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Tight on hand and limited deposits.
After all, if you are a relative, you have to take care of your feelings, and try not to do things absolutely among your relatives. When a person is unwilling to lend money to his relatives and ask you to borrow money, it is usually a very embarrassing situation, and it is a bit unreasonable to refuse decisively, after all, the people around him come to the door, saying that he has no money and it seems too perfunctory. Especially for some relatives who are not badly related, it can be regarded as borrowing or not borrowing.
There must be a statement for such a thing, expressing that you really want to do it for him, this is to attract face, and secondly, you must show sincerity, you can't exaggerate, let him know that the money in your hand is also very limited, but you have to take some out to help her, first, to explain the mentality, and secondly, you will not borrow a lot.
I also have arrears.
Refusing to allow someone to borrow money may seem like a matter of words to some people. They can borrow it, they can borrow it, they can't borrow it, they don't borrow it, and it's not easy to go around the bend. But realistically speaking, it is still very challenging to fully embody the "straightforward and fast-talking".
As a relative, there are contacts during the New Year or holidays, and not many people can not consider these faces, and refusing to borrow money is not to say "I won't lend it to you" to your face, you must learn to find some reasons for yourself. Insist on seeking truth from facts, every family will have some arrears to a greater or lesser extent, and many families are burdened with housing loans and car purchase loans. This is actually a way of ordinary life, borrowing and arrears can make people's living conditions enjoy an excellent material life in advance, and only need to pay off the arrears, which can improve the sense of happiness.
The financial power "is not in their own hands."
There is a very common phenomenon in modern marriage - the financial power is in the hands of one person. A happy marriage doesn't actually care who is in charge of the accounts, but it is a common phenomenon that the family's savings must be in the name of a certain person. In many marriages, women hold the "financial power" and the men "pay" their salaries, which becomes a reason to refuse to borrow money from one person, and it is not easy for the other party to turn over you to find their own family.
The financial power is in the hands of his wife, in fact, this has been understood by everyone, and it is not an unacceptable and strange thing. When you say that the financial power is in the hands of your wife, it is equivalent to saying that you have "nothing", and you just have a lot of pocket money, so you naturally have no money to borrow.
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Generally, when faced with relatives borrowing money, people with high emotional intelligence will talk about their predicament, saying that they also have a lot of places to use money now, and politely refuse. It will not hurt the affection of relatives.
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When relatives come to borrow money, people with low EQ directly say "don't borrow", and people with high EQ will refuse like this. Tight on hand and limited deposits. Because it is easy to lend money, it is much more difficult to collect it.
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A man with low EQ will let the other party take the lead, and a man with high EQ understands that if he wants to refuse to borrow money, he has to put his thoughts
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Friends borrow moneyHigh emotional intelligenceThe words of euphemism are as follows:
1. Tell her that you have been saving money to buy a laptop computer and a digital camera.
and so on, which means that there is no money left in the room. Or maybe you just used the money for something else the other day.
2. Explain that your funds are used for other purposes, and don't be upset because you haven't lent money to others, as it turns out that it is not only difficult to recover the money after it is lent, but it is also likely to lose a friend.
3. Look at how much you want to borrow, within 200 you can do it, if it's more, you say: I don't have so much, I have used more money recently, I'm really embarrassed.
4. Tell her your difficulties directly, and show her your passbook if you don't believe it.
Of course, if she still doesn't forgive, such an unreasonable friend doesn't care, after all, if you help her among friends, she should also think about you!
5. Clearly said that he was not well off and had to repay the payment. If you want to save face, then you will have such things in the future, and you will be even more miserable!
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Relatives borrowed money and refused the best as follows:
1. Direct refusal, attitude to be resolute, posture to be elegant, do not be a "soft good person", when you refuse the needs of some people, many people often feel that their hearts are not happy, "tangled disease" will attack at the same time, always think about whether it is not good to do this, whether it will be said badly behind the back of others, will not destroy their own image.
2. If you think so every time, you will let yourself live overwhelmed, and now the pressure of young people's life and work is as heavy as Mount Tai, and you put a few excavators on the top of the mountain to repeatedly abuse your glass heart, you are too tired to live! So please ignore this matter calmly, or even ignore it, and think more about other things, this is the best policy.
3. Learn to say no with a smile. The so-called smile and say no, that is, when you reject others, don't provoke the other party, the so-called grievances should not be resolved, life is short, even if you don't **, you have to make less enemies, and when you refuse, you emphasize your difficulties.
After all, in this society, who is not short of money? You can say "I just paid the rent", you can also say "the money is in the **", you can also say "my classmate and relative just borrowed it, and now there is no money", etc.
