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The effective time of medical insurance is related to the specific type of insurance insured: social security: it can take effect in the next month after enrollment, and it can be reimbursed for medical treatment, but it cannot continue to be reimbursed after 3 months of interruption.
2.NCMS: It is generally purchased from September to November every year, and takes effect on January 1 of the following year.
3.Commercial medical insurance: generally there is a hesitation period, after the hesitation period takes effect, how long depends on the terms of the specific insurance product, there are 10 days, 30 days, 60 days, etc.
If you are participating in basic medical insurance for the first time, you need to pay for 6 consecutive months before you can enjoy the hospitalization reimbursement, that is, it can take effect after 6 months. However, if it is an ordinary outpatient clinic, it can take effect to enjoy medical insurance benefits from the next month after the payment.
Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by the risk of disease. Through the employer and individual payment, the establishment of medical insurance**, after the insured person is sick and incurs medical expenses, the medical insurance institution will give him a certain amount of economic compensation.
Medical insurance premiums can be paid retroactively.
Units and individuals to pay medical insurance premiums, to the year of the payment of the city's average social wage and basic medical insurance rate of the year to determine. How the amount of the personal account is credited after the payment of medical insurance premiums:
If the medical insurance relationship is interrupted in the current year and renewed in the current year, the amount of the personal account will not be adjusted; If the medical insurance relationship is interrupted for more than one year, the amount shall be credited in advance to the personal account from the month of supplementary payment to the end of the medical insurance year, and the amount of the personal account during the supplementary payment period shall be transferred to the personal account at the end of the medical insurance year according to the proportion of the employee's age group at the time of supplementary payment.
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At the moment of the implementation of universal medical insurance, the importance of medical insurance is beyond doubt, she can allow us to save a lot of costs when we are sick and seek medical treatment, so we are all insured, but there are many people who do not know much about when the policy will take effect after the first insurance and when it will take effect after the interruption and renewal.
Participating units of employee medical insurance:
For the first time to participate in the basic medical insurance for employees, the insured person can enjoy the outpatient co-ordination treatment in the month of payment, and start to enjoy the inpatient co-ordination treatment in the 7th month after 6 consecutive months of payment. If the insurance is interrupted, the insured person will stop enjoying the medical insurance benefits from the next month after the interruption of the payment, and can only regain the medical insurance benefits after renewing the insurance payment.
Participate in medical insurance for urban and rural residents
Those who participate in the medical insurance for urban and rural residents for the first time generally enjoy the medical insurance treatment for urban and rural residents from 90 days after the payment is received (the newborn can enjoy the medical insurance treatment from the date of birth if the newborn is insured within 90 days of birth); After that, the insured person shall pay the annual payment according to the renewal of the centralized payment period, and then enjoy the resident medical insurance treatment from January 1 to December 31 of the following year. Participate in the health insurance for flexible employees:
For the first time, if an individual participates in the urban employee medical insurance as a person with flexible employment, a part of the outpatient expenses can be reimbursed from the next month after the insurance, but the hospitalization expenses generally need to wait for 3 to 6 months before they can be reimbursed, and the specific time needs to depend on the local medical insurance policy.
From July 1, 2021, if the flexibly employed persons participate in the basic medical insurance for employees for the first time, they will enjoy the basic medical insurance treatment for employees from the second natural month after the insurance payment is processed; After the resumption of normal payment, the employee medical insurance participants who have interrupted the insurance will enjoy the basic medical insurance treatment of employees from the third natural month from the month of resumption of payment. Under normal circumstances, the interruption time shall not exceed 3 months, and the medical insurance reimbursement treatment will be resumed after the relevant expenses are paid, and the medical expenses incurred during the interruption period will not be reimbursed; If the interruption time is more than 3 months, there will be a waiting period of 3 to 6 months, and the medical expenses incurred during the waiting period will not be reimbursed, even if the relevant expenses are made up later, they cannot be reimbursed.
