resettlement conditions or people confirmed by the city or county locality.

    2. Families with housing difficulties who do not have a house or currently live in a house with an area less than the standard set by the city and county localities.

    3. The household income of residents meets the income line standards demarcated by the city and county.

    4. Other conditions stipulated by the city, county and local government.

    Affordable housing refers to the construction of houses in accordance with the national affordable housing construction plan, which is issued by the first unified construction plan, and the land is usually allocated in the form of administrative allocation, and the land transfer fee is not charged, and the approved fees are halved.

    What documents do I need to buy a commercial house?

    If you are married, when buying a commercial house, you need to provide the original ID card, the original household registration book and the original marriage certificate of the husband and wife. If you are single to buy a commercial house, you need to provide your original ID card and household registration book, and you must also provide your single certificate. If you pay all the money at once, you can go directly to the sales office to pay the money, and if you apply for a loan, you have to go to the bank to apply for a loan, and you must provide other relevant materials stipulated by the bank.

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By law, affordable housing cannot be rented out until full ownership has been acquired. After purchasing affordable housing for 5 years, if the buyer is listed and transfers affordable housing, he or she shall pay a certain proportion of the difference between ordinary commercial housing and affordable housing in the same lot at that time, and pay the relevant price such as land income to **, and the specific payment ratio shall be determined by the people of the city and county.