How to check the policy number of the compulsory car insurance

Compulsory traffic insurance is the abbreviation of compulsory liability insurance for motor vehicle traffic accidents, which is an insurance that every car owner is required to pay. The Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability clearly stipulate that compulsory traffic insurance is a compulsory liability insurance for the personal and property losses of the victims (excluding the vehicle personnel and the insured insurers) caused by road traffic accidents caused by the insured motor vehicle within the liability limit.

So what is the significance of compulsory traffic insurance to the society, and why not pay for car owners? First of all, compulsory traffic insurance can provide timely and basic medical protection for traffic victims. Compulsory liability insurance also has other more social management functions.

Compulsory traffic insurance also helps to reduce the financial burden of the perpetrators of traffic accidents, which is beneficial to every car owner and passenger. If the car owner pays the compulsory insurance, how to use the compulsory insurance policy number to check the policy status more conveniently? There are many ways to use the policy number of compulsory liability insurance to check the status of the policy.

In the past, if you want to check the car insurance policy number, you can get the business outlets of the insurance company, and the people who choose the four-wheeled rapid transportation are people who race against time, and they go to the insurance company in person, which is time-consuming and laborious; As a result, the ** query has risen, a** dialed to the insurance company, all the information can be collected, but many car owners find that the dialing ** is often in the busy state of the busy line, even if it is dialed, the contract information and claim information of the query results are a lot of difficult to remember; Ping An has integrated and improved the advantages and disadvantages of the previous inquiry methods, and launched a new online inquiry system, which allows the policyholder or the insured to register and log in to Ping An One Account with a valid ID number and policy number, and then can query the policy number of Ping An Auto Insurance through the system, including the details of the insurance type, the amount insured, the insurance period, the status of the policy, etc., and all kinds of information are readily available. It's quick and easy.

Motor vehicle insurance, also known as "car insurance", is a kind of transportation insurance that takes the motor vehicle itself and its third-party liability as the insurance mark. Its insurance customers are mainly corporate bodies and individuals with various motor vehicles; The subject matter of its insurance is mainly various types of automobiles.

How to check the insurance company and policy number:

1. Inquire through the network.

Now that the Internet has become ubiquitous, many things are done through the Internet. Nowadays, many people have inquired about car insurance content through the Internet, such as Dakang Chache. Just open WeChat and search:

Dakang checks the car, you can know the name of the insured company, compulsory traffic insurance premium, commercial insurance premium, compulsory traffic insurance policy number, commercial insurance policy number, insurance name and so on.

Online inquiries can save a lot of time and energy for car owners, so that car owners can understand questions about car insurance without leaving home. Enter your own vehicle information, you can quickly see all types of vehicle insurance costs, so that people can understand their strong insurance content in detail.

2. Inquire through **.

Not only can you check the details of all vehicle insurance, but you can also buy insurance, which is a method that many people use nowadays. Since some insurance companies sell vehicle insurance directly, insurance companies sell many insurances. It is quite convenient and fast to insure your car and inquire about vehicle insurance through **.

Nowadays, many insurance companies have this kind of service, and this service method of Ping An Insurance Company is very popular with people now.

3. Check by going to the staff of the insurance company.

This is the most direct and effective way to inquire about the details of vehicle insurance. This allows for better communication with the insurance company's staff, allowing the owner of the vehicle to be more thoroughly aware of all aspects of the vehicle.

The insurance period shall not be less than five years if the insurance period is less than one year, and not less than ten years if the insurance period exceeds one year. The insurance company is obliged to keep the customer information and the content of the recording confidential and shall not be used for other commercial purposes.

Article 36 Insurance companies shall strengthen the management of sales information and data, ensure the security, integrity, accuracy and timeliness of information and data, and do a good job of data backup. The seamless connection between the sales system and the core business system of the insurance company should be realized.

You can check the compulsory vehicle insurance policy directly online.

Open the search**, enter the name of the insurance company you are insured and the car insurance, open the car insurance page of the insurance company, look for the policy inquiry, and then enter the license plate number and the ID number of the policyholder to check. When signing a compulsory insurance contract for motor vehicle traffic accident liability, the policyholder shall pay all the insurance premiums at one time. The insurance company shall issue an insurance policy and an insurance mark to the policyholder.

The insurance policy and insurance mark shall indicate the insurance policy number, license plate number, insurance period, name and address of the insurance company, and the claim number. The insured shall place an insurance mark on the insured motor vehicle.

The style of the insurance logo is unified across the country. The insurance policy and insurance mark shall be supervised by the insurance regulatory authority. No unit or individual may forge or alter or use forged or altered insurance policies or insurance marks.

When signing a compulsory insurance contract for motor vehicle traffic accident liability, the policyholder shall not request the insurance company to attach other conditions in addition to the insurance terms and insurance rates.

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To find out which company the vehicle insurance is, you can check the policy, **inquiry, **inquiry and counter inquiry.

If you need a more in-depth answer, you can click the link below to receive exclusive services1, view the policy: car owners can identify the car insurance underwriting company according to the words on the relevant policies and documents at the time of application. "

3. Counter inquiry.

If you have any other questions, you can continue to ask, and the review will not close the session.