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12 consecutive months of payment are required. The waiting period for social medical insurance is generally six months, and some regions stipulate that it is three months, and no matter how short it is, I have never heard of it.
1. If you participate in social security for the first time, you will be required to apply for a social security card (also called a medical insurance card) when you participate in medical insurance, which is a voucher for participating in medical insurance, and can also be used as a reimbursement voucher for purchasing drugs in designated pharmacies and treating diseases in designated medical structures. The card does not need to be recharged, and after you pay for health insurance each month, the Social Security Bureau will return a portion of the funds to your personal account on your social security card in proportion to the amount of contributions. This money is used to spend by credit card.
This is because the Social Security Administration will return your funds to your new social security card account within one month of your first enrollment.
2. Therefore, if you want to buy drugs for the first time, you must wait for a month to have funds on your social security card before you can start spending. If you don't have any funds on your card or you spend all your balance on your card when you spend it, it doesn't mean that your medical insurance is used up or invalidated. It can only be said that the funds in the personal account on the card are used up, and the medical insurance is still valid.
If you want to reimburse medical expenses, you must meet the requirements of paying medical insurance for more than 12 consecutive months to be eligible for reimbursement of medical expenses. Because at present, the Social Security Bureau has combined medical insurance and maternity insurance to pay together, and you have already paid the cost of maternity insurance at the same time as you pay medical insurance every month.
3. So as long as you can pay medical insurance for more than 12 consecutive months and there is no interruption in the middle, you can reimburse you or your lover for the expenses incurred when giving birth to a child. This reimbursement is all prorated. Reimbursement rates vary from city to city, so you can check with your local social security office if you need reimbursement.
After enrolling in medical insurance, it cannot be interrupted for more than 2 months, and if it is interrupted for more than 2 months, you can only apply for a new medical insurance. If the late fee is not paid when the application is re-processed. Moreover, the Social Security Bureau will recalculate the funds of your previous payment period into the new medical insurance, but the new medical insurance still has to recalculate the payment period.
The previous ones were only counted in the total number of years of contributions.
4. Medical insurance needs to be paid until the insured retirement. In some areas, the payment is for life. You have to ask your local social security bureau about this, don't interrupt it!
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Hello, if you buy medical insurance, you will buy it in the current month, and it will take effect in the current month, and if you don't buy it, you won't have it, this is talking about our employees' medical insurance, and the resident medical insurance is generally bought year by year, depending on the start and end dates that the staff told you when you buy, Good luck.
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Generally, in the next month after the employee medical insurance is enrolled, the local ** department will confirm whether the insured person has paid the basic medical insurance premium, and if so, the medical insurance will take effect from the 1st.
In the event of interruption of payment, it will also take effect on the 1st of the following month after the renewal. The hospitalization expenses incurred after the renewal takes effect can be reimbursed through the medical insurance, but the medical insurance will not reimburse the hospitalization expenses incurred before the renewal.
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Generally, it takes at least three months before you can enjoy medical insurance benefits.
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If there is a disconnection in the resident medical insurance, there needs to be a three-month waiting period for illness, that is, three months after the payment can be used.
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Summary. Hello, after the resident medical insurance pays the corresponding annual fee, it will take effect on January 1 of the same year. The medical insurance benefits of employees shall be handled in the same month and shall take effect in the following month. If the flexible employment individual pays for the medical insurance, it will take effect six months after the insurance payment.
If it is an ordinary outpatient clinic, you can enjoy medical insurance benefits from the next month after the payment of premiums.
How long does it take for Medicare to take effect?
Hello, after the resident medical insurance pays the corresponding annual fee, it will take effect on January 1 of the same year. The medical insurance benefits of employees shall be handled in the same month and shall take effect in the following month. If the flexible employment individual pays for the medical insurance, it will take effect six months after the insurance payment.
If it is an ordinary outpatient clinic, you can enjoy medical insurance benefits from the next month after the payment of premiums.
