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It's okay to talk to himself next to him, there is no money to buy a dress, there is no money to buy a mobile phone, there is no money to buy food.
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It depends on how much money he borrows. If it's a lot, you can find a time to ask him out for a drink, to a place that sucks. After drinking, ask the boss to come to you to check out, and you say while checking out
Hey, I've run out of money again, and it looks like I'm going to have to borrow some from a friend! As long as he hears it, I don't believe he doesn't understand!
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If you are afraid of hurting and getting angry, you can tell the other party that you are in a hurry to use the money and ask him to return the money you borrowed before. But for people who are unconscious, I don't think there is still the need to be friends.
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Let's say it directly, this is what it means to turn around and feel the corners, others can hear it, and it seems that you are a scheming person, anyway, you are a friend, just say it directly. A friend who can lend him money must be a good friend as well.
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Go out to eat with him, then don't check out, run away, order what you want to eat, come preciously, and then take the toilet opportunity and run away.
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If it's a more ordinary friend, then it's normal to tell him about your situation, no need to be euphemistic, that will make others think you are fake, it's very simple to explain the problem, they are all adults, they can understand the debts and repay, and they don't have a face.
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I guess my friends are more conscious, and after borrowing it, they will pay it back soon after. For those who are unconscious, just say: I don't have money ...... eitherTotally OK.
for you lent it to him, and when you asked for it, you sinned against him. Why bother to make yourself unhappy?
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When you play together, you pretend to be unintentional and joke: By the way, the money you took from me last time will be paid back with interest, don't you know that the central bank is always raising interest rates? I'm also lending loan sharks here, haha, and I brought it up with a joke, and I think that's a good statement.
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On a sunny day, I asked him out, and then pointed to a cloud in the sky and asked, "Look at that cloud, it doesn't look like the two hundred dollars you borrowed from me last time?"
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A true friend doesn't need you to remind him, and if he doesn't mention it, it means that he has difficulties, and if he is a real friend, don't mention it.
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To put it bluntly, my brother still settles accounts, and what can I do if I borrow money from others and don't have the courage to collect debts.
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It's better to say it directly to friends. It seems like it's your fault.
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sang Eason Chan's "Your Backpack" to him every day, and only sang one sentence: Why don't you return what you borrowed.
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If that's the case, I think it's better to tell him that I'm more realistic.
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It is also a very normal thing to encounter the phenomenon that friends owe money and never pay it back in ordinary life. It is not difficult to solve such problems, as long as you think about the problem from the right perspective and solve it in the right way, you can not only maintain the relationship between the two people, but also easily make your friends pay back the money you owe. Today, I will share with you a few tips, I hope it will be helpful to you:
1. You can ask your other half to remind your friends to pay back.
There are many people who can readily agree to borrow money from their friends, but they will encounter problems that have not been repaid for a long time, and when they are with their friends, they feel that they have forgotten to find themselves.
Borrowing money. I thought about how to remind myself to pay back the money, but I couldn't talk about the relationship with my friends. At this time, we can ask our partner to remind our friends to repay the money, find a suitable time and place, and make an appointment to have dinner at home, preferably with a little wine.
In such an environment, let your partner remind your friend to pay back the money, which will not only maintain a good relationship with your friend, but also let your friend know instantly that he owes you money.
Second, you can directly remind him to pay back the money in an open and honest manner.
I'm sure you've all heard of "brothers."
If a friend borrows money from him but never pays it back, then you, as his real friend, can directly remind him to repay the money openly. It's also a very wise choice not to lie to your friends. This is likely to affect the relationship between the two, and it is very easy for friends to break off relations with themselves when they know the truth.
If you really ask your friends about their difficulties, I believe that he will definitely solve them for himself.
It's also a commendable thing to lend a helping hand to a friend, but if you don't pay back the money after reminding your friend, then you need to be more cautious, because there are some "friends at the wine table" who are not worth making friends with.
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You can tell your friend that I am in financial difficulties now, ask your friend if he has money, and if his friend wants to pay you back, he will definitely remember. You can also talk to him about money, and when you talk about it, you can pretend that you suddenly remember that he still owes you some money.
