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This kind of problem is very simple, if the quality of the salesman is too low, it may lead to the quality of your insurance service in the later stage of the company will also be discounted, and it will not affect your other aspects when it expires. As for the discount, under normal circumstances, as long as the vehicle is more than 2 years old, and the compulsory traffic insurance has not been insured in the previous year or two years, the company will give the lowest discount, of course, the so-called discount is only for you, not anti-cash, which is the same for each company. As for the annual inspection, you need to look at your driving license, there is a registration date under the original, generally non-business cars are inspected every two years, and other vehicles are inspected every year, and the inspection time is the same as your first landing year.
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First of all, when the car insurance expires, you can choose any property insurance company, first determine which types of insurance you want to insure, and then if there is a salesman of the insurance company you know, let them all report the ** service first, and choose the insurance company with good ** low service. If you don't know anyone, go to the insurance company by yourself, let the receptionist at the front desk calculate a fee, and issue a bill according to the lowest discount. There must be a discount for the second year of insurance, I don't know which region you have, we Qingdao if there is no insurance in the first year, you can get a 7% discount in the second year, and 9% off the compulsory traffic insurance.
As for the annual examination, first look at the sub-page of your driving license, there is a line of words on it "inspection is valid until the year and month", if it is time to review the car, the car should be reviewed with a copy of the driving license and compulsory traffic insurance policy (not expired), go directly to the local vehicle management office on the line, the general personal family car is a two-year trial. There is also the matter of you changing insurance, you can change to any insurance company, and the discount for the second year of the new car is the same, just rest assured. Because I'm in charge of car insurance.
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1. The annual review is mainly the annual review of the car, and look at the annual review time requirements for your travel certificate and vice certificate. 2. A copy of the compulsory insurance policy needs to be provided during the annual review, and the companies are almost the same if you buy it, and the compensation may be faster if the compensation is fast (what is the compensation in one day now). 3. In terms of **, if there is no annual drop of 10% in the previous year, the cap is in the fourth year, if it does not fall, and it will rise by 10% if it appears too much, it will be cheaper to go to the repair shop or insurance supermarket, and it will be more expensive to buy it at the insurance company's counter.
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It's not a good deal. You can change insurance marketers. You give their company a **. I am the business manager of Ping An. Remember to choose me as the answer.
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Ping An Insurance's car insurance has an official commitment, less than 10,000 yuan in 1 day of claim, it is recommended that car insurance to a company with a large company, a strong company, and a good claim service company, otherwise it will be troublesome in the future. If the car insurance is not insured in the first year, it will be discounted if it is paid in the second year, and there are discounts.
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No. If the car insurance expires, it cannot be reviewed annually, and it can only be reviewed annually if you buy compulsory traffic insurance. Bring your ID card, driving license, traffic accident compulsory liability insurance certificate, vehicle and vessel tax payment or exemption certificate, and at the same time, you must complete the traffic violation and traffic accident, and then go to the inspection mark issuance point for processing.
Annual review, that is, the meaning of annual inspection, but it is more colloquial than annual inspection. Annual audit refers to the annual or biennial inspection of the safety of the car, including horn, brake, axle load, chassis, ignition system, lighting system, exhaust system, license plate installation and other all-round inspections.
The first step is to apply for inspection and then conduct on-line testing. Drive the vehicle into the automatic detection area, and check whether the exhaust, speed, lights, and chassis meet the standards in turn, and all items can be passed.
The second step is the appearance inspection, check the correctness of the vehicle number plate, type, body color, engine number, vin**, and frame number; Inspect the exterior of the body: inspect the bumpers, engine compartments, mirrors, mirrors, window glass, paintwork, engine operation status, and details such as the interior and wheels of the bus.
Finally, the owner can obtain the test report and inspection application form from the inspector, and if all the test items are passed, you can pay the inspection fee and receive the driving license and certificate label; If there are unqualified items, the owner will participate in the re-inspection after repairing them by himself, and he can only go through the visa procedures until he is qualified.
