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Huabei. If it cannot be staged, it is likely due to the following reasons:
1.The consumer merchant does not provide Huabei installment service.
2.Huabei's current available quota is insufficient to pay the amount of the product (installments also need to be paid in a lump sum, but they can be repaid in installments).
3.The merchants who consume have not opened the Huabei money collection function at all, and they cannot use the payment method of Huabei.
4.The transaction amount of the commodity does not reach the starting amount specified in the Huabei installment (for example, if you consume in **, the starting amount of the Huabei installment is 600 yuan, and if the payment amount is less than 600 yuan, you naturally cannot use the Huabei installment).
5.The system detects that there is a risk in the current trading environment and restricts trading.
6.Huabei may be due to the customer's risky operations such as illegal cash-out and score swiping, or bad behaviors such as always changing equipment login, frequently changing bank cards, changing mobile phone numbers, etc., resulting in an increase in account risk, and the system is therefore subject to risk control.
account. 7.Recently, the repayment has been overdue, resulting in damage to personal credit, and the Huabei account has been frozen by the system.
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Hello, if Huabei can't pay it back, it is likely to be caused by the following reasons: 1The customer has not confirmed the receipt after spending with Huabei, so the transaction has not actually been recorded.
After the receipt is confirmed, the transaction is credited to the account, and the bill will come out and you can repay the loan. 2.The customer logged in to the wrong Alipay account, and the Alipay account logged in was not actually using the Huabei account (the email address and mobile phone number may be two different accounts).
Customers can switch to the correct Alipay account to repay the loan. 3.Repayment is not possible due to restrictions on account balance payment.
In this regard, although customers cannot take the initiative to repay, Huabei has opened the automatic repayment function by default, so as long as customers deposit money into the balance of their Alipay account, bound savings card or Yuebao, the system will naturally automatically deduct it on the repayment date. 4.If the system fails or the network is not good, the customer can change the network connection to a better point, and then log out and log in again, or contact Alipay customer service for consultation and let the customer service solve the system failure problem.
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There are two situations in Huabei installment, one is Huabei installment, and the other is Huabei bill installment. Huabei installment payment means that you directly choose installment when placing an order to pay, and repay the loan on time after the account is issued. The steps of Huabei bill installment are:
Go to the My Bills page, click [Bill Installment] below, select the amount and number of installments you want to install, and then click [Confirm Installment] below. Huabei installments generally support repayment in 3, 6, 9 and 12 installments, and the specific number of installments and handling fees are subject to the display on the page.
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Reason 1: The quota is insufficient.
Ant Huabei can only pay for physical purchases, and cannot pay for transfers, ** and non-physical things such as stored value cards. And there is a quota for Ant Huabei, if this month's quota is used up, it is natural that you can't use Ant Huabei in Lunna.
Cause 2: The merchant account is abnormal.
If the merchant's Huabei is suspected of abnormal use and is suspended, everyone will naturally not be able to use Huabei to pay. For example, there were too many fake transactions that harmed, resulting in the store's Huabei payment function being temporarily frozen.
Reason 3: Huabei is overdue.
If the repayment of Huabei with Ah is overdue (there is no repayment before the 10th, or the repayment amount is insufficient), then everyone's Ant Huabei will also be temporarily frozen, and Huabei will naturally not be able to be used.
If the overdue time is short, it is recommended that you repay the loan quickly, after repayment, you can continue to use it after recovering the limit, if the overdue time is long, then it will take a while to resume normal use.
Reason 4: The merchant does not support it.
When using Ant Huabei, you also need the other party to support Ant Huabei payment, if the merchant's store has not opened Huabei, it is naturally impossible to use Huabei.
For example, not all ** stores can use Huabei, you may wish to go to other stores to have a look.
Reason 5: Huabei is controlled by risk.
Huabei being controlled by risk may also lead to Huabei being suddenly unusable, and being controlled by risk is generally because it is overdue and is under risk control, or frequent cash-out is under risk control. If it is overdue and is subject to risk control, then you only need to pay off the amount of the overdue period, and the recovery amount can continue to be used after a period of time.
If it is because of frequent cash-out, the system will give the wind slowing and drying control time according to the judgment of the behavior situation, and it is not possible to continue to use Huabei during the risk control time, and it can only continue to be used after the risk control period. How to remove Huabei's risk control:
1. Improve account activity, such as frequent consumption with payment, and Alipay payment for meals and drinks in offline stores, with multiple small amounts.
2. Maintaining a personal credit history can help increase the limit.
3. Bind credit cards to repay more and accumulate sesame credit.
4. Participate in various activities of Alipay, such as charitable donation activities, and the amount is voluntary.
5. If you can put some spare money in Yuebao, the more you put it, the more powerful.
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