Precautions for borrowing money from sisters, the principle of borrowing money between sisters

In our daily life, it is inevitable that when we have difficulties, we borrow money from relatives and friends to solve the difficulties, and when we have money, we will return it immediately, which is also a matter of courtesy. If you say here, the things that should be paid attention to when borrowing money from sisters, in fact, to put it bluntly, under normal circumstances, there will be no other words for borrowing money in this relationship, as long as one party has a wound, as long as the other party has it, he will not hesitate to take it out to him, and nothing else is needed. But there is a situation that should be noted, for example, although the sisters have their own families, you have to borrow a large amount of money from the other party, that is to say, half a year is not enough, then at this time I think it is better to set up a note, such as writing an IOU.

Explain the approximate date of repayment and the purpose of some of the borrowed money, so as to serve as a kind of evidence, because after a few years have passed, there may be some changes in the family and society, then there is such evidence, and things are easier to do.

If your sister borrows money, you must pay attention, well, you promise to pay it back one day, don't pay attention to credit, otherwise even your sister will lose.

There should be no precautions for sisters to borrow money from each other, but they must remember how much money they borrowed and repay it in time.

The principle of borrowing money between sisters is as follows:

1. Borrow urgency rather than poverty. No matter what you do, it is actually the same thing, things are often prioritized, and "borrowing money" is actually the same. If you are asked to borrow money because of a very urgent matter, then you should also lend it to your own sister.

Because when a person asks you to borrow money, it should be that she really has no other way to ask you to borrow money, so when you are asked whether you borrow money is really because there is an urgent matter, please still borrow, if it is because of some unreasonable things to ask you to borrow money, it is better not to borrow.

2. Borrow less and not borrow more. Lending money to your sisters also needs to be within your own ability, don't charge a lot of money for your own face, you can't do it at all. If you are a sister, I believe that the other party can also understand you and know what your situation is.

Therefore, it will help as much as you can, and don't let the relationship between sisters deteriorate because of temporary face.

1. Since it is a relative, then it should still have an understanding of its character, reputation, and reputation, and for people who have a bad character and low reputation, they would rather be offended in advance than cause trouble and regret it afterwards, otherwise they are depressed.

2. An IOU must be written.

Although it is said that talking about money hurts feelings, but since it is a loan relationship, as the saying goes, empty words have no evidence, and the word is based on it, if you don't mention the IOU when you borrow money, the pain when you repay the loan is yourself, and the relatives who have a good relationship will not affect the feelings because of this, after all, it is borrowing money and not asking for money, it is to be repaid, and playing an IOU will not affect the borrowing money, and the IOU must be written in accordance with the regulations, indicating the interest rate and term.

3. Count the money in person. It is recommended to borrow money by transfer, and now use mobile online banking.

It is very convenient, mainly to keep a record, so as not to admit the account in the future, the number of loans and repayments should be counted, verified to be true or false, and do not ask someone to do it. After the repayment is completed, the borrower should ask for the IOU in time or ask the other party to leave the receipt.

4. It is easy to borrow and repay, and it is not difficult to borrow again. No matter how big the reason, you should repay the loan in time, and if you really have difficulties, you must explain to the other party and obtain understanding, and you must not rely on the debt and avoid it. Otherwise, you will ruin your reputation, and you will be the one who suffers in the end.

Summary. Brothers and sisters, this is our blood relationship, and when we ask them to borrow money, many times it is easy to succeed. After all, from the blood and daily close life, we can trust what you say more, and we can't bear to see you in difficulty, and we can generally borrow money from them.

The money that siblings lend us has the benefit of helping, and few people care about the interest on money borrowed between siblings. However, there is also a downside to sibling borrowing, which is that if you can't pay it back, then your credit will be worthless to the other person. In the end, you can't get any other help from them.

When we borrow money, we usually do it when we really have no choice, which is also the result of being deeply influenced by traditional Chinese concepts. Each of us usually pays back the money we borrowed from our brothers and sisters as soon as possible, unless something major happens to us and it is more difficult. Personally, I still think that the act of borrowing money from siblings can be carried out, as long as it is within a reasonable range, and I must also replace the money borrowed from my siblings in time, because if you don't pay it back, you will not only lose it.

Brothers and sisters, this is our blood relationship, and when we ask them to borrow money, many times it is easy to succeed. After all, from the blood and daily close life, we can trust what you say more, and we can't bear to see you in difficulty, and we can generally borrow money from them. The money that siblings lend us has the benefit of helping, and few people care about the interest on money borrowed between siblings.

However, there is also a downside to sibling borrowing, which is that if you can't pay it back, then your credit will be worthless to the other person. In the end, you can't get any other help from them. When we borrow money, we usually do it when we really have no choice, which is also the result of being deeply influenced by traditional Chinese concepts.

Each of us usually pays back the money we borrowed from our brothers and sisters as soon as possible, unless something major happens to us and it is more difficult. Personally, I still think that the act of borrowing money from siblings can be carried out, as long as it is within a reasonable range, and I must also replace the money borrowed from my siblings in time, because if you don't pay it back, you will not only lose it.

Just a little humble opinion of myself.

According to the law, the interest rate of the agreed personal loan interest can be appropriately higher than the bank interest rate, but the maximum shall not exceed four times the interest rate of the same type of bank loan, including the interest rate of the interest rate, otherwise the excess part of the interest will not be protected. According to the relevant laws and regulations, usurious lending is prohibited, and the interest rate of the loan shall not violate the relevant state regulations.