The process of checking your car's compulsory insurance policy is as follows:

1. First of all, enter PICC car insurance in the browser and find the official **;

2. After entering, click on the personal center on the right and select My Policy;

3. You need to enter your mobile phone number to get a verification code;

4. Enter the verification code and click Log in Now.

5. You can see the compulsory traffic insurance policy insured;

The full name of compulsory traffic insurance is "compulsory insurance for motor vehicle traffic accident liability", which is a compulsory liability insurance for the personal and property losses of the victim caused by a road traffic accident caused by the insured motor vehicle within the liability limit.

Compulsory liability insurance is the first compulsory insurance system in China that is prescribed by national law. Its premium is subject to a unified national charging standard, which is uniformly stipulated by the state, but the compulsory traffic insurance of different car models is also different.

The electronic policy of compulsory liability insurance can be queried through the official website and third-party tools. As follows:

1.Open the version browser in the iphone13 mobile phone version, open the insurance company** for policy information inquiry, and provide identity information and vehicle information as required, you can query the existing policy and obtain an electronic policy.

3.After we have completed the car insurance, the insurance company will send an email or SMS to inform the policyholder, which will generally include the details of the vehicle, the link to the car insurance policy**, the policy number and other information.

4.The official channel inquiry of the insurance company can be through the official website of the car insurance company, WeChat***, official APP version and other channels to inquire about the policy, and the license plate number, policy number, mobile phone number and other information need to be provided when querying.

5.This is an official service platform set up by the Insurance Industry Association, and after entering the information, you can query all the policies you have insured.

6.Official inquiry: Some traffic police departments can also provide compulsory insurance policy inquiry services. For example, the provincial traffic police corps of the Hunan Provincial Traffic Police can be queried on WeChat***, click on "convenient service" in the menu bar, and follow the page prompts to query the electronic policy.

Extended information] compulsory traffic insurance, that is, compulsory liability insurance for motor vehicle traffic accident liability, is a compulsory liability insurance for the insured motor vehicle road traffic accident caused by the victim's personal and property losses (excluding the insured and the vehicle personnel), within the liability limit, is the mandatory type of insurance required by the state to purchase. Nowadays, China's car insurance policies have all been electronic, so many car owners will choose to buy compulsory traffic insurance online because of time problems.

Compulsory liability insurance for electronic insurance policies has the same legal effect as paper insurance policies. If the car insurance electronic policy has been officially promoted and implemented locally, and the traffic management department and the insurance company have realized online information exchange, then, when the traffic police check the car, the car owner can directly provide the information of the electronic policy of the compulsory traffic insurance, and can log in to the official website of the insurance company or a third-party platform to show the traffic police, such as the insurance company's *** or small program.

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Click the service pop-up drop-down menu and select [Vehicle Status Query].

Compulsory liability insurance policies can be inquired in the following ways:

1.You can check on the official website of the insurance company, and after entering the password, you can see all your policies;

2.You can check on third-party platforms such as the insurance company's official website, for example, Ping An Auto Insurance can enter the "Personal Center" in the "My" of Ping An Good Car Owner, and you can see your car insurance policy;

3.If it is a compulsory insurance purchased through an insurer, you can also directly find the insurer to check the compulsory insurance policy.

Extended Materials. There are five main differences between compulsory traffic insurance and commercial insurance:

First, the principle of compensation is different.

Second, the scope of protection is different.

Third, it is mandatory.

Fourth, according to the provisions of the "Regulations", the compulsory traffic insurance implements a unified national insurance terms and basic rates, and the China Insurance Regulatory Commission approves the rates in accordance with the principle of "no profit and no loss" in the compulsory traffic insurance business as a whole. It can be seen that the purchase of compulsory traffic insurance is basically the same.

Fifth, the compulsory traffic insurance implements a sub-liability limit. It can be seen that the purchase of compulsory traffic insurance should clarify the sub-responsibilities.

Mandatory vs. non-mandatory.

According to the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability, the owner or manager of a motor vehicle shall be insured with compulsory insurance, which means that as long as the owner buys a car, he needs to insure it every year. At the same time, the insurance company cannot refuse to underwrite, delay the underwriting and terminate the contract at will. Commercial insurance, on the other hand, is not mandatory, and the policyholder and the insurance company enter into an insurance contract under voluntary and equal conditions.

Therefore, the car owner can also only insure the compulsory traffic insurance, of course, because the scope and degree of protection are relatively limited, the risk is greater.

The breadth and narrowness of the coverage.

Compulsory traffic insurance has a wide range of coverage, while commercial insurance has a relatively narrow coverage scope. In the event of an insured accident, the compulsory traffic insurance shall not only bear the liability for damages that should be borne by the insured according to law when the insured is liable, but also bear the corresponding liability for damages when the insured is not liable. In commercial insurance, the insurer is not liable for compensation if the insured is not responsible or at fault.

In addition, there are many situations in which the insurer will not be liable for compensation under the "Exclusion of Liability" section of the commercial insurance clause.

Is there a preferential rate?

The insurance regulatory commission shall approve the rate in accordance with the principle of "no profit and no loss" in the compulsory traffic insurance business as a whole, such as the basic premium of an ordinary private car for a year is 950 yuan, and no insurance company shall provide preferential treatment without authorization. For commercial insurance, each insurance company can decide the extent of the discount within a certain range.