Is it better to borrow money from others, relatives and friends, and ask your parents to help you bu

Do you borrow money from others, relatives and friends, or ask your parents to help you buy a car, or do you buy it yourself? Buy it yourself, of course! Buying a car requires a lot of money, borrowing money from others, relatives and friends, one is to borrow it yourself, and the other is to ask others to agree, which is also a favor!

And of course, let the parents help buy? This is not good, it is not easy for parents, and you can't be an old family yourself.

It's better to buy it yourself!

If a close relative or friend has borrowed money from you for ten years and he doesn't mention paying it back. If you need money recently, you can write to your family to ask for it. Don't worry so much. They owe you. If you help them, they should help you.

This depends on the conditions of the family, if the conditions allow, you can use your own money and your parents' money to buy a good car, after all, the performance of a good car is better. If the conditions are not rich, it is recommended to save money to buy one, after all, it is just a means of transportation, and the conditions will be better in the future, and you can sell it for a better one.

Nowadays, cars are hitting the streets, and many times people will want to buy a car as well. But after all, the car is not a few hundred yuan, this is a large object of tens of thousands of yuan, not so simple, it is also a big expense for many families. In recent years, this loan to buy a car has emerged, and many people have also had the opportunity to buy a car.

But after all, a loan to buy a car requires a certain amount of interest, and many people do not want to give the bank this interest in vain, so they decide to borrow money from relatives to buy a car.

No, in order not to eat interest, many people pull out the seven aunts and eight aunts to borrow money to support their own car purchase. But is that okay? In fact, in many cases, it is the most troublesome to borrow money from relatives.

If you borrow money and you drive a car, but someone else's money is for you to drive a car, it's good to say that others have money, and you must be unhappy if you don't have money! Why should I lend you my money for your enjoyment?

In fact, after many policies come out, there is not much interest on the loan, but some state subsidy policies, in this situation, it is likely to be more cost-effective than borrowing money to buy a car without interest.

In addition to the current lending banks.

Most of them are with 4S shops.

It is closely related to the decoration of the car and the maintenance of the car, and the indicators of the car can also be understood during the repayment process. This is still more cost-effective, after all, borrowing money from relatives cannot last long, and it must be repaid within a certain period of time. I have to bear all kinds of favors from others every day, and I must feel uncomfortable.

In this way, it is more cost-effective to buy a car in installments. Compared to borrowing money, it is much more appropriate. After all, you are driving your own car, at least you must drive comfortably!

Whatever the reason, you don't need to find relatives or friends to buy a car. Borrow money on your own. You have to buy a car on your own. Hard-earned money to buy hands.

Didn't eat it. Of course, you can't rely on others to buy it yourself. If you have the ability, you can buy it, and if you don't have the ability to make money, you will buy it later. Learn to be independent.

Rely on your own good and be self-reliant.

Go to the house and ask for money, don't worry so much, they owe you, you help them, they should help you.

For a car of 230,000 yuan, you also need to pay vehicle purchase tax before the license plate, which should be 20,000 yuan, and the insurance and vehicle inspection and licensing services are about 10,000 yuan, and your car needs about 260,000 yuan in half a year.

Nowadays, there are many brands of cars that have 0 interest rate activities, especially one-year ones, which are very cost-effective. You don't have to borrow money from relatives (if you're creditworthy enough to lend it from a bank).

In addition, after buying a car for 2, your life radius will be larger, and your consumption may be a grade higher than now, so you have to be psychologically prepared.

Good luck with your car purchase!

1. In addition to parents, it is best not to borrow money from relatives to buy a car, because this is consumption and not an emergency.

2. If you have to borrow, it is best to make a loan contract and make the procedures formal. In these years, each has a family, and his brothers have to settle accounts.

3. Of course, the above answers are limited to general situations. If there is such a thing as restricting purchases from Guangzhou, it is wise to make a move in advance (even if it is to make a fortune everywhere).

4. Assuming that you are single (there is another plan for marriage) and do not have a mortgage, if your personal monthly income does not reach 2 times the average salary in your city, it is recommended not to spend in advance. Otherwise, it is a trivial matter to not be able to pay back the money and lose people, and the car cannot be fully utilized (driving for gas), which purely becomes a good thing to stimulate the economy and contribute to taxes.

Don't want a car to be the power, buy it if you have money, wait for it to make money if you don't have money.

The key depends on how your relative usually has a relationship with you.

If it's good, it's all a family, it's nothing.

Besides, you can take out a loan.

Resolutely do not borrow, because the car is not an ordinary thing, and it is the same as his own son.

1. Lending a car to others involves complex legal laws and interest issues of DAO. If the person who borrowed your car has a major accident and causes serious personal and property damage, and he is unable to pay for it, you will have to bear joint and several liability.

2. Few people who borrow other people's cars feel sorry for the car, after all, it is not his own thing, no matter what road conditions, he always wants to go back to high-speed driving quickly, and always wants to pull more people or things.

3. A superstitious saying: "The borrowed car, there are ghosts in the car", which means that the probability of an accident in the borrowed car is much greater than that of driving your own car.

4. There is also a saying that the automatic transmission of some cars has a learning function, and if you are used to a person's driving style, you may not be able to adapt to the previous driving style and need to adjust the automatic transmission, and the natural car accident rate will be high.

After reading all the above reasons, would you lend a car to someone else?

This is the consequence of lending the car to someone else.

