How to surrender good medical insurance, how to surrender good medical insurance

Good medical insurance surrender method:

2. Open the Alipay homepage, click "My", find "My Customer Service" at the bottom of the page, click "**Service" after entering, and then enter "Good Medical Insurance Surrender" on the page, after which the system will send detailed policy information, select the policy you want to cancel, and select the reason for surrender, and then the page will remind the user whether to consider it clearly, at this time, there is a "click this unsubscribe" below, click "Confirm Surrender" again after clicking, and enter Alipay's payment password to verify your identity, and then the surrender is successful.

3. You can also enter the "Ant Insurance" channel through the Alipay homepage, click on the medical insurance to enter the policy, find the surrender button and follow the page prompts.

Alipay good medical insurance surrender precautions: there is a 15-day hesitation period for applying for medical insurance, if the surrender application is made within 15 days, then the insurance company will refund the premium paid in full, if it exceeds 15 days, there will be a certain economic loss.

Good Medical Insurance is a million-dollar medical insurance product with a 6-year guaranteed renewal, which includes: 2 million for general hospitalization, 4 million for 100 major diseases, 10,000 deductibles for 6 years, and 0 deductibles for critical illnesses. It includes functions such as medical advance payment and green medical channel.

For outpatient and emergency expenses before and after hospitalization, good medical insurance only covers "7 days before hospitalization and 30 days after". There is a guarantee of 1 million for proton and heavy ion medical treatment, but the compensation amount is only 60%, and overseas medical treatment and special medical treatment are not reimbursed.

How to surrender a good medical insurance policy?In Alipay, good medical insurance, and small programs. Find you. Buy health insurance. Just surrender the policy.

1. First of all, click on the My Customer Service option on the Alipay homepage.

2. After that, select the dialog box below My Customer Service.

3. After that, enter the medical insurance surrender in the dialog box.

4. After that, you will be asked to select the reason for surrender, and you can choose at will.

5. Then click the Click Here Unsubscribe button below.

6. After that, enter the payment password of the payment luck.

7. Then click the Confirm Surrender button below.

8. In this way, the good medical insurance will be successfully surrendered.

The Insurance Law stipulates that an insurance contract is formed when the policyholder makes an insurance request, and the insurance company agrees to underwrite and reaches an agreement on the terms of the contract. After the policyholder pays the insurance premium, the insurance contract takes effect. The insurance company shall start to bear the insurance liability according to the time agreed in the contract.

Insurance liability remains in place until the contract is terminated. After the policyholder pays the premium, the insurance liability begins.

The termination of the contract does not extinguish the insurance liability that has already begun, and the insurance contract continues to be in force until the contract is terminated, and the insurance liability still exists. The insurer continues to be liable for the insured event before the termination of the contract.

Good medical insurance can be surrendered, the hesitation period of good medical insurance is 15 days, if there is a need to surrender, you can surrender within these 15 days, generally you can refund the premium paid in full, but the cost may be deducted. If you surrender the policy after the cooling-off period, you will only be refunded the cash value of the policy. If you need to surrender your medical insurance, you can apply for surrender directly on the insurance platform, or you can call customer service ** to apply for surrender.

Good medical insurance can be refunded, and the general surrender process is as follows:

Operating environment: mobile phone: iphone12

System: Software: Alipay.

1. Open Alipay and click on the lower right corner on the Alipay homepage"Mine"and find it"Ant Protection"Click to enter;

2. Click on the home page in turn"Mine"-"All policies", find the policy of good medical insurance, click to enter the details page;

4. Find"Go to Surrender", click to select the policy you want to surrender, and complete the surrender operation.

Good medical insurance is divided into a variety of types, such as good medical insurance long-term medical care, as well as good medical insurance hospitalization medical treatment, etc., the scope of coverage, the amount insured, the premium, etc. are different, it is recommended that the policyholder should carefully read the terms of the contract before applying for insurance, and choose the right product for insurance, otherwise the later surrender may cause certain losses!

Legal basisArticle 23 of the Social Insurance Law of the People's Republic of China Employees shall participate in the basic medical insurance for employees, and the employer and the employee shall jointly pay the basic medical insurance premiums in accordance with the provisions of the State. Individually-owned businesses without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other flexibly employed persons may participate in the basic medical insurance for employees, and the individual shall pay the basic medical insurance premiums in accordance with the provisions of the state.

Good medical insurance is a series of medical insurance products on the Alipay insurance platform. Good medical insurance is customized and developed by insurance companies such as Chinese Insurance Health, Chinese Property Insurance, Zhongan Insurance, Sunshine Property Insurance and other insurance companies for Alipay insurance platform users, including good medical insurance long-term medical care, good medical insurance inpatient medical care, good medical insurance lifelong cancer prevention medical insurance, good medical insurance pre-medical imitation cancer prevention special drug insurance, etc.

