Have you ever met a friend who borrowed money and didn t pay it back? How did you cope?

Updated on society 2024-04-20
7 answers
  1. Anonymous users2024-02-08

    This kind of person can be seen everywhere, not unusual, probably everyone will meet one or two such people. It's okay for him to borrow money, and then it's our business to ask for money, and I'm quite embarrassed when I ask for it, but I have to ask for it, and I can't condone his bad problem. When we meet this kind of person, our cheeks can only be thicker than him, otherwise we will not return the money at all, and let him remember that the daylily was cold when he returned it.

    I have a classmate in college who used to be in a high school class, and we usually know each other very well, and he is still a boy, and once he asked me to borrow money, and he was still in a hurry. At that time, when he borrowed it, he told me that he would pay it back tomorrow, but he needed money urgently, and he didn't have enough cash at that time. I simply lent it to him, but I almost didn't wait for this day.

    A day or two passed, then a week passed, and then a month passed. I noticed that he had a tendency not to pay it back. Then I started crying poor in the circle of friends, saying that I had no money to buy this today, and tomorrow I said that I wanted to eat that and I had no money.

    It was better to give him a vaccination in advance, and then he took the initiative to return it, but he didn't. So I told him directly one day, I really don't have money to spend recently, can you pay me back, I said I've been embarrassed to ask you, and I'm really embarrassed to borrow some from others. Then he was embarrassed and returned the money to me.

    In this case, it's hundreds of dollars, and if it's a relatively small amount of pocket money, you can ask him for it in a joke. You always have to think of your own methods, and the best way to come up is the one that makes him embarrassed. Originally, it is not a reasonable thing to owe people money and not pay it back, don't lose to others psychologically, and the people who ask for money are very weak and unreasonable.

  2. Anonymous users2024-02-07

    After all, if you need to survive, then you must be able to meet your own material needs, such as you need to eat, you need to wear clothes, these all need to cost money.

    Although money seems to be very useful, money is not a good thing, and there is a reason why you say that. Some people ruin their families because of money, some people can't do it because of money, they turn against each other because of money, and some people wander the world because of money.

    Now many people are moonshine people, they usually do not have the habit of saving money, once there is a time to use money, and they have no money, so they have to borrow money, there is a saying that it is not difficult to borrow and borrow again, but some people speak very well when they borrow money, and they say everything when they need you, and they make an oath.

    But once you get the money, you will not be able to lose time at all, pretend to forget, you yourself are embarrassed to ask him directly that day, but this kind of person is relying on this kind of behavior and habits, just borrow money and pretend to forget, when you talk about it, he will find all kinds of excuses to postpone, such as what I forgot that I have no money this month, and I will pay you back when I get my salary next month, this kind of statement is simply unbelievable.

    I myself often meet this kind of person, when borrowing money is very good, after a while forget it without a trace, then there are two ways, the first you lend money to your good friend, and then let your good friend pay back the money, let him be by his side, casually bring it up to see what he says. <>

    The second method is to go out to eat together, and then you don't bring any money with you, let him pay, and after you take it, you bring it up and he sends you money, and the meal money is directly pulled out of it. This kind of is aimed at small amounts. If the amount is large, it will be directly proposed to repay the money, there is an emergency, and the daughter-in-law wants money or something.

  3. Anonymous users2024-02-06

    In the face of a friend's failure to repay the money borrowed, the party concerned may negotiate with him and require him to repay the loan within a reasonable period of time, and pay interest and overdue interest as agreed; If the negotiation fails or the other party does not perform as agreed, it may file a lawsuit with the court, and the court will make a judgment, and after the judgment takes effect, it may apply to the court for compulsory enforcement in accordance with the law.

    [Legal basis].

    Article 676 of the Civil Code.

    If the borrower fails to repay the loan within the agreed time limit, it shall pay overdue interest in accordance with the agreement or the relevant provisions of the state.

    Article 120 of the Civil Procedure Law of the People's Republic of China.

    A complaint shall be submitted to the people's court, and copies shall be submitted in accordance with the number of defendants.

    Article 236.

