If I don t want to use the card in other places, do I have to go to the card issuing bank to cancel

Yes. If you apply for a card in a different place, you need to go to the issuing bank where you apply for the card to cancel it.

First of all, you need to make sure that you have opened online banking, if you have opened online banking, you need to cancel online banking before you can cancel the card. After my brother went to college in Wuhan, he went to work abroad, and when he came back a year later, there was still 700 yuan in the card in Wuhan. I also didn't have the opportunity to go to Wuhan to cancel the card.

Later, when I was going to go to the company's headquarters, Yibin was closer to Wuhan and had some friends in Wuhan, and then I went to the local account opening bank to cancel it. If your online banking is opened online, you can self-register online, and if it is opened at the opening bank, you must bring your ID card and card to the counter to cancel it. <>

Then my brother chose to terminate the online banking service, fill in the name, ID number, savings card number, ** number, and all personal real information verification, before deleting the information one by one in the account cancellation interface. It can be regarded as a successful account cancellation.

However, it seems that the requirements and regulations of each bank are different, and I have heard that the account is successfully closed locally, but it must be the bank where the account is opened. Therefore, if you don't use a non-local bank card, you'd better cancel all the accounts you want to cancel when you leave, whether it's a ** card or a bank card, or a variety of other cards, and sell them early and save trouble.

Don't be ready to leave, and there is no chance to go back casually, you have to do these in advance, don't wait until you go back to the local area, and remember that there are hundreds of dollars in the savings card in the other place, and the card in the other place can't be used. It's money anyway, how can you let it go.

If you apply for a card in a foreign country, you don't have to handle the shutdown business at the issuing bank, if you don't belong to the same place as the place where you apply for the card. Then you can call ** to 10086, choose the manual service, and the manual service will tell you how to do it. <>

If you are in the place where you apply for a card, you can go directly to the business hall, and the business hall will directly help you cancel. If you are not in the place where you have a card, and you can't go back to the place where you are applying for a card, you can choose to call **10086. But before you hit **, you have to make sure that there is no arrears on the phone, and if there is arrears, it is best to pay it off, so as not to be blocked during downtime.

If you have a telecom card, you can call 10,000 and choose the manual service. In the case of telecommunications, if it is not a special card, it can be canceled in the ordinary business hall, and the special card, such as some campus cards, can only be used in the particularly large business hall to handle the shutdown business. For example, our school's 79 yuan telecommunications** cannot be canceled in ordinary business halls.

If you don't care about being blocked by mobile or telecom, you can simply not use this card, and if you do not use it for three months, the card will be cancelled directly. In general, if your reputation is not a problem, it is possible to cancel.

If you don't want to use this card for a while, but you still want to continue to use this card after a while, you can choose to stop the insurance business, you don't need to go to the original business hall, you can handle it in the ordinary business hall.

If you are in the place where you apply for a card, you can go directly to the nearby business hall to choose the shutdown number business. If you don't have a card, you can do it, call 10086 or 10000 to consult. However, the business hall where the shutdown number business will charge five yuan per month for the shutdown insurance number.

If you want to cancel the business, you must go to the bank where you open the account, otherwise, there is no way to handle the cancellation business anywhere, especially the inter-provincial business.

Bank card because we have a lot of money, a lot of personal information, so its security is the most important thing for the bank, we have to go through a variety of complex steps to fill in the information when opening the card, set a password, when you want to cancel the natural to cancel in the local bank, and other banks in the local can not do this business, must be the branch where the bank is located to help you cancel the card.

I had a bank card in Heilongjiang, and I also had this bank in Shenyang, and I wanted to go there and cancel the card. Because that card was done when I was in high school, I would be ignorant at that time, that is, the bank had a bank card of its own, but I later felt that there was no benefit in having more such things, so I went to the bank and asked him to help us cancel it.

But he said that my card was out of town and that I had to go back to the local bank to cancel it. I asked the counter staff and I said what would happen if I didn't cancel the card and just throw it there? The staff told me that if this card has not been opened through any special business, the card is placed there, it is an idle card, there will be no consequences, and it will not have any impact on its reputation or other things, as long as it is properly kept.