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Ask him directly, don't feel embarrassed, it's your money, you should come back, if you borrow it, you can pay it back, you just tell him directly, or maybe he forgot it. If there is still this situation in the future, if you are embarrassed to ask for money, I suggest that you can sign an electronic IOU with a friend next time you borrow money, and when the repayment deadline is up, the program will automatically send a message to remind him to repay the money, which avoids the embarrassment of asking for money.
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You can tell him that you want to buy something, but you don't have any money on hand, see how he reacts, and if he pretends not to understand, just ask him for money, don't be used to this kind of person.
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You could say you haven't had any money to spend lately. Hands are particularly tight. You also have to tell him that you haven't paid back the money you owe me before, can you pay me back first? I'll use it first.
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I'm really very experienced in this, I'm like a piggy bank, my husband's family, my husband's friends all care about him borrowing money, he is embarrassed to refuse, then I have to ask for money, I have to come to the money, these years are also a little experience, the money taken out of my hand is not to come back, and finally if it hurts the feelings between brothers because of this money, I don't think it matters, such a person is not worth making friends, after all, when borrowing money, it sounds good, and when you pay back the money, you don't recognize people, Such friends are worthless.
Incident 1: My husband has a good brother who grew up together, saying that his mother-in-law was hospitalized to borrow 50,000 yuan, and when his mother-in-law was discharged from the hospital, he would pay me back, at most a month, this is life-saving money, I said to my husband at the time, do you want to borrow 10,000 yuan? 50,000 is a bit much, my husband was unwilling, and he quarreled with me, borrowed money, and wrote me an IOU a month, which was written in black and white, but as a result, the money was not paid back after a month, saying that the child was sick and would be hospitalized with this money.
After half a year, the money was not returned, I chatted with his buddies all day long, and said that I had a relationship problem with my husband, and I cried with him a few times if I was fine, and then his brother ignored me, so I went to his house, and if he didn't open the door, I would go to his mother-in-law's house, not money, it was family disharmony, and there was a problem with the relationship between husband and wife.
Event 2: This is my husband's family, his family always feels that my family has a little money, trying to manage my husband to borrow money, this person is also interesting, don't borrow more than one hundred and two hundred, my husband is behind my back to borrow secretly, and I won't pay it back after borrowing, this WeChat has the details of the transfer red envelope, where the money went I am not stupid, for this kind of person I use another way, what is his birthday, that marriage and divorce, I will not take a penny, directly tell him, my husband borrowed the money as a gift, If there is something in my family and he doesn't take the money, I will fight with him, and I earn the money, and I will repay the loan.
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Tell him what furniture you want to buy, but you're a little short on money, can you ask him to pay you back a little first?
Generally, smart people will pay you back the money directly, but those who borrow money and don't pay it back are probably pretending to be stupid over there.
I really hate people who borrow money and don't pay it back, my husband lent his brother a few thousand yuan, his brother hasn't paid back a penny for three years, I asked her for 1,000 yuan, because I want to buy a mobile phone, and I am short of money. He said he had no money ......During the Chinese New Year last year, he changed his wife with a new batch of furniture ......This is a typical example of borrowing money and not paying it back. The most excessive thing is that he is short of money for the Chinese New Year this year, and then he asked my husband to borrow money ......I don't pay back the money I owe, and I still have the face to continue to borrow ......
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You can tell him that tomorrow is your wife's birthday, and then you want to buy her something, and then how much money you have in your hand now, but how much money is missing, which is the amount of money he borrowed from you, and then ask him for it.
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Then find an excuse to borrow money from him, and borrow a lot more money than he borrowed from you, and then he will remember to borrow your money.
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You tell him that he has been a little short of money lately, and if he has more money, he will pay it back first.
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You can pretend that you don't have any money lately, and then ask him to help you get the money back quickly.
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It is indeed uncomfortable to meet friends who borrow money and do not pay it back, but in fact, this problem does not need to be raised euphemistically. Or should it be more direct.