    The parties must perform on legally effective civil judgments and rulings. If one party refuses to perform, the other party may apply to the people's court for enforcement, or the adjudicator may transfer it to the enforcer for enforcement.

    Article 242.

    If the person subject to enforcement fails to perform the obligations set forth in the legal document in accordance with the enforcement notice, the people's court has the right to inquire about the property of the person subject to enforcement, such as deposits, bonds, shares, and shares. The people's courts have the right to seize, freeze, transfer, or sell the property of the person subject to enforcement according to different circumstances.

  4. Anonymous users2024-02-05

    Summary. What will you do if a very good friend borrows money and doesn't pay it back?

    Glad to answer for you :

    1. What should I do if my good friend borrows money and doesn't pay it back?

    1. Open directly when it expires.

    Friends who have not repaid their debts when they are due may not be able to repay, may have forgotten, or may even have no intention of repaying at all, but no matter what, as long as they forget to repay the money, they can take the IOU and tell their friends clearly. Regardless of the outcome, it is necessary to negotiate first, and if the negotiation fails, other methods will be adopted.

    2. Be clear in person when you see the opportunity.

    This method depends on the opportunity to exercise, for example, when everyone is together, and you just need money, it is best to have a friend in the scene, open your mouth and ask the borrower to ask for it, people nowadays generally have a good face, in that case, and he just happens to be able to change, it is generally a better time.

    What will you do if a very good friend borrows money and doesn't pay it back?

    What will you do if a very good friend borrows money and doesn't pay it back? I'm glad to answer for you: 1. What should I do if a good friend borrows money and doesn't repay it 1. Friends who don't repay their debts when they expire may not be able to repay, may have forgotten, or may even have no intention of repaying at all, but no matter what, as long as they forget to repay the money, you can take the IOU and tell your friends.

    Regardless of the outcome, it is necessary to negotiate first, and if the negotiation fails, other methods will be adopted. 2. Look at the right time to be clear in person This method depends on the opportunity to exercise, for example, when everyone is together, and you just need money, it is best to have a friend in the scene, and the person who borrowed the money wants, people nowadays generally have a good face, in that case, and he just happens to be able to change, it is generally a better time.

    3. When a friend refuses to repay the money, you can tell the other party to borrow money to deal with the emergency, and the amount borrowed can be about the same as the amount you lend out. If the other party remembers that they still owe you money, it is easier to pay it back automatically, but if the other party does not mention repaying the money but lends you money, then you can mention the matter of lending money to him, and then you can get the money. What should I do if my good friend borrows money and doesn't pay it back.

    I hope mine can help you <>

  5. Anonymous users2024-02-04

    Legal analysis: The way to deal with a friend who borrows money but does not pay it back is as follows:

    1. Negotiate with the other party first to see if you can get the arrears back.

    2. Legal means mainly refer to solving problems through litigation. Collect evidence and go to court to sue and demand repayment. For private loans with regular repayment, the statute of limitations is 3 years from the date of expiration of the repayment period, and the right to request protection from the people's court is lost if it is overdue.

    Legal basis: Article 119 of the Civil Procedure Law of the People's Republic of China stipulates that a lawsuit must meet the following conditions:

    1) The plaintiff is a citizen, legal person, or other organization that has a direct interest in the case;

    2) There is a clear defendant;

    3) There are specific litigation claims, facts, and reasons;

    4) It is within the scope of civil litigation accepted by the people's court and the jurisdiction of the people's court receiving the lawsuit.

  6. Anonymous users2024-02-03

    The solution to the problem of not paying back the money borrowed by a friend is as follows:

    1. On the basis of voluntary and mutual understanding, the parties shall directly negotiate or invite a third party to mediate and resolve the dispute

    1) When the creditor's right is due or about to expire, if the debtor is temporarily unable to repay the debt but has the sincerity to repay the debt, the creditor may negotiate with the debtor on the term, method and amount of the debt to be performed, and urge the debtor to perform the debt or sign a repayment agreement;

    2) If the creditor's right is secured by a mortgage or a third party provides security, the creditor may negotiate with the mortgagor or guarantor to enable the mortgagor to repay the debt with sufficient collateral assets, or the guarantor to repay the debt on behalf of the guarantor;

