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Chery's new car damage insurance generally costs about five or six hundred yuan, which is mainly determined according to the ** of your new car.
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What insurance to buy for the first year of a new car.
Usually new cars will be purchased with full insurance, because the combination of new cars and newbies is prone to accidents. However, when it comes to the second year of insurance, many car owners will choose the insured items according to their own needs.
The concept of all-risk insurance usually also includes the following types of insurance:
1. Third-party liability insurance, after you hit the other party with your own car, the insurance company will compensate the other party's losses;
2. Vehicle loss insurance, after your car is affected by a natural disaster or collision, the insurance company will pay for the loss of your vehicle;
3. Liability insurance for personnel on the motor vehicle, when you drive out, if the person sitting in the car is injured, the insurance company will compensate for the loss of the driver and passenger;
4. Spontaneous combustion loss insurance, the insured vehicle spontaneously combusts due to the internal structure of the car or the goods loaded, and the insurance company compensates for the loss of the vehicle;
5. Motor vehicle theft insurance, after the car is stolen or robbed, the local public security criminal investigation department will file a case and prove that the whole car will be compensated for the loss of the whole car after 60 days;
6. Glass insurance: glass breakage insurance, compensation for broken windshield or window glass during car parking;
7. Body scratch loss insurance, if there are small scratches on the body without obvious collision marks, the insurance company will compensate for the repair loss;
8. Regardless of the free odds special insurance, to prevent customers from casually colliding after insurance, the insurance company will set the free odds, and the customer also needs to bear a certain loss. If the company is required to compensate in full, it is necessary to purchase without deductible.
How much is insurance for the first year of a new car.
The types of car insurance are different, the insurance is also different, and the amount of insurance purchased by different car owners will be different, take 100,000 yuan of family car to calculate, compulsory traffic insurance is fixed, 950 yuan, at the same time, compulsory traffic insurance is also necessary to buy when buying insurance, if there is no compulsory insurance, driving on the road is found to be very troublesome, and there will be fines.
Car damage insurance is also one of the types of insurance that need to be purchased when buying insurance, generally the car damage insurance purchased for new cars is about 1000 yuan, the higher the car grade, the higher the car insurance, the third party liability insurance is also very important, multinational automobile groups have adjusted their strategy to China, and have increased the importance of the Chinese market. The amount of third-party liability insurance is more flexible, 50,000 to 5 million grades, the general owner will choose the amount of 1 million, for the sake of insurance, in case you accidentally rub into the luxury car while driving, so the amount is larger and more insurance, the third-party liability insurance of 1 million is about 1000 yuan, and the theft insurance is generally about 300 yuan.
Car personnel insurance is recommended to be purchased by car owners, family cars are generally 5 seats, generally around 100 yuan, not counting deductible insurance should also be counted in it, about 400 yuan, plus glass alone damage insurance of about 100 yuan, scratch insurance of about 400 yuan, on the whole, a family car of about 100,000 yuan a year insurance cost of about 4,000 yuan.
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It's more than 600, is it necessary to buy it? No, there is no need. Even the bodywork, metal, and paint of the whole car are not expensive.
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More than 600 of them. No, there is no need. Even the entire body and paint are not expensive.
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No need, it's not much money for the whole car sheet metal and painting.
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It depends on the **and** of the vehicle.
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Hello 1If the sum insured is determined based on the purchase price of a new car.
It is fully insured, that is, when the vehicle is in danger, the insured can obtain economic compensation equal to the actual loss of the collapsed car. Car damage insurance.
Fee = Base Premium + New Vehicle Purchase Price * Rate (Base Rate is.) For example, if the value of a new car is 100,000 yuan, then the car damage insurance is 1,547 yuan. Generally, the lower the age of the vehicle, that is, the newer the vehicle, the lower the base premium, and it is also related to the number of seats in the vehicle, the more seats there are, the more the base premium.
The owner can determine in advance according to the number of seats and the age of the vehicle corresponding to the car damage insurance rate table.
If the sum insured is determined according to the actual value of the vehicle group at the time of insurance, it is considered to be underinsured, relative to the new car purchase tax.
There is less car damage insurance to determine the sum insured. When the vehicle is damaged, it is a proportional economic compensation according to the ratio of the actual value to the new car pants.
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Car damage insurance depends on the value of the car itself The higher the price of the car, the more expensive the car damage insurance is generally about 100,000 yuan, and the car damage insurance is about 1,000 a year!
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This depends on the purchase price and the value of the car, generally speaking, the higher the purchase price on the invoice, the more expensive the car damage insurance.
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It depends on what it is, what level, and what the price is
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The types of car insurance are different, the insurance is not the same as the hidden height, and the insurance amount purchased by different car owners will also be different, take 100,000 yuan of family cars to calculate, compulsory traffic insurance is fixed, 950 yuan, at the same time, compulsory traffic insurance is also necessary to buy when buying insurance, if there is no compulsory insurance, driving on the road is found to be very troublesome, and there will be fines.