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No, you have to buy compulsory traffic insurance before you can get an annual review. The owner must bring the ID card, driving license, traffic accident compulsory liability insurance certificate (that is, the insurance bill), vehicle and vessel tax payment or exemption certificate, at the same time, must be completed to deal with traffic violations, traffic accidents, and then go to the inspection mark issuance point for processing.
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Hello! Generally speaking, when the car insurance expires, it cannot be reviewed last year, because the vehicle management office will require the car owners to purchase compulsory traffic insurance before reviewing the car, so it is recommended that you apply for compulsory traffic insurance as soon as possible, and then review the car. To apply for compulsory traffic insurance, you can bring the following information directly to the insurance company for insurance:
Driving license (original, copy, **, choose one of the three).
1) If the policyholder is an individual, he needs to provide: ID card (copy, **, front and back, choose one of the two) (2) If the policyholder is an enterprise: organization ** certificate (copy, **, choose one of the two) Of course, the protection of compulsory traffic insurance is not enough, so if you want to give yourself more protection for your car, you can also take the initiative to apply for commercial car insurance, such as three liability insurance, car damage insurance, car personnel liability insurance, deductible insurance, etc.
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I just want to tell you that during the annual review, the car must have compulsory traffic insurance.
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Hello, you can't when it's due, you have to pay the insurance before you can review it last year.
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1.The annual review of the car is not necessarily related to your purchase of insurance, you can do the annual inspection of the car in October, and then buy it when the insurance expires;
2.Compulsory traffic insurance must be bought on time, otherwise the car will be detained. Commercial insurance can be bought or not, you can buy it early or late, whatever you want.
According to the "Road Traffic Safety Law of the People's Republic of China", Article 98 If the owner or manager of a motor vehicle fails to take out compulsory third-party liability insurance for motor vehicles in accordance with the provisions of the state, the traffic management department of the public security organ shall detain the vehicle until it has been insured in accordance with the regulations, and impose a fine of twice the insurance premium that should be paid in accordance with the minimum liability limit for insurance in accordance with the regulations.
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Car insurance is still a few days away, and it is possible to go to the car inspection. The car inspection must be within the validity period of the compulsory traffic insurance, which is a type of car insurance that the state compulsorily insures, and it is also the car insurance information that must be provided in the process of annual inspection.
If your car insurance is about to expire, you should renew it in a timely manner. If the insurance is not renewed in time, then the motor vehicle will not be able to go on the road after the expiration of the compulsory traffic insurance. The annual inspection of automobiles refers to the inspection of vehicles that have received official license plates and driving licenses, and each cycle is carried out according to the safety technical conditions of motor vehicle operation.
The purpose is to check the main technical condition of the car, supervise and strengthen the maintenance of the car, so that the car is always in good condition, and ensure the safety of the car.
The materials to be brought for the annual inspection are: the original and copy of the driving license, the motor vehicle third party liability insurance policy valid for 1 year and within the validity period, if it is an installment without the original insurance policy, take a copy of the insurance policy, the original and copy of the ID card, and the identity certificate of the agent is required for the car of the unit. (Photo by photo:.)
Wu Binbin) @2019
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Hello, after the purchase of insurance in the review of the car, expired without the annual inspection of the beam which is illegal, it is recommended to check in a timely manner, even after the annual inspection period as long as the punishment can be normal annual inspection. The Ministry of Public Security stipulates that the annual examination of vehicles can be handled 3 months in advance, and if the annual inspection of vehicles is overdue, a fine of 200 yuan will be imposed on the road, 3 points will be deducted, and the vehicle will be detained. When the overdue annual inspection vehicle is inspected at the inspection station or the power of attorney for off-site vehicle inspection is handled at the vehicle management office, a fine of 200 yuan will also be imposed and a penalty of 3 points will be imposed.
In addition, the insurance company will not pay compensation after the overdue annual inspection vehicle is out of insurance, and the risk of overdue annual inspection vehicles on the road is very large.
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Motor vehicles can be inspected and applied for annual review 3 months before the annual examination date. It's best to wait two months or more than one month in advance, and don't wait until there are only a few days left before the annual inspection expires to remember to get tested. Secondly, before the 10th of each month, the business volume of the testing station is relatively small, which is a good opportunity to skip the line and skip the line.