Hello, after the resident medical insurance pays the corresponding annual fee, it will take effect on January 1 of the same year. The medical insurance benefits of employees shall be handled in the same month and shall take effect in the following month. If the flexible employment individual pays for the medical insurance, it will take effect six months after the insurance payment.
If it is an ordinary outpatient clinic, you can enjoy medical insurance benefits from the next month after the payment of premiums.
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How long does it take for medical insurance to be reimbursed.
1. Employer's payment: The medical insurance paid by the employer can be reimbursed for hospitalization in the next month;
2. Individual payment: The medical insurance paid by the individual identity generally needs to be paid for half a year or more than one year before you can enjoy the reimbursement treatment.
How long does it take for health insurance to take effect?
1. Employer's payment: the employer's payment will take effect in the following month;
2. Individual payment: generally need to pay for half a year or more than one year.
Medicare reimbursement conditions.
1. The employee is employed in the employer;
2. The employer pays medical insurance for employees;
3. The employer shall pay medical insurance for the employee for at least one month and continue to pay it;
4. Comply with the relevant regulations of medical insurance reimbursement.
Medical insurance reimbursement materials.
1. Hospitalization invoice;
2. Discharge certificate (the above two items must be original);
3. List of hospitalization expenses and medication (stamped with the official seal of the hospital, and a report form must be required for large-scale examinations, but large-scale examinations are generally self-paid items);
4. Copy of household registration or ID card;
5. New Rural Medical Insurance Certificate;
6. Provide the certificate of the social security designated hospital of the inpatient hospital.
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How long does it take for medical insurance to be reimbursed.
1. The employer pays the medical insurance paid by the unit: the medical insurance paid by the unit is reimbursed for hospitalization and closed office in the next month;
2. Personal suspicion payment: The medical insurance paid by the individual identity generally needs to be paid for half a year or more than one year, and you can enjoy the reimbursement treatment.
How long does it take for health insurance to take effect?
1. Employer's payment: the employer's payment will take effect in the following month;
2. Individual payment: generally need to pay for half a year or more than one year.
Medicare reimbursement conditions.
1. The employee is employed in the employer;
2. The employing unit pays medical insurance for employees;
3. The employer pays medical insurance for employees for at least one month, and continues to pay;
4. Comply with the relevant regulations of medical insurance reimbursement.
Medical insurance reimbursement materials.
1. Hospitalization invoice;
2. Discharge certificate (the above two items must be original);
3. List of hospitalization expenses and medication (stamped with the official seal of the hospital, and a report form must be required for large-scale examinations, but large-scale examinations are generally self-paid items);
4. Copy of household registration or ID card;
5. New Rural Medical Insurance Certificate;
6. Provide the certificate of the social security designated hospital of the inpatient hospital.
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Good afternoon kiss Oh, I'm glad for your question, how long does it take for the medical insurance to take effect after the medical insurance is paidThe answer is as follows: 1. If the employee participates in the employee medical insurance for the first time, it will take effect from the next month after the employer pays the medical insurance, and it will take effect after the payment record is inquired by the Social Security Stupid Wheel Bureau, that is, you can enjoy the medical insurance treatment. 2. If an individual participates in employee medical insurance as a flexible employment person, part of the outpatient expenses can be reimbursed from the next month after the insurance, but the hospitalization expenses need to wait for 3-6 months to be reimbursed.
In addition, if the payment is interrupted, the interruption time is not more than three months, and the reimbursement can be resumed after the supplementary payment, and if the interruption time exceeds three months, there will still be a waiting period of 3-6 months before the reimbursement can take effect. 3. If urban and rural residents participate in the medical insurance for the first time, it generally takes effect from 90 days after the payment is received, and they enjoy the treatment of urban and rural residents' medical insurance, but the newborn is insured within 90 days of birth, and enjoys it from the date of birth. 4. The entry into force of commercial medical insurance is effective from the next day after the premium is paid, but there will be a waiting period, and the number of days of the waiting period is usually 30 days or 90 days.
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