If it's me, as long as my financial ability allows, I will take some of the money to buy it for my younger brother, and I usually have a very good relationship with my brother, and if my own economy allows, it is still. It is said to be borrowed, but what I think in my heart must be giving. But it also depends on whether the younger brother has the ability to raise this car, 1 a car, he not only owns it, there are still many places that need to be consumed, unless the conditions at home are really good, if he can't afford the other costs of this car, I still won't give, because in the future, it will be the parents who are paying for the younger brother, which invisibly increases the pressure on the parents, and the parents want to buy it for the younger brother, and also explain to the parents the reasons why they will give and will not give.

This must be determined by the overall economic conditions of a family.

2. As an adult with many years of work experience and an adult with his own judgment ability, the boundary between borrowing and not borrowing is not right, whether you want to give it or not and whether you want to give it to your parents are two different things.

I will still stand in my own position to help my parents analyze the great relationship between buying a car and our family.

3 Although it is a very harmonious family in my family, the conditions are okay, but in many families facing this problem, we are not the only ones, and Lu Jian has many sisters who work outside alone, not as rich as their parents imagined, and there is really no need to force themselves if the conditions do not allow it.

In the face of parents' requests, whether to give money to buy a car for his younger brother must be done within his means. As a parent of Mori Sili, it is also necessary to be able to understand, not to mandatory.

When my parents asked me to buy a car for my brother, I would choose not to borrow it.

First of all, borrowing money is love, not borrowing money is a responsibility. There's nothing wrong with that. Moreover, parents who use the status of the elderly to gather their children must borrow money.

I think it's a bit of a moral kidnapping. Everyone has their own family, and they have their own right to decide whether to borrow or not, and there is nothing that must be borrowed. The more moral kidnapping, the less help.

Second, I think this matter should be a normal communication between brothers and sisters, brothers and sisters have a good relationship and will naturally borrow, the premise must be reliable brothers and sisters, some relatives are really unreliable, each family has 1-2 oil bottles. If you think about it, there must be relatives among them.

3. Why don't I agree to borrow money to buy a car? Because a car is not a necessity, it belongs to the traffic and face issues. Unless my brother buys a car, runs transportation, and makes productivity tools, there is no need to buy it.

Fourth, if you want to buy a car very much, then you can buy it with your own strength, if you lack money, you can take out a loan to buy it, and then you can pay it back slowly.

Fifth, if it is for marriage, I think most women are more optimistic about the house than the car, if you get married without a car a woman is willing to get married, if you have a house and no car a woman is really not willing to get married,

The car can be lent to someone else.

Note: The other party must obtain a legal driver's license and have normal driving ability. The other party must obey the traffic rules, do not drink and drive, and drive civilly as a driver.

The other party has good moral quality, strong awareness of laws and regulations, and is only responsible for himself and the owner of the car when he drives without covering the wheel. If you know that the driver does not have a driver's license, but still lend it, causing an accident, then the owner of the car should also bear external responsibility and jointly and severally compensate with the driver.

Bear the legal responsibility:

Lending a car to someone else involves complex legal and interest issues. If the borrower has a serious accident that causes serious personal and property damage, and he is unable to pay, he will be jointly and severally liable. People who borrow other people's cars rarely feel uncomfortable for this paulownia date.

After all, it's not his own business. No matter what the road conditions are, they always want to drive a little faster, they always want to drive a little faster, they always want to pull more people or things.

Do what you can. Your parents ask you to buy a car for your younger brother, don't help it, you will be said by your relatives that it is impersonal. Help!

Limited ability on their own. Therefore, it is advisable to do what you can. That is, without affecting one's own life, if you have money, you will fund it, and if you don't have money, you will not help.

Parents know their own children well, so they won't be too demanding.

For example, a friend I know who also has two siblings, but their parents have never been patriarchal, so they treat both siblings fairly. When my friend was working, her brother was still in school, and he sometimes wanted to buy things, such as clothes and shoes. My sister will try her best to be satisfied.

She felt that she could help a little, just do her best, anyway, she could afford it, and her parents were old, so it was right to reduce some of the burden on them. But my brother's excessive demands will not be met by my friends. Although she dotes on her brother very much, she is also unwilling to be a demon to help her brother.

So there are some things that just do your best. Don't help each other too much. That is not helping, but conniving, and conniving at the other party not only can't help the other party, but is easy to harm the other party, so it is recommended not to judge the search to do this.

The parents of the woman in question asked her sister to borrow some money to buy her brother's car. The woman can help according to her own situation, and if she can't help, she can refuse, and her parents did not force the woman to do so. So the woman did her best to dig up the calendar.

When I have the ability, I will help my younger brother and reduce the pressure on my parents. If you are short of money and you can not help, then there is no way. After all, human abilities are limited.

And the car is depreciated. The younger brother bought it just for vanity, so there is no need to buy it, because he can't afford it himself, and it will be difficult to raise a car in the future. So it is not recommended to help him.

If the younger brother bought the car for business, then he could help her appropriately. Women can choose according to the local situation. You can love your brother and help your brother, but you can't be a demon who helps your brother, because then not only will you have a hard time, but it will also be difficult for your brother to grow up.

In short, there are some things that can be done within one's means. Parents ask to buy a car for their younger brother, you can choose according to your own situation, if it does not affect your own life at the same time, you can help, if you have no money, then it is not recommended to help, take care of yourself first. Of course, parents will not force you to help, because parents treat their children the same.

You can help your family, but it is not recommended to spoil your family, and while helping your family, you should also take care of your own life first. Only when you have the ability can you better help your family.

Pretending to be poor and saying that it is difficult for him.