Who founded WeBank?

WeBank is a private Internet bank controlled by Tencent, and Tencent holds a 30% stake in WeBank. Therefore, WeBank is not a wholly-owned bank owned by Tencent.

WeBank is a bank jointly established by well-known enterprises such as Tencent, Baiyeyuan, and Liye Group. In 2014, with the approval of the China Banking Regulatory Commission, WeBank became the first Internet private bank in China. The company's registered capital is 3 billion yuan, of which Tencent holds a 30% stake, becoming the largest shareholder of WeBank.

WeBank currently has three main businesses, namely consumer finance, mass wealth management and platform finance. Among them, in consumer finance, WeBank has launched a representative product, Micro Loan. As a micro-loan platform of WeBank, WeLoan is mainly promoted through two social platforms, WeChat and QQ.

This answer is provided by Youqian Hua, I hope it will be helpful to you. Like Alibaba's borrowing and Tencent's micro loan, Youqian Hua is a credit service brand of Du Xiaoman Finance (formerly Finance), which belongs to a large company and a big brand, is formal and safe, and not only has a very low interest rate but is also very reliable. Relying on the advantages of technology and scenarios, Youqianhua has used artificial intelligence and big data risk control technology to lend more than 400 billion yuan, providing convenient, fast and reassuring Internet credit services for countless users.

In December 2014, it obtained a financial license issued by the Shenzhen Banking Regulatory Bureau with a registered capital of RMB 4.2 billion.

WeBank strictly abides by national financial laws, regulations and regulatory policies, and is based on compliance operation and steady development.

It is committed to providing differentiated, distinctive, high-quality and convenient financial services for the general public and small enterprises.

Summary. Hello, happy to answer your <>

WeBank is an Internet bank focusing on providing mobile financial services, and its main businesses include: online banking, mobile banking, Alipay, WeChat payment, credit cards, loans, wealth management, etc. WeBank Micro Card is an electronic account of WeBank, without a physical card, it is a pure Internet "bank card", which integrates savings, transfers, payments, financial management and other functions.

Headquartered in Shenzhen, WeBank was established by Tencent, Baiyeyuan, Liye Group and other well-known private enterprises, and opened in December 2014 with the approval of regulatory authorities.

What does WeBank do?

Hello, happy to answer your <>

WeBank is an Internet bank focusing on providing mobile financial services, and its main businesses include: online banking, mobile banking, Alipay, WeChat payment, credit cards, loans, wealth management, etc. WeBank Micro Card is an electronic account of WeBank, without a physical card, it is a pure Internet "bank card", which integrates savings, transfers, payments, financial management and other functions.

Headquartered in Shenzhen, WeBank was established by Tencent, Baiyeyuan, Liye Group and other well-known private enterprises, and opened in December 2014 with the approval of regulatory authorities.

Data expansion: WeBank has successively launched products such as micro loans, micro business loans, micro car loans, micro bank apps, micro enterprise Aipu apps, little goose spending money, WE2000 and other products, serving more than 100 million individual customers and more than 1.7 million corporate customers. WeBank has carried out technical research and application in the research and application of underlying algorithms of key core technologies such as blockchain, artificial intelligence, big data and cloud computing, and became the first commercial bank in China to obtain the qualification of national high-tech enterprises in 2017.

WeBank has been ranked among the top 100 banks in China, with international rating agencies Moody's and Standard & Poor's giving WeBank "A3" and "BBB+" ratings, respectively. Forrester, an internationally renowned independent research firm, defines WeBank as "the world's leading digital bank".

The company name is Shenzhen Qianhai WeBank Co., Ltd., which was established on December 16, 2014. WeBank is committed to providing differentiated, distinctive, high-quality and convenient financial services and more financial loan products for the general public and micro enterprises.

WeBank's corporate culture:

Mission: To make finance accessible to all.

Values: integrity, win-win innovation.

The main and backup dates are products:

WeBank has successively launched WeLoan, Micro Business Loan, Micro Car Loan, WeBank App, WeBank App, WeBank Aipu App, Little Goose Money, WE2000 and so on.

1. Micro loans.

WeBank's fully online, pure credit, and on-the-go microfinance product, "WeLoan", has issued 100 million loans to more than 28 million customers in nearly 600 cities in 31 provinces, municipalities and autonomous regions across the country, with a cumulative loan amount of more than one trillion yuan. About 77 of the "micro loan" credit customers are engaged in the non-white-collar service industry, and about 80 are college degree or below; The average loan is about $8,000, and the interest on more than 70 settled loans is less than $100.

2. Micro-business loans.

WeBank launched China's first online unsecured corporate working capital loan product, Micro Business Loan. More than 70 of the micro business loan customers are in the manufacturing, wholesale and retail industries and high-tech industries, and more than 60 enterprises have obtained bank loans for the first time. Micro business loans serve more than 1.7 million small and micro enterprise corporate customers, with a total of nearly 400 billion yuan of loans issued, indirectly supporting the employment of nearly 4 million people.

In October 2020, WeBank further upgraded its corporate financial service brand to "WeBank" on the basis of micro-business loans, serving the financial and non-financial needs of small and micro enterprises and creating a full-link business service ecosystem.

3. WeCrowd blockchain.

As of April 2022, the open-source alliance blockchain ecosystem jointly built by WeBlockchain and multiple parties has gathered more than 3,000 institutions and enterprises and more than 70,000 individual members, successfully supporting the implementation of hundreds of blockchain applications in multiple industries such as finance, healthcare, justice, agriculture, and manufacturing, and supporting more than 200 benchmark applications for industrial digitalization. <>