How to refuse to borrow money from others without hurting your feelings

Methods of refusing to borrow money from others: adhere to the principle of emergency relief rather than poverty relief; Direct pretending to be poor; transfer of fiscal power; Be honest, analyze directly, and so on.

In life, no one will inevitably encounter relatives and friends who ask you to borrow money. If you are rich, you should help others. But if you are not very wealthy, and someone borrows money from you, and you are still worried that the other party will not repay the borrowed money, it is recommended that you distinguish the reason for borrowing money.

In social interactions, you often encounter classmates and friends who borrow money from you.

There is a good saying, you are the uncle when he borrows money, and he is the uncle when he pays back the money, and a lot of money is borrowed but not repaid, and you can't help but be afraid of it.

Summary. 1. When you don't want to lend money to the other party, you can say that you have just transferred the money for other purposes, for example, you just paid the mortgage last week, or bought some valuable things, or bought a regular financial product. Now I have some living expenses in my hand, and I really don't have any extra money.

If you had said it earlier, I would have lent you less money management to help you with this. But I really can't take out this regular financial management, I'm really sorry. When the other party heard you say this, he felt comfortable, but he was embarrassed to borrow money from you again.

How to refuse to borrow money from others without hurting your feelings

1. When you don't want to lend money to the other party, you can say that you have just transferred the money for other purposes, for example, you just paid the mortgage last week, or bought some valuable things, or bought a regular financial product. Now I have some living expenses in my hand, and I really don't have any extra money. If you had said it earlier, I would have lent you less money management to help you with this.

But I really can't take out this regular financial management, I'm really sorry. When the other party heard you say this, he felt comfortable, but he was embarrassed to borrow money from you again.

2. When you don't want to lend money to each other, you can use the same encounter or event to link your fate, so as to achieve the goal that you don't want to lend money to the other party and will not hurt your feelings. However, be sure to be as specific as possible about why you can't help. For example, you have been in a hurry to use money recently, and you are still using your credit card.

Be sure to be as clear as possible about where you're spending your money so that you can be realistic. In short, make the other person feel that your predicament is not as good as his. When the other party heard you say this, they also felt that it was not easy for you, and they were even worse than him.

In this way, your relationship will not be affected, and he will be embarrassed to borrow money from you again.

Here's an answer to that question for you. First of all, let's talk about how to elegantly refuse to borrow money from others. Tell me about your own difficulties. Or tell a friend that you need to ask your partner for advice. Appropriate teasing, subtly diverting the subject.

First of all, when a friend asks to borrow money, don't say no, it's too hurtful, first express your understanding, and understand that your friend wants to borrow money as a last resort. After finding out the reason why they need to use money, they show that their current economic situation is not very rich, and they can't lend the money to the other party at present, so that the other party also understands, and then retreats from the difficulty.

Secondly, Qingqi didn't want to lend him money when his friend proposed to borrow some money. He needs to talk about the reasons why he also needs to use Qian Yuzhenru, and at the same time enthusiastically help his friends analyze people who may help him solve difficulties. This way, the other person will not be angry that you did not lend him money, but will thank you for your concern and help.

If a friend asks to lend him money, he can choose to change the subject abruptly. You need to consciously avoid the topic immediately and force the topic to something else. This can not only reduce the degree of embarrassment of the other party, but also gradually reduce the psychology of the other party to borrow money from you, so as to achieve the purpose of euphemistic refusal.

I hope I can help friends in need.

Rejecting someone to borrow money is a tricky thing, but sometimes we do need to say no. Here are a few ways to gracefully refuse someone to borrow money:

1.Direct. You can simply sue the banker and say you can't lend them money. There is no need to explain too many reasons, just politely decline.

2.Give a reason. If you think it's necessary to explain why, tell the person that you've just been experiencing some financial problems or that you don't have enough cash available at the moment. Be careful not to lie, just provide a real reason for the rough luck.

3.Provide additional assistance. You can ask if the person needs other forms of help, such as advice or support in finding a job.

4.Relax your mind. Remember that you have the right to protect yourself and your finances. If you can't lend money to someone and refuse someone's request, just express yourself firmly on the basis of politeness and honesty.

Whichever method you choose, you should be careful to be friendly and respectful in your tone and expression, and avoid discussing deeper issues or causing conflict.

Borrowing money itself is a very sensitive matter, and how to refuse to be borrowed by others without hurting feelings does require skill.