Legal analysis. If the flow rate is much lower than the minimum flow rate to ensure accuracy, it will result in no output (e.g., vortex flowmeter) or the output signal will be cut off as a small signal (e.g., differential pressure flowmeter), which is unfavorable and unfair to the supplier. In order to prevent the loss of benefits, for a specific set of thermal energy metering equipment, the supply and demand parties often agree that a certain flow value is "agreed lower limit flow" according to the flow measurement range and the range that can be achieved, and if the actual flow rate is less than the agreed value, the lower limit of the charging flow will be charged.

The people's metrology administrative departments at or above the county level may set up metrological verification institutions as needed, or authorize other units of metrological verification institutions to carry out compulsory verification and other verification and testing tasks. Personnel who perform the verification and testing tasks provided for in the preceding paragraph must pass the assessment. This function is usually implemented in flow meters.

According to the needs of the region, the local people's measurement administrative department at or above the county level shall establish social public measurement standard instruments, which shall be used after passing the examination by the people's measurement administrative department at a higher level. Enterprises and institutions may establish the measurement standard instruments used by the unit according to their needs, and the highest measurement standard instruments shall be used after passing the examination presided over by the relevant people's measurement administrative department. Metrological verification work should be carried out in accordance with the principle of economic reasonableness and in the nearest place.

Metrological verification must be carried out in accordance with the national metrological verification system table. The national metrology verification system table shall be formulated by the administrative department of metrology.

Legal basis. Article 680 of the Civil Code of the People's Republic of China prohibits usurious lending, and the interest rate of the loan shall not violate the relevant provisions of the State. If there is no agreement on the payment of interest in the loan contract, it shall be deemed to have no interest.

If the loan contract is not clear about the payment of interest, and the parties cannot reach a supplementary agreement, the interest shall be determined in accordance with factors such as the local area or the parties' transaction methods, trading habits, and market interest rates; Where natural persons borrow money between themselves, it is deemed that there is no interest.

If you borrow money from each other, I don't think you need to pay any interest. No, after all, it's a biological sister, and if you give interest, I feel a little out of sight. But I think that between sisters, sometimes you can still give something else.

For example, if you have some good things in your own home, you can give a little to your sister or sister, which is actually a human exchange.

I think it may be a bit of a status to pay interest directly, but I can compensate for some other things.

If I do this, I think it will be more in line with the Chinese's way of dealing with human accidents.

If you still need to pay interest, then it is better to borrow it from someone else. Sisters help each other, talking about family affection, and talking about interest is too hurtful.

Just a few days ago, my brother's son asked me to borrow money, and couldn't lend him 50,000 yuan, my nephew said, I will give you interest, I said I don't want interest, give you a business turnover, and I didn't treat you as an outsider, just like my own son, but I still have to open an IOU, I am afraid to forget it for a long time, and the money is still not easy to come by, just return the capital to me at that time, people have their own friendships, and they have their own ideas, and others will not say you if you want to calculate the interest, after all, it is still a formal procedure, Sisters have deep feelings, and they usually don't help you less, so don't talk about interest, if you usually don't care about you, how do you want to calculate, how to calculate, it's generally reasonable. If you are not a friend or a relative, others will not lend you money, and if you borrow money, it is also a great feeling, and you should cherish it more than that. Cherish this affection and friendship. ‍‍

There is a saying that brothers settle accounts clearly, and the economic exchanges between sisters should be clear about the relationship between rights and obligations. If the purpose of borrowing is to invest, the sisters should agree on the interest, the interest on the loan is the reasonable income of the lender, and the interest is the cost of borrowing that the investor should consider. If the borrower does not pay the interest, he is seeking to withdraw the interest from the borrower. ‍‍

No, but if you can do it, when the conditions are good, you should invite the sisters to get together, or buy some small gifts, which is called gratitude. Of course, hard times are not needed. As a sister should understand. Sisters don't care about these, help you with affection, you don't forget about affection.

Since ancient times, they have all been brothers who settle accounts, let alone sisters. If you're unmarried, it's okay to say. If you are married, you must ask (or give).

Because with the intervention of people outside the bloodline, no matter how good the relationship is, don't leave the truth, the truth is a hidden danger, or the fuse (cannon twist). Once accidentally ignited, no matter how much money is exchanged, no matter how many relatives there are, it will cause the family relationship to break down. The taste of owe favors is not pleasant. ‍‍

We recently planned to buy a house, the down payment was a little bit close, opened to borrow money, under the premise that their relatives were conditional, they refused to borrow a dime, and said a lot of cool words, saying that we don't have the ability to buy a house, and my friend lent us 100,000 yuan without saying a word, I have seen it, relatives may not really want to pull you, I deleted it all, I don't want such relatives, people in the face of difficulties, can really see other people's faces ......

The important thing is that people have a ...... word-of-mouthSister lent you money because of your trust in you, and now it is everywhere, and this trust is worth cherishing. You can't be treated by others, and you have to suffer losses. ‍‍

I need to give, I borrowed my sister 80,000 yuan, and took the initiative to give it to her, if it wasn't her affection, it was a matter of course. Look at the amount and length of time borrowed.

If the other party proposes it, then there is no problem, if you are willing to give, there is no problem, if you don't want to give, the other party doesn't say, you can also not give, if the other party proposes too high, and you don't want to give, most likely the other party doesn't want to lend you money, afraid that you won't pay it back. If the other party doesn't say anything about interest, then it's up to you, you want to show that you are very honest, and you don't want to pay interest, it's nothing. ‍‍

I don't think so, blood is thicker than water, but the person who borrows money should consider that it is okay to buy something or treat you to dinner and have fun. Like the same idea to see how many people there are. ‍‍

Personally, I think people are emotional animals, and they are somewhat entangled in the face of this event, if the feelings are sincere and the family situation is better, some people don't care, but there are still many people in life who care about these, after all, family affairs are not a person's business, everyone will have thoughts, everyone has ideas. ‍‍