Car damage insurance is also one of the types of insurance that need to be purchased when buying insurance, generally the car damage insurance purchased by a new car is about 1000 yuan, the higher the car level, the higher the car insurance, the third party liability insurance is also very important, the amount of the third party liability insurance is more flexible, 50,000 to 5 million grades, the general owner will choose the amount of 1 million, for the sake of insurance, in case you accidentally rub the luxury car while driving, so the amount is larger and more bright insurance, The third-party liability insurance of 1 million yuan is about 1,000 yuan, and the theft insurance is generally about 300 yuan.
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The calculation of new car insurance costs is mainly based on the ** of the new car, the type of insurance, the loss ratio and other bases. Vehicle insurance is divided into two types, the first is compulsory insurance, the second is commercial insurance, and the compulsory insurance is compulsory liability insurance, and the second type of commercial insurance can be purchased according to the personal situation. In addition, if the purchase of the vehicle is high or there is an accident, the purchase fee will be a little higher.
Therefore, the calculation of the insurance cost of the new car is calculated according to the ** of the new car, the type of insurance, the loss ratio and other basis. The compulsory traffic insurance in the car insurance must be purchased.
New Car Insurance Cost Calculation Formula:
1.Compulsory Liability Insurance: Final Premium Basic Premium (1 Floating Ratio Linked to Road Traffic Accidents) (1 Floating Ratio Linked to Traffic Safety Offences).
2.Car Damage Insurance: Car Loss Insurance Premium = Basic Insurance Premium + Insurance Amount of This Insurance Rate.
3.Third Party Liability Insurance: Third Party Liability Insurance Premium = Fixed Insurance Premium Corresponding to Fixed Grade Compensation Limit.
4.Excluding deductible insurance: excluding deductible special insurance premium = (auto loss insurance premium + third party liability insurance premium) rate.
5.Liability insurance for people on board: Liability insurance premium for people on board = compensation limit rate for this type of insurance.
6.Glass Breakage Insurance: Glass Breakage Insurance Premium = New Car Purchase Price Rate.
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How much is car damage insurance in generalThe ** of car damage insurance ranges from hundreds to thousands of dollars per year, and the specific cost is based on factors such as the number of vehicles and the number of seats. Taking a new car of 200,000 yuan as an example, the premium of car damage insurance is about 2,000 yuan, and the premium rate of car damage insurance of various car insurance companies will not be very different.
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How much does new car insurance cost? I think that under normal circumstances, the car insurance for a new car is generally about 10,000 yuan per year.
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1.How much car damage insurance costs is calculated based on how you insure. In most cases, the amount of insurance coverage for car damage insurance will be determined according to the purchase price of the new car.
2.This insurance method is considered by the insurance company to be fully insured, and the insured can get compensation for the actual loss in the event of an accident;
3.In the second case, the amount of car damage insurance is determined according to the actual value at the time of insurance. The actual value is the purchase of a new car in a shed minus depreciation; Although you can pay a little less premium in this way of insurance, from the perspective of insurance, it is not completely insured.
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Answer, this depends on the actual car **, the type of insurance.
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The concept of all-risk insurance usually also includes the following types of insurance:
1. Third-party liability insurance, after you hit the other party with your own car, the insurance company will compensate the other party's losses;
2. Vehicle loss insurance, after your car is affected by a natural disaster or collision, the insurance company will pay for the loss of your vehicle;
3. Liability insurance for personnel on the motor vehicle, when you drive out, if the person sitting in the car is injured, the insurance company will compensate for the loss of the driver and passenger;
4. Spontaneous combustion loss insurance, the insured vehicle spontaneously combusts due to the internal structure of the car or the goods loaded, and the insurance company compensates for the loss of the vehicle;
5. Motor vehicle theft insurance, after the car is stolen or robbed, the local public security criminal investigation department will file a case and prove that the whole car will be compensated for the loss of the whole car after 60 days;
6. Glass insurance: glass breakage insurance, compensation for broken windshield or window glass during car parking;
7. Body scratch loss insurance, if there are small scratches on the body without obvious collision marks, the insurance shirt trembling division will compensate for the repair loss;
8. Regardless of the free odds special insurance, to prevent customers from casually bumping into the insurance, the insurance company will set or lose the free odds, and the customer also needs to bear a certain amount of losses. If the company is required to compensate in full, it is necessary to purchase without deductible.
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Hello! It varies depending on the model.
The premium for car damage insurance is determined based on the basic premium and, the purchase price of the new car, and the rate. The basic premium and rate vary depending on the age of the vehicle and the seat.
Take, for example, those with less than six seats.
Vehicle age less than 1 year: basic premium 285 yuan, rate; Car age 1-2 years: basic premium 272 yuan, rate; Car age 2-6 years: basic premium 269 yuan, rate; More than 6 years old: the basic premium is 277 yuan, the rate.
After the purchase of the car, the premium of car damage insurance can be calculated by referring to the premium = basic premium + new car purchase price * rate. Thank you!
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