Good Medical Insurance is a comprehensive Internet insurance platform under Alipay, with the vision of making every family have protection, and cooperates with insurance companies to provide carefully selected protection products for every family.

Alipay insurance covers a variety of insurance types, including health insurance, life insurance, accident insurance, annuity, car insurance, and other non-auto property insurance. In order to popularize the correct insurance knowledge and concept, the platform also provides users with professional explanations, intelligent needs assessment, product inquiries, and Q&A and other diversified services. Through in-depth cooperation with insurance companies, we customize the preferred products of various insurance types, and accurately push insurance products to users according to the user's risk assessment.

After purchasing, you can easily complete service operations such as policy inquiry and claim reporting on the Alipay insurance platform.

Since its launch in 2016, Alipay's insurance platform has cooperated with more than 100 insurance companies and served more than 500 million users, taking a leading position in the industry. The insurance products listed on the platform are provided by regular insurance companies, and the relevant information of the products and insurance companies is disclosed in accordance with regulatory requirements. There are professional customer service personnel to provide 24-hour service to respond to user needs.

Insurance Law of the People's Republic of China

Article 6 The insurance business shall be operated by the insurance companies established in accordance with this Law and other insurance organizations stipulated by laws and administrative regulations, and other units and individuals shall not engage in insurance business. Article 15 Except as otherwise provided in this Law or otherwise agreed in the insurance contract, after the insurance contract is concluded, the policyholder may terminate the contract, and the insurer shall not terminate the contract.

1. **Surrender.

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1. Open Alipay and click on the lower right corner on the Alipay homepage"Mine"and find it"Ant Protection"Click to enter;

2. Click on the home page in turn"Mine"-"All policies", find the policy of good medical insurance, click to enter the details page;

4. Find"Go to Surrender", click to enter the policy to select the Zao Chi Qin policy you want to surrender, and complete the surrender operation.

[Legal Analysis].Legal basisArticle 2 The State shall establish social insurance systems such as basic old-age insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, and shall guarantee citizens' right to receive material assistance from the State and society in the event of old age, illness, work-related injury, unemployment, childbirth, etc.

If you want to surrender the policy, you only need to contact Alipay's customer service to handle the surrender.

However, it is important to note that if you surrender the policy during the cooling-off period, you can get a refund of all your premiums; If the cooling-off period has passed, only the cash value will be refunded. The exact cooling-off period is how many days and how much the cash value is depends on the terms of the product you purchase.

If you want to surrender the policy, you only need to contact Alipay's customer service to handle the surrender.

However, it is important to note that if you surrender the policy during the cooling-off period, you can get a refund of all your premiums; If the cooling-off period has passed, only the cash value will be refunded. The specific hesitation period is how many days and the cash value is how much it depends on the terms of the product you purchase.

If you want to surrender the policy, you only need to contact Alipay's customer service, and you can surrender the policy.

However, it is important to note that if you surrender the policy during the cooling-off period, you can get a refund of all your premiums. If the cooling-off period has passed, only the cash value will be refunded. The exact cooling-off period is how many days and how much the cash value is depends on the terms of the product you purchase.

Alipay good medical insurance surrender, generally can be handled in the following ways:

1.You can bring your ID card and other documents to the insurance company (Chinese People's Insurance) to go through the surrender procedures;

2.You can surrender the insurance directly on Alipay, you can enter the "My Customer Service" from Alipay "My", send the information of "Good Medical Insurance Surrender", and the customer service will send the question of "How to surrender the insurance of Good Medical Insurance", click to enter, pull down the page, you can see the entrance link of "Manual Surrender", click to enter the surrender.

Generally speaking, if the policy is surrendered during the hesitation period (within 15 days from the date of receipt of the policy), the policyholder can be refunded all the insurance premiums paid; If the policy is surrendered after the cooling-off period, the cash value of the policy can be refunded, and the policyholder may need to bear a certain financial loss. Among them, if the premium payment method is annual, the cash value of the policy is calculated as the annual premium of the current period of the insurance contract * (1-30%)*1 - the number of days covered in the current year and the actual number of days in the current year); If the premium payment method is monthly, the cash value of the policy is calculated as the monthly premium of the current period of the insurance contract*(1-30%)*1-the number of days covered in the current month and the actual number of days in the current month). It should be noted that if the insurance contract has already been paid, or it is in the grace period or suspension period, the cash value of the policy is zero.