4. The purpose of saying this is to let the other party know that your refusal to borrow money is not because you hate him or hate the loan itself, but because of the objective situation. At the same time, when the other person is disappointed because of the rejection, you also need to comfort them in a serious way. This is not a routine, this is a manifestation of high emotional intelligence, the attitude of not borrowing money must be resolute, the posture must be elegant, brother can only help you get here.
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It is better not to borrow money between relatives, I very much agree with such a saying. Because there are cases of relatives borrowing money from each other in life, but after borrowing money, you will find that the relationship between relatives becomes more and more cold, and they will directly hate each other. In such a situation, you can realize the feelings between relatives, and only when it is mixed with the issue of money can you recognize what a person's character is.
There are even some relatives who are not willing to repay the money at all after borrowing money, thinking that borrowing money between relatives is the right thing to do, and they should wait until they have money before repaying the money. <>
Everyone gets along differently, and the educational environment they received since childhood is different, which leads to different concepts between relatives. In life, some people consider borrowing money from relatives and friends when they have no financial **, but they can pretend to be very humble when borrowing money. When it comes time to repay the money, he is like an uncle, and he is not willing to return the money he borrowed to others at all.
There are some people who borrow money who like to eat out every day, but they are unwilling to pay back the money they have. <>
After the relatives borrowed money, the other party was embarrassed to ask the relatives for money, because they felt that they were relatives with each other. Once you ask the other party for money, it may make the relative feel that the other party is a very stingy person, borrowing a little money, and always coming to urge the relative to repay the money from time to time. In terms of people's behavior and behavior, they can understand whether the other party is an honest and trustworthy person, and they can also see the true face of a person more clearly by borrowing money.
Nowadays, when many young people have no money, they would rather choose online loans than talk to relatives. Because no one wants their relatives to know that their lives are very embarrassing, but sometimes they can't avoid borrowing money from relatives, because big things will happen in every family. In the face of buying a house, having children, getting married, some things like this must have the help of relatives, and it is appropriate to borrow money from each other, but after borrowing money, you should also return the money to others immediately.
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I agree with this statement, and I think this statement is very correct, because if the relatives are united, it will make both parties very uncomfortable and affect the relationship between the two parties.
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I agree, because if relatives borrow money, it's not right, don't be wrong, don't suffer yourself, and if you ask for it, the other party will turn against you.
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I very much agree with this sentence, because if there is a conflict over not paying the money, then it is likely to affect the relationship between relatives.
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Hello dear <>
You can talk to relatives like this:1claimed that he had no money, cried poverty to the other party, and poured bitter water.
Most people reject others in this way, and it turns out to be effective. The smarter borrower will know how to advance and retreat as soon as he sees the banquet rolling, and will not mess around anymore. Just give up.
2.Saying that you are not financially free. The daily expenses are paid by the family.
If you are married, you can say that you borrow money from people with families, and the money is the joint property of the husband and wife, so the money lent out needs the consent of both husband and wife. If it's a mutual friend, it's okay to say, if it's just a friend of one party, it is estimated that after listening to it, I will dispel the idea of borrowing money. 3.
Tell the other person about your family's living expenses and your salary, you can't save money every month. People think that you have a house, a car, and a prosperous life, but they don't know that you also have to repay a lot of loans. Tell the other party about your difficulty, and maybe he will discourage the idea of borrowing money from you.
4.Be clear about what you think. Outright refusal.
Say that you have been very tight on money recently, and you still need to borrow money from others, and you really don't have money to borrow from others. Hope mine can help you <>
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Summary. High EQ refuses to borrow money from others You can say that the first thing is to get straight to the point and refuse directly, for example, "Brother, I'm so embarrassed, I really can't help you this time". Note that when refusing, you must not make too many detours, the more you detour, the more questions you ask, the greater the hope for the other party, and when you refuse in the end, the more the other party will complain about you, and the more you will feel that you are not interesting enough.
High EQ refuses to borrow money from others, you can say that the first thing is to get straight to the point and refuse directly, for example, "Brother, it's so embarrassing, I really can't help you this time." Note that when refusing, you must not make too many detours, the more you bend, the more you ask, the greater the hope for the other party, and when you refuse again in the end, the more the other party will complain about you, and the more you will feel that you are not interesting enough.
Refusing outright is only the first step. Now it's time to highlight your difficulties. For example, "You don't know, I have been particularly short of money recently, housing and car loans, and the cost of my children's schooling, I am almost out of breath, and the work situation is not too good, and I still owe debts outside", this is the outstanding difficulty.
This last step is emotional comfort, which is also very important, and it must not be omitted, it is the key to not hurting feelings, not offending people, and making people like, such as, "Brother, I know you are difficult, you said that with our friendship for more than ten years, if you have money, I will definitely lend it to you without saying a word." I can't help you this time, and I feel uncomfortable, I hope you can understand. ”
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