How to write an IOU when someone owes money, how to write an IOU when you owe someone money

As long as the borrower, the amount borrowed, and the date of the loan are stated in the IOU, the IOU should be a complete one, and if the two parties have also agreed on the repayment date, then the repayment date should be indicated. If the repayment date is not specified, you must claim your rights in a timely manner within two years from the date of lending the IOU; If the repayment date is specified, you must assert your rights within two years after the repayment date, otherwise the statute of limitations will expire and your rights will not be recognized.

If he doesn't pay back the money, you should take legal action in time and sue the court to defend your rights. If you are afraid that he will not say goodbye in the lawsuit, then you should file a lawsuit for preservation at the time of filing the lawsuit to ensure that it will be difficult to enforce it in the future.

An IOU is generally composed of three parts: the title, the text, and the payment.

1. Title. The title of the IOU is generally composed of the name of the text, that is, the word "IOU" is written in a large font in the upper middle of the text. There are also the words "Temporarily Owed" or "Owed" written in this position as the title, but the body of the title is written in the top box of the next line.

2. Text. The body of the IOU should clearly state who or what unit is owed, what quantity, and indicate the date of repayment.

3. Payment. The name of the debtor's unit and the signature of the person handling the payment must be signed, and the name of the debtor must be signed on the IOU issued by an individual. and the date of the IOU. The official seal should be affixed to the unit, and the private seal should be affixed to the individual.

To lend money to others, you must negotiate well, first sign a legally effective IOU with the other party, (the time of lending, the time of repayment, the total principal, monthly interest, overdue interest, liquidated damages, etc.) are clearly written, and it is best to attach a copy of the other party's ID card, so that you can not go to the court to sue if you owe money. Handwriting is more troublesome can also type electronic IOUs, which also have legal effect, and IOUs are not bad, you can take a look.

1. How to write an IOU when someone owes money.

1) The IOU shall be in written form, unless otherwise agreed between natural persons;

2) The content of the IOU generally includes the type of loan, currency, purpose of the relationship, amount, interest rate, term and repayment method;

3) The IOU must have the basic information, signature and date of the parties.

2. Legal basis: Article 668 of the Civil Code of the People's Republic of China.

The loan contract shall be in written form, unless otherwise agreed upon between natural persons.

The content of the loan contract generally includes the type of loan, currency, purpose, amount, interest rate, term and repayment method.

2. What is the format of the IOU?

The IOU is written in the following format:

I borrowed the whole yuan today, lowercase yuan.

The term of the loan is from XX-XX-XX to XX-XX-DD, and the interest rate is monthly, and all principal and interest will be repaid in a lump sum on XX-XX-DD.

Liability for breach of contract: If the borrower fails to repay the loan within the time limit, the borrower shall pay liquidated damages equal to 1% of the total amount of the loan, and if it is necessary to sue the court for settlement, the borrower shall bear all additional costs, including attorney fees.

Borrower: Identification Number:

Guarantee a good sedan person: ID number:

Date: YYYYYYYYYYYYYYYYYYYYY

Summary. How to write an IOU when someone owes money 1, how to write an IOU when someone owes me money, the specific specifications are as follows: (1) Write the full legal names of the borrower and the lender; (2) Write down the amount of the loan, including the uppercase and lowercase amount; (3) Write down the loan time period, including the start and end dates of the loan and the clear loan term; (4) Write down the interest on the loan, which should have a clear annual interest rate or monthly interest rate, and the total amount of interest payable on the loan; (5) The date, time and payment method of repayment of the principal and interest of the loan should be clearly stated; (6) There should be a signature, handprint or handwritten signature of the borrower himself/herself.

2. Legal basis: Article 668 of the Civil Code of the People's Republic of China The loan contract shall be in written form, unless otherwise agreed upon in the loan between natural persons. The content of the loan contract generally includes the type of loan, currency, purpose, amount, interest rate, term and repayment method.

How to write an IOU when someone owes money 1, how to write an IOU when someone owes me money, the specific specifications are as follows: (1) Write the full legal names of the borrower and the lender; (2) Write down the amount of the loan, including the uppercase and lowercase amount; (3) Clearly write down the period between the sale of the loan at the time of borrowing, including the start and end dates of the loan and the term of the loan; (4) Write down the interest on the loan, which should have a clear annual interest rate or monthly interest rate, and the total amount of interest payable on the loan; (5) The borrowing button, the year, month, date and time of repayment of principal and interest should be clearly written; (6) There should be a signature, handprint or handwritten signature of the borrower himself/herself. 2. Legal basis:

Article 668 of the Civil Code of the People's Republic of China The loan contract shall be in written form, unless otherwise agreed upon between natural persons. The content of the loan contract generally includes the type of loan, currency, purpose, amount, interest rate, term and repayment method.

What's your situation? Tell me about it, and I'll give you a detailed answer.

Summary. Hello, how to write an IOU when someone owes money, the writing method of the IOU is as follows: I borrowed RMB yuan today, lowercase yuan.

The term of the loan is from XX-XX-XX to XX-XX-DD, and the interest rate is monthly, and all principal and interest will be repaid in a lump sum on XX-XX-DD. Liability for breach of contract: If the borrower fails to repay the loan within the time limit, the borrower shall pay liquidated damages equal to 1% of the total amount of the loan, and if it is necessary to sue the court for settlement, the borrower shall bear all additional costs, including attorney fees.

Borrower: ID Number: Guarantor:

Identification Number: Date: YYYYYYYYYYYYYYYYYYYYYYYYYY

Hello, how to write an IOU when someone owes money, the writing method of the IOU is as follows: I borrowed RMB yuan today, lowercase yuan. The term of the loan is from XX-XX-XX to XX-XX-DD, and the interest rate is full of principal and interest per month, and the repayment is made in a lump sum on XX-XX-DD.

Liability for breach of contract: If the borrower fails to repay the loan within the time limit, the borrower shall pay liquidated damages equal to 1% of the total amount of the loan, and if it is necessary to sue the court for settlement, the borrower shall bear all the additional costs incurred in the loss, including attorney's fees. Borrower:

ID Number: Guarantor: ID Number:

Date: YYYYYYYYYYYYYYYYYYYYY <>

Hello, you can fill in the details according to the IOU format provided to you above. <>

First of all, there must be a title, which is the two words of the IOU, and then the main text is the sail of the text department, that is, whoever owes less money, and when it is agreed to pay it off, and what is the repayment method. Finally, the payment should be indicated, and the person who owes the payment, and the date. The IOU is in duplicate, one for each borrower and lender.

The writing of a valid IOU needs to have the following contents: first, the identity information of both the debtor and the creditor; second, the amount and purpose of the arrears; third, whether interest is paid; fourth, whether the repayment date has been agreed; Fifth, the debtor's signature confirmation; Sixth, the time when the IOU was written.

Legal basis. Article 470 of the Civil Code of the People's Republic of China The content of the contract shall be agreed upon by the parties, and generally include the following clauses: respect.

1) The names and addresses of the parties;

b) the subject matter; iii) quantity;

iv) Quality; 5) Price or remuneration;

6) the period, place and method of performance;

7) Piki's liability for breach of contract;

8) Methods of Dispute Resolution.

The parties may conclude a contract with reference to the model texts of various types of contracts.