If you open your mouth tactfully, you can ask him to borrow it, or you can ask him how he is doing and whether he is doing well, but since he is not paying it back. None of these arguments will have any effect.
Or should it be said directly. When can I pay it back to myself, I don't have it now, and I also need to set a deadline. It's better to be resolute. It is possible to return it as soon as possible.
In fact, such friends are no longer real friends. There is no need to save any face by eating.
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The first: self-deprecation. Language is the ** of the strong, the armor of the weak!
The art of using language can also be tactful if it is direct. Self-deprecation is such a little trick: Ouch, there is one thing that I am really embarrassed to mention, I feel ashamed to say it, I am really exhausted .......
Didn't you lend me a few hundred yuan at the last dinner, can you pay me back my emergency ......? Haha, it really makes you laugh, it's like chasing a few hundred dollars, Mom, it's so embarrassing......
Sometimes honesty is the best**, say these bad thoughts in your heart yourself, and you will find that you are not so embarrassed. And if you say it yourself, people won't be able to squeeze you with this anymore.
The second method refers to the mulberry scolding Huai. When there are three people present, and the person who doesn't pay back the money is also there, you can chat with another person and tell that person: Last time, Nana borrowed 500 yuan from me, and she didn't pay me back for a year.......
It's right, and he was embarrassed to listen to it when he scolded him. If he wants to lose face, he should pay you back.
The third type is moral role models. It's similar to pointing at Sang and scolding Huai, but in the opposite direction. It's to set an example and be a model, look at how noble I am, are you ashamed, ashamed or not, and you still don't pay back?!
It's also the case that with three people present, you can chat with another friend and naturally lead the conversation to money. And then: That Nana is so good, I don't know her well, I almost had money to buy clothes, and she lent me five hundred yuan.
I said I'll pay her back in three days, but I haven't met her for a long time, and I don't know where to go, I'm really embarrassed! Your friend's will definitely say, it doesn't matter, it's not a ...... of not paying it back. Then you can publish the chicken soup :
Heck, it's not difficult to borrow and repay. Well, when everyone is in trouble, people help me, if I don't change people quickly, I can't get over ...... in my heartTo be a man is to talk about credit ....... In short, the truth is right.
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Debt repayment, originally it should be the thing, but now I feel that the person who borrowed money doesn't give you really no way, I feel that I can only borrow money from you, but I am not ready to pay you back at all, and you are embarrassed to urge, for fear of hurting your friend's feelings. How do you get the money back smartly?
1. Be outspoken. If the other party is really a friend with whom you have a good relationship, and you don't pay back the money when the time comes, you can't rule out the possibility that you really forgot, so at this time, you bluntly reminded him in a joking tone, "Hey, when are you going to repay the creditor?" "It can also be said that I don't have a penny in my pocket now, and you are not ready to pay me back, I have a good meal or something, of course, I can remind the other party that it is best to repay the money on the basis of not hurting my feelings.
Or the other party is deliberately consuming your friendship and defaulting on debts, then you might as well pay back the money bluntly, after all, friendship can't be eaten as a meal, but money can.
Second, in the way of others. If the friend who borrowed money from you is just a general acquaintance, you are embarrassed to ask the other person for money directly, but you have to get the money back anyway. Here's a little suggestion to repay the rules of others and borrow money from him.
Find an excuse for lack of money, borrow money from the other party, and mention in the middle of the conversation, "Hey, did you borrow my money back?" "If the other party doesn't borrow money, ask the other party to pay it back. Using borrowing money as an excuse, it not only reminds others that they have borrowed money, but also explains their own predicament of lack of money, so that the other party cannot refuse no matter what.
III. Laws**. If the previous methods do not return the money, and the loan amount is large, and the other party has the posture of cutting off your robe and not paying back, then try to use the law**. Collect and keep the evidence of the money borrowed by the friend, and ask the court for the return of his property in a scientific and righteous way.
Money and feelings in life are difficult to measure, if you don't know whether to tear up friendship for money, then don't think about it, friends who borrow money and don't pay it back can't talk about friendship.
Take the right path.
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