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You can use some humorous and euphemistic words to say no.
You can declare that you have lent your savings to someone else, and finally, you can say that you need to use your money in a more appropriate place, such as buying a house, a car, or your dowry. Relatives with low or high emotional intelligence will feel embarrassed to continue borrowing money, and then they will take the initiative to leave.
Many times, if you can refuse with some words, don't feel that the other party is your relative, and then you can't pull it off, if you don't focus on your own interests, then you will always be the one who suffers a big loss.
Knowing how to survive in this society is not only a matter of food and housing, but also involves all aspects of interpersonal relationships and human feelings.
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Ways to refuse to borrow money from relatives without hurting feelings include refusing with humorous and euphemistic words, declaring that you have lent money to others, and explaining that you need more money.
1. Refuse with humorous and euphemistic words.
Sometimes, it can be a bit troublesome to face the matter of relatives borrowing money. Because when it comes time to repay the money, some relatives with low emotional intelligence will feel that they are all their own family members anyway, and it doesn't matter much if they borrow a little money, and even if they don't pay back, there is no big problem.
At this point, you can say, "You're richer than I am, and I'm about to borrow a little money from you to turn around!" "This move can be said to be retreating, and you can use some clever words to put the other party in a helpless situation.
2. Declare that you have lent your deposit to others.
You can simply say that you have lent money to someone else, and that person can be your best friend or the person you respect the most. Sometimes, in the face of such an explanation, presumably the relatives will not be so shameless and continue to ask you to lend him money.
3. Explain that you still need more money
When some relatives ask you to borrow money, you can directly say that the money needs to buy a house, or that you are going to do business after a while, so it is more difficult to turn over funds at present.
Why are you afraid to lend money to relatives: Borrowing money from relatives can easily hurt feelings.
If a friend is injured, at most he will not come along, but the relative will not look up and see him, and it will be embarrassing to hurt the feelings. Therefore, it is better to lend money to friends than to relatives.
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Relatives borrow money and refuse words that hurt feelings: shirk the responsibility on others, help you think of a way.
1. Shirk the blame on others
If you don't want to lend money to the other party, you can shirk the responsibility on others based on your own situation, for example, if you are married, just say that the family's financial power is in the hands of your wife, and you usually have a tight hand, so if you can't do it, you can say that you go home and discuss it with your wife, or you can also say that you have bought a house and a car, or you have no money to buy other things.
If you are single, say that the money is sent to your parents, or used to pay off the mortgage, etc.; If you are in a relationship, say that most of the money is spent on your girlfriend, or saved for marriage. In this way, you will not directly reject the other party, hurt the feelings between each other, and let the other party know your difficulties and stop borrowing money from you.
2. Help you figure it out
When someone borrows money from you, don't refuse the other party first, it can be said that I don't have any money in my hand now, I can help you think of a way. Wait a day or two and then reply to the other party, saying that you borrowed a little money from a friend, but the money is not enough to make up a little bit of a difference, so that the other party will be very moved after listening to it, and in the end it will not necessarily ask for this money.
If you really can't help it and don't want to lend money to the other party, you must abide by a principle, that is, borrow less and not borrow more, so that even if you don't come back, you can minimize your losses.
As the saying goes, it is best to write an IOU, clarify the amount of the loan and the date of repayment, and have other witnesses present, so that even if the other party owes money and does not pay back, there can be favorable evidence.
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Judging by psychology and character, looking for the right reason. For example, I've been running out of money lately, so it's inconvenient to lend it to you. I'm really sorry. ......Pay attention to polite language.
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The family has a lot of expenses, the children have to go to school, the elderly have to see a doctor, and they don't have much savings.
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Saying that his money is used for his relatives.
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No way, no way, no way to borrow, no borrowing, most people will have ideas.
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