Because I don't have time to go back, this card has been in my mother's card bag, and it has never been activated, nor has it been cancelled, and it should have been two or three years by now, and there have been no problems.

If you don't have time to go back to the bank to cancel it, it is recommended that you destroy it yourself, and you can go to the bank to report the loss or freeze the card in the future. Reporting the loss and freezing of this card can be done in online banking or by calling ** to the bank.

This not only ensures your safety, but also can save a lot of trouble, is a particularly good choice, if you are not at ease, it is recommended to inquire more useful information in online banking.

Cancellation process: 1. In accordance with the regulations, the bank card is cancelled, and others are not allowed. You must go to the bank counter with a valid ID card and bank card to handle this business.

2. If you do not have an ID card, you can submit it to the bank with the household registration book and the household registration certificate issued by the household registration authority.

Debit cards can be cancelled off-site, subject to certain conditions. Some banks stipulate that the annual fee and small account management fee must be paid when the card is cancelled.

Method. 1. If the user's card is opened in a different city in the same province than the location, he or she can bring his ID card to the bank branch in the city where he or she is located for cancellation.

3. If the user's bank card in another place is lost and the card number is forgotten, then the user needs to go to the bank where the card is opened to cancel it.

Extended information: 1. Can local bank cards be used in other places?

1. It can be used, but there are a few things to pay attention to, first of all, the peer is in a different place, and there is generally no charge for the use of the same person in the same place. The second is that there is a charge for a different trip. Fees are not the same.

2. Inter-bank and non-regional, cross-regional and non-inter-bank will charge a handling fee, but if an individual opens online banking, no handling fee will be charged for transfer, and if the amount is large, a certain handling fee will be charged.

3. At present, the bank card of the same bank is handled in all outlets across the country. There is no handling fee for ATM deposits and withdrawals in our bank, whether it is inter-provincial or inter-city. Some business may need to be carried out back to local or provincial outlets.

2. Cancellation process of bank card:

1. I go to the bank with my ID card and bank card to get the appointment number and queue up.

2. Explain the specific situation to the salesman, to cancel the account, give the bank card and ID card to the bank staff, and fill in the application form for account cancellation.

3. According to the prompts, the bank card account has been cancelled.

3. Precautions:

1. If there is still money in the bank card, you can withdraw all the money at the counter when you close the account;

2. If the bank card is lost, you need to reapply for a bank card first, and then cancel the account, and a card fee is required to replace the card.

3. For savings cards, if the card is not used for a long time, it will generally be automatically frozen and will not affect personal credit history. If it is a credit card, it will not be automatically frozen if it is not used for a long time, and it may be overdue due to annual fees.

4. The balance on the card must be withdrawn and the balance on the card must be withdrawn to ensure that there is no arrears on the card;

5. After the savings card is successfully closed, it will not affect the future application. After the credit card account is successfully closed, if the personal credit is affected due to the previous use of the card, it will cause some trouble to apply for a credit card in the future.

According to the internal regulations of most banks, in order to cancel a bank card, you must go to the bank where the bank card is opened, and you cannot cancel the account in another place. The cardholder can only apply for account closure after all transaction amounts, overdraft principal and interest and related fees have been repaid.

If you don't know where the opening bank is, you can only go to the relevant bank in person to learn about the situation of the account opening outlets, and then go to the account opening outlets to handle account cancellation. However, the ABC debit card can be closed with the card and passbook at any of its outlets, and if the debit card is opened through the open** or bank-securities pass business, the account must be closed at the account opening outlet;

If the ICBC debit card is closed, you need to bring the passbook, card, and ID card to the account opening outlet; The Bank of China Great Wall Debit Card can be closed at any branch with the passbook and card. For CCB Dragon Debit Card, you need to present your ID card, passbook and card to the account opening outlets.