Information required for annual vehicle inspection (individual):
1. Original driving license.
2. A copy of the compulsory traffic insurance.
3. A copy of ID card.
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It's not too late to apply for insurance after the car has been reviewed.
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Summary. What should I do if the annual inspection of motor vehicles is overdue?
1. No compensation will be made if the vehicle is overdue and the accident occurs.
According to the provisions of the "Motor Vehicle Third Party Liability Insurance Clause", the insurer shall not be liable for compensation for other circumstances in which the insured vehicle fails to pass the annual examination according to the regulations or fails to pass the annual examination in accordance with the provisions and the insured vehicle does not have a valid driving certificate. That is, the insurance contract stipulates that it will only be valid for qualified, legal vehicles. In addition to not paying compensation for traffic accidents caused by vehicles that have not been reviewed on time, insurance companies also refuse to pay compensation for lost vehicles.
2. If the vehicle is not inspected annually, the vehicle will be detained and fined.
For vehicles that have not participated in the annual examination, the police can give the driver a fine of 200 yuan and 3 points in accordance with the provisions of the Road Traffic Safety Law, and the vehicle will be temporarily impounded.
The annual review of the vehicle insurance has expired.
What to do if the annual inspection of motor vehicles is overdue1, the vehicle is overdue and the accident is not claimedAccording to the provisions of the "Motor Vehicle Third Party Liability Insurance Clause", when a traffic accident occurs, the insured vehicle is not in accordance with the provisions of the annual examination or the annual examination is unqualified, and the insured vehicle does not have a valid driving certificate for other circumstances, the insurer is not liable for compensation. That is, Wang Hanzao's insurance contract stipulates that it only takes effect on qualified and legally trapped vehicles. In addition to not paying compensation for traffic accidents caused by vehicles that have not been reviewed on time, insurance companies also refuse to pay compensation for lost vehicles.
2. The vehicle will be detained and fined if it is not inspected annually, and the police can give the driver a fine of 200 yuan and 3 points in accordance with the provisions of the Road Traffic Safety Law, and temporarily detain the vehicle.
Annual review? Or insurance first.
What should I do if my car insurance expires? At present, most insurance companies are out of insurance, and filial piety codes for more than three months are considered new insurance. Even if Hu San did not have an accident last year, the discount after three months of insurance is calculated according to the new insurance of the pants Shen, that is, about 85% off.
Dear, buy insurance first.
to be able to review the year. Okay
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If the car insurance expires, the annual review will not be accepted, and it needs to be renewed.
It is recommended to renew the insurance in time: bring your ID card, vehicle driving license (if it is a company's vehicle, then you also need the organization ** certificate), and the compulsory traffic insurance policy of the previous year to the insurance company to renew the insurance.
If you don't renew your policy in time, it's very harmful:
1. If a traffic accident occurs, the owner needs to pay the claim amount of the compulsory car insurance;
2. If the compulsory traffic insurance expires, the annual inspection and review of the vehicle will not be accepted;
3. If it is found by the law enforcement traffic police, it will be subject to certain penalties (the punishment standards vary in different places). Relevant penalty provisions:
Article 98 of the Road Traffic Safety Law of the People's Republic of China stipulates that if the owner or manager of a motor vehicle fails to purchase compulsory third-party liability insurance for motor vehicles in accordance with national regulations, the traffic management department of the public security organ shall detain the vehicle until it is insured in accordance with the regulations, and impose a fine of twice the insurance premium that should be paid in accordance with the minimum liability limit for insurance.
Article 40 of the Regulations on Compulsory Insurance of Motor Vehicle Traffic Accident Liability stipulates that: If a motor vehicle driving on the road is not placed with an insurance sign, the traffic management department of the public security organ shall detain the motor vehicle, notify the party concerned to provide the insurance mark or go through the corresponding procedures, and may be given a warning or a fine of not less than 20 yuan but not more than 200 yuan. If the party concerned provides the insurance mark or goes through the corresponding formalities, the motor vehicle shall be returned in a timely manner.
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No, the insurance must be within the validity period.
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Car insurance expired-
It is not possible to have an annual car review.
Just go buy it now.
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