What about Xinmei Mutual Insurance?

Xinmei mutual insurance is a relatively new insurance model.

For those who don't understand the insurance company, the traditional insurance model itself is a little difficult to understand, not to mention the model of Xinmei mutual insurance. Because this model is not the insurer's protection model, but through the membership to join the ranks of the policyholder, and through this way to improve the protection. Regarding the question you asked, I will answer it in detail from the following points.

The insurance model of Xinmei Mutual Insurance is relatively new.

Strictly speaking, Xinmei Mutual Insurance is a relatively small insurance company, and it has been established for a relatively short time. I looked at the company's profile online, and Xinmei Mutual Insurance was only established in 2017, although it has already passed the Insurance Regulatory Commission.

and other certifications. But for such a new insurance company, many small partners are really not at ease, and they don't know whether this model can be continued. <>

This is a model in which members participate in management and participate in revenue.

If you don't know about the insurance industry before, I don't particularly recommend you to invest in Xinmei Mutual Insurance, as I mentioned above, this insurance model is very novel, not the traditional insurance and enjoy the rights and interests model, but through the way of membership to participate in the operation, and participate in profits. If we consider it from the perspective of security, the safety of Xinmei mutual insurance is questionable, but at least it is more formal. <>

I recommend that you buy a traditional insurance product.

The reason is also very simple, because the traditional insurance products are very mature, and we have not found any insurance company to go bankrupt or run away so far, which can provide us with a basic security guarantee. There are many insurance products on the market now, and how to find one that suits you is particularly crucial. Personally, I think you can focus on a few large insurance companies in the market, and there is no need to test the waters in such small insurance companies.

To sum up, Xinmei mutual insurance is relatively not so safe, and I don't recommend it very much.

I think it's okay, mutual insurance can be approved to show that there are still many markets in China, although it has just started, but now there are many networks of mutual assistance.

This insurance company is still relatively good. Some claims are also very high. The customer satisfaction rate is above 97%. The rate of some complaints received is also particularly low. It's still very secure.

I don't think this insurance is good, it doesn't have a high sum insured, and it's very slow, and the benefits are very small, so I don't recommend it.

Xinmei Mutual Insurance is also a very good insurance, and many of my friends have already purchased it.

But large insurance companies such as Chinese Life and Pacific Insurance are too big and very fucking uncle. You were your uncle when he sold you insurance, but after you bought their insurance, then he was your uncle.