    2. Seek help from a lawyer and send a lawyer's letter to collect creditor's rights

    The lawyer will draw a plan for recovering the creditor's rights based on the process of loan formation, the evidence in the creditor's hand, and the relevant corresponding laws. According to the situation, a lawyer's letter will be issued to the borrower to collect the creditor's rights;

    3. Carry out pre-litigation preservation to prompt the other party to respond positively

    In order to protect the lawful rights and interests of the parties, it is stipulated that if the legal interested party does not immediately apply for property preservation due to the urgency of the situation, its legitimate rights and interests will be irreparably harmed, and the creditor may apply to the court for property preservation measures before filing a lawsuit.

    4. A civil lawsuit may be filed with the people's court to demand that the other party repay the arrears, and the people's court will make a judgment and make a civil judgment in accordance with the law at the end of the trial.

    The law is based on the dustArticle 188 of the Civil Code of the People's Republic of China.

    The statute of limitations for filing a request to a people's court for the protection of civil rights is three years. Where the law provides otherwise, follow those provisions.

    The limitation period is calculated from the date on which the right holder knows or should know that the right has been damaged and the obligor. Where the law provides otherwise, follow those provisions. However, if more than 20 years have elapsed since the date on which the rights were infringed, the people's courts will not grant protection, and where there are special circumstances, the people's courts may decide to extend the rights holder on the basis of the right holder's application.

  7. Anonymous users2024-02-02

    Since ancient times,It is only natural to repay debts, borrowed someone else's money, just to alleviate the urgent difficulties at hand, after this stage, it is time to repay the favor and pay back. I am often in a hurry to owe money, and after repaying the money as soon as possible, there is no pressure on my body, and I am relaxed.

    But in modern society, those who owe money are not in a hurry, like an uncle, but those who collect debts should be cautious, afraid that their money will never be recovered. It is precisely because after seeing more such scenes that there are more and more people who are unwilling to borrow money, not because they are unwilling to help, but because they are afraid of losing money.

    The following two kinds of people, once they lend him money, they will never return, and the following manifestations are signs, don't be lucky, and when you are deceived and can't get the money back, you can only regret it.

    01. Poor and incapable of repayment

    Borrowing money has always been particular about borrowing money without borrowing poverty, if it is just a temporary capital turnover, there is usually some accumulated material foundation, helping this time, but also only to help through a difficulty, with his original ability and money, he will soon be able to return life to its original state and get on the right track.

    But helping the poor is different, he has no ability and channels to earn money, and the reason why he chooses to borrow money is because he can't live anymore, so he can only borrow. The money you lend him will not be used to manage his finances, nor will he use it to invest, but will only use it to sit and eat.

    No matter how much you persecute him, he has two words: if you don't have money, you will be helpless against him.

    2. There are few friends and family affection

    Borrowing money and not paying it back is not right from both a moral and a legal point of view. But it is very tricky, no one will sue a person because of this money, and no one has the energy to stare at each other every day, or put down their faces and do some spilling and rolling behavior. I can only polish my eyes and see people more clearly.

    A person with good character will never borrow money and not pay it back, because he has the constraints on himself in his heart and the bottom line of being a man and doing things. But if he has traces in other aspects, he has traces to follow, he doesn't have a few friends, even if he has a relationship, he is not close, and his relatives are estranged, generally speaking, this kind of person may have a very low emotional intelligence, poor interpersonal relationship handling, or he has a problem with his own character, so he will be kept away in various ways.

    To lend money to this kind of person is to use his own money to bet on his character, and the end can only be a mess.

    In life, there is no need for money for food, clothing, housing and transportation, and it is precisely because of this that money is so important. When money is tight and you can't turn around, it seems that everything in your life is against you. At this time, you can only ask others for help.

    No one's money is blown by the wind, it is all earned by hard work, so before borrowing money, be sure to weigh it in your heart. People with the above three manifestations are people who borrow money and do not repay the potential danger, and when they open their mouths to borrow money, it is better to refuse. You can't help with money, but you can do it in other ways.

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