First, first of all, you must understand the reason for the other party to borrow money, and if it is used for first aid, you can consider helping. If it's for reasons such as enjoyment or investment, you can politely decline.

1. If someone else comes to borrow money, you can refuse by changing the topic or bluntly saying that you also have difficulties.

2. But be careful not to reject others at the beginning, and be patient to let others finish their thoughts and let them understand their situation. And pay attention to your tone and attitude, and don't hurt the feelings of the other party.

2. If you feel that someone may want to borrow money. But if you really don't want to borrow it, then you have to prepare a reason to decline casually.

1. Explain the reason directly, so that it is direct and does not affect feelings. For example, I have been short of money recently, and I have spent a lot of money recently. Don't talk to someone about discretion or other leeway, as they will think you're not willing to help.

For people who borrow money frequently, it is better to refuse outright than to be unhappy later due to the problem of repaying the money.

3. Sometimes it is not easy to refuse the other party to borrow money, and I feel that I am always embarrassed to refuse others, but it is better to give up this idea, and it is my own to suffer a loss.

When the other party knows that not only does he not have any money left, but he also needs to borrow money from others, he will not mention borrowing money again.

It's embarrassing to refuse to lend money, but sometimes we have to do it, for example because we don't have extra money or because we don't want to cause unnecessary trouble to others. In this case, we can adopt some elegant ways to refuse someone's request to borrow money and avoid hurting someone's empty feelings.

1.Outright refusal.

When someone borrows money from you, you can tell them directly that you don't have any extra money. It's straightforward, but it's also the easiest and avoids unnecessary misunderstandings. You can say something like:

I'm sorry, but I'm short on money right now and can't lend you money. It's not a tactful way to do it, but it's an effective way to reject someone's request.

2.Tactfully refuse.

If you feel that a direct rejection will hurt someone's feelings, then there are some tactful ways to decline the request. You can say something like, "I'm sorry, I don't have any extra money to spare right now, I can't help you anymore."

It's not as straightforward as a direct rejection, but it's also an effective way to express your rejection.

3.Offer his help to him.

If you feel that a direct or tactful refusal would make others uncomfortable, then consider offering other ways to help you instead of borrowing money. For example, you can offer to help find a job, refer friends, help, etc. It's a great way to make others feel your kindness, and at the same time, you can avoid the embarrassment of a direct rejection.

4.Postponed for the time being.

If you feel that a direct or tactful rejection would make others uncomfortable, but you don't want to offer other help, consider postponing it for now. Say something like, "I'm short on money right now, but I'll help you when I have the money in a while."

This is a great way to avoid the embarrassment of a direct rejection and to give yourself some time to consider whether you really want to lend money to someone else.

In short, it can be embarrassing to refuse to lend money, but there are some graceful ways we can avoid hurting someone's feelings. Either way, be careful with euphemistic wording to avoid unnecessary misunderstandings.

Hello, if you or your friends are in need of money, you can consider taking out a loan to relieve stress, and at the same time, you should do what you can and work hard to make money. Now there are many ways to apply for a loan, you can apply for a bank loan through a mortgage, and a more convenient way is to apply for a personal credit loan.

Hello friends, since ancient times, borrowing money has been the most hurtful thing, and those who borrow money often become the uncle of the creditor later, and repay the money until they become enemies! So refusing to borrow money has become a science, you can answer him like this, hey, brother, I really want to help you, I have to help you with my feelings, but the economic power of the tigress is in charge, I can't hide my private money, you can also say oops, I just invested in a project recently, and I don't have enough funds and want to open my mouth to you, so you spoke out first, it's too embarrassing and so on! Hope to adopt thank you!

I'm sorry, the money is in charge of my wife, my brother-in-law just borrowed 200,000 yuan from us two days ago to buy a car, and the family has no money, for this matter, I quarreled with my wife, and now it's still a cold war, neither of them speaks, and my wife also said that it is right to help her brother, yes, I'm angry. This should be both a rejection and not hurt feelings, haha Please adopt, thank you!

Then I can only say I'm sorry, I've been strapped for money lately, and I really can't come up with so much money, or maybe my money has been borrowed from someone else, and it has been taken from my parents.

Unless you find a reason for his approval, he will not be satisfied no matter what, as long as you don't lend it to him.

The best way is to complain, I am still anxious if I don't have money. I'm going to do what I'm going to do, I don't have enough money.

I don't have to wait a few months now, and he won't wait for him to use it urgently.

When someone borrows money, how to politely refuse? Keep in mind the following 3 tricks, thank you without hurting your feelings.