In real life, I believe that everyone basically has their own bank card, but have we found that in the real life, when you don't want to use the card in the field one day, you go to the local account to cancel the account only to find that you can only go to the card to open a card marketing account in the field. I believe that many people who want to cancel their card accounts have had this situation, so in this case, do you have to go to the card issuing bank to cancel it? This is not necessarily, it depends on local policies and bank regulations, but in fact, for card holders, if the bank card is out of money, it has no impact on whether the note is cancelled or not, as for why, I will tell you:

Now is the Internet era, in order to improve efficiency and facilitate people's lives, many of the businesses handled offline in the past have been transferred to online. As for why the cancellation of the bank card has to run back to the card issuing bank for cancellation? It is likely that the bank has taken some measures to retain customers.

As we all know, China's bank cards are mainly divided into two categories, one is the savings card that everyone usually uses, also known as the debit card, which is used more; The other type is credit cards, commonly known as credit cards, which are generally used for emergencies. The difference between the two is actually a question of whether they can be overdrawn, and the others are no different. In daily life, credit card cancellation is relatively simple, if you don't want it, you can call ** to the bank customer service for online cancellation, but the premise is that your credit card is not an overdraft amount that needs to be repaid, and you can cancel it online after communicating with customer service online and waiting for the next bill date.

However, for savings cards, there is no online way to cancel them, and the bank's customer service has not handled such a business. If you want to completely cancel the cancellation, you can only go offline to handle the cancellation, but because the policies and regulations of each bank are different, some places support cancellation in different places, and some banks can only support cancellation at the opening bank, which depends on the regulations of each bank. <>

So far, for savings cards, if there is no money in the card, it doesn't matter if the note is cancelled or not. In the past, there may be a small amount of card management fees because some cards that are not cancelled, but after the central bank issued regulations in 2017, these regulations on card management fees are gone, so if you don't cancel your card, you don't have to worry about the bank deducting money or anything. At the same time, in 2020, in order to standardize the use of bank cards, the central bank bank has not used some bank cards for a long time, and there is no money in the card, the bank can cancel it in the background, and this period is generally a card with no money and no use within three years, and the bank has the right to freeze and cancel the card.

Not necessarily, as long as the bank card is the same, you can cancel it, and you don't necessarily have to go to the bank where the card was opened.

If it is a card in the field, you can go to the local bank to cancel it, and you have to issue your own ID card to get the file bank, and then apply for physical examination ** and stupid pants in accordance with some local requirements, and then cancel the banquet.

We must go for the login, which will make us especially safe so that there will be unnecessary trouble later in case of fraud.

If you don't want to use your bank card in other places, you don't necessarily have to go to the card issuing bank to cancel your bank card, you can choose to log in to the mobile banking directly.

You can call the bank's customer service** in advance to inquire about how to cancel it. When many people work in other places, they have to choose to apply for some foreign bank cards, and when considering foreign bank cards, try not to deposit too much money in foreign bank cards. <>

Whether it is people in various regions, when applying for a bank card, they will consider first applying for a bank card in the place where they live. In this way, when some companies pay salaries, they will directly put all the money in the local bank card, just for convenience. However, for some young people today, due to the large number of bank cards, they do not know which bank cards they will have.

When applying for a bank card, you must consider applying for any bank card among the four major banks, because it is very useful in all parts of the country and is more convenient than a local bank. <>

In the past, when you went to the bank to cancel the bank card, you had to destroy the bank card directly in front of the parties, so that it could be regarded as a real cancellation. But nowadays, for the sake of environmental protection, as long as there is no deduction in the bank card, you can consider continuing to use a foreign bank card. Bank cards in various regions can be used in major banks as long as they enter the password, and now more and more people will not go to the bank to handle business, but will choose to use mobile online banking.

Transfer. <>

Many people will bind all their bank cards to rent Huai in WeChat, and when binding bank cards, you must consider leaving the one with the least money in a bank card for binding. It can be used as a living expense, which can reduce the economic consumption of young people, and if the number of bank cards used is relatively large, it is also possible to go to the